--- title: 'Product Owner (Back Office) at Unlimit' canonical: 'https://feeny.ai/job/product-owner-back-office-unlimit-belgrade-nyfbkr8ry00w' type: 'job' last_seen: '2026-09-07' --- # Product Owner (Back Office) at Unlimit - **Company:** Unlimit - **Location:** Belgrade, Serbia - **Employment:** full-time - **Work type:** onsite - **Posted:** 2026-08-26 - **Last confirmed live:** 2026-09-07 - **Apply:** https://jobs.lever.co/unlimit/2e7ca1d4-2ad2-49ab-b7ee-f244d8efc309 ## Job description ## About Unlimit Unlimit is a global fintech ecosystem built to eliminate financial borders holding businesses back. The company provides the extensive infrastructure needed to scale globally, integrating payment processing, multi-currency business accounts, BaaS and crypto gateways into a single, intelligent platform. Across 17 offices globally, Unlimit bridges hyper-local expertise with a high-capacity financial network, giving companies the agility to expand across regions with operational confidence and speed. Driving the evolution of payments, Unlimit is transforming its infrastructure from human-operated fintech into AI-native financial infrastructure — where APIs are consumed by machines, integrations are negotiated by agents, and systems evolve continuously through intelligent automation. Our next users are not only humans. They are AI agents acting on behalf of humans and businesses. Unlimit serves more than the needs of businesses today; we are building the nervous system for a borderless global economy. ## What You’ll Be Doing Own the Backoffice end-to-end: be accountable for functionality, business logic, data model, documentation, roadmap, and overall system lifecycle. Own reconciliation processes: define matching rules, tolerance thresholds, and break management; monitor reconciliation quality and reduce manual intervention and recurring discrepancies. Own settlement and payouts: manage settlement business logic, including settlement cycles, fees, reserves, netting, FX, and adjustments, while ensuring payout transparency and control. Ensure wallet and ledger integrity: define wallet and balance rules across currencies, monitor the correctness of money movements, and prevent unexplained discrepancies and balance inconsistencies. Drive requirements and roadmap: translate operational, regulatory, and business needs into a prioritized backlog, write clear and testable requirements, and make trade-off decisions together with Engineering. Own delivery and release quality: define acceptance criteria, lead UAT, coordinate business testing, approve releases, and verify outcomes after deployment. Manage incidents and operational continuity: act as the escalation point for critical incidents, assess financial impact, coordinate remediation and post-incident reviews, and oversee financial data correction processes. Partner with Finance, Compliance, Support, and Audit: provide required documentation and evidence, support regulatory and audit requirements, participate in month-end close, and train Back office users. ## Qualifications You Will Bring 4+ years of experience in payments / PSP / acquiring / e-money / fintech / banking, with hands-on experience owning reconciliation, settlement, or ledger processes. Strong understanding of the payment lifecycle: authorization, capture, refunds, chargebacks, representments, and their impact on money movement and balances. Knowledge of card schemes and APMs: understanding of settlement timing, provider files, fee structures, and dispute mechanics across different payment methods. Strong understanding of accounting and ledger principles: double-entry accounting, wallets, multi-currency, and FX. Strong SQL skills: ability to independently investigate production data and identify the root causes of financial discrepancies. Experience working with payment data and integrations: CSV/XML/JSON, SFTP, APIs, and reconciliation of data from different sources. End-to-end ownership experience: proven ability to own a product or process, define requirements, manage a backlog, run UAT, and drive delivery across multiple teams. High attention to detail and an analytical mindset: ability to work with financial data, validate assumptions using evidence, and thoroughly investigate discrepancies. Fluent written English. Nice-to-Have Experience onboarding new payment schemes / APMs, including provider reports, field mapping, fees, refunds, and chargebacks. Knowledge of PCI DSS, AML, safeguarding/client money, and regulatory reporting requirements. Experience working with Finance and accounting systems, including GL interfaces, month-end close, and merchant liability reporting. Experience building and improving operational controls, automating reconciliation, and reducing manual intervention. Join Unlimit Team now! Unlimit is an equal opportunity employer. We believe passionately that employing a diverse workforce is central to our success. We make recruiting decisions based on your experience and skills. We welcome applications from all members of society irrespective of age, sex, disability, sexual orientation, race, religion or belief. ## About Unlimit ## Company Overview - **One-liner**: Unlimit provides a global payment infrastructure platform enabling businesses to accept and make payments in any currency across multiple regions. - **Entity Type**: Private - **Headquarters**: London, United Kingdom - **Founded**: 2009 - **Founders**: Not publicly available ## Core Business - Primary industry/industries: Fintech, Payment Processing, Financial Infrastructure - Target customers: B2B; eCommerce brands, travel & hospitality companies, gaming platforms, subscription businesses, transportation & mobility companies, and entertainment businesses - Mission or purpose statement: To eliminate financial borders for businesses all over the world ## Products & Services - **Payment Processing**: Accept payments anywhere with access to over 1,000+ payment methods and 150+ currencies across 200+ locations; includes local licenses and APMs (Alternative Payment Methods), major card brand acceptance, and semi-automated KYC/AML. - **Multicurrency Account**: A multipayment account for international transfers, card transfers, and local payment methods in 30+ currencies; includes corporate card issuance with customizable levels and limits, seamless FX conversion, and SEPA/SWIFT transfer channels. - **Unlimit Crypto**: A fiat on-ramp and off-ramp for DeFi, GameFi, and NFTs; accepts global currencies via e-wallets, QR codes, cash, and instant bank transfers with customizable interfaces. - **Unlimit Banking as a Service (BaaS)**: A configurable API platform offering white-label card issuing (physical and virtual), a single stackable API for financial operations, local and global payment rails (instant SEPA, SWIFT, BACS), and connections to major card brands and 1,000+ APMs. ## Market Standing - **Valuation/Market Cap**: Not disclosed (private company) - **Key Metric**: Total Funding — Not publicly available - **Notable Investors/Partners**: Not publicly available - **Growth Signals**: Presence on 4 continents with 17 modern offices worldwide; 1,000+ employees; over 200 locations covered; 15+ years of operational experience; actively hiring for roles across multiple regions including Hong Kong, San Francisco, Brazil, and Serbia ## Competitive Advantages - Extensive global reach with local licenses and direct connections to alternative payment methods - 15+ years of experience in the payment infrastructure space - Comprehensive product suite covering payments, multicurrency accounts, crypto on/off-ramps, and BaaS - Single, stackable API simplifies complex financial operations for clients - Presence in high-growth markets across LATAM, APAC, Africa, EU, and the UK ## Strategic Focus - Expanding global coverage and payment method availability (1,000+ methods) - Deepening capabilities in crypto and digital asset on/off-ramp infrastructure - Growing the Banking as a Service offering to enable white-label financial products - Leveraging AI tools to optimize operations and hiring processes - Continued investment in local licenses to reduce intermediaries for clients ## Why Work Here - **Culture**: Values-driven culture based on “Take Initiative,” “Explore to Improve,” collaboration, and ownership; described as a melting pot of game-changing ideas with people from diverse paths speaking different languages [unlimit.com](https://www.unlimit.com/careers/) - **Growth**: Opportunity to work on a constantly evolving business interface in the booming fintech industry; fast career progression within an international environment of top-notch professionals [unlimit.com](https://www.unlimit.com/careers/) - **Team**: Multicultural team spanning 14 countries; described as a place where “Unlimiters are made, not born” and where people flourish within a unique culture - **Work Model**: Mix of on-site, hybrid, and remote roles depending on location; open positions include on-site roles in San Francisco, hybrid roles in Hong Kong, and on-site roles in Belgrade and São Paulo [unlimit.com](https://www.unlimit.com/open-roles/) - **Innovation**: Encourages taking part in creating innovative fintech products for disruptive industries; use of AI tools to support parts of the hiring process [jobs.lever.co](https://jobs.lever.co/unlimit) ## Sources 1. [unlimit.com](https://www.unlimit.com/) 2. [unlimit.com](https://www.unlimit.com/about-company/) 3. [unlimit.com](https://www.unlimit.com/careers/) 4. [jobs.lever.co](https://jobs.lever.co/unlimit) 5. [unlimit.com](https://www.unlimit.com/open-roles/) ## Other roles at Unlimit - [Transaction Monitoring Specialist (Night Shift)](https://feeny.ai/job/transaction-monitoring-specialist-night-shift-unlimit-limassol-535e7wren17a) — Limassol, Cyprus - [Transaction Monitoring Specialist](https://feeny.ai/job/transaction-monitoring-specialist-unlimit-mexico-city-vfadzeq65wma) — Mexico City, Mexico - [Head of Global SDR](https://feeny.ai/job/head-of-global-sdr-unlimit-london-3pr4vzrxw5rq) — London, United Kingdom - [Field Business Development Representative/Executive (APAC)](https://feeny.ai/job/field-business-development-representative-executive-apac-unlimit-singapore-gev8qm7dszn0) — Singapore - [Field Sales Representative (Singapore & Hong Kong)](https://feeny.ai/job/field-sales-representative-singapore-hong-kong-unlimit-singapore-ez8vkfrx736a) — Singapore - [Risk Manager](https://feeny.ai/job/risk-manager-unlimit-limassol-a25wn4f3yba8) — Limassol, Cyprus - [Head of Information Security](https://feeny.ai/job/head-of-information-security-unlimit-limassol-mpf3g2pf4vah) — Limassol, Cyprus - [Card Schemes Manager - Mexico](https://feeny.ai/job/card-schemes-manager-mexico-unlimit-mexico-city-0djrzy5ng4qx) — Mexico City, Mexico - [Marketing Specialist (Email, Reputation & Affiliate)](https://feeny.ai/job/marketing-specialist-email-reputation-affiliate-unlimit-limassol-r9mnq8yddvhn) — Limassol, Cyprus - [Field Sales Representative (Singapore)](https://feeny.ai/job/field-sales-representative-singapore-unlimit-singapore-24fs3e3zb052) — Singapore