---
title: 'Python Software Engineer at Abound'
canonical: 'https://feeny.ai/job/python-software-engineer-abound-london-k70tbqg7tvds'
type: 'job'
last_seen: '2026-09-13'
---

# Python Software Engineer at Abound

- **Company:** Abound
- **Location:** London, United Kingdom
- **Employment:** full-time
- **Work type:** hybrid
- **Posted:** 2026-09-11
- **Last confirmed live:** 2026-09-13
- **Apply:** https://jobs.ashbyhq.com/abound/221e99b5-a0e9-41be-8210-39b6ad20ece2

## Job description

## About Abound

We’re redefining consumer lending in the UK, and beyond. Using advanced AI and Open Banking data, we make fair, affordable personal finance available to more people. While traditional lenders rely almost entirely on credit scores, we look at the full financial picture - how much you spend, and what you can afford to repay to build a deeper, more accurate understanding of each customer's unique financial situation.

And we've shown it works at scale. We’ve issued over £1.3bn in loans directly to customers while delivering market-leading credit performance - for every 10 defaults the industry expects, we see only 3. We also reached profitability just 2.5 years after launch.

Backed by £2bn+ of funding from top-tier investors including Citi, GSR Ventures, and Deutsche Bank, we’re recognised as one of Europe’s fastest-growing fintechs (Sifted, CNBC). Now, we’re expanding into new markets and product lines - and we’re looking for ambitious people who want to learn fast, take ownership, and grow with us.

## About the role

We’re looking for a Software Engineer to help us build high-quality, reliable backend systems that accelerate our mission. This role sits within our mortgage engineering team. You’ll work across the backend stack, owning features end to end: from shaping product and technical requirements through implementation, launch, and iteration. This role is ideal for a hungry, ambitious engineer who wants to step up quickly; someone with strong engineering fundamentals, high ownership, and the drive to grow into a senior-level contributor. What you’ll be doing:

- Build and ship high-quality backend features using Python, Django, RESTful APIs, GraphQL, Pydantic, Postgres, and Google Cloud
- Own backend work from concept through delivery, including technical design, implementation, testing, deployment, and iteration
- Collaborate with internal teams and external engineering partners to deliver features with cross-team dependencies
- Work closely with frontend to shape excellent user-facing and internal experiences
- Bring strong technical judgment to the table, improving not just how systems work, but how they scale and evolve
- Contribute to backend architecture, API design, data modelling, performance, reliability, security, and developer experience
- Raise the standard of your own work and the work of those around you

Who you are:

- Strong hands-on experience building backend systems with Python
- Practical experience working with Django
- Experience designing or consuming RESTful APIs
- Experience designing and exposing GraphQL APIs for frontend applications
- Experience working with Postgres and relational data models
- Familiarity with Pydantic, typed Python, or modern Python engineering practices
- Some experience with cloud infrastructure, ideally Google Cloud, or a strong desire to learn
- A good eye for clean architecture, API design, performance, reliability, and maintainability
- A product-minded approach: you care about the “why” behind what you’re building
- A strong sense of ownership and accountability
- The ability to uncover unknowns, navigate ambiguity, and turn complex problems into clear, shippable solutions
- Pride in your craft, clean code, thoughtful reviews, and helping others grow

Ideally, you'll also have:

- Experience with PDF generation or document rendering workflows
- Experience in early-stage or fast-moving product teams
- Familiarity with observability, monitoring, alerting, and infrastructure operations
- A data-driven approach to decision-making
- Openness to change, innovation, and the ways AI will reshape how products are built and used

What makes someone successful in this role You don’t just “take tickets.” You think like a product builder. You’re hungry to learn, quick to take ownership, and motivated by the chance to grow fast. You notice when a system could be simpler, when an API could be clearer, or when a technical decision needs more care. You’re comfortable stepping into ambiguity, asking good questions, making decisions, and pushing work over the finish line.

## How we work at Abound

To be successful here, our culture needs to energise you. Here is how we operate:

- High Bar & Real Ownership: We are a high-performing team, and we hire people who raise the bar and take pride in great work. We own outcomes, not tasks.
- We Work Hard: We care about impact, not face time. At key moments, we go the extra mile to deliver for customers and the business.
- MVP & Iteration Culture: We ship fast, learn from real customers, and continuously improve our products and processes.
- One Team Collaboration: We collaborate deeply across engineering, product, operations, and the wider business.
- Thrive in Change: Priorities evolve as we learn what works. We value people who use good judgment, adapt quickly, and stay focused on outcomes.

## What we offer

- Everyone owns a piece of the company - equity
- Hybrid with 3 days a week in the office
- 25 days’ holiday a year, plus 8 bank holidays
- 2 paid volunteering days per year
- One month paid sabbatical after 4 years
- Employee loan
- Free gym membership through WellHub
- Team wellness budget to be active together - set up a yoga class, a tennis lesson or go bouldering

## About Abound

## Company Overview
- **One-liner**: Abound uses AI and Open Banking to provide fair, affordable personal loans to consumers and a white-label lending platform for businesses.
- **Entity Type**: Private (Debt‑funded)
- **Headquarters**: London, England (Commodity Quay, London E1W 1AZ)
- **Founded**: 2021 (launched March 2021)
- **Founders**: Dr. Michelle He (CEO) and Gerald Chappell (COO) – [getabound.com/company/what-we-do](https://www.getabound.com/company/what-we-do)

## Core Business
- **Primary industry**: Consumer lending / Fintech / Lending‑as‑a‑Service
- **Target customers**: B2C (UK individuals seeking loans up to £20k) and B2B (businesses wanting to launch or scale lending products)
- **Mission / purpose**: “Making borrowing fairer for consumers and smarter for lenders.” – [getabound.com](https://www.getabound.com/)

## Products & Services
- **Abound Personal Loans** (B2C): Fast, flexible loans of up to £20,000 with same‑day decisions. Uses Open Banking and AI to assess affordability beyond traditional credit scores.
- **Abound Lending Platform** (B2B): A modular platform that powers underwriting, origination, and collections for partners. Enables faster, lower‑risk lending with AI‑driven risk models.

## Market Standing
- **Valuation / Market Cap**: Not disclosed
- **Key Metric**: Total loan originations over **£1.5 billion** (since launch) – [getabound.com/company/what-we-do](https://www.getabound.com/company/what-we-do)
- **Lending capacity**: £2.2 billion
- **Notable Investors / Partners**: Loan‑book financing secured from **Citi, Deutsche Bank, Waterfall** and others. Over **15 partners** using the platform.
- **Growth Signals**: Monthly originations at a significant run rate; “Excellent” rating on Trustpilot; expanding into car finance (open role for Lead Product Manager – Car Finance); offices in London, Milton Keynes, Shenzhen, and Madrid.

## Competitive Advantages
- **AI‑powered underwriting** that integrates Open Banking data, delivering **50–70% lower default rates** vs. market benchmarks.
- **Full‑stack lending platform** that serves both consumers and enterprise partners, creating a network effect.
- **Strong debt‑financing partnerships** with global banks, providing capital to scale rapidly.

## Strategic Focus
- **Platform expansion**: Growing the B2B lending‑as‑a‑service business (15+ partners) and entering new product verticals (e.g., car finance).
- **International presence**: Offices in Shenzhen (China) and Madrid (Spain) suggest global ambitions.
- **Continuous AI innovation**: Investing in risk modeling and data science to maintain credit performance edge.

## Why Work Here
- **Equity ownership**: Everyone owns a piece of the company through equity.
- **Benefits**:
  - 30‑day paid sabbatical after every 4 years of service.
  - Skills growth budget (e.g., learning new programming languages, communication skills).
  - Free WellHub membership for physical and mental wellbeing.
  - Free breakfast and snacks in the office; lunch on us every Friday.
  - Employee loan of up to £10,000 (subject to circumstances).
  - Wellness budget for team‑chosen activities (running club, rugby team, etc.).
  - Regular team lunches and social events.
- **Culture**: Customer‑first, move fast but thoughtfully, embrace uncertainty, win as a team, and “all owners” mentality.
- **Offices**: London (primary), Milton Keynes, Shenzhen, Madrid. Hybrid policy not explicitly stated but multiple office locations suggest flexibility.
- **Engineering culture**: Heavy investment in AI, data science, and Python; senior engineering roles advertised across locations.

## Sources
1. [getabound.com – Careers](https://www.getabound.com/company/careers)
2. [getabound.com – What we do](https://www.getabound.com/company/what-we-do)
3. [getabound.com – Homepage](https://www.getabound.com/)
4. [getabound.com – Open roles](https://www.getabound.com/company/careers/open-roles)
5. [uk.linkedin.com – Abound](https://uk.linkedin.com/company/getabound)

## Other roles at Abound

- [Graduate Talent Sourcer](https://feeny.ai/job/graduate-talent-sourcer-abound-london-w50h5zpfr8f2) — London, United Kingdom
- [Credit Underwriter / Analista de Riesgo Crediticio](https://feeny.ai/job/credit-underwriter-analista-de-riesgo-crediticio-abound-madrid-z6c9mexdmscn) — Madrid, Spain
- [Chief of Staff to CTO](https://feeny.ai/job/chief-of-staff-to-cto-abound-london-xgmt2b0yb6pv) — London, United Kingdom
- [Second Charge Mortgage Underwriter](https://feeny.ai/job/second-charge-mortgage-underwriter-abound-london-e2v17p7qjnte) — London, United Kingdom
- [Underwriter](https://feeny.ai/job/underwriter-abound-london-6bz13cfzwed5) — London, United Kingdom
- [Lead Software Engineer](https://feeny.ai/job/lead-software-engineer-abound-madrid-a19hhd5yp022) — Madrid, Spain
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