---
title: 'Regulatory Compliance Officer (PQ''d) at dLocal'
canonical: 'https://feeny.ai/job/regulatory-compliance-officer-pq-d-dlocal-mosta-db1gny4zn5ta'
type: 'job'
last_seen: '2026-10-28'
---

# Regulatory Compliance Officer (PQ'd) at dLocal

- **Company:** dLocal
- **Location:** Mosta, Malta
- **Compensation:** €60k–€70k
- **Employment:** full-time
- **Work type:** hybrid
- **Posted:** 2026-10-04
- **Last confirmed live:** 2026-10-28
- **Apply:** https://jobs.lever.co/dlocal/d04e69d9-6e67-43c8-8a7e-4bd01f167177

## Job description

Why Join dLocal?dLocal is the financial infrastructure powering global commerce in the world's fastest-growing markets. The biggest companies in the world trust us to unlock growth in 60+ countries across emerging markets—moving money where others see complexity. We don't just process payments; we are architects of payment ecosystems and partners in our customers' expansion. You'll work alongside 1,300+ teammates from 40+ nationalities and tackle global challenges from day one.

dLocal Ltd is an Electronic Money Institution and Payment Institution authorised and regulated by the Malta Financial Services Authority (MFSA) under the Financial Institutions Act and the EU Payment Services Directive, passporting its services across the EU. To support the Company's growing operations, we are looking for a Regulatory Compliance Officer to join our Malta-based Compliance team. This is an MFSA “Approved Person” role: the successful candidate will be submitted to the MFSA via a Personal Questionnaire (PQ) and, once approved (or if already PQ'd for a similar function at another licensed entity), will hold formal responsibility for monitoring and assessing the adequacy and effectiveness of dLocal Ltd's measures and procedures to comply with its regulatory obligations. You will report to the Board of Directors and work closely with the MLRO, Group Compliance, Legal, and business teams across the organization.

Key Responsibilities:

- Act as the Company's PQ-approved Regulatory Compliance Officer, holding the authority, resources, and access to information needed to discharge the role in line with MFSA requirements.
- Monitor and assess the adequacy and effectiveness of dLocal Ltd's policies, procedures, and controls for compliance with the Financial Institutions Act, Payment Services Regulations, and other applicable MFSA rules.
- Advise the Board, senior management, and relevant staff on regulatory and legal obligations, and on the compliance impact of new products, markets, or regulatory developments.
- Act as a key point of contact with the MFSA and, on AML/CFT matters, support the MLRO in liaising with the FIAU, coordinating regulatory submissions, inspections, and follow-up on findings.
- Design, maintain, and execute the annual compliance monitoring / testing programme, tracking gaps and remediation through to closure.
- Maintain the regulatory compliance calendar, ensuring licence conditions, filings, and regulatory returns are submitted accurately and on time.
- Draft and maintain compliance policies, procedures, and the compliance manual, keeping them current with Maltese and EU regulatory changes.
- Support internal and external audits and regulatory reviews by preparing evidence, coordinating responses, and reporting outcomes to the Board.
- Liaise with the Group Regulatory Compliance function and oversee any intragroup outsourced activities supporting the Malta compliance framework, ensuring consistent standards.
- Deliver compliance training and awareness sessions to strengthen the first line's understanding of regulatory requirements.

Requirements:

- Bachelor's or Master's degree in Law, Finance, Business, or a related field, together with a recognised compliance qualification accepted by the MFSA as a Prescribed Qualification (e.g., ICA Diploma/Certificate in Compliance or equivalent).
- Already approved by the MFSA (PQ'd) as a Regulatory Compliance Officer, MLRO, or similar approved/controlled function for a Malta-licensed entity, or clearly eligible for such approval.
- 5+ years of experience in regulatory compliance within financial services, ideally gained in a Malta-licensed entity (financial institution, investment services firm, or VFA/crypto service provider).
- Solid working knowledge of the Maltese regulatory framework (Financial Institutions Act, Payment Services Regulations), EU directives (PSD2/EMD2, AMLD, GDPR), and FIAU implementing procedures.
- Experience in payments, crypto/virtual financial assets (VFA/MiCA), and/or investment services is a strong plus.
- Strong analytical and drafting skills, with the judgment to challenge the business and escalate issues appropriately.
- Fluent English, both written and spoken; additional languages are a plus.
- Professional, discreet, and comfortable operating with independence across a distributed, cross-functional organization.

What do we offer? Besides the tailored benefits we have for each country, dLocal will help you thrive and go that extra mile by offering you:

- Flexibility in how you work: We focus on impact and productivity over fixed hours. This means our teams have flexible schedules and, depending on your role and location, you will combine self‑managed focus time with moments of in‑person connection in our collaboration hubs.
- Fintech industry: work in a dynamic and ever-evolving environment, with plenty to build and boost your creativity.
- Referral bonus program: our internal talents are the best recruiters - refer someone ideal for a role and get rewarded.
- Work From Anywhere: Team members can work while traveling for up to 3 months every year.

What happens after you apply? Our Talent Acquisition team is invested in creating the best candidate experience possible, so don’t worry, you will definitely hear from us. We will review your CV and keep you posted by email at every step of the process!

Also, you can check out our webpage, Linkedin and Youtube for more about dLocal!

## About dLocal

## Company Overview
- **One-liner**: dLocal provides a cross-border payment platform that enables global merchants to accept payments and disburse payouts in emerging markets through a single API.
- **Entity Type**: Public (Nasdaq: DLO)
- **Headquarters**: Montevideo, Uruguay
- **Founded**: 2016
- **Founders**: Sebastián Kanovich (former CEO), Sergio Fogel, Andrés Bzurovski, and Federico Pfeifer

## Core Business
- **Primary industry/industries**: Financial technology (Fintech), Payment Infrastructure
- **Target customers**: B2B; global e-commerce merchants, digital platforms, marketplaces, and enterprises seeking to expand into emerging markets
- **Mission or purpose statement**: To close the payments innovation gap between international businesses and emerging economies.

## Products & Services
- **Payins**: Accept local payment methods (credit/debit cards, cash, bank transfers, digital wallets) across 60+ countries, with dynamic FX conversion, to boost conversion rates.
- **Payouts**: Disburse funds to local bank accounts, digital wallets, and other methods in emerging markets.
- **dLocal for Platforms**: A solution for global marketplaces to onboard users, accept, send, and split funds between multiple users across high-growth markets.
- **Defense Suite**: A comprehensive fraud management solution designed to minimize financial loss and build merchant reputation.
- **Direct Issuing**: Enables merchants to issue virtual and physical cards in local markets.

## Market Standing
- **Valuation/Market Cap**: As a public company, market cap fluctuates. As of early 2025, it was roughly in the $2-3 billion range (check latest figures).
- **Key Metric**: Processed **$41 billion** in payment volume in 2025. Annual revenue is publicly reported in SEC filings (10-K/10-Q), with recent reports showing strong growth.
- **Notable Investors/Partners**: Key investors include Alkeon Capital, General Atlantic, and others. Major merchants include global giants like Uber, Amazon, and Spotify.
- **Growth Signals**: Expanded to over 1,000 payment methods and operations in 44+ countries as of 2025; team has grown to over 1,200 employees; continues to expand into Africa, Asia, and Latin America.

## Competitive Advantages
- **Deep Local Expertise**: Has "boots on the ground" in every region where they process payments, offering superior compliance, KYC, and local regulatory knowledge.
- **Single API, Broad Coverage**: A single integration provides access to 1,000+ payment methods in 60+ countries, simplifying a highly complex landscape.
- **AI-Powered Smart Routing**: Uses AI to optimize transaction routing for higher conversion rates, with robust fallback and redundancy.
- **First-Mover Advantage**: Pioneer in the cross-border payments space for emerging markets, building a strong network effect with merchants and local partners.

## Strategic Focus
- **Geographic Expansion**: Continuing to expand payment coverage in Africa, Asia, and Latin America.
- **Product Innovation**: Enhancing the platform with AI-driven fraud prevention, smart routing, and new financial products like direct issuing.
- **Platform Economics**: Deepening relationships with large global merchants and expanding the "dLocal for Platforms" offering to capture marketplace and platform payment flows.

## Why Work Here
- **Culture ("dLocal Drive")**: The company seeks ambitious people who thrive in a fast-paced, high-adrenaline environment with a focus on making the "impossible happen."
- **Remote/Hybrid Policy**: Offers flexible schedules and a "Work From Anywhere" policy allowing employees to work from anywhere for up to 3 months per year. Many roles are hybrid (Buenos Aires, Montevideo, Sao Paulo, Madrid, London, etc.).
- **Global Team**: A diverse team of over 1,200 professionals from around the world, with a strong presence in Latin America, Africa, and Asia.
- **Benefits**: Includes a referral bonus program, learning & development tools, a social budget for team connection, and a focus on global talent with local expertise.
- **Growth Opportunity**: Working at a public company with a strong growth trajectory provides exposure to complex global challenges and career advancement in a high-impact fintech.

## Sources
1. [dlocal.com](https://www.dlocal.com/)
2. [dlocal.com - About Us](https://www.dlocal.com/company/about-us/)
3. [dlocal.com - Careers](https://www.dlocal.com/careers/)
4. [investor.dlocal.com](https://investor.dlocal.com/)
5. [jobs.lever.co/dlocal](https://jobs.lever.co/dlocal)

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