---
title: 'Regulatory Counsel, High-Risk at Finix'
canonical: 'https://feeny.ai/job/regulatory-counsel-high-risk-finix-san-francisco-bw5nem34p9xe'
type: 'job'
last_seen: '2026-10-24'
---

# Regulatory Counsel, High-Risk at Finix

- **Company:** Finix
- **Location:** San Francisco, CA
- **Employment:** full-time
- **Work type:** remote
- **Posted:** 2026-10-22
- **Last confirmed live:** 2026-10-24
- **Apply:** https://jobs.lever.co/finix/7f5cefc6-f676-48ba-a3cc-786a4b10c369

## Job description

## About Finix

Finix is building the global operating system for fintech, starting with payments. From startups to publicly traded companies, Finix processes tens of billions of dollars annually both in-store and online. Finix was founded in 2015 and is headquartered in San Francisco.

To date Finix has raised over $200M, including a $75M Series C led by Acrew Capital and Lightspeed Venture Partners and backed by American Express Ventures, Bain Capital Ventures, Homebrew, Inspired Capital, Visa, and others

About the Role:

Finix is hiring a Regulatory Counsel to serve as the legal and regulatory partner to our Product and Sales teams as we build and launch payment products in new and emerging markets. This role will report to our Head of Legal and will work side by side with Product, Sales, Partnerships, and Compliance to get new products, features, and customer segments to market quickly and with a growth mindset, while always staying within applicable law, card network rules, and sponsor bank requirements.

A key early focus will be gaming and gambling, including iGaming, sports wagering, sweepstakes, and prediction markets, where the regulatory landscape is moving fast and our customers need a partner who can keep pace. Deep gaming experience is valuable but not required; we are equally interested in strong regulatory lawyers from payments, fintech, banking, or other highly regulated industries who are eager to learn a new sector. You will analyze the laws that apply to what we build and who we serve, shape product requirements and go-to-market plans from the start, and give business teams clear, timely answers on what we can do, under what conditions, and what we can't. This role supports both the U.S. and Canada footprint

You Will:

- Serve as the primary regulatory advisor to Product and Sales, giving fast, practical, well-documented guidance on product designs, new features, deal structures, and prospective customers
- Lead the legal and regulatory analysis for new sectors, business models, and structures (e.g., ISV, marketplace, and merchant-of-record models), performing market and regulatory research and setting minimum requirements before launch
- Own regulatory strategy for the gaming and gambling vertical, including state-by-state and provincial analysis of iGaming, sports wagering, sweepstakes, and prediction markets; vendor licensing and registration requirements; and the conditions under which we can support merchants in each jurisdiction
- Partner with Product from concept through launch to embed regulatory requirements into product design, user flows, disclosures, and terms, so products ship compliant rather than being retrofitted
- Support Sales and Partnerships on complex deals, including regulatory diligence on prospects, structuring guidance, and review of customer, partner, and vendor agreements with regulatory implications
- Translate laws, card network rules, and sponsor bank requirements into clear, usable guidance, position papers, and FAQs for Product, Sales, Technology, and Operations teams
- Monitor and interpret regulatory, legislative, and network rule developments in the U.S. and Canada (federal, state, and provincial) that affect our products and target sectors, and proactively advise the business on their impact
- Support sponsor bank and card network relationships on product, program, and sector-related matters, including program approvals, due diligence requests, and regulatory questions
- Work with Compliance on policy and procedure development, licensing applications and renewals, regulatory filings, and audit and regulatory exam readiness
- Engage and manage outside counsel on specialized matters, including state gaming regulators and licensing, and bring that work in-house over time
- Prepare clear, decision-ready legal and regulatory analysis for senior management, the board, sponsor banks, and partners

You Have:

- Juris Doctor (or equivalent) and active bar admission in good standing in at least one U.S. state
- 5+ years of legal experience with a substantial regulatory focus, gained at a law firm, in-house, or in government, in payments, fintech, banking, gaming, or a similarly regulated industry
- Demonstrated ability to analyze complex, multi-jurisdictional regulatory frameworks and apply them to real products, customers, and business models
- Experience advising product, sales, or business development teams directly, ideally on new product launches or new market entry
- Working knowledge of U.S. payments and financial services regulation, such as money transmission licensing, FinCEN and
- BSA/AML requirements, consumer protection, and privacy
- Exceptional written and verbal communication, with the ability to turn ambiguity into clear plans, trade-offs, and decisions
- Experience leading complex, cross-functional work with multiple dependencies and senior stakeholders

You Are:

- Business-minded and solutions-oriented: you find the compliant path to yes and are clear and firm when the answer must be no
- Comfortable with ambiguity: you operate effectively in emerging sectors where the rules are unsettled or actively being written
- Curious and fast-learning: you are eager to go deep on a new regulatory area and become the expert quickly
- Proactive: you don't wait to be asked; you identify what needs to happen and make it happen
- Detail-oriented: you catch the small things others miss because you know they matter
- Collaborative: you build relationships easily and know great regulatory work requires cross-functional partnership

Nice to Have:

- Experience with gaming and gambling regulation, including state and tribal gaming authorities, vendor licensing, sweepstakes and promotional law, and prediction market or emerging-framework matters
- Familiarity with Canadian frameworks (FINTRAC, RPAA, PIPEDA, Quebec Law 25) and provincial gaming regulation
- Experience with card network rules (Visa, Mastercard, Interac, Discover) and sponsor bank program requirements
- Knowledge of the fintech-bank partnership model and bank third-party risk expectations
- Experience at a card network, processor, acquirer, sponsor bank, or financial services regulator
- Experience with high-risk merchant verticals such as nutraceuticals, CBD, wellness, or digital products and services

-----------------------------------------

Finix is an equal opportunity employer and values diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability status, or any other protected class.

Role: Regulatory Counsel, High Risk Level: IC3 - IC4 Location: San Francisco or Remote Base Salary Range: $140,000 - $220,000/yr + Equity + Benefits

Our salary ranges are determined by role, level, and location. The range displayed on this job posting reflects the minimum and maximum target for new hire (remote) salaries. Individual pay is determined by work location, job-related skills, experience, and relevant education or training.

## About Finix

## Company Overview
- **One-liner**: Finix provides a payment infrastructure platform that enables businesses to accept, process, and manage payments through a developer-friendly API and white-label tools.
- **Entity Type**: Private (Series C, $204M total funding)
- **Headquarters**: San Francisco, California, United States
- **Founded**: 2015
- **Founders**: Richie Serna (CEO)

## Core Business
- Primary industry/industries: Payments infrastructure, Fintech
- Target customers: Fast-growing startups, SaaS platforms, marketplaces, e-commerce businesses, and large-scale enterprises
- Mission or purpose statement: “To build the most accessible financial services ecosystem in history, starting with payments.”

## Products & Services
- **Finix Payment Platform**: An end-to-end, all-in-one payment solution with a universal API and intuitive dashboard. Businesses can accept and embed payments, automate workflows (reconciliation, underwriting, dispute management), manage fees and compliance, and access automated reporting. It supports payments, payouts, recurring billing, risk management, and compliance in a single system.
- **White-Label Tools**: No-code and low-code tools that let businesses embed a seamless, branded payment experience for their own customers.
- **Developer SDKs & APIs**: APIs and SDKs (including for Android) enabling custom payment experiences and integrations with various payment terminal providers.

## Market Standing
- **Valuation**: Not disclosed (private company)
- **Key Metric**: Total Funding of $204M, with a $75M Series C round raised in 2024. Annual revenue estimated at $10M (per LinkedIn estimates).
- **Notable Investors/Partners**: Acrew Capital (led Series C), Leap Global, Lightspeed Venture Partners, Citi Ventures, Tribeca Venture Partners, American Express Ventures, Bain Capital Ventures, Homebrew, Insight Partners, Inspired Capital, Sequoia Capital, Visa, and Cap Table Coalition.
- **Growth Signals**: Processes billions of dollars in transactions annually. Grew headcount by ~17.3% YoY. Serves customers including Lunchbox, AgVend, Clubessential, Passport, Vroom, and Meadow. Has expanded into Canada and operates across the U.S. and Canada.

## Competitive Advantages
- **Full-Stack Acquirer/Processor**: Finix is a full-stack acquirer processor, meaning it provides the underlying processing infrastructure rather than just a gateway, giving customers more control and access to better margins.
- **Customizability & Revenue Optimization**: Offers hundreds of configuration options and a choice of fee settings to optimize payments profitability, including per-payment-method pricing, transaction volume discounts, and accelerated settlement.
- **Developer-First Approach**: A “get started in hours, not days” API with thorough documentation, a test environment, and a team dedicated to helping customers design solutions.
- **High Reliability & Uptime**: Industry-leading 99.999% uptime guarantee.

## Strategic Focus
- **Global Expansion**: Building the “global operating system for fintech,” with a specific focus on removing technical, regulatory, and compliance barriers to expand access to payments and fintech globally.
- **Product Depth**: Continuing to enhance the platform with more automation, reporting tools, and embedded payment capabilities to serve the full lifecycle of payment operations for growing businesses.

## Why Work Here
- **Culture & Mission**: Focused on breaking down barriers in financial services and making technology accessible. Emphasis on “people-first” culture with values like “act like an owner.”
- **Remote/Hybrid/Office Policy**: Offices in San Francisco (SOMA district) and Chicago (West Loop). Many roles are US-Remote. Specific job postings may be location-specific (e.g., Toronto role in the job description).
- **Compensation & Benefits**: Competitive salary and equity. Benefits include generous paid time off, wellness days, flexible health plans (medical, dental, vision), 100% benefits coverage for employees and dependents, life insurance, and inclusive parental leave.
- **Engineering Culture**: Developer-friendly environment; the company’s own product is an API, so engineers work on solving complex payments and infrastructure problems. Emphasis on owning implementation, best practices, and architecture.

## Sources
1. [finix.com](https://finix.com/)
2. [finix.com/about-finix](https://finix.com/about-finix)
3. [finix.com/careers](https://finix.com/careers)
4. [LinkedIn](https://www.linkedin.com/company/finix-payments)
5. [Jobs.lever.co (Android Engineer Job Posting)](https://jobs.lever.co/finix/921435a1-3d41-4e4b-a6d3-aec375880305)

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