--- title: 'Risk Analyst at Liberis' canonical: 'https://feeny.ai/job/risk-analyst-liberis-london-tqcd16htztqx' type: 'job' last_seen: '2026-11-06' --- # Risk Analyst at Liberis - **Company:** Liberis - **Location:** London, United Kingdom - **Posted:** 2026-11-03 - **Last confirmed live:** 2026-11-06 - **Apply:** https://job-boards.greenhouse.io/liberis/jobs/8349067 ## Job description Some key info for you about Liberis: 🌱 We were founded in 2007 💰 We have provided over $3bn of funding to small businesses so far 🚀 We have been named in CNBC & Statista Top 150 UK Fintechs for 2025 🌍 We're a global team, with a dynamic presence in 6 key locations around the world 🧠 We're a thriving community of over 290 innovative minds 👩🏾 🤝 👨🏼 We're a vibrant melting pot, celebrating over 27 nationalities in our team 🏢 Our team brings experience from over 740 previous companies, from startups to global giants 🎯 We have just been named as one of FinTech’s Finest 50 by Welcome to the Jungle 💪 We’re proud to be an accredited Real Living Wage employer, ensuring everyone is paid fairly for the great work they do! The role: As Liberis and Qred come together, you’ll help strengthen second-line risk oversight across the combined organisation. You’ll develop and embed our risk framework, carry out independent reviews, and improve how we identify and monitor risks across businesses and markets. This is a new individual contributor role based in London, working with the risk team and colleagues across countries. You’ll provide independent challenge and practical recommendations to support informed decisions and responsible growth. A key priority will be moving from manual, sample-based testing towards more automated, ongoing monitoring. You’ll gain broad exposure across the organisation, with opportunities to deepen your specialism and shape how the risk function develops. What you'll get to do: - Help develop and update the risk framework, including policies, instructions and risk appetite statements, and support its implementation through training and day-to-day guidance. - Contribute to the annual second-line risk plan, using risk assessments to identify which processes and areas need independent review. - Plan and deliver risk reviews, assess whether controls are working, and communicate clear findings and practical recommendations. - Help automate control testing and key risk indicator monitoring, using systems and AI tools to make oversight more continuous and effective. - Stay close to the business to identify emerging risks, including changes in regulation, market activity and internal processes. - Build relationships with stakeholders while maintaining independent oversight: listen to their perspective, challenge assumptions and make risk concerns clear. The interview process: - Screening call with Chess (Internal Recruiter) (30 mins) - Video interview with the Hiring Manager (1 hour) - Case study interview (90 mins) - Video interview with the wider Liberis team (1 hour) What we think you'll need: - Experience delivering risk management or independent review work, with the ability to explain your findings and their implications for the business. - An understanding of how risk frameworks, risk appetite and controls work in practice, and how second-line oversight differs from first-line risk ownership. - The judgement to turn regulatory requirements and risk findings into actionable recommendations. - The ability to assess evidence, investigate concerns and reach well-supported conclusions. - A collaborative approach to stakeholder relationships, with the confidence to challenge constructively and deliver difficult messages. - The ability to plan reviews and projects, manage competing priorities and follow work through to completion. - An interest in using AI and systems to improve risk monitoring, and a willingness to learn new tools. Next steps If this opportunity feels like the right fit for your next career move, we’d love to hear from you! Even if you don’t meet every requirement, don’t hesitate to apply or reach out to Chess (Internal Recruiter) on chess.crossley@liberis.com Our hybrid approach Working together in person helps us move faster, collaborate better and build a great Liberis culture. Our hybrid working approach currently includes at least three days a week in the office, increasing to at least four days following our move to a new office, anticipated in Q1 2027. ## #LI-FC1 ## About Liberis ## Company Overview - **One-liner**: Liberis is a global embedded finance platform that enables platforms to offer contextual funding solutions to small businesses, co-creating products that integrate seamlessly into partner ecosystems. - **Entity Type**: Private (Privately Held) - **Headquarters**: London, United Kingdom - **Founded**: 2007 - **Founders**: Not publicly available ## Core Business - **Primary industry**: Financial Services (Embedded Finance / Fintech) - **Target customers**: B2B – platforms including vertical SaaS providers, marketplaces, payment processors, and payment companies - **Mission or purpose**: To deliver contextual finance that helps small businesses grow at every stage, co-created with partners and embedded in their ecosystems. ## Products & Services - **Embedded Funding Solutions**: A suite of financing products (e.g., revenue-based financing, merchant cash advances) ranging from $500 to $1M+, with flexible repayment aligned to business performance. Products are API-driven and can be configured, launched, and scaled across 15 markets without requiring further platform integration. - **Partner Platform**: A single integration that allows partners to offer multiple funding products, with features like a 4-click application, instant decisions, and funds delivered in seconds. ## Market Standing - **Valuation/Market Cap**: Not disclosed - **Key Metric**: Total Funding: $449.5M (across 9 rounds, including debt financing) | Annual Revenue: $32.0M - **Notable Investors/Partners**: Over 40 global partners (specific investor names not disclosed in provided sources). Debt financing rounds from undisclosed institutional investors. - **Growth Signals**: Headcount of 246 employees (+14.7% YoY); reaches 1.5 million SMBs globally; 77% of customers saw revenue growth post funding; operates in 15 markets across UK, US, Sweden, India, Germany, Australia, and more. ## Competitive Advantages - **True partnership and co-creation**: Solutions are designed around each partner’s brand, technology, and merchant needs, not off-the-shelf. - **Deep merchant understanding**: Data-led intelligence reads merchant rhythm to deliver right-time offers based on real signals. - **Flexible, API-driven architecture**: Platforms can add new products over time with minimal integration effort. - **Global reach**: Proven ability to launch and scale embedded finance in 15 markets with a single integration. ## Strategic Focus - **Embedded finance expansion**: Continue co-creating new funding products and entering new markets. - **Measurable growth loop**: Track platform impact on activation, retention, and GMV through partner dashboards. - **Product innovation**: Leverage existing five funding solutions and design new ones based on partner and merchant needs. ## Why Work Here - **Flexible working**: Full-time remote or hybrid options; can work from anywhere in the world for 60 days per year. - **Learning & development**: £1,000 annual learning fund per employee. - **Wellbeing**: Partnership with mental health platform Unmind. - **Parental leave**: 20 weeks fully paid leave. - **Sabbatical**: Up to 3 months after 2 years of continuous service. - **Culture**: Emphasises empathy, owning outcomes, and open communication. DEIB council drives initiatives on parenting, mental health, etc. - **Offices**: London (HQ), Atlanta, Stockholm, Munich, Nottingham, Mumbai. - **Team activities**: Weekly football and netball squads, sports socials. ## Sources 1. [liberis.com](https://www.liberis.com/) 2. [liberis.com/careers](https://www.liberis.com/careers) 3. [liberis.com/about-us](https://www.liberis.com/about-us) 4. [job-boards.greenhouse.io/liberis](http://job-boards.greenhouse.io/liberis) 5. 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