--- title: 'Risk Analytics Manager at Netspend' canonical: 'https://feeny.ai/job/risk-analytics-manager-netspend-austin-34kpp5vkdn4k' type: 'job' last_seen: '2026-09-08' --- # Risk Analytics Manager at Netspend - **Company:** Netspend - **Location:** Austin, TX - **Employment:** full-time - **Posted:** 2026-08-20 - **Last confirmed live:** 2026-09-08 - **Apply:** https://jobs.ashbyhq.com/Netspend-Careers-Page/85c54c26-16b1-41b7-8d0e-c465bf27212f/application **Skills:** SQL, Data Analysis, Data Visualization, Dashboarding, KPI Monitoring, Risk Management, Fraud Prevention, Time Series Analysis, Qlik, Tableau, Looker, Power BI, Card Payments Analysis, Banking/Finance Industry Knowledge > The Risk Analytics Manager leads a team of analysts, defining the risk analytics roadmap and overseeing data visualization, KPI monitoring, and fraud risk identification. This hands-on role involves mentoring staff, automating internal processes, and collaborating with cross-functional teams to mitigate risks and im... ## Job description About the Company: Netspend Corporation is a global, vertically-integrated financial services and technology company dedicated to the delivery of innovative financial empowerment solutions to consumers worldwide. Netspend's financial products and services span prepaid, debit, cross-border payments, and loyalty solutions for consumers and enterprise partners. Netspend provides prepaid and debit account solutions that connect customers with secure, convenient access to global payment networks so they can manage their money and make everyday purchases. With a nationwide U.S. retail network, customers can purchase and reload Netspend products at 130,000 reload points and over 100,000 distributing locations. Since our founding in 1999 by industry pioneers, Netspend products have processed billions of dollars in transaction volume and served millions of customers worldwide. The company is headquartered in Austin, Texas with employees worldwide. ## About the Role The Risk Data Analytics team is looking for a manager to help the team with building visualizations and monitoring, tracking KPI’s, working on data analysis to find opportunities to reduce losses and friction on our products, delivering more value to our customers by identifying risk strategy opportunities, writing documentation on data concepts, and automate internal processes within the risk and ops teams. This hands-on role will report directly to the VP of Risk Data Science and Analytics. ## Responsibilities - Lead, mentor, and manage a team of Risk Analysts, fostering a high-performance, collaborative, and innovative team culture. Dedicate approximately 20% of time to individual contributor (IC) work, actively contributing to core analytical projects and maintaining hands-on technical proficiency. - Define, prioritize, and oversee the Risk Analytics roadmap, ensuring alignment with overall Risk Department and company objectives. - Set standards for terms, metrics, data visualization, reporting, and automation across the risk department, ensuring accuracy, consistency, and timely delivery. - Conduct performance reviews, provide constructive feedback, and support the professional development of team members. - Serve as the primary point of contact for stakeholders on Risk Analytics deliverables, translating complex analytical findings into clear, actionable business recommendations for executive leadership and cross-functional teams. - Drive the strategic analysis of transaction and customer data to proactively identify emerging fraud and credit risk trends and propose innovative control strategies. - Collaborate closely with coworkers in the Risk Data Science, Risk, and Ops teams. - Build and optimize queries, determine best sources and approach for data and insights. - Assist in determining, scoping, and creating data products and data governance related to the Risk Data Science team. - Engage on both strategic ad-hoc requests and projects, conducting independent research to propose rules and strategies to help mitigate risks across all products. - Proactively stay updated on industry trends, best practices, and regulatory requirements related to risk management and fraud prevention. ## Requirements - Must have a high level of proficiency in using SQL for data analysis - Must have experience managing direct reports - Demonstrated ability to be a hands-on leader, committed to coaching and developing junior analysts in SQL querying, rigorous data analysis techniques, effective presentation skills, and clear communication of complex findings. - Experience with building data visualizations and dashboards (Qlik preferred, or Tableau, Looker, Power BI, etc.) - Strong analytical skills with the ability to work with large datasets to identify patterns, trends, and anomalies in time series data is preferred - BS or advanced degree in STEM or related field is preferred - 5+ years’ experience in data analysis or related roles, preferably in the Fintech or Payments industry - Familiarity with card payments or banking/finance industry, including knowledge of transactional payment data analysis, experience with card association Risk and Dispute process/procedures is highly preferred but not mandatory for this role - Must be able to clearly communicate with technical and non-technical audiences - Must be a team player and regularly collaborate with team members to enhance the culture of helpfulness and high impact ## About Netspend ## Company Overview - **One-liner**: Netspend provides prepaid debit card and digital banking solutions, focusing on financial inclusion for underserved consumers and BaaS partnerships. - **Entity Type**: Private (subsidiary of Ouro Global, Inc., a privately held fintech holding company) - **Headquarters**: Austin, Texas, USA - **Founded**: 1999 - **Founders**: Not individually listed in public sources; original founders returned to lead Ouro in 2023 ## Core Business - Primary industry: Financial Services (Prepaid Debit, Digital Banking, Banking-as-a-Service) - Target customers: B2C (underbanked consumers) and B2B (enterprise partners for co-branded and white-label payment solutions) - Mission or purpose: "Deliver financial empowerment solutions globally" through innovation and inclusion, expanding access to financial tools ## Products & Services - **Netspend Prepaid Debit Cards**: Reloadable prepaid cards available online, via mobile apps, and at over 100,000 retail locations (including convenience stores, grocers, pharmacies). Supports direct deposit, savings, and mobile check deposit. - **Netspend Paycard**: Employer-sponsored payroll card solutions for companies and tips distribution. - **Banking-as-a-Service (BaaS)**: White-label and co-branded debit/prepaid programs for lifestyle, sports, entertainment, and consumer brands via an open technology platform. - **Netspend Savings Account**: High-yield savings option linked to the prepaid account (FDIC-insured). - **Cross-Border Payments**: Money movement services (mentioned under Ouro). ## Market Standing - **Valuation/Market Cap**: Not disclosed (private company). Was acquired by TSYS in 2013 for $1.4B; later part of Global Payments; now independent under Ouro. - **Key Metric**: Annual Revenue of $580M (LinkedIn estimate, likely pre-2023) – not publicly confirmed. - **Notable Investors/Partners**: Parent Ouro is privately backed; historical investors include IA Capital Group. Key partners: Pathward (issuer bank), Visa, and 130,000+ reload points nationwide. - **Growth Signals**: Rebranding to Ouro in 2023, expansion into new verticals (cross-border, BaaS), active hiring (17 open roles at Netspend as of mid-2026), headcount growth of +6.8% monthly per LinkedIn (though Ouro parent shows decline). Fortune coverage of founders’ comeback plan to "make it the leader in the industry." ## Competitive Advantages - **National retail network**: Over 100,000 distribution and 130,000 reload points – a hard-to-replicate physical footprint. - **Two decades of trust**: Serving millions of consumers since 1999, with billions in transaction volume processed. - **BaaS platform**: Open technology stack enables rapid integration for large brands (co-branded/white label). - **Consumer focus**: Deep understanding of underbanked user base, driving product innovation for financial inclusion. ## Strategic Focus - **Geographic expansion**: Growing international footprint (offices in India, Spain, Philippines, Australia, etc.). - **New products**: Cross-border payments, digital account services, and enhanced loyalty solutions. - **Partnerships**: Deepening co-branded relationships and BaaS deals with major consumer brands. - **Technology modernization**: Investing in cloud, mobile, and data analytics (open roles in DevOps, Snowflake, mobile engineering). ## Why Work Here - **Culture**: Described as "innovation, entrepreneurship, empowerment" with a focus on customer-centricity and operational excellence. - **Work Policy**: On-site in Austin, TX (BuiltIn reports "OnSite Workspace") and also a significant office in Noida, India. Remote or hybrid options are not highlighted. - **Perks**: Not detailed in search results; company provides standard benefits. Indeed work wellbeing score is "Below average" (67/100) based on 61 responses, with mixed reviews on culture and compensation (3.1/5 on Glassdoor equivalent). - **Engineering culture**: Heavy technical hiring (Head of Architecture, Software Engineers, DevOps). Strong alumni pipelines from TSYS, Global Payments, Dell, Apple. Opportunity to work on large-scale payment processing and BaaS platforms. - **Growth Opportunity**: The company is in a "rebirth" phase with founders back, strategic growth targets, and new product verticals – potentially high impact for early employees. ## Sources 1. [Ouro Careers page](https://www.ouro.com/careers) 2. [LinkedIn – Netspend](https://www.linkedin.com/company/netspend) 3. [Built In – Netspend](https://builtin.com/company/netspend) 4. [Indeed – NetSpend Careers](https://www.indeed.com/cmp/Netspend) 5. [LinkedIn – Ouro](https://www.linkedin.com/company/ouroglobal) ## Other roles at Netspend - [Senior Software Engineer Java](https://feeny.ai/job/senior-software-engineer-java-netspend-noida-e6n26x1hxaeq) — Noida, India - [Software Engineer Lead - Backend Modernization](https://feeny.ai/job/software-engineer-lead-backend-modernization-netspend-noida-10h68dnbd259) — Noida, India - [Director – Observability, Response & Reliability (ORR)](https://feeny.ai/job/director-observability-response-reliability-orr-netspend-noida-sf5xamgmzq9k) — Noida, India - [Lead Data Scientist](https://feeny.ai/job/lead-data-scientist-netspend-austin-21vct1zspfsm) — Austin, TX - [Senior Product Designer](https://feeny.ai/job/senior-product-designer-netspend-austin-6vk8babkerpe) — Austin, TX - [Senior Director, Financial Reporting](https://feeny.ai/job/senior-director-financial-reporting-netspend-austin-x6rw07ef6qke) — Austin, TX - [Senior Security Incident Response Analyst](https://feeny.ai/job/senior-security-incident-response-analyst-netspend-noida-r0qttzx8k740) — Noida, India - [Senior Manager, Product Marketing](https://feeny.ai/job/senior-manager-product-marketing-netspend-austin-trx583qdj5rt) — Austin, TX - [Software Engineer IV](https://feeny.ai/job/software-engineer-iv-netspend-austin-khf7ncbawpmj) — Austin, TX - [Software Engineer Senior](https://feeny.ai/job/software-engineer-senior-netspend-austin-wm83vd5xhrae) — Austin, TX