---
title: 'Risk Management - Broking at Paytm'
canonical: 'https://feeny.ai/job/risk-management-broking-paytm-mumbai-f263kdhccd8r'
type: 'job'
last_seen: '2026-09-07'
---

# Risk Management - Broking at Paytm

- **Company:** Paytm
- **Location:** Mumbai, India
- **Employment:** full-time
- **Work type:** onsite
- **Posted:** 2026-09-03
- **Last confirmed live:** 2026-09-07
- **Apply:** https://jobs.lever.co/paytm/77434aa9-51b5-49ac-b8a8-bf27add66336

## Job description

About the Role:

We are looking for an experienced Risk Management professional to lead and strengthen our Market Risk and Margin Trading Facility (MTF) risk functions. The role will be responsible for developing robust risk frameworks, monitoring trading and client exposures, ensuring regulatory compliance, and safeguarding the organization against market-related risks while enabling sustainable business growth.

Key Responsibilities: Market Risk Management -

- Develop, implement, and continuously enhance market risk management frameworks across Equity, Derivatives, and Margin Trading Funding (MTF) businesses.
- Monitor and assess market risk exposures arising from cash equities, futures, options, and leveraged products.
- Establish and review risk limits, exposure thresholds, concentration limits, and margin policies.
- Track key risk indicators (KRIs) and ensure timely escalation of potential risk events.

MTF & Exposure Risk Management:

- Manage client-level and portfolio-level risks associated with Margin Trading Funding (MTF).
- Define collateral eligibility, haircut frameworks, and funding exposure limits.
- Monitor leveraged positions and ensure adequate margin coverage across client portfolios.
- Evaluate concentration risks and implement preventive controls to minimize losses.

Risk Analytics & Monitoring:

- Conduct stress testing, scenario analysis, and sensitivity assessments under varying market conditions.
- Develop risk models and analytical tools to evaluate portfolio resilience during periods of volatility.
- Analyze trading patterns, market trends, and exposure data to identify emerging risks.
- Drive automation and real-time risk monitoring capabilities across trading systems.

Regulatory Compliance & Governance:

- Ensure compliance with SEBI, NSE, BSE, Clearing Corporation, and other applicable regulatory requirements.
- Oversee risk-related regulatory reporting, including exposure monitoring, margin compliance, and CTCL reporting.
- Coordinate with internal compliance, operations, technology, and audit teams to ensure adherence to risk governance standards.
- Support regulatory audits and inspections by providing required risk documentation and reports.

Stakeholder Management:

- Partner closely with Trading, Product, Operations, Compliance, Technology, and Business teams to implement effective risk controls.
- Provide actionable risk insights to senior leadership and support strategic decision-making.
- Collaborate with exchanges, clearing corporations, and external stakeholders on risk-related matters.

Desired Candidate Profile:

- QualificationsBachelor's or Master's degree in Finance, Economics, Statistics, Mathematics, Engineering, or a related discipline.
- Professional certifications such as FRM, CFA, PRM, or NISM certifications will be preferred.

Experience:

- 8–12+ years of experience in Market Risk, Trading Risk, Exposure Management, or Risk Analytics within Stock Broking, Capital Markets, Investment Platforms, or Financial Services.
- Strong understanding of Equity, F&O, Margin Trading Funding (MTF), collateral management, and leverage products.
- Experience working with exchange risk frameworks, margining systems, and regulatory requirements.

Skills & Competencies:

- Strong analytical and quantitative problem-solving skills.
- Deep understanding of market microstructure, risk controls, and exposure management.
- Proficiency in SQL, Excel, BI tools, and risk reporting systems.
- Ability to interpret large datasets and derive actionable risk insights.
- Strong stakeholder management and communication skills.
- Ability to perform effectively in a fast-paced, high-volume trading environment.

Success Metrics:

- Effective management of market and MTF risk exposures.
- Timely identification and mitigation of emerging risk events.
- Regulatory compliance with zero material observations.
- Accuracy and effectiveness of risk monitoring and reporting frameworks.
- Improvement in risk automation, controls, and operational efficiency.
- Strong portfolio resilience during periods of market volatility.

## About Paytm

## Company Overview
- **One-liner**: Paytm is India’s leading full-stack payments and financial services platform, enabling digital payments for consumers and merchants while distributing loans, insurance, and investment products.
- **Entity Type**: Public (NSE: PAYTM)
- **Headquarters**: Noida, Uttar Pradesh, India
- **Founded**: 2010
- **Founders**: Vijay Shekhar Sharma

## Core Business
- **Primary industries**: Payments, Financial Services, Marketing Services
- **Target customers**: B2C (consumers) and B2B (MSMEs, enterprises, online platforms)
- **Mission/purpose**: “To bring 500 million unserved and underserved Indians to the mainstream economy.” [paytm.com/about-us](https://paytm.com/about-us)

## Products & Services
- **Payment Services (Consumer & Merchant)**: QR code payments, Soundbox devices (with real‑time audio confirmation), All‑in‑One POS terminals, online payment gateway, UPI (including UPI Lite), and card acceptance. _Type_: Hardware + SaaS platform.
- **Financial Services Distribution**: Merchant loans, personal loans, insurance, and equity broking (via Paytm Money). _Type_: Service / marketplace.
- **Marketing Services**: Advertising, travel ticketing (bus, movies, flights), deals & gift vouchers. _Type_: Platform / marketplace.
- **Paytm Money Ltd**: Investment platform for mutual funds, stocks, NFOs. _Type_: App / brokerage.

## Market Standing
- **Valuation / Market Cap**: Not disclosed in provided sources (publicly traded; market cap fluctuates).
- **Key Metric**: Annual revenue estimated at **$758.2M** (LinkedIn, 2025); 39,368 active on‑roll employees in FY 2025. [linkedin.com/company/paytm](https://linkedin.com/company/paytm)
- **Notable Investors / Partners**: Not listed in provided sources (historically backed by SoftBank, Ant Financial, etc. – not verifiable from search results).
- **Growth Signals**: 18.7% YoY headcount growth (+4,811 people); serves **44M+ merchants** and **300M+ consumers**; deepened penetration in tier‑2/3 cities; successfully transitioned to a Third‑Party Application Provider (TPAP) for UPI under a multi‑bank model. [paytm.com/about-us](https://paytm.com/about-us), [paytm.com annual report](https://paytm.com/document/ir/annual-reports/fy2024-25/Paytm_Annual_Report_2024---25.pdf)

## Competitive Advantages
- **Full‑stack merchant payments leader** – owns the merchant relationship, aggregates all major payment instruments, negotiates rates, and provides cutting‑edge hardware (Soundbox, POS).
- **AI‑powered operations** – in‑house platforms Paytm ARMS (merchant lifecycle insights) and Periscope (fraud detection) automate onboarding, segmentation, pricing, and retention.
- **Largest fleet of Soundbox devices** on the street, creating a sticky subscription revenue stream.
- **Massive two‑sided ecosystem** (consumers + merchants) enabling high‑margin cross‑sell of loans, insurance, and marketing services.

## Strategic Focus
- **Payment‑led growth** – continue strengthening merchant payment leadership and expanding the omni‑channel platform.
- **Scale high‑margin financial services** – loan distribution, insurance, and equity broking.
- **Embed an AI‑first approach** across all products and internal processes to drive operating leverage.
- **Explore international expansion** of its technology‑led merchant payments and financial services distribution model. [paytm.com annual report](https://paytm.com/document/ir/annual-reports/fy2024-25/Paytm_Annual_Report_2024---25.pdf)

## Why Work Here
- **Benefits**: Medical insurance for self & family, wellness webinars, mental health support, maternity/paternity benefits, ESOPs, annual bonus, car lease, mobile device lease, employee discounts (Paytm Xtras), learning reimbursement, internal job mobility. [paytm.com/careers](https://paytm.com/careers)
- **Culture**: Innovation‑driven, purpose‑oriented (“simplify lives and fuel growth for millions”), with a strong emphasis on AI and technology. [paytm.com/careers](https://paytm.com/careers)
- **Work policy**: Most roles are **on‑site** (Noida, Mumbai, and other locations). [jobs.lever.co/paytm](https://jobs.lever.co/paytm)
- **Engineering culture**: Self‑driven learning, internal mobility, and the opportunity to work on products used by hundreds of millions of users.

## Sources
1. [Paytm Careers Page](https://paytm.com/careers)
2. [Paytm Job Openings (Lever)](https://jobs.lever.co/paytm)
3. [Paytm About Us](https://paytm.com/about-us)
4. [Paytm LinkedIn Profile](https://linkedin.com/company/paytm)
5. [Paytm Annual Report FY2024‑25 (PDF)](https://paytm.com/document/ir/annual-reports/fy2024-25/Paytm_Annual_Report_2024---25.pdf)

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