---
title: 'Risk Manager at Atomic Invest'
canonical: 'https://feeny.ai/job/risk-manager-atomic-invest-united-states-ez48nwyb5z1q'
type: 'job'
last_seen: '2026-11-08'
---

# Risk Manager at Atomic Invest

- **Company:** Atomic Invest
- **Location:** United States
- **Employment:** full-time
- **Work type:** remote
- **Posted:** 2026-10-26
- **Last confirmed live:** 2026-11-08
- **Apply:** https://jobs.ashbyhq.com/atomic-invest/48b560d9-19a6-41a8-98e4-e5c3859b1655

## Job description

Risk Manager

## About Atomic Vest

We are a fast-growing, mission-driven company powering the expansion of financial services and wealth creation globally. We build critical financial infrastructure that allows consumer-facing companies to offer engaging investing experiences to their customers in a frictionless way. We host advanced investing capabilities ranging from ESG investing to multi-currency trading across 60 global markets. We are a team of financial empowerment enthusiasts that have come together from various industries including tech, banking, finance, and law. The company has raised $55M in funding and is positioned to rapidly scale. Come join an exciting opportunity to make a lasting impact!

## About the role

We're looking for a Risk Manager to identify, measure, and manage risk across Atomic's growing group of regulated entities, including a FINRA-registered broker-dealer and an SEC-registered investment adviser. You'll report to [reporting line to be confirmed], work closely with leadership across finance, compliance, legal, operations, and engineering, and have direct access to the company's Risk Committee.

As our first dedicated risk hire, you'll have the opportunity to build the risk management function from the ground up: designing the framework, policies, metrics, and reporting the company will rely on as it scales, including the control framework for our planned self-clearing and alternative trading system (ATS) business lines.

Atomic is a remote-first company, and this role is fully remote; however, candidates must be based in the US or LATAM in the Americas Timezone (GMT-3 to GMT-8).

## Key Responsibilities

- Build the risk management function as the initial hire, including an enterprise risk framework, risk appetite, and policies appropriate for a multi-entity fintech, with initial and primary focus on the broker-dealer entity.
- Support and enhance the monitoring of broker-dealer financial risks, including net capital, liquidity, and clearing-related exposures.
- Assess and monitor bank and counterparty risk, including banks participating in the cash sweep program, clearing firms, and key vendors, with risk ratings, KRIs, and re-review triggers.
- Run periodic enterprise risk assessments across the broker-dealer, RIA, and technology entities, and maintain the risk register.
- Build and maintain a risk and control matrix across all entities. Work with process owners to design practical preventive and detective controls, test them for design and operating effectiveness, and develop key risk indicators (KRIs).
- Own a central incident and issue log: lead root-cause analysis, track remediation to validated closure, and escalate potential reportable events to Compliance, Legal, and the FinOp.
- Review new products, entities, and markets for risk before launch and recommend appropriate controls.
- Build controls for the planned self-clearing and ATS business lines, including reserve computations, daily net capital monitoring, possession and control, reconciliations, and Reg ATS obligations, and provide control evidence for FINRA's review.
- Prepare risk reporting for senior management and the Risk Committee.
- Support audits and regulatory examinations by coordinating risk-related requests and responses.
- Maintain the business continuity plan (FINRA Rule 4370) and run tabletop exercises with Technology.
- Partner with key stakeholders across finance, compliance, legal, operations, and engineering leadership.

## Qualifications

- 2–5 years of experience in risk management, internal controls, or a related function
- Experience in fintech, banking, brokerage, or RIA environments
- Hands-on, builder mindset: comfortable in a small firm, and focused on fixing issues with teams rather than only documenting them
- Working knowledge of broker-dealer financial responsibility rules (e.g., SEC net capital and customer protection rules)
- Understanding of operational, credit/counterparty, and liquidity risk concepts
- Strong analytical skills and proficiency in Excel or similar tools; experience with NetSuite or another ERP is helpful
- Advanced-level English for cross-team collaboration

## Nice to Have

- External or internal audit experience, or experience at a regulatory agency (e.g., FINRA, SEC, or a banking regulator).
- Professional certification such as FRM, CPA, CIA, or CRCM.

## About Atomic Invest

## Company Overview
- **One-liner**: Atomic Invest provides a white-label "investing-as-a-service" platform that enables fintechs, banks, and consumer-facing companies to integrate brokerage, wealth management, and cash management products into their own offerings via APIs and pre-built experiences.
- **Entity Type**: Private (Series A; $55.5M total funding)
- **Headquarters**: New York, New York, United States
- **Founded**: 2020
- **Founders**: David Dindi (CEO), Marco Alban-Hidalgo (CTO), Emma Marriott (Co-Founder, Engineering)

## Core Business
- **Primary industry/industries**: Financial Services / Fintech Infrastructure / Wealth Management
- **Target customers**: B2B — specifically fintechs (consumer and B2B), banks/financial institutions, and other consumer-facing companies seeking to embed investing and savings products.
- **Mission or purpose statement**: "To make wealth-building accessible to every single human being." [atomicvest.com](https://www.atomicvest.com/)

## Products & Services
- **Brokerage**: Full brokerage infrastructure offering access to fractional stocks, bonds, mutual funds, ETFs, and alternative investments (U.S. and international markets). [atomicvest.com](https://www.atomicvest.com/)
- **Wealth Management**: Automated capabilities including custom indexing and bond laddering. [atomicvest.com](https://www.atomicvest.com/)
- **Cash Management**: Access to high-yield instruments such as FDIC-insured cash sweeps, money market funds, and U.S. Treasury bills. [atomicvest.com](https://www.atomicvest.com/)
- **Pre-built Experiences**: Ready-made UI components to accelerate time-to-market for partner clients. [atomicvest.com](https://www.atomicvest.com/)
- **Back-Office Dashboard**: A complete operations dashboard for managing customer accounts. [atomicvest.com](https://www.atomicvest.com/)
- **Developer-first APIs**: APIs designed for easy integration into partner platforms. [atomicvest.com](https://www.atomicvest.com/)

## Market Standing
- **Valuation/Market Cap**: Not publicly disclosed.
- **Key Metric**: Total funding of **$55.5M** (including a $25M Series A led by Anthemis and QED Investors in 2021, and subsequent venture rounds led by Brewer Lane Ventures, Aquiline Capital Partners, and Erie Strategic Ventures through 2025). [cbinsights.com](https://www.cbinsights.com/company/atomic)
- **Notable Investors/Partners**: Y Combinator, QED Investors, Anthemis, Brewer Lane Ventures, Aquiline Capital Partners, Erie Strategic Ventures, Nationwide Ventures, Appia Ventures, Lightspeed, Peak XV (formerly Sequoia India & SEA), and PayPal (via Aspire partnership). [cbinsights.com](https://www.cbinsights.com/company/atomic)
- **Growth Signals**:
    - Expanded to Europe in early 2026 via the acquisition of Groene Hart Financiële Diensten. [atomicvest.com](https://www.atomicvest.com/)
    - Announced a high-profile partnership with **Aspire** (backed by Peak XV/Sequoia) in April 2026 to power treasury management for Aspire's 50,000+ business customers. [prnewswire.com](https://www.prnewswire.com/news-releases/aspire-and-atomic-partner-to-launch-high-yield-treasury-management-platform-for-startups-302748612.html)
    - Headcount grew 15% YoY to 44 employees. [linkedin.com](https://www.linkedin.com/company/atomicvest)
    - SOC-2 Type II certified, SEC-licensed (RIA), and FINRA-registered broker-dealer. [atomicvest.com](https://www.atomicvest.com/)

## Competitive Advantages
- **Regulatory Moat**: Holds SEC, FINRA, and SIPC licenses/registrations, acting as the regulated partner so clients avoid becoming regulated themselves. Custody of assets is held at BNY Pershing (Bank of New York Mellon), the world's largest custodian bank. [atomicvest.com](https://www.atomicvest.com/)
- **End-to-End Platform**: Provides the full stack—from regulatory compliance and custody to pre-built UI and back-office operations—reducing legal and operational friction for partners. [atomicvest.com](https://www.atomicvest.com/)
- **Multi-Product Offering**: Combines brokerage, wealth management, and cash management in a single API, allowing clients to offer a comprehensive financial suite without multiple vendors.
- **Strong Partner Ecosystem**: Y Combinator alumni with backing from top-tier fintech VCs (QED, Anthemis) and strategic partnerships with major platforms like Aspire.

## Strategic Focus
- **European Expansion**: Following the acquisition of Groene Hart Financiële Diensten, Atomic is actively building out its presence and team in the EU. [linkedin.com](https://www.linkedin.com/company/atomicvest)
- **Partnership Growth**: Deepening integrations with major fintech platforms (e.g., Aspire, Bolt) to embed treasury and wealth solutions into existing financial operating systems. [linkedin.com](https://www.linkedin.com/company/atomicvest)
- **Product Breadth**: Continuing to expand the range of investment products (alternatives, international markets) and automated wealth management tools. [atomicvest.com](https://www.atomicvest.com/)

## Why Work Here
- **Mission-Driven Fintech**: Opportunity to work on critical financial infrastructure that aims to democratize wealth-building globally.
- **Strong Engineering Culture**: The company is engineering-heavy (13 of 44 employees are in technical roles) and uses a modern, developer-first approach. [linkedin.com](https://www.linkedin.com/company/atomicvest)
- **Global & Remote-Friendly Team**: Employees are distributed across 12 countries (US, Argentina, India, Spain, UK, Germany, Canada, etc.), suggesting a remote or hybrid-friendly culture. [linkedin.com](https://www.linkedin.com/company/atomicvest)
- **High-Impact Role**: Small team (44 people) with ambitious goals and major partnerships (Aspire, Bolt) means individual contributors have significant ownership and impact.
- **Notable Perks & Environment**: Backed by Y Combinator and top fintech VCs; SOC-2 compliant with a strong emphasis on security and compliance. Active job postings include a Director of Business Development (EU) and a Backend Software Engineer. [jobs.ashbyhq.com](https://jobs.ashbyhq.com/atomic-invest)

## Sources
1. [atomicvest.com](https://www.atomicvest.com/)
2. [linkedin.com](https://www.linkedin.com/company/atomicvest)
3. [cbinsights.com](https://www.cbinsights.com/company/atomic)
4. [prnewswire.com](https://www.prnewswire.com/news-releases/aspire-and-atomic-partner-to-launch-high-yield-treasury-management-platform-for-startups-302748612.html)
5. [jobs.ashbyhq.com](https://jobs.ashbyhq.com/atomic-invest)

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