---
title: 'Senior Accountant- Profit Sharing Programs at Protective'
canonical: 'https://feeny.ai/job/senior-accountant-profit-sharing-programs-protective-remote-jjtc9fnqz273'
type: 'job'
last_seen: '2026-10-28'
---

# Senior Accountant- Profit Sharing Programs at Protective

- **Company:** Protective
- **Location:** Remote
- **Compensation:** $75k–$95k
- **Employment:** full-time
- **Work type:** remote
- **Posted:** 2026-10-23
- **Last confirmed live:** 2026-10-28
- **Apply:** https://jobs.lever.co/protective/c32a0222-e0af-4bda-aa0c-8d4d106e8b8d

## Job description

The work we do has an impact on millions of lives, and you can be a part of it. We help protect our customers against life’s uncertainties. Regardless of where you work within the company, you’ll be helping provide protection and peace of mind when our customers need it most.

Protective’s Asset Protection Division (APD) is seeking a Senior Accounting Analyst to own complex accounting, analysis, and reporting for profit-sharing retrospective programs. This role is ideal for an experienced accounting professional who enjoys digging into financial details, improving how work gets done, and translating complex agreements into accurate financial results.

You’ll manage key reconciliations and payout calculations, analyze program performance, and partner across Finance, Accounting, and Program Management to resolve discrepancies and strengthen financial processes. You’ll also have the opportunity to automate and optimize existing processes, provide insights to leadership, and serve as a resource to junior team members.

## Key Responsibilities

- Administer and reconcile accounts related to profit-sharing retrospective programs.
- Calculate and validate profit-sharing payouts in accordance with contractual agreements.
- Prepare financial reporting, variance analysis, and supporting documentation for retrospective programs.
- Perform monthly account reconciliations and maintain effective internal controls.
- Analyze program performance, identify trends and discrepancies, and drive issues through resolution.
- Develop complex financial models and forecasts and communicate key findings to leadership.
- Partner with Finance, Accounting, and Program Management to ensure financial results align with program and contractual terms.
- Support internal and external audits by providing accurate, complete, and timely documentation.
- Identify opportunities to streamline, automate, and improve accounting and reporting processes.
- Provide guidance and knowledge sharing to junior team members.

Core Competencies (skills, knowledge and abilities):

- Strong accounting, analytical, and problem-solving skills with a high degree of accuracy and attention to detail.
- Knowledge of Generally Accepted Accounting Principles (GAAP) and financial reporting practices.
- Advanced Microsoft Excel skills and experience working with ERP or financial systems.
- Ability to interpret contractual terms and translate them into accounting calculations and financial reporting.
- Ability to analyze large or complex data sets, identify trends, and communicate actionable insights.
- Strong communication and stakeholder management skills with the ability to work effectively across functions.
- Ability to independently manage complex reconciliations, reporting requirements, and competing priorities.
- Ability to mentor, guide, and share knowledge with less experienced team members.

Required Qualifications

- Bachelor’s degree in Accounting, Finance, Business, or a related field.
- 7 or more years of experience in accounting, financial analysis, financial reporting, or a related discipline.
- Demonstrated experience managing complex account reconciliations and financial reporting processes.
- Advanced proficiency with Microsoft Excel.

## Preferred Qualifications

- CPA or other relevant accounting or finance certification.
- Experience with profit-sharing, retrospective, dealer, or insurance-related programs.
- Experience with SAP, Oracle, NetSuite, or comparable ERP and financial systems.
- Experience with Tableau and SQL.
- Experience improving or automating accounting, reconciliation, or financial reporting processes

The internal job title for this role is Senior Analyst, General Accounting.

Employee Benefits: We aim to protect the wellbeing of our employees and their families with a broad benefits offering. In addition to offering comprehensive health, dental and vision insurance, we support emotional wellbeing through mental health benefits and an employee assistance program. Work/life balance is important and Protective offers a variety of paid time away benefits (e.g., paid time off, paid parental leave, short-term disability, and a cultural observance day). The financial health of our employees is just as important as physical and emotional health.  Some of the financial wellbeing benefits include contributions to healthcare accounts, a pension plan, and a 401(k) plan with Company matching. All employees are encouraged to protect their overall wellbeing by engaging in ProHealth Rewards, Protective’s platform to improve wellbeing while earning cash rewards.

Eligibility for certain benefits may vary by position in accordance with the terms of the Company’s benefit plans.

Accommodations for Applicants with a Disability: If you require an accommodation to complete the application and recruitment process due to a disability, please email eric.hess@protective.com. This information will be held in confidence and used only to determine an appropriate accommodation for the application and recruitment process.

Please note that the above email is solely for individuals with disabilities requesting an accommodation.  General employment questions should not be sent through this process.

We are proud to be an equal opportunity employer committed to being inclusive and attracting, retaining, and growing an inclusive workforce.

## About Protective

## Company Overview
- **One-liner**: Protective is a financial services company providing life insurance, retirement solutions, employee benefits, and asset protection products to individuals and businesses.
- **Entity Type**: Private (Subsidiary of Dai-ichi Life Holdings, Inc., TSE:8750)
- **Headquarters**: Birmingham, Alabama, United States
- **Founded**: 1907
- **Founders**: Not publicly available

## Core Business
- **Primary industry/industries**: Insurance (Life, Annuity, Asset Protection, Employee Benefits)
- **Target customers**: B2C (individuals) and B2B (employers, partners)
- **Mission or purpose statement**: "To help everyone deserve confidence through life's moments — big, small and everything in between." [protective.com](https://www.protective.com/about-us)

## Products & Services
- **[Life Insurance]**: Offers term life, whole life, and universal life policies for individuals and families.
- **[Retirement Solutions]**: Fixed and variable annuities, retirement income planning products.
- **[Asset Protection]**: Commercial mortgage investments, structured settlements, and stable value products via Protective Asset Division.
- **[Employee Benefits]**: Group life, disability, and other workplace benefit programs for employers.
- **[Acquisitions & Stable Value]**: Manages and acquires in-force blocks of life insurance and annuity policies.

## Market Standing
- **Valuation/Market Cap**: Not publicly available (subsidiary of Dai-ichi Life Holdings, TSE:8750)
- **Key Metric**: $6.4B annual revenue (PLICO financials) [wellfound.com](https://linkedin.com/company/protective-life)
- **Total Assets**: $142 billion as of December 31, 2025 [protective.com](https://investor.protective.com/Company-Overview/default.aspx)
- **Net Income**: $389 million USD (2024) [linkedin.com](https://linkedin.com/company/protective-life)
- **Notable Investors/Partners**: Parent company Dai-ichi Life Holdings (Japan), one of the largest life insurers globally.
- **Growth Signals**: 
  - Over 14.4 million customers served.
  - 61 acquisitions in company history. [protective.com](https://investor.protective.com/Company-Overview/default.aspx)
  - ~32 million policies and contracts in force.
  - $1 trillion life insurance in force.
  - 3,800+ employees as of Jan 1, 2026 (up from 3,800 reported in 2023).
  - Fastest growing core site in the greater Cincinnati area. [protective.com](https://www.protective.com/about-us/careers)

## Competitive Advantages
- **115+ Years of Stability**: Founded in 1907, the company has a long track record of financial strength and reliability.
- **Parent Backing**: As part of Dai-ichi Life Group, a global top-tier insurer, Protective has access to significant capital and a long-term strategic focus.
- **Diversified Portfolio**: Multiple business segments (Protection, Retirement, Asset Protection, Acquisitions) create revenue stability and cross-selling opportunities.
- **Strong Financial Ratings**: A focus on conservative risk management and a large asset base ($142B) provides market confidence.
- **Scale and Distribution**: A massive in-force block ($1T life insurance) and a large, established customer base.

## Strategic Focus
- **Organic & Inorganic Growth**: Continues to acquire blocks of policies and companies (61 in history) while expanding its core product lines.
- **Virtual Workforce Expansion**: More than half of employees are now remote, signaling a commitment to a flexible, distributed workforce. [protective.com](https://www.protective.com/about-us/careers)
- **Digital Transformation**: Investments in technology and data to improve customer experience and operational efficiency.
- **Talent Development**: Strong focus on internal mobility, continuous learning, and career enrichment programs.

## Why Work Here
- **Culture**: Emphasizes a "protector" mindset, focusing on service to customers, colleagues, and communities. Recognized for workplace engagement and inclusivity. [protective.com](https://www.protective.com/about-us/careers)
- **Hybrid/Remote Work**: Over 50% of the workforce is remote/virtual. Three core sites in Birmingham (HQ), Greater Cincinnati, and St. Louis offer hybrid options. [protective.com](https://www.protective.com/about-us/careers)
- **Benefits**: Comprehensive package including medical/dental/vision with HSA/FSA, a pension plan funded by the company, 401(k) with employer match, paid time off, paid parental leave, short- and long-term disability, adoption assistance, and life insurance. [protective.com](https://www.protective.com/about-us/careers)
- **Career Development**: Company-sponsored education courses, tuition reimbursement, scholarship opportunities for dependents, and a semi-annual "Pulse Survey" to shape culture and learning opportunities. [protective.com](https://www.protective.com/about-us/careers)
- **Notable Perk**: Pension plan remains a differentiator in the current job market.

## Sources
1. [protective.com - Company Overview](https://www.protective.com/about-us)
2. [protective.com - Careers Page](https://www.protective.com/about-us/careers)
3. [investor.protective.com - Company Overview](https://investor.protective.com/Company-Overview/default.aspx)
4. [linkedin.com - Protective Life](https://linkedin.com/company/protective-life)
5. [jobs.lever.co/protective - Job Listings](https://jobs.lever.co/protective)

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