--- title: 'Senior Analyst, Compliance Testing & Third-Party Risk Management at Above Lending' canonical: 'https://feeny.ai/job/senior-analyst-compliance-testing-third-party-risk-management-above-lending-b5z8w81pwxpt' type: 'job' last_seen: '2026-09-11' --- # Senior Analyst, Compliance Testing & Third-Party Risk Management at Above Lending - **Company:** Above Lending - **Location:** Chicago, IL - **Compensation:** $70k–$120k - **Employment:** full-time - **Work type:** hybrid - **Posted:** 2026-07-29 - **Last confirmed live:** 2026-09-11 - **Apply:** https://jobs.lever.co/abovelending/a70a17d0-486d-45eb-b1c8-37c0a9a76590 ## Job description Above Lending is a next-generation financial services company helping everyday Americans break the cycle of high-cost debt and move toward a stronger financial future. Through customized lending solutions, competitive rates, and personalized support, our mission is to simplify the lending process and help our clients achieve financial well-being. We are committed to making credit more affordable and accessible; backed by a culture grounded in compliance and ethics, and technology built around the people we serve. We are growing quickly, and we are looking for new collaborators to help us reach the next level. If you want to join a forward-thinking, rapidly growing organization where helping people is the number one goal, we want to hear from you. We’re looking for a motivated and detail-oriented professional to support our compliance testing and third-party risk processes. This role is ideal for someone with hands-on experience in compliance testing, vendor management, or risk testing functions in the financial services industry, who’s ready to grow into a more strategic and visible contributor. You’ll support critical functions that ensure regulatory compliance and effective third-party oversight, helping to safeguard the company and its customers. This is a high-impact role with cross-functional exposure and opportunities for growth. This is a hybrid role, 3-days a week, in downtown Chicago, IL. ## What You'll Do - Lead regular testing of applicable BSA/AML/OFAC and consumer obligations to ensure compliance with regulatory requirements and internal policies. - Evaluate the effectiveness of controls designed to mitigate regulatory and operational risks. - Document testing results, identify issues and gaps, determine corrective action, and support issue tracking and resolution. - Assist in managing the company’s third-party risk management (TPRM) program by supporting processes, maintaining documentation, and monitoring controls. - Conduct initial and ongoing risk assessments for vendors, focusing on areas like security practices, financial health, and compliance posture. - Support vendor onboarding by ensuring contracts and risk-related documentation are complete and compliant with company policies. - Stay up-to-date on key regulatory changes and best practices related to third party risk management. - Prepare summary reports and dashboards for leadership to communicate testing findings, open issues, and vendor risk trends. - Assist in building, configuring, and optimizing the GRC platform to automate compliance testing, centralize vendor risk assessments, and streamline issue management. - Serve as the subject matter expert for SCRA and OFAC compliance, providing regulatory guidance ## What We're Looking For - Bachelor's degree in Business, Finance, Risk or a related discipline. - 3–5 years of experience in compliance testing, third-party risk management, vendor management, audit, or related risk and compliance functions within the banking, financial services, or fintech industries. - Working knowledge of consumer lending regulations is preferred; willingness to learn and develop expertise in this area is essential. - Professional certifications such as CRCM, CTPRP, CTPRA, or similar are preferred but not required. - Strong organizational skills with exceptional attention to detail and the ability to manage multiple priorities in a fast-paced environment. - Excellent written and verbal communication skills, with the ability to collaborate effectively across cross-functional teams and engage with external vendors. - Advanced proficiency in Microsoft Excel and experience using compliance, governance, risk management, or reporting systems. - Self-motivated, proactive, and eager to build subject matter expertise in compliance, regulatory risk, and third-party risk management. Join our dynamic team and contribute to Above Lending’s success as we continue to provide innovative lending solutions to our customers. Under the California Consumer Privacy Act (“CCPA”), Above Lending is informing California residents who are our job applicants, contractors or prospective employees (together “job applicants”) about the categories of personal information we collect about you and the purposes for which we will use this information. This notice and our Privacy Policy contain important information relating to the CCPA and apply only to personal information that is subject to the CCPA. Please see our website for the full CCPA statement. *Above Lending is an equal opportunity Employer* Above Lending does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job positions.  No fee will be paid to their parties who submit unsolicited candidates directly to Above Lending employees or the Above Lending Finance and HR teams.  No placement fee will be paid to any third party unless such a request has been made by the Above Lending HR team. ## About Above Lending ## Company Overview - **One-liner**: Above Lending is a next-generation consumer lender that provides personal loans with transparent terms and personalized customer support to help individuals achieve their financial goals. - **Entity Type**: Private (Debt Financing led by ATLAS SP Partners) - **Headquarters**: Chicago, Illinois, United States - **Founded**: 2019 - **Founders**: Not publicly available ## Core Business - Primary industry/industries: Financial Services – Consumer Lending - Target customers: B2C – Individuals seeking personal debt consolidation, refinancing, or credit improvement - Mission or purpose statement: “To simplify the lending process and help borrowers attain financial well-being by making credit more affordable and accessible.” ## Products & Services - **Personal Loans**: Unsecured loans for debt consolidation, large purchases, or other personal finance needs. Service type: Consumer lending product (online application, loan specialist support). ## Market Standing - **Valuation/Market Cap**: Not disclosed (private) - **Key Metric**: Total Funding of $200M (Debt Financing, led by ATLAS SP Partners, closed October 2023); Annual Revenue estimated at $3.5M - **Notable Investors/Partners**: ATLAS SP Partners (administrative agent for $200M facility) - **Growth Signals**: Issued over $100M in loans within first year of operations (2022); helped more than 7,000 clients; workforce grew 2.9% YoY to ~69 employees; 16 active job postings in September 2026 (up 300% year-over-year). ## Competitive Advantages - **Customer-centric model**: Dedicated loan specialists provide personalized support, differentiating from fully automated competitors. - **Transparent pricing**: Emphasis on simple, transparent loan terms with no hidden fees. - **Strong funding base**: $200M warehouse facility signals lender confidence and capacity for continued lending growth. - **Technology & data-driven operations**: Leadership includes a Head of Data and BI and Director of Business Intelligence, indicating a data-first approach to risk and underwriting. ## Strategic Focus - **Scaling originations**: Continued hiring of loan sales representatives and lending sales representatives to grow loan volume. - **Data & analytics investments**: Active recruitment for Director of Business Analytics and Senior Data Engineer roles points to building deeper analytics capabilities. - **Compliance & risk management**: Hiring a Senior Analyst for Compliance Testing & Third-Party Risk Management reflects a focus on regulatory readiness and operational discipline. - **Expansion of capital markets**: Capital Markets Senior Associate role suggests ongoing work to secure additional funding partnerships or securitizations. ## Why Work Here - **Culture**: Described as performance-driven with high expectations; rewarding for motivated individuals who thrive on hitting metrics. Employees report strong cross-functional collaboration and transparency. - **Remote/Hybrid/Office**: Hybrid policy – 3 days per week in Chicago office (HQ). Some roles (Loan Sales) offer full remote options depending on location (e.g., Austin, TX; Phoenix, AZ). Other offices exist in Houston and Northbrook. - **Notable Perks**: Generous parental leave, dental/health/FSA benefits, 401(k), disability and life insurance, generous PTO and paid holidays, job training and conference opportunities. - **Engineering Culture**: Small technical team (14% of staff) with a focus on data engineering and business intelligence. Growth trajectory offers opportunity for impact in a scaling fintech. ## Sources 1. [above lending.com](https://abovelending.com/) 2. [lever.co (Careers Page)](https://jobs.lever.co/abovelending) 3. [linkedin.com](https://www.linkedin.com/company/above-lending) 4. [builtin.com](https://builtin.com/company/above-lending) 5. [indeed.com](https://www.indeed.com/cmp/Above-Lending/reviews) ## Other roles at Above Lending - [Client Solutions Specialist](https://feeny.ai/job/client-solutions-specialist-above-lending-remote-vpjjjzepystt) - [Capital Markets Senior Associate](https://feeny.ai/job/capital-markets-senior-associate-above-lending-chicago-81c76sfhpfmb) — Chicago, IL - [Senior Data Engineer](https://feeny.ai/job/senior-data-engineer-above-lending-chicago-hetj6zp1p0jm) — Chicago, IL - [Loan Sales Representative](https://feeny.ai/job/loan-sales-representative-above-lending-remote-856t8wdq8hda)