---
title: 'Senior Associate, Capital Markets & Corporate Treasury at Clearco'
canonical: 'https://feeny.ai/job/senior-associate-capital-markets-corporate-treasury-clearco-toronto-7yem058qsp4z'
type: 'job'
last_seen: '2026-10-18'
---

# Senior Associate, Capital Markets & Corporate Treasury at Clearco

- **Company:** Clearco
- **Location:** Toronto, Canada
- **Employment:** full-time
- **Posted:** 2026-10-15
- **Last confirmed live:** 2026-10-18
- **Apply:** https://jobs.ashbyhq.com/clearco/39205fcb-0a07-4a26-9c7c-ab3fcc508951

## Job description

## About the Role

Clearco is looking for a Senior Associate, Capital Markets & Corporate Treasury to sit at the center of our capital strategy, portfolio reporting, and funding facility operations. This is a high-visibility position working directly with our VP, CEO, investors, and Board of Directors. You will own day-to-day borrowing base calculations, cash liquidity forecasting, and financial modeling to support the business's long-term growth and future capital endeavours.

Day-to-day responsibilities:

- Own asset-level reporting: maintain loan-level data, prepare the portfolio data tape and confirm every receivable ties to source systems
- Own portfolio-level reporting: originations, collections, delinquency, charge-offs, actual versus expected cash collections, IRR and MOIC, for lenders, leadership and the Board
- Prepare and deliver the daily pledge package for the funding facility, including the assignment of receivables
- Run the borrowing base and waterfall calculations each period and prepare the related servicing fee invoices
- Reconcile lender, custodian and verification agent reports to asset-level data and resolve breaks
- Track facility covenants and reporting deadlines and prepare compliance reports
- Manage daily cash positions across entities and bank accounts and maintain the weekly cash and liquidity forecast
- Build models and data room materials for new facilities, upsizes and other capital raises
- Provide portfolio data to the Associate, FP&A, for the monthly BvA and the Board deck
- Collaborate with all Finance team members on shared deliverables, including month-end close, audit, tax, the annual budget and Board materials, and cover for teammates during absences and peak periods

You will thrive if you have:

- 3-5 years of experience in capital markets, structured or asset-based finance, or corporate treasury at a lender, fintech, bank or advisory firm
- A degree in Finance, Accounting, Economics or a related field; CFA or CPA (or progress toward either) is an asset
- Advanced Excel and financial modelling skills
- Working knowledge of credit facility mechanics: borrowing bases, advance rates, eligibility criteria and payment waterfalls
- Experience working with large loan-level datasets; SQL or Python is an asset
- Experience preparing reporting for external parties such as lenders, banks or agents

What we offer:

- Comprehensive healthcare and dental coverage
- A tech stipend
- Mental health support and professional development opportunities in a culture that emphasizes work-life balance and transparency
- The chance to participate in high-impact work at a mission-driven organization
- RRSP Matching

At Clearco, we strive for an inclusive, accessible recruitment process. If you have specific accessibility needs, please let us know so we can support you. Please note that we use AI-assisted tools to help manage applications, but humans remain the sole decision-makers in our hiring. Contact us for more information on our tools or to request an accommodation.

Compensation Range: $130K–$160K

## About Clearco

## Company Overview
- **One-liner**: Clearco provides non-dilutive, revenue-based funding to ecommerce and SaaS businesses, offering fast, flexible capital without personal guarantees or equity loss.
- **Entity Type**: Private (Series D)
- **Headquarters**: Toronto, Ontario, Canada
- **Founded**: 2015
- **Founders**: Michele Romanow, Andrew D'Souza

## Core Business
- **Primary industry**: Fintech / Ecommerce Funding
- **Target customers**: B2B; direct-to-consumer (DTC) ecommerce brands and SaaS businesses in the U.S. with 12+ months of consistent revenue exceeding $100,000 USD per month.
- **Mission or purpose statement**: To be the capital partner that thinks like a founder, providing fast, flexible, and founder-first funding designed to scale with a business's momentum.

## Products & Services
- **Fixed Funding Capacity**: A one-time lump sum of capital with a clear, estimated payment schedule. Best for large campaigns, inventory buys, and market expansion. Capped weekly payments with full visibility from day one.
- **Rolling Funding Capacity**: A revolving line of capital that replenishes automatically as the borrower pays it back. Built for brands reinvesting into ongoing ad spend, recurring supplier costs, and repeatable growth cycles.
- **Cash Advance**: Capital deposited directly into the borrower's bank account, allowing flexible deployment across marketing, inventory, or other growth needs. The borrower controls the pace and draws down only what is required.
- **Invoice Funding**: Capital provided to pay supplier invoices directly, allowing the borrower to keep production on track and preserve working capital without tapping into cash reserves.

## Market Standing
- **Valuation/Market Cap**: Not publicly disclosed.
- **Key Metric**: Over $3 billion in total funding deployed to more than 10,000 brands. 65% of customers return for additional funding.
- **Notable Investors/Partners**: Inovia Capital (led Series D), Oak HC/FT (led Series C), Highland Capital (led Series B), Emergence Capital and Social Capital (led Series A), SoftBank Vision Fund (debt facility).
- **Growth Signals**: In 2024, the company tripled the amount of funding deployed and is on track to grow another 50% in 2025. The company has funded 25x more female founders than the average traditional venture capital firm.

## Competitive Advantages
- **Founder-first funding model**: No personal guarantees, no dilution, no blanket liens, and no all-asset liens, which is a significant differentiator from traditional bank loans and many fintech lenders.
- **Speed and flexibility**: Funding can be received in as little as 24 hours. The company offers both Fixed and Rolling Funding Capacity, giving clients choice and adaptability.
- **AI-supported underwriting**: Uses technology to make faster, smarter funding decisions.
- **Strong brand trust**: With over 10,000 brands funded and a 65% repeat customer rate, Clearco has established significant credibility in the ecommerce funding space.

## Strategic Focus
- **Scaling funding deployment**: After tripling deployment in 2024, the company aims for another 50% growth in 2025.
- **Product innovation**: Continues to develop new funding products (e.g., Rolling Funding Capacity, Invoice Funding) and improve underwriting with AI.
- **Deepening founder relationships**: Positioning itself as a long-term strategic capital partner, not just a transactional funding source.

## Why Work Here
- **Remote-first culture**: Clearco is a remote-first company with offices in Toronto and other locations. Employees have the ability to work out of country for up to 6 months per calendar year.
- **Comprehensive benefits starting Day 1**: Includes health, dental, vision, financial coverage, RRSP/401k matching (up to 4%), and mental health support through Inkblot.
- **Generous perks**: $2,000 annual L&D stipend, $300 home office setup stipend, unlimited PTO, 25% corporate discount at Goodlife Fitness, and quarterly in-person team/company gatherings.
- **Growth and impact**: Employees work on a platform that has deployed $3B+ and is rapidly scaling, offering significant ownership and impact.
- **Interview process**: Typically includes a phone screen with a recruiter, 1-2 virtual interviews, and an assessment or project. Applications require only a resume (no cover letter).

## Sources
1. [clear.co](https://www.clear.co/)
2. [clear.co/about-us](https://www.clear.co/about-us)
3. [clear.co/careers](https://www.clear.co/careers)
4. [builtin.com/company/clearco](https://builtin.com/company/clearco)
5. [clearco.breezy.hr](https://clearco.breezy.hr/)

## Other roles at Clearco

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- [Account Manager, Founder Success](https://feeny.ai/job/account-manager-founder-success-clearco-canada-frbxg9s32pge) — Canada
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- [Business Development Representative](https://feeny.ai/job/business-development-representative-clearco-canada-xejmcdqb496t) — Canada