--- title: 'Senior Backend Engineer (Java) at Moniepoint' canonical: 'https://feeny.ai/job/senior-backend-engineer-java-moniepoint-bengaluru-q94w8hafgdpe' type: 'job' last_seen: '2026-09-12' --- # Senior Backend Engineer (Java) at Moniepoint - **Company:** Moniepoint - **Location:** Bengaluru, India - **Work type:** remote - **Posted:** 2026-02-26 - **Last confirmed live:** 2026-09-12 - **Apply:** https://job-boards.eu.greenhouse.io/moniepoint/jobs/4791652101 ## Job description ## Who we are Moniepoint Inc. is Africa’s all-in-one financial platform, helping 20 million businesses and individuals access seamless payments, banking, credit, cross-border, and business management tools each month. As Nigeria’s largest merchant acquirer, we power most of the country’s point-of-sale (POS) transactions. Through our subsidiaries, Moniepoint Inc. processes over $250 billion in digital payment transaction value annually.. ## About the role Engineering at Moniepoint is an inspired, customer-focused community dedicated to crafting solutions that redefine our industry. Our infrastructure runs on some of the cool tools that excite infrastructure engineers - Kubernetes, Docker, etc. We also make business decisions based on the large stream of data we receive daily, so we work daily with big data, perform data analytics and build models to make sense of the noise and give our customers the best experience. Curious about what makes Moniepoint an incredible place to work? [Check out posts on how we cultivate a culture of innovation, teamwork, and growth.](https://moniepoint.com/blog) ## What You'll Be Doing - Collaborate closely with cross-functional teams (Product, Design, and QA) to conceptualize, design, and deliver high-impact features. - Architect and build scalable, high-performance backend services using Java and Spring Boot. - Produce clean, maintainable, and well-documented code with a strong emphasis on reliability and testability. - Seamlessly integrate third-party services and APIs, ensuring robust error handling and graceful degradation. - Continuously enhance system performance and developer experience through thoughtful automation and refactoring. - Diagnose and resolve complex issues across the stack while proactively identifying opportunities for technical improvements. - Actively contribute to code reviews and architecture discussions, promoting engineering best practices across the team. - Maintain clear documentation of technical decisions, systems, and processes to support transparency and long-term scalability. ## What We're Looking For - Bachelor’s or Master’s degree in Computer Science, Engineering, or a related technical discipline. - 5+ years of hands-on professional experience in software engineering, with a strong emphasis on backend development. - Deep expertise in Java and Spring Boot, with a solid grasp of modern backend architecture and engineering best practices. - Proven experience designing, building, and scaling web services, RESTful APIs, and distributed systems. - Working knowledge of Agile development methodologies and CI/CD pipelines. - Strong proficiency with relational databases and ORM frameworks (e.g., Hibernate). - Exposure to frontend technologies such as AngularJS or React is a plus. - Excellent debugging and troubleshooting abilities, with a structured approach to problem-solving. - Strong communication skills and a collaborative, team-first mindset. Our Tech Stack As part of our engineering team, you’ll work with modern technologies and tools that enable us to build scalable, reliable, and high-performing systems. Some of the technologies you’ll be hands-on with include - Java (latest versions): Powers our core backend systems with a strong emphasis on performance, scalability, and maintainability. - Spring & Spring Boot: Enables the development of modular, production-ready microservices with robust dependency management. - Docker & Kubernetes: Supports containerized deployments and orchestration, ensuring consistent and scalable environments across development, staging, and production. - PostgreSQL & DynamoDB: Leverages both relational and NoSQL databases to efficiently manage structured data and dynamic scaling requirements. - Elasticsearch: Delivers fast, flexible full-text search and real-time analytics across large datasets. - AWS Cloud Infrastructure: Facilitates cloud-native deployment and management of microservices designed for high availability and global scalability. ## What we can offer you - [Culture](https://moniepoint.com/culture) - We put our people first and prioritize the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human. - Learning - We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks. - Compensation - You’ll receive an attractive salary, pension, health insurance, paid leave, plus other benefits. What to expect in the hiring process Our interview process is designed to be thoughtful, transparent, and candidate-friendly, allowing you to showcase your strengths while getting to know us better: - Initial Conversation: A brief introductory call with our recruiter to learn more about your background, career goals, and to share insights about the role and our team. - Technical Assessment: A practical, take-home coding exercise that reflects real-world challenges. You'll have ample time to complete this in your own environment - Deep Dive Technical Interview: A focused session with our Engineering Team, where we'll explore system design, architecture, and problem-solving approaches. - Final Interview: A combined technical and behavioural conversation with a member of our Executive Team, aimed at understanding your alignment with our values, vision, and culture Moniepoint is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees and candidates. #LI-Remote ## About Moniepoint ## Company Overview - **One-liner**: Moniepoint provides an all-in-one payments, banking, credit, and business management platform for businesses and their customers in emerging markets, primarily Nigeria and Africa. - **Entity Type**: Private (backed by major global venture capital funds) - **Headquarters**: London, UK (with offices in Lagos, Nairobi, and the US) - **Founded**: 2015 - **Founders**: Not publicly listed on the main site; the company is the parent of TeamApt Ltd and Moniepoint MFB ## Core Business - **Primary industry/industries**: Fintech, Financial Services, Payments, Banking, Credit - **Target customers**: B2B (primarily Micro, Small, and Medium Enterprises (MSMEs) and their employees and customers), B2C (individuals) - **Mission or purpose statement**: "Financial happiness for every African, everywhere" ## Products & Services - **Payments**: Digital payment acceptance infrastructure and distribution networks that democratise payment acceptance, including POS terminals. Moniepoint is Nigeria’s largest offline merchant acquirer, powering most of the country's POS transactions. - **Credit**: Loans to business owners based on transaction history (not collateral) to help finance inventory and expand businesses. - **Banking**: Business and personal banking solutions enabling instant transactions, bill payments, and financial management. - **Business Management**: Operational tools like expense cards, accounting, and book-keeping solutions for businesses. ## Market Standing - **Valuation/Market Cap**: Not publicly disclosed (private company) - **Key Metric**: Total Funding - The company has raised significant capital from top-tier investors. It processes over $17 billion in Total Payment Volume (TPV) monthly and supports over 10 million customers (business and individual accounts) and 4 million active merchants. - **Notable Investors/Partners**: QED, British International Investment (BII), FMO, LeapFrog Investments, and other leading global venture capital funds. - **Growth Signals**: Named "Africa's fastest growing financial institution" (2023-2025). Processes $12-17 billion monthly through digital payment channels. Serves 60 million unique cards on its POS terminals each quarter. Has a network of 40,000 field agents. ## Competitive Advantages - **Integrated "Operating System"**: Moniepoint has built a fully integrated, end-to-end platform tailored specifically to Nigeria’s informal and cash-reliant economy. This is a massive moat. - **Hybrid Model**: A unique combination of advanced technology, a nationwide agent network (40,000 field agents), and widespread POS terminal deployment that enables financial access even in rural areas. - **Data-Driven Credit**: Offers loans based on transaction history rather than collateral, unlocking credit for the underserved. Roughly a third of its MSME customers are receiving loans for the first time. - **Market Dominance**: As Nigeria's largest merchant acquirer, it has a deep, defensible network effect. ## Strategic Focus - **Deepening Financial Inclusion**: Continuing to expand access to payments, credit, and banking for underbanked populations and MSMEs across Africa. - **Scaling the Platform**: Growing the number of merchants, agents, and individual customers on its all-in-one platform. - **Product Expansion**: Adding more business management and operational tools to become the "operating system" for African businesses. ## Why Work Here - **Culture**: Described as a "dream team" culture with values of **Technical Depth, Empathy, Integrity, Grit, No Ego, and Candour**. The company emphasizes a flat organizational structure where "every voice matters" and "everyone is an extension of our team." - **Work Model**: Moniepoint Inc. is a fully remote tech company with a diverse workforce worldwide. (Note: Some roles may be location-specific, e.g., Lagos or Nairobi). - **Perks & Benefits**: Competitive salary, health insurance, pension, paid leave days, mental health & crisis support, team building activities, and "Dope Merch!" The work is described as a "portfolio of projects that matter." - **Interview Process**: A multi-stage process including a Preliminary Phone Screen, a Technical Assessment/Case Study, a Panel Interview, and an Executive/Final Interview. ## Sources 1. [Moniepoint.com](https://www.moniepoint.com/) 2. [Moniepoint Careers Page](https://job-boards.eu.greenhouse.io/moniepoint) 3. [Moniepoint Culture Page](https://www.moniepoint.com/culture) 4. [LeapFrog Investments - Moniepoint](https://leapfroginvest.com/company/moniepoint/) ## Other roles at Moniepoint - [Senior Quality Assurance Engineer](https://feeny.ai/job/senior-quality-assurance-engineer-moniepoint-kenya-pakistan-poland-portugal-v6g4pez5bf2n) — Kenya / Pakistan / Poland / Portugal / South Africa / Spain - [Head of Engineering, Rewards](https://feeny.ai/job/head-of-engineering-rewards-moniepoint-pakistan-rnqcyfrk5mjz) — Pakistan - [Head of Engineering, Rewards](https://feeny.ai/job/head-of-engineering-rewards-moniepoint-south-africa-8qbm27rzgnmx) — South Africa - [Head of Engineering, Rewards](https://feeny.ai/job/head-of-engineering-rewards-moniepoint-kenya-crrq10v158dm) — Kenya - [Head of Engineering, Rewards](https://feeny.ai/job/head-of-engineering-rewards-moniepoint-portugal-2xk6fp13szan) — Portugal - [Head of Engineering, Rewards](https://feeny.ai/job/head-of-engineering-rewards-moniepoint-spain-n6zqqckczmqr) — Spain - [Head of Engineering, Rewards](https://feeny.ai/job/head-of-engineering-rewards-moniepoint-poland-jrn04j5mwth9) — Poland - [Head of Engineering, Rewards](https://feeny.ai/job/head-of-engineering-rewards-moniepoint-india-3cvpa1dpkdck) — India - [Head of Engineering, Rewards](https://feeny.ai/job/head-of-engineering-rewards-moniepoint-london-bysw1dr7qqjf) — London, United Kingdom - [Head of Engineering, Rewards](https://feeny.ai/job/head-of-engineering-rewards-moniepoint-nigeria-tb78h4c8jcma) — Nigeria