---
title: 'Senior Car Insurance Pricing Expert at Lemonade'
canonical: 'https://feeny.ai/job/senior-car-insurance-pricing-expert-lemonade-tel-aviv-pea1cnz7w0w9'
type: 'job'
last_seen: '2026-09-13'
---

# Senior Car Insurance Pricing Expert at Lemonade

- **Company:** Lemonade
- **Location:** Tel Aviv, Israel
- **Employment:** full-time
- **Posted:** 2026-05-17
- **Last confirmed live:** 2026-09-13
- **Apply:** https://jobs.ashbyhq.com/lemonade/e0559560-e074-4993-9f2d-65d706708f28/application

**Skills:** Car insurance pricing, Actuarial science, Decision science, Risk analytics, Generative AI, Coding agents, Advanced automation, GLMs, Gradient boosting, Random forests, Clustering, Feature engineering, Telematics, Rating plans, Loss costs, Rate adequacy, Model validation

> Leend a cross-functional team to shape car insurance pricing strategy and risk management. You will build and evaluate pricing models using actuarial methods and AI, partnering with Data Science and Engineering to drive profitability and growth.

## Job description

We're looking for a Senior Car Insurance Pricing Expert to help shape how Lemonade prices risk across our global business, from our Tel Aviv office. This isn't a traditional actuarial role. You'll sit at the intersection of Insurance, Data Science, Product, Engineering, and Business Strategy on our Insurance team, owning hard pricing and risk-management problems end to end. That means finding opportunities, designing better approaches, building scalable tools with technical teams, and turning insights into decisions that move growth, profitability, and risk selection forward. You might be a trained actuary, a pricing leader, a decision scientist, or a technically strong insurance operator who's built serious pricing capabilities. Formal credentials are a plus, but they're not the point. The point is whether you can use data, insurance intuition, statistical rigor, and AI-enabled tools to solve complex pricing problems better and faster than the industry standard. We believe three things matter for every role at Lemonade: drive to push through challenges, efficiency that keeps standards high while moving fast, and adaptability that lets you pivot with data and AI insights. These aren't buzzwords, they're how we actually work. Our AI-first approach isn't just a tagline either. We're building the future of insurance with AI at the center, and we need people who are genuinely excited to learn and grow alongside these tools.

In this role you'll

- Own and evolve core components of Lemonade's Car pricing strategy, bringing analytical rigor and product-minded creativity to how we price risk
- Identify high-leverage opportunities across rating, underwriting, segmentation, risk selection, growth, profitability, and portfolio management
- Build, evaluate, and improve Car pricing and risk models using actuarial methods, machine learning, AI-enabled workflows, and strong business judgment
- Partner with Data Science, Product, Engineering, Finance, and Growth to turn pricing ideas into scalable capabilities
- Translate complex pricing problems into clear product and platform requirements, helping teams build internal tools that make better decisions faster
- Define and track key metrics - loss ratio, rate adequacy, conversion, retention, segmentation lift, and model performance - to keep decisions grounded in real impact
- Make complex actuarial and pricing concepts clear and actionable for technical and non-technical audiences alike, and help build pricing acumen across the Tel Aviv team

## What you'll need

- 8+ years of experience in Car insurance pricing, actuarial science, decision science, risk analytics, or a closely related field
- A proven track record solving complex pricing, underwriting, segmentation, or risk-management problems with measurable business impact
- Strong analytical instincts - knowing how to find signal in data, make decisions under uncertainty, and separate elegant analysis from useful analysis
- Hands-on fluency with modern analytical tools, agentic AI capabilities, and code - including experience using generative AI, coding agents, or advanced automation to materially improve analytical workflows
- Solid understanding of Car insurance pricing fundamentals, including rating plans, loss costs, rate adequacy, segmentation, model validation, telematics and financial performance.
- Familiarity with predictive modeling methods such as GLMs, gradient boosting, random forests, clustering, and feature engineering
- Experience building or modernizing pricing platforms, rating engines, underwriting tools, or internal decision-support software
- Product-minded problem solving: the ability to turn a messy workflow, technical constraint, or business problem into a clear, prioritized path forward - with a track record of partnering with Product and Engineering teams to ship production-grade tools
- Strong communication skills - you can explain pricing decisions, tradeoffs, and model outputs clearly to executives, engineers, product teams, and regulators
- Comfort operating in a fast-moving environment where ownership matters, ambiguity is normal, and AI is part of how work gets done
- Experience leading pricing work across multiple geographies, products, or regulatory environments is a strong plus
- Formal actuarial credentials, such as Fellow or Associate of a recognized actuarial society, are a plus
- Bachelor's degree in Actuarial Science, Mathematics, Statistics, Computer Science, Economics, Engineering, or a related quantitative field
- Ready to work in an office environment most days of the week

## About Lemonade

## Company Overview
- **One-liner**: Lemonade is a digital insurance company that uses artificial intelligence and behavioral economics to offer renters, homeowners, pet, car, and life insurance, with a social impact model that donates unused premiums to causes customers choose.
- **Entity Type**: Public (NYSE: LMND)
- **Headquarters**: New York, New York, USA
- **Founded**: 2015
- **Founders**: Daniel Schreiber and Shai Wininger

## Core Business
- Primary industry/industries: Insurance (property & casualty, pet, life), Fintech, Insurtech
- Target customers: B2C (individuals and families), primarily digitally-native and socially-conscious consumers
- Mission or purpose statement: "Create the world’s most loved insurance through technology and social impact." [lemonade.com](https://www.lemonade.com/) Lemonade is a Public Benefit Corporation and certified B-Corp.

## Products & Services
For each major offering:
- **Renters Insurance**: Coverage for personal belongings and liability, typically acquired in ~90 seconds via the app.
- **Homeowners Insurance**: Protection for homes and their contents.
- **Pet Health Insurance**: Health coverage for dogs and cats, including accidents, illnesses, and routine care.
- **Car Insurance**: Standard auto coverage, plus a new, first-of-its-kind **Autonomous Car Insurance** for self-driving vehicles (launched in 2026, priced ~50% lower than human-driven per-mile rate). [lemonade.com](https://www.lemonade.com/investor)
- **Term Life Insurance**: Life insurance policies to protect loved ones.
- **Claims Experience**: AI-powered claims processing, with nearly half of claims paid in seconds and a record of 3 seconds to get paid. [lemonade.com](https://www.lemonade.com/)

## Market Standing
- **Valuation/Market Cap**: Not publicly available from the provided search results (market cap fluctuates with stock price; check current NYSE: LMND).
- **Key Metric (Annual Revenue)**: Q1 2026 revenue grew 71% YoY to $258M. In-force premium (IFP) reached $1.33B, +32% YoY. [lemonade.com](https://www.lemonade.com/investor)
- **Notable Investors/Partners**: Reinsured by "the most trusted names on the planet" (A-rated). [lemonade.com](https://www.lemonade.com/) Partnered with Tesla for Autonomous Car insurance. [lemonade.com](https://www.lemonade.com/investor)
- **Growth Signals**: 3.14 million customers (+23% YoY); 10th consecutive quarter of accelerating IFP growth; Adj. free cash flow of $17M in Q1 2026; positive Adj. EBITDA expected in Q4 2026. [lemonade.com](https://www.lemonade.com/investor)

## Competitive Advantages
- **AI-First, Instant Everything**: Core differentiator is using AI to deliver policies in ~90 seconds and pay claims in seconds, creating a vastly superior customer experience compared to traditional insurers.
- **Social Impact Model (Giveback)**: A Public Benefit Corporation and B-Corp. Unused premiums are donated to charities chosen by customers. This aligns customer and company incentives, reducing fraud and building brand loyalty. Over $10M donated. [builtin.com](https://builtin.com/company/lemonade)
- **Flat Fee Model**: Lemonade takes a flat fee from premiums to run the business, rather than profiting from denying claims. This aligns the company with its customers.
- **First-Mover in Autonomous Car Insurance**: Launched a dedicated product for self-driving cars, pricing risk at ~50% of human-driven rates, positioning them for the future of mobility. [lemonade.com](https://www.lemonade.com/investor)

## Strategic Focus
- **Profitability**: The company is focused on reaching positive Adjusted EBITDA by Q4 2026, having already achieved positive adjusted free cash flow. [lemonade.com](https://www.lemonade.com/investor)
- **Product Expansion**: Continuing to launch new, innovative products (e.g., Autonomous Car insurance) and bundling existing ones (renters, car, pet, life) to increase customer lifetime value.
- **International Growth**: Expanding across the US and EU, with a growing customer base and increasing in-force premiums.

## Why Work Here
- **Culture**: Described as a "fast paced, ever changing, zero politics meritocracy." The company values "smart creatives" with "positive energy" and a "passion for building products people love." Emphasis on business impact, self-motivation, and flexibility. [makers.lemonade.com](https://makers.lemonade.com/)
- **Remote/Hybrid Policy**: Offers a hybrid workspace (flexible time on-site) in New York and remote roles in the US. In-office roles available in Tel Aviv, Israel and Amsterdam, Netherlands. [builtin.com](https://builtin.com/company/lemonade)
- **Notable Perks**: Offers company equity, 401(K), generous parental leave, dental/health/vision insurance, job training + conferences, and free snacks/drinks. [builtin.com](https://builtin.com/company/lemonade)
- **Engineering Culture**: Strong emphasis on "makers" who "move fast and spend their time building stuff instead of endless meetings." Tech stack includes Ruby, SQL, Python, R, Snowflake, and MySQL. [builtin.com](https://builtin.com/company/lemonade)

## Sources
1. [lemonade.com](https://www.lemonade.com/)
2. [makers.lemonade.com](https://makers.lemonade.com/)
3. [lemonade.com/investor](https://www.lemonade.com/investor)
4. [builtin.com](https://builtin.com/company/lemonade)
5. [co.linkedin.com](https://co.linkedin.com/company/lemonade-inc-)

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