---
title: 'Senior Corporate Counsel at PayJoy'
canonical: 'https://feeny.ai/job/senior-corporate-counsel-payjoy-san-francisco-fh6fwm7j39ne'
type: 'job'
last_seen: '2026-09-26'
---

# Senior Corporate Counsel at PayJoy

- **Company:** PayJoy
- **Location:** San Francisco, CA
- **Compensation:** $191k–$207k
- **Employment:** full-time
- **Work type:** onsite
- **Posted:** 2026-09-20
- **Last confirmed live:** 2026-09-26
- **Apply:** https://jobs.lever.co/payjoy/c8c5b93f-822a-463a-8d86-57e352ebcf78

## Job description

Position Overview | Reporting directly to the General Counsel, the Senior Corporate Counsel will be a vital strategic partner to the Finance and Capital Markets teams, as well as the Board, playing a pivotal role in charting the company's next phase of market evolution. This critical position is responsible for architecting and executing the key corporate legal processes and materials necessary to support PayJoy's trajectory toward significant future milestones. A relentless focus will be placed on fortifying the corporate governance framework, managing complex, high-stakes corporate transactions, and meticulously handling external regulatory documentation, all while building the robust legal foundation that will underpin the company's future growth.

## Key responsibilities|

Support significant corporate maturity initiatives and transactions by drafting, reviewing, and coordinating external-facing corporate and regulatory documentation in partnership with the General Counsel and external advisors. Serve as the primary internal owner for complex corporate records and disclosures, ensuring accuracy, consistency, and timely delivery across stakeholders. Manage corporate governance matters, including board and committee materials, minutes, resolutions, equity documentation, and subsidiary governance across jurisdictions. Partner closely with Finance, Accounting, and external advisors to support disclosure controls, transaction readiness, and evolving corporate requirements. Oversee and leverage paralegal support to scale document management, entity maintenance, and corporate legal operations. Monitor developments in corporate and securities law applicable to high-growth companies and proactively surface risks and recommendations to executive leadership.

## Qualifications |

Juris Doctor (JD) from an accredited law school and active license to practice law in at least one U.S. jurisdiction. 6+ years of legal experience with a focus on corporate and transactional matters, including experience at a law firm and/or in-house at a high-growth or regulated company. Exposure to capital markets transactions, public-company readiness initiatives, or similar large-scale corporate milestones. Strong understanding of corporate governance frameworks and disclosure principles. Demonstrated ability to partner cross-functionally with Finance, Accounting, and external advisors.

## About PayJoy

## Company Overview
- **One-liner**: PayJoy provides secured phone financing and cash loans to underserved customers in emerging markets, using patented technology to enable credit access without a bank account or credit history.
- **Entity Type**: Private (Public Benefit Corporation) – Total funding $635.6M across 14 rounds.
- **Headquarters**: San Francisco, California, United States (with regional hubs in Africa, Asia, and Latin America)
- **Founded**: 2015
- **Founders**: Doug Ricket

## Core Business
- **Primary industry**: Financial Services (Fintech – secured consumer credit)
- **Target customers**: B2C (underbanked individuals in emerging markets) and B2B (retailers offering point-of-sale financing)
- **Mission**: Bring financial access to emerging markets, helping customers achieve financial stability and success. As a Public Benefit Corporation, PayJoy is legally committed to customer financial well‑being.

## Products & Services
- **Phone Financing**: Pay‑as‑you‑go smartphone financing with no accruing interest, fixed transparent pricing, and no late fees. Customers need only an ID – no bank account or credit history required.
- **Cash Loans**: Credit offerings for micro‑entrepreneurs and as insurance for tough times, with flexible payments and no penalty for being behind.

## Market Standing
- **Valuation**: Not publicly disclosed
- **Key Metric**: Annual revenue of $320M (LinkedIn estimate); Total funding $635.6M
- **Notable Investors/Partners**: Not explicitly listed in provided sources, but the company has raised 14 funding rounds and operates in 9 countries across 3 continents.
- **Growth Signals**: 20M+ customers served, nearly $4B lent, 909 employees (+46.4% YoY), carbon neutral since 2022, active in 9 countries (including Mexico, Brazil, Peru, South Africa, India).

## Competitive Advantages
- Patented secured‑credit technology that enables lending without traditional credit history.
- No accruing interest, no late fees, and no penalty for missed payments – differentiates from predatory lenders.
- Public Benefit Corporation status legally commits the company to customer financial well‑being.
- Advanced machine learning, data science, and anti‑fraud AI for credit scoring.
- Deep operational presence on the ground in multiple emerging markets.

## Strategic Focus
- Scale global impact by expanding into new countries and deepening existing markets.
- Use data and AI to improve credit access and financial inclusion.
- Maintain transparent, customer‑first lending practices while achieving profitability.
- Continue hiring across engineering, data science, sales, and operations roles.

## Why Work Here
- **Mission‑driven**: Work on products that directly improve financial well‑being for millions of underserved people.
- **Culture**: Emphasizes transparency, directness, focus on scale, work‑life balance, and diversity. Employees rate culture 4.4/5 on LinkedIn.
- **Remote/Hybrid**: Global team with offices in San Francisco, Mexico City, and regional hubs; many roles appear location‑specific (e.g., Mexico City, São José).
- **Benefits**: Market‑competitive compensation, health & wellness benefits, parental leave, professional development funds, paid time off.
- **Growth**: Rapidly growing company (46% headcount growth YoY) with opportunities to shape products and services from day one.

## Sources
1. [PayJoy Careers Page](https://www.payjoy.com/careers)
2. [PayJoy About Page](https://www.payjoy.com/about)
3. [PayJoy Homepage](https://www.payjoy.com/)
4. [PayJoy Jobs on Lever](https://jobs.lever.co/payjoy/)
5. [PayJoy LinkedIn Company Page](https://www.linkedin.com/company/payjoy)

## Other roles at PayJoy

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- [Project Management Lead](https://feeny.ai/job/project-management-lead-payjoy-jakarta-e30bmk7fgkb1) — Jakarta, Indonesia
- [Merchant Operations Supervisor](https://feeny.ai/job/merchant-operations-supervisor-payjoy-taguig-xf19w0w5njrs) — Taguig, Philippines
- [Collections Supervisor](https://feeny.ai/job/collections-supervisor-payjoy-taguig-tmvncxh85wcd) — Taguig, Philippines
- [Head of Offline Expansion](https://feeny.ai/job/head-of-offline-expansion-payjoy-jakarta-ga39qjbv0e4m) — Jakarta, Indonesia
- [Senior Product Designer](https://feeny.ai/job/senior-product-designer-payjoy-mexico-city-p8d012k6pqfy) — Mexico City, Mexico
- [Territory Manager - Cali](https://feeny.ai/job/territory-manager-cali-payjoy-cali-f6f8f906brrv) — Cali, Colombia
- [Inside Sales Representative](https://feeny.ai/job/inside-sales-representative-payjoy-sao-paulo-6y1ymk73epp6) — São Paulo, Brazil
- [Business Development Senior Manager](https://feeny.ai/job/business-development-senior-manager-payjoy-sao-paulo-edvynyescxcn) — São Paulo, Brazil