---
title: 'Senior Credit Analyst at Easy Street Capital'
canonical: 'https://feeny.ai/job/senior-credit-analyst-easy-street-capital-austin-a07hfyzh8rh5'
type: 'job'
last_seen: '2026-09-07'
---

# Senior Credit Analyst at Easy Street Capital

- **Company:** Easy Street Capital
- **Location:** Austin, TX
- **Work type:** onsite
- **Posted:** 2024-09-24
- **Last confirmed live:** 2026-09-07
- **Apply:** https://jobs.lever.co/easystreetcap/765fde50-9e7f-4357-8b69-235106270ffa

## Job description

Easy Street Capital is a looking for a highly organized and driven individual to assist the premier private lender in Texas. EasyRent offers “DSCR” loans to real estate investors nationally for residential and mixed use properties up to ten units. You’ll get to work with a fun, fast paced team in a vibrant downtown office.

The Real Estate Analyst role is focused on performing all aspects of due diligence with regards to the origination of mortgage loans (valuation, tenant/lease, insurance, borrower credit, etc.) including direct interaction with investors and mortgage brokers. The role also consists of and requires high levels of communication between teammates and a multitude of external parties. You will serve as the “hub” of up to 30 individual deals at one time, performing the analysis and diligence, and keeping everyone up-to-date and organized with the goal of closing loans. Knowledge and experience with real estate and finance is preferred but not required; the role serves as a perfect “bootcamp” for learning everything about investment real estate finance and launching a successful career.

Typical Tasks and Responsibilities

- Work with investors and mortgage brokers to perform loan origination due diligence including collecting documents, solving problems and providing status updates
- Perform due diligence and processing of mortgage loans, including property cash flows, rent roll analysis, reviewing leases or short-term rental operating histories, reviewing insurance and doing full credit and background reviews
- Write up loan summaries in Asset Summary Reports, providing analysis and commentary on mortgage loans, properties and markets and investor background
- Work with and develop relationships with key vendors including appraisal management companies and appraisers, appraisal reviewers, insurance agents and title companies
- Manage a pipeline of 25-30 deals by keeping deal checklists, statuses and files organized and up to date, and providing professional and frequent communication to all stakeholders
- Build relationships with loan originators and investor clients and assist with deal sourcing and new business for the firm
- Attend local networking and skill-development events to build network and knowledge base; potentially attend and assist with conferences and other industry events

## Skills Desired/Required

- Recent Graduates or 1-2 years of experience with related education or experience in areas of real estate; business analyst, financial analyst or credit analyst roles or experience in consulting, advisory or public accounting roles all pluses, but not required. 2-3 years experience and a solid track record in any of the prior eligible for a Senior Credit Analyst role with commensurate compensation and similar role and responsibilities with quicker path towards growth and promotion.

## Skills and Background

- Very strong communicator
- Very strong organization skills
- Detail oriented
- Positive Attitude / Ability to Take Feedback
- Ability to handle multiple tasks and duties simultaneously
- Comfortable with on-the-job training and very fast-paced and non-repetitive environment
- Basic Microsoft Excel, Outlook, Word
- Education/experience in real estate, finance or business preferred but not necessary
- Location in or relocation to Austin, Texas required

## Benefits

- Company sponsored health insurance
- Company paid life Insurance
- Company sponosred 401(k)
- Paid vacation time
- Paid sick leave

We are looking for the right team member to join our team. If you feel you are that person, please apply!

## About Easy Street Capital

## Company Overview
- **One-liner**: Easy Street Capital is a private real estate lender providing fix-and-flip, DSCR rental, and new construction loans to real estate investors nationwide.
- **Entity Type**: Private (Debt-financed; total funding $175M)
- **Headquarters**: Austin, Texas, United States
- **Founded**: 2016
- **Founders**: Stephen Hagerman (President & Founder)

## Core Business
- **Primary industry**: Financial Services – Private Real Estate Lending
- **Target customers**: Real estate investors (B2B), including fix-and-flippers, rental property owners, and ground-up builders.
- **Mission or purpose**: To be a relationship-based lender that customizes loans for investment property projects, offering fast closings and flexible terms regardless of borrower experience or credit.

## Products & Services
- **EasyFix (Fix & Flip)**: Short-term bridge loans for purchasing and renovating residential properties. Rates from 8.90% (interest-only), terms 6–18 months, up to 93% LTC, minimum FICO 600, and 48-hour closings.
- **EasyRent (DSCR)**: Debt-service-coverage-ratio loans for rental properties. Rates from 5.75%, no minimum DSCR, 640 FICO floor, available in 48 states.
- **EasyBuild (New Construction)**: Ground-up construction loans for residential projects. Rates from 9.90%, up to 90% LTC.

## Market Standing
- **Valuation/Market Cap**: Not publicly available (private company)
- **Key Metric**: Total funding of **$175M** (debt financing, July 2025); cumulative lifetime originations exceeded **$2 billion** as of May 2026.
- **Notable Investors/Partners**: Securitization investors in two $175M RTL transactions (June and November 2025). Partners include Casey Denton, Robin Simon, Scott Townes, Gray Cato, and Collin Duffy.
- **Growth Signals**: Originated a record $1.2B in 2024 (+20% YoY); became the third unrated issuer to debut an RTL securitization in 2025; second RTL deal priced at I+205 bps (tightest unrated A1 spread in RTL history); expanded per-unit limits to $5M+ in August 2025.

## Competitive Advantages
- **Speed**: 24-hour term sheets, 48-hour closings (no appraisal required on most files), and a 48-hour draw process.
- **Flexibility**: Low FICO minimum (600 for fix-and-flip), high LTV/LTC (up to 93%), and customizable loan structures.
- **Nationwide reach**: Lends in 48 states (excluding ND, SD, and some metro carve-outs) through a wholesale/broker channel and TPO team.

## Strategic Focus
- **Current priorities**: Expanding securitization capacity (two RTL deals closed in 2025), increasing loan size limits, and scaling the wholesale broker channel (Signature Broker program). Continued investment in technology and processing to maintain fast turnaround.

## Why Work Here
- **Culture**: Rated 4.6/5 for culture and 4.4/5 for work-life balance on employer reviews (8 reviews overall: 4.5/5).
- **Work environment**: Mix of on-site (Austin, TX and Irvine, CA) and remote roles (e.g., Senior Account Executive is remote).
- **Growth**: 125 employees (51–200 range); recent job postings include Senior Loan Processor, Full Stack Developer, and Credit Analyst. Yearly headcount growth was -2.1% (slight reduction), but active job postings increased 150% YoY.
- **Perks**: Fast-paced, growing company in the private lending space; opportunities in sales, finance, and technology.

## Sources
1. [LinkedIn](https://linkedin.com/company/easy-street-capital)
2. [easystreetcap.com Careers](https://easystreetcap.com/careers/)
3. [Lever Careers](https://jobs.lever.co/easystreetcap)
4. [Built In](https://builtin.com/company/easy-street-capital)
5. [CrowdfundedWealth Review](https://www.crowdfundedwealth.com/reviews/easy-street-capital-review)

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