--- title: 'Senior Credit Analyst (Remote - WA, OR & ID) at Banner Bank' canonical: 'https://feeny.ai/job/senior-credit-analyst-remote-wa-or-id-banner-bank-portland-43z9z1chd4aa' type: 'job' last_seen: '2026-10-25' --- # Senior Credit Analyst (Remote - WA, OR & ID) at Banner Bank - **Company:** Banner Bank - **Location:** Portland, OR - **Employment:** full-time - **Work type:** remote - **Posted:** 2026-10-22 - **Last confirmed live:** 2026-10-25 - **Apply:** https://jobs.lever.co/bannerbank/d704be3b-fc2f-4024-8260-bd1dfb7ba086 ## Job description More than 135 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. These core values shape our culture, and we were recently Great Place to Work Certified because of our outstanding workplace culture and employee experience. As well, our financial strength and stability are key reasons Forbes named us one of the Best 100 Banks in America for the ninth consecutive year. With more than $16 billion in assets and 135 branch locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations. As a Senior Credit Analyst, you'll play a key role in supporting sound lending decisions by analyzing complex commercial credit relationships and developing well-supported credit recommendations. This is an opportunity to apply your financial expertise, collaborate with lending partners, and help drive the success of our clients while mentoring and supporting team growth. In this role you'll - Investigate credit and financial information for prospective and existing clients. - Analyze business and personal financial statements, tax returns, cash flows, collateral support, and repayment sources for new, renewed, and existing commercial loans. - Independently evaluate complex credit relationships and develop recommendations with minimal guidance. - Prepare spreadsheets, credit approval packages, credit proposals, financial summaries, and written opinions for loan decision makers. - Partner with lending teams to support effective credit risk assessment and portfolio management. - Support the Team Leader role and serve as a backup when needed. - Train, mentor, and support the development of new team members. - Maintain compliance with company policies, procedures, security requirements, and applicable government regulations. ## What we're looking for - You have a Bachelor's Degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required). - An equivalent combination of education and experience can be considered in lieu of a degree. - You have 4 or more years of experience as a Credit Analyst (Required). - SBA credit analysis preferred What helps you shine - You have strong expertise in analyzing complex financial statements, tax returns, credit information, and cash flow performance. - You possess deep knowledge of credit investigations, collateral requirements, and commercial lending concepts. - You demonstrate exceptional analytical and critical thinking skills with a strong understanding of accounting principles. - You can manage a high volume of work while maintaining accuracy in a fast-paced, deadline-driven environment. - You adapt effectively to changing priorities and interruptions while delivering quality results. - You communicate clearly and professionally, both verbally and in writing. - You have knowledge of federal and state laws and regulations related to commercial lending. - You are proficient with Excel, Word, and other business and lending systems. - You enjoy collaborating with others and sharing knowledge through coaching and mentoring. Travel - 0% Our Company Values - Do the right thing - Mutual respect - Teamwork - Accountability What Our Team Says "I have the opportunity to learn and grow every day in my current role. I love the work life balance, knowing that we work hard, and strive for high performance but we are celebrated." ## Compensation & Benefits - Targeted starting salary range (based on experience): $$88,657- $104,303 - Annual incentive potential - Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life - Paid vacation time, sick time and 11 company paid holidays - 401k (with up to 4% match) - Tuition reimbursement Review Banner's employee benefits at: Employee Benefits | Banner Bank Please take time to review Banner Bank's Consent & Privacy notice before applying. Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status. Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral. ## About Banner Bank ## Company Overview - **One-liner**: Banner Bank is a full-service financial institution offering personal, business, commercial, and home loan solutions across the Western United States, built on a legacy of community-focused banking. - **Entity Type**: Public (parent company Banner Corporation) - **Headquarters**: Walla Walla, Washington, USA - **Founded**: 1890 - **Founders**: Not publicly available ## Core Business - **Primary industry**: Banking and financial services (retail, commercial, mortgage, wealth management) - **Target customers**: Personal banking clients, small businesses (revenue up to $10M), commercial enterprises (revenue >$10M), homebuyers, and investors - **Mission statement**: *“Banner Bank is a dynamic full-service financial institution, operating safely and profitably within a framework of shared integrity. Working as a team, we will deliver superior products and services to our valued clients. We will emphasize strong client relationships and a high level of community involvement. We will provide a culture which attracts, empowers, rewards and provides growth opportunities for employees. Our success will build long-term shareholder value.”* [bannerbank.com/about-us](https://www.bannerbank.com/about-us) ## Products & Services - **Personal Banking**: Checking, savings & money market accounts, CDs & IRAs, debit cards, online & mobile banking. - **Credit & Loans (Personal)**: Credit cards, personal loans, student loans, vehicle loans, home equity lines of credit, digital lending. - **Business Banking** (revenue ≤$10M): Business checking & savings, merchant services, treasury management, business credit cards, equipment & term loans, SBA lending. - **Commercial Banking** (revenue >$10M): Deposit accounts, international banking, treasury management, agriculture loans, commercial real estate financing, SBA lending. - **Home Loans**: Construction/renovation loans, conventional, FHA & VA loans, first-time homebuyer programs, land & lot loans, manufactured home financing. - **Wealth and Investments**: Investment management and advisory services. ## Market Standing - **Valuation/Market Cap**: Not disclosed in provided sources (public company; assets exceed $16 billion) - **Key Metric**: Total assets >$16 billion [bannerbank.com/about-us](https://www.bannerbank.com/about-us) - **Notable Investors/Partners**: None listed; however, the bank is a publicly traded entity under Banner Corporation. - **Growth Signals**: - Named one of Forbes’ 100 Best Banks in America for nine consecutive years. - Recognized by Newsweek as one of the Most Trustworthy Companies in America. - Bauer Financial has assigned its top five-star rating for more than 12 consecutive years. - Engaged with nearly 1,000 charitable causes in the past year, contributing nearly $2 million and thousands of volunteer hours. - Operates across four states (Washington, Idaho, Oregon, California) with a growing regional franchise. ## Competitive Advantages - **Local decision-making**: Unlike larger national banks, Banner emphasizes local bankers who know their communities and can make decisions quickly. - **Long-standing reputation**: Over 135 years of history in the West, building trust and deep community ties. - **Financial strength**: Consistently high ratings from Bauer Financial and Forbes, indicating stability and sound management. - **Community focus**: Strong commitment to giving back (food drives, charitable contributions) differentiates them from purely profit-driven institutions. ## Strategic Focus - **Vision**: To be the best provider of financial services in the West. - **Priorities**: Expand regional franchise, deepen client relationships through personalized service, invest in digital banking capabilities, and maintain a culture of integrity and teamwork. - **Community involvement** remains a core pillar, with emphasis on shelter/housing, small business development, and employee volunteerism. ## Why Work Here - **Culture**: Values of honesty, integrity, mutual respect, quality, trust, and teamwork are central. The bank states it “attracts, empowers, rewards and provides growth opportunities for employees.” - **Work model**: Offers both on-site and hybrid roles across Washington, California, Oregon, Idaho, and Utah (e.g., Commercial Relationship Managers, Branch Managers, Loan Specialists) [jobs.lever.co/bannerbank](https://jobs.lever.co/bannerbank). - **Community engagement**: Employees are encouraged to volunteer; the bank supports organizations where employees are active volunteers. - **Recognition**: Being part of a Forbes and Newsweek award-winning institution adds to employer brand credibility. - **Perks**: Not explicitly listed, but the bank’s “Dream Big Giveaway” (e.g., $100,000 prize) and fall food drives reflect a culture that values both fun and social responsibility. ## Sources 1. [Banner Bank Careers Page](https://www.bannerbank.com/about-us/careers) 2. [Banner Bank About Us (History, Mission, Values)](https://www.bannerbank.com/about-us) 3. [Banner Bank Current Career Opportunities (Lever)](https://jobs.lever.co/bannerbank) 4. [Banner Bank Homepage](https://www.bannerbank.com/) 5. [Banner Bank Career Opportunities Listing](https://www.bannerbank.com/about-us/careers/current-career-opportunities) ## Other roles at Banner Bank - [Senior Collections Specialist (Remote - OR, WA &ID)](https://feeny.ai/job/senior-collections-specialist-remote-or-wa-id-banner-bank-portland-qavjte82w71n) — Portland, OR - [Small Business Consultant](https://feeny.ai/job/small-business-consultant-banner-bank-lake-oswego-ast1qccwmn3c) — Lake Oswego, OR - [Banker I](https://feeny.ai/job/banker-i-banner-bank-sedro-woolley-9467bwjngtdh) — Sedro-Woolley, WA - [Banker I- Market St.](https://feeny.ai/job/banker-i-market-st-banner-bank-spokane-bk0wxpekrnqd) — Spokane, WA - [Client Relationship Consultant (3rd & Stevens)](https://feeny.ai/job/client-relationship-consultant-3rd-stevens-banner-bank-spokane-3hq09we5rmjk) — Spokane, WA - [Client Relationship Consultant](https://feeny.ai/job/client-relationship-consultant-banner-bank-bellingham-j5c83hgfzzmj) — Bellingham, WA - [Mortgage Loan Officer](https://feeny.ai/job/mortgage-loan-officer-banner-bank-sacramento-msgqkwdwyk0b) — Sacramento, CA - [Client Relationship Consultant](https://feeny.ai/job/client-relationship-consultant-banner-bank-north-bend-an651m1h8vhc) — North Bend, OR - [Mortgage Servicing Specialist II](https://feeny.ai/job/mortgage-servicing-specialist-ii-banner-bank-walla-walla-y88255vdjn0r) — Walla Walla, WA - [Client Relationship Consultant](https://feeny.ai/job/client-relationship-consultant-banner-bank-beaverton-w0cafvck92a4) — Beaverton, OR