---
title: 'Senior Data Analyst - Digital Lending & Analytics at Amar Bank'
canonical: 'https://feeny.ai/job/senior-data-analyst-digital-lending-analytics-amar-bank-jakarta-kws1txthqx5r'
type: 'job'
last_seen: '2026-09-09'
---

# Senior Data Analyst - Digital Lending & Analytics at Amar Bank

- **Company:** Amar Bank
- **Location:** Jakarta, Indonesia
- **Employment:** contract
- **Work type:** onsite
- **Posted:** 2026-08-31
- **Last confirmed live:** 2026-09-09
- **Apply:** https://jobs.lever.co/amarbank/96a6fd8f-bf30-47be-971d-9648a9e69dd9

## Job description

Who are we?

Amar Bank is one of the most technologically advanced digital banks in Indonesia. Our leading digital lending product, Tunaiku has the distinction of being the first FinTech product in Indonesia. We are also the first digital bank on the cloud. As the first profitable digital bank, we managed to get listed on the Indonesian Stock Exchange.

How did we manage to do that?

We are changing people’s perception of a bank. We believe we are the innovators who combine customer focus principles with creating technology-based impact. We incorporate freedom and flexibility as part of our startup working culture DNA to encourage innovation in creating better financial solutions for the banking industry. We think of ourselves as, ‘A technology company with a banking license’. For this reason, we ‘Act like a FinTech, and think like a Bank.’

How did it all start?

Founded on March 15, 1991, in Surabaya as PT Anglomas International Bank (Amin Bank), the bank was acquired by Tolaram Group and transformed to PT Bank Amar Indonesia (Amar Bank) in 2014. It has then undergone a significant digital transformation to become one of the country's forerunning fintech institutions through its award-winning digital lending platform, Tunaiku.

Our philosophy, mission, and vision

Technology must impact lives, must improve lives. We exist to provide banking to those who ‘need’ and not only to those who ‘want’. Services when provided to those who need at the time of their need brings smiles. Our vision is to bring 200 million smiles.

More about the bank with startup culture environment

Consist of 1000+ people, you will meet people who love to grow, dream big, and actually have fun at the workplace! We provide a great working environment that pushes people to grow outside their comfort zone. People with high drive and ambition find us a very attractive place to work as their career growth matches their own drive and not any staid policies. Thus we hold the honor of being awarded “Best Place to Work in Indonesia”.

Recently Amar Bank was awarded as Inspirational Brand from APEA (Asia Pacific Enterprise Awards) 2022. Of course, our innovation won't stop here. So if you would love to be a part of it, have a growth mindset, and are constantly hungry for challenges, we invite you to join us in our journey to ‘Impact Lives’.

Join us today and create #unlimitedinnovations!

About The Role:

As a part of the Data Analyst team, you will collaborate with our Stakeholders to solve the problems with providing data & analytics solutions. You will play an essential role in the success of creating a data culture in the company by ensuring our Stakeholders can produce data-based decisions. If you are detail oriented and love to work with millions of data, this role can give you the chance to fully develop not only in technical aspects, but business & product acumen as well.

What Will You Do:

- Provide analysis to measure impact of new feature, business flow, campaign and present the result in visual way to make data storytelling easier
- Create new & manage automated report/dashboard based on requirement defined by Stakeholders to ensure Stakeholders consume correct and latest data
- Create new & manage Data Mart to make work easier & faster
- Ensure correctness of data by collaborate with Data Engineer to maintain data quality aspect
- Become strategic partner with Stakeholders from various background by advising new metrics, data source, visualization and other analytical methods for better data-based decisions
- Must be capable of tailoring complex messages into simplified and business applicable material
- Aware of beside high accuracy, speed delivery of task as important as well
- Stay up-to-date with data and analytics trend

What You Need To Have:

- Have experience related with data analyst at least 3 years
- Can create user friendly and insightful dashboard/report using one of various BI Tools (Eg : Tableau, Power BI, Google Data Studio, etc)
- Can operate various type of data sources (eg. NoSQL, RDBMS, JSON, etc) to be implemented in analysis & report/dashboard
- Have experience to provide analysis (Descriptive/Diagnostic/Predictive/Prescriptive) with help of analytics tool (Eg : Big Query, Python, R, SPSS, etc)
- Have knowledge of Data Mining concept (Eg : Statistics, Machine Learning, Forecasting, etc)
- Experience to process Core Banking data and fully understand end to end flow process of Digital Lending
- Can explain of own project which he/she worked on using great storytelling skill
- Thinks of a more holistic approach/cross functions
- Comfortable working with million rows of data
- Thinks out of the box to propose and implement an alternative solution if needed
- Good intrapersonal skills to collaborate within/across function
- Self driven, high curiosity, problem solving mindset and very detail oriented

Plus Point If You Have:

- Have experience using Google Big Query & Looker
- Have experience to explore data from 3rd party platform (eg : Web & Mobile Analytics Platform, Marketing Attribution Platform, API logging platform, etc)
- Have best practice to build Data Mart

We exist to innovate and maintain the architecture of Amar Bank's products. As part of our main focus to create through technology we ensure the process and technology we use helps maintain and build human connection at scale.

It’s our job to plan, monitor, and control the technology growth so we can provide a faster, more convenient, and more efficient way of performing business transactions.

## About Amar Bank

## Company Overview
- **One-liner**: Amar Bank is an Indonesian digital bank offering AI-powered savings, deposits, and lending services, focused on financial inclusion for unbanked and underbanked individuals and MSMEs.
- **Entity Type**: Public (IDX: AMAR)
- **Headquarters**: Jakarta Selatan, Indonesia
- **Founded**: 2014 (digital banking operations began)
- **Founders**: Not publicly available

## Core Business
- **Primary industry**: Digital banking / consumer finance
- **Target customers**: B2C (individuals, especially unbanked/underbanked) and B2B (MSMEs, corporate lending)
- **Mission**: Empower individuals and MSMEs through financial health and genuine inclusion, creating smiles for 200 million people.

## Products & Services
- **Tunaiku**: Digital lending platform offering personal loans up to IDR 30 million with flexible tenors up to 30 months. Served over 14 million applicants and disbursed over IDR 9 trillion in loans as of 2023.
- **Celengan**: Flexible savings account with 5.5% p.a. interest, credited daily.
- **Deposito**: Time deposit with competitive rates up to 9% p.a.
- **Corporate Lending**: Business loans and financing solutions for enterprises (indicated by job postings for Corporate Lending Circle Lead).

## Market Standing
- **Valuation/Market Cap**: IDR 3,184,525 million (approx. US$199 million) as of May 2025 (Reuters).
- **Key Metric**: Annual revenue not publicly disclosed in USD; Price-to-Sales ratio (TTM) of 1.90 implies revenue around IDR 1.67 trillion (~US$104 million). Total loans disbursed via Tunaiku exceed IDR 9 trillion.
- **Notable Investors/Partners**: SBI Group (post-IPO equity 2025), Investree (post-IPO secondary 2022). Regulated by OJK and participant in LPS deposit guarantee.
- **Growth Signals**: 464 employees (+3.2% YoY); 83,614 LinkedIn followers (+26.4% YoY); active hiring across multiple roles; Tunaiku’s strong loan portfolio growth.

## Competitive Advantages
- **Pioneering digital bank in Indonesia**: One of the first fully digital banks licensed and supervised by OJK.
- **AI-powered personalization**: Uses AI and cloud technology to tailor savings, payments, and financial management.
- **Strong brand in inclusive lending**: Tunaiku has a proven track record of serving the unbanked/underbanked, with wide geographic reach.
- **Deposit insurance**: Customer deposits are guaranteed by LPS up to IDR 2 billion.

## Strategic Focus
- **Deepening digital banking**: Expanding AI-driven features for savings, payments, and lending.
- **Scaling MSME and corporate lending**: Building out corporate lending teams and products.
- **Geographic expansion**: Hiring field collection and customer experience roles across multiple Indonesian cities (Surabaya, Makassar, Palembang, etc.).
- **Talent acquisition**: Actively recruiting for technology, finance, commercial banking, and retail banking roles to support next growth phase.

## Why Work Here
- **Culture**: Emphasizes “Unlimited Innovation” and a highly collaborative team environment.
- **Work model**: On-site positions in Jakarta and other Indonesian cities.
- **Engineering focus**: Multiple Head of Engineering roles and tech teams; use of AI in products and hiring processes.
- **Growth opportunity**: Public company with strong headcount growth and expanding product lines.
- **Employer rating**: 3.7/5 on LinkedIn (57 reviews), with culture rated 3.6 and career opportunities 3.4.
- **Perks**: Not explicitly listed, but the bank offers competitive financial products and a mission-driven environment focused on financial inclusion.

## Sources
1. [amarbank.co.id](https://amarbank.co.id/)
2. [jobs.lever.co/amarbank](https://jobs.lever.co/amarbank)
3. [linkedin.com/company/ptbank-amar-indonesia-tbk](https://id.linkedin.com/company/ptbank-amar-indonesia-tbk)
4. [reuters.com/markets/companies/AMAR.JK](https://www.reuters.com/markets/companies/AMAR.JK)
5. [amarbank.co.id/karir](https://amarbank.co.id/karir)

## Other roles at Amar Bank

- [Funding Team Lead - Branch Satrio](https://feeny.ai/job/funding-team-lead-branch-satrio-amar-bank-jakarta-nnybbm2rfy2n) — Jakarta, Indonesia
- [Customer Experience Retail (Kurir/Surveyor) – Semarang](https://feeny.ai/job/customer-experience-retail-kurir-surveyor-semarang-amar-bank-surabaya-p928apyfhdv1) — Surabaya, Indonesia
- [Customer Operations Intern](https://feeny.ai/job/customer-operations-intern-amar-bank-jakarta-4swrz1hmc72c) — Jakarta, Indonesia
- [Area Partnership Development Team Lead - Semarang](https://feeny.ai/job/area-partnership-development-team-lead-semarang-amar-bank-semarang-bvxa6bmskaby) — Semarang, Indonesia
- [Credit Reviewer - Commercial & Corporate](https://feeny.ai/job/credit-reviewer-commercial-corporate-amar-bank-jakarta-q49wffmqxbea) — Jakarta, Indonesia
- [Legal & Litigation Intern](https://feeny.ai/job/legal-litigation-intern-amar-bank-jakarta-009eafnm9prj) — Jakarta, Indonesia
- [Corporate Funding Function Head](https://feeny.ai/job/corporate-funding-function-head-amar-bank-jakarta-d2541v9bzw75) — Jakarta, Indonesia
- [Corporate Funding Circle Lead - Department Head](https://feeny.ai/job/corporate-funding-circle-lead-department-head-amar-bank-jakarta-pxwdar54ynhy) — Jakarta, Indonesia
- [Corporate Funding Officer - Jakarta](https://feeny.ai/job/corporate-funding-officer-jakarta-amar-bank-jakarta-ckw7mzc0v50j) — Jakarta, Indonesia
- [Core Banking Specialist](https://feeny.ai/job/core-banking-specialist-amar-bank-jakarta-ekz0524bj0qq) — Jakarta, Indonesia