--- title: 'Senior Data Engineer at Relay' canonical: 'https://feeny.ai/job/senior-data-engineer-relay-toronto-rmr0p9073j10' type: 'job' last_seen: '2026-10-13' --- # Senior Data Engineer at Relay - **Company:** Relay - **Location:** Toronto, Canada - **Employment:** full-time - **Work type:** hybrid - **Posted:** 2026-07-22 - **Last confirmed live:** 2026-10-13 - **Apply:** https://jobs.ashbyhq.com/relayfi/5f87ae1e-3261-46d9-bd25-17980f1e45e0 ## Job description Relay is a digital banking platform that gives self-made business owners the tools and know-how to be great with money—bringing clarity, confidence, and control to every dollar earned, so they can turn hard work into lasting success. We do this by replacing financial guesswork with real visibility, transforming cash flow from a constant source of stress into a clear signal owners can use to run stronger, more resilient businesses. We’re looking for a Senior Data Engineer to help us scale our data ecosystem as Relay enters an exciting new chapter of growth. This is a unique opportunity to be responsible for key aspects of the evolution of our data and analytics stack as the company grows. You'll have a dedicated interest in ensuring our teams have access to the right data at the right time in order for us to make the best decisions for our customers. ## What You'll Be Doing - Data Modeling & Transformation: Build and maintain robust dbt models in Snowflake that enable reliable, privacy-preserving analysis across Relay's core data - Platform Scalability: Own and evolve the systems and processes that underpin our data platform as Relay continues to grow - Data Infrastructure & Tooling: Design and build the systems that help us track core KPIs and ensure all our teams have the timely and accurate data they need to function effectively - Analytics & Business Intelligence: Partner with stakeholders to build the systems that track core KPIs and ensure every team has timely, accurate data to operate effectively - Security & Compliance: Work closely with Trust, Security, and Governance teams to keep customer data safe through best-in-class security and compliance practices ## What You'll Bring - You have 3+ years of Data Engineering experience - You write SQL that goes well beyond SELECT, WHERE and GROUP BY -- think complex window functions, query optimization, and schema design - You're fluent in Python and know how to write clean, maintainable, production-grade code - You have hands-on experience with our core stack: dbt for transformations, Dagster for orchestration, Snowflake as our data warehouse, and cloud infrastructure (AWS, GCP, or Azure) - You have experience with BI/data visualization tools (Looker, Metabase, Mode, etc.) and understand what it takes to support a great analytics layer - You have a track record of extracting real value from large, complex datasets -- and a genuine curiosity for what the data is telling you - You can drive work independently, collaborate well with cross-functional stakeholders, and know when to ask for input vs. just move Bonus Points: - You have an understanding of applied statistics, are able to create quantitative models, and can clearly communicate findings to a technical and non-technical audience - You have domain knowledge of Banking or SaaS analytics, and are familiar with concepts like LTV, churn, retention, etc. - You have experience with streaming or microbatch analytics (Spark Streaming, Flink, Beam, etc.) and design methodologies of persistent event stores (AWS Kinesis, GCP PubSub, Apache Kafka, Apache Pulsar, etc.) - You’ve joined a company at its early stages and have seen it through scale The Interview Process Stage 1: A 30-minute Google Meet video call with a member of the Talent team Stage 2: A 45-minute technical deep dive via Google Meet with our Engineering Manager, Data Stage 3: A 60-minute case study presented to a panel of technical stakeholders Stage 4: A 45-minute in-person interview with a member of the Leadership team Our Compensation Approach We believe Relayers should feel rewarded for the impact they have on our mission and growth. Compensation follows impact. As impact increases, compensation grows, and we do not limit compensation changes to a once-a-year review cycle. The annual salary range for this role is $144,000 - $176,000 CAD. For candidates who demonstrate full readiness for the defined scope of the role, the typical starting salary is $160,000 CAD. Offers below this point reflect candidates we believe can grow into the full scope of the role with support and development. Offers above this point reflect impact that meaningfully exceeds the role’s defined expectations or an expanded scope from day one. We encourage you to have a conversation with your recruiter and ask questions about compensation throughout the hiring process. For more information on our compensation philosophy and perks and benefits, visit our [Candidate Hub](https://www.notion.so/Candidate-Hub-1c7da8b7f88580a893f7d7c7852b064e?pvs=21). Why Relay Might Be the Perfect Fit For You - You push relentlessly for reinvention: You're always asking "how can this be better?" -- in your work, in your craft, in yourself. Comfort is a signal to push harder, not coast. You'd rather build something better than defend something familiar. - You crave autonomy: We trust our team with big challenges and the freedom to solve them. If you’re someone who takes initiative, is comfortable taking risks, and seeks input when needed, you’ll find the freedom here empowering. - You own your work: You take pride in your work, follow through on commitments, and feel a deep sense of responsibility for outcomes, not just tasks. - You build with AI, not just use it: You're actively embedding AI into how you work, pushing what's possible, and bringing your team along with you. - You care about impact, not noise: You care deeply about the substance of your work. You measure success by results, not recognition, and you let your work speak for itself. - You’re energized by complexity and ambiguity: You enjoy tackling problems that don’t come with a playbook. You’re comfortable building from scratch, iterating as you go, and collaborating to shape the best path forward. - You seek out feedback: You see directness as respect, not criticism. You actively seek input, sit with hard truths, and use feedback as fuel for improvement. - Small businesses are why we're here: Relay exists to help them thrive -- and that mission has to resonate with you. Join Us We're looking for people who are relentless, curious, and care deeply about the work. You're encouraged to apply even if your experience doesn't perfectly match the job description -- your perspective and drive matter more. We welcome diverse backgrounds and people who think critically, challenge the status quo, and want to help small businesses thrive. If you require accommodations at any stage of the hiring process, please reach out to your Talent Partner. Disclaimer: For compliance reasons, all offers of employment at Relay are conditional upon a successful background check and employment verification through Certn. Important Notice: Relay’s recruitment team only contacts candidates and corresponds from official corporate email addresses ending in @relayfi.com. We will never ask for sensitive personal data (such as bank account details, credit card numbers, or social security/insurance numbers) during the initial application or interview stages. ## About Relay ## Company Overview - **One-liner**: Relay offers an online business banking and money management platform that gives small businesses complete control over their cash flow with checking, savings, and credit accounts. - **Entity Type**: Private (total funding $101.6M; latest round $50M in May 2026) - **Headquarters**: Toronto, Canada - **Founded**: Not publicly available (first funding round recorded in May 2021) - **Founders**: Not publicly available ## Core Business - **Primary industry**: Fintech / Business Banking / Financial Services - **Target customers**: B2B – Small and medium-sized businesses (SMBs) in the United States - **Mission/purpose**: “Be on the money” – help small businesses manage their finances with clarity and control. ## Products & Services - **Relay Business Banking**: Up to 20 individual checking accounts and 2 savings accounts (with 1.11%–3.00% APY), physical and virtual Visa debit cards, and credit cards with up to 1.5% cashback. All accounts are FDIC-insured up to $3M via Thread Bank. - **Money Management Features**: Automated income allocation, auto-transfer rules, expense tracking with receipt capture, and role-based user permissions for team members, accountants, and bookkeepers. - **Integrations**: Direct sync with QuickBooks Online and Xero for bookkeeping; supports Profit First Professionals methodology. - **Payments**: ACH transfers, wires, checks, and incoming payouts from PayPal, Stripe, Square, etc. ## Market Standing - **Valuation**: Not disclosed - **Key Metric**: Total funding raised: $101.6 million - **Notable Investors**: General Catalyst (led the May 2026 round of $50M) - **Growth Signals**: - Named to CB Insights’ Fintech 100, Deloitte Canada’s Technology Fast 50, Forbes Fintech 50, and CIX Top 10 Growth Award. - More than half of the team joined in the last 12 months (as of 2026). - 66%+ of employees received salary increases since 2023. - Almost 20% of employees received promotions in the last year alone. ## Competitive Advantages - **FDIC coverage up to $3M** – significantly higher than standard $250k limit (pass-through insurance via Thread Bank). - **No hidden fees, overdraft fees, or minimum balance requirements** – transparent pricing for SMBs. - **Profit First method built-in** – auto-allocation of income into separate accounts for expenses, taxes, and profit, making it a natural fit for that community. - **Deep integrations** with QuickBooks Online and Xero reduce friction for accounting teams. - **Visa Zero Liability Protection** and biometric security. ## Strategic Focus - **Growth**: Continue expanding the user base of US-based SMBs and deepen integrations with accounting tools. - **Product**: Enhance automation and bookkeeping features to reduce administrative burden on small business owners. - **Team**: Scale the Toronto team aggressively (majority of headcount added in the last year) while maintaining a strong culture of ownership and career growth. ## Why Work Here - **Hybrid work model**: In-office three days per week at the Toronto office (with lunch, snacks, and beverages provided). Dog-friendly office. - **Culture**: “Relay employees are Relay owners” – every employee receives equity and a competitive salary. Emphasis on collaboration, autonomy, and customer empathy. - **Benefits**: - 12 weeks parental leave with 100% salary top-up (all parents). - 15 vacation days + 5 flex days + year-end office closure week. - Full health, dental, vision benefits from day one, plus Health/Wellness Spending Accounts. - Mac-first, top-tier equipment and ergonomic seating. - **Growth**: Ongoing feedback, mentorship, and coaching; high promotion rate (20% in the last year). Over half the team is new, indicating rapid scaling and opportunity. - **Social**: Two annual company-wide get-togethers, quarterly team events, happy hours, and networking with industry leaders. ## Sources 1. [relayfi.com](https://relayfi.com/) 2. [relayfi.com/careers](https://relayfi.com/careers/) 3. [support.relayfi.com](https://support.relayfi.com/hc/en-us/articles/30491515355668-What-is-Relay) 4. [raising.fi](https://raising.fi/company/relayfi) 5. [jobs.ashbyhq.com/relayfi](https://jobs.ashbyhq.com/relayfi) ## Other roles at Relay - [Data Engineering Manager](https://feeny.ai/job/data-engineering-manager-relay-toronto-rjdtpcmwmgx5) — Toronto, Canada - [Intermediate Accountant](https://feeny.ai/job/intermediate-accountant-relay-toronto-19rd642nt0mf) — Toronto, Canada - [Account Executive (Accounting & Bookkeeping)](https://feeny.ai/job/account-executive-accounting-bookkeeping-relay-boston-2zgzxzcrfatr) — Boston, MA - [Account Executive (Accounting & Bookkeeping)](https://feeny.ai/job/account-executive-accounting-bookkeeping-relay-vancouver-zb6kge8zfj87) — Vancouver, Canada - [Account Executive (Accounting & Bookkeeping)](https://feeny.ai/job/account-executive-accounting-bookkeeping-relay-toronto-2d19gz39xb6t) — Toronto, Canada - [Senior Software Engineer (Voyager)](https://feeny.ai/job/senior-software-engineer-voyager-relay-toronto-nwdbnfzws4dh) — Toronto, Canada - [Senior Software Engineer, Multiple Teams](https://feeny.ai/job/senior-software-engineer-multiple-teams-relay-kitchener-waterloo-cbxgnnpab1dy) — Kitchener-Waterloo, Canada - [Senior Software Engineer, Multiple Teams](https://feeny.ai/job/senior-software-engineer-multiple-teams-relay-toronto-wbzemv8sm0v2) — Toronto, Canada - [Senior Software Engineer II, Multiple Teams](https://feeny.ai/job/senior-software-engineer-ii-multiple-teams-relay-toronto-gd9fa4rx64ck) — Toronto, Canada - [Engineering Manager, Voyager (Applied AI & Innovation)](https://feeny.ai/job/engineering-manager-voyager-applied-ai-innovation-relay-toronto-k4hrkd7nz00e) — Toronto, Canada