---
title: 'Senior Data Engineer at SoFi'
canonical: 'https://feeny.ai/job/senior-data-engineer-sofi-cottonwood-heights-5mba76v9twk8'
type: 'job'
last_seen: '2026-10-29'
---

# Senior Data Engineer at SoFi

- **Company:** SoFi
- **Location:** Cottonwood Heights, UT
- **Posted:** 2026-10-23
- **Last confirmed live:** 2026-10-29
- **Apply:** https://sofi.com/careers/job/8040823003?gh_jid=8040823003

## Job description

[Employee Applicant Privacy Notice](https://www.sofi.com/sofi-employee-applicant-privacy-notice/)

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role:

SoFi's Fraud Prevention Center of Excellence (CoE) is responsible for managing enterprise fraud threats across banking products and member-related activities. The Fraud Operations Analytics & Reporting team sits at the center of this mission — driving intelligence through data to improve operational efficiency, agent accountability, and fraud detection efficacy across all fraud product lines.

We are looking for a Senior Data Engineer to build and scale the data infrastructure that powers the Fraud CoE. This role is the foundational engineering resource for the Fraud Operations Analytics team, responsible for consolidating data pipelines into governed, source-of-truth data marts and enabling the analytical work that drives operational decisions at the highest levels of the organization.

## Key Responsibilities

Data Infrastructure & Pipeline Development

- Design, build, and maintain scalable data pipelines that consolidate fraud operational data from multiple source systems into governed Snowflake data marts
- Partner with Fraud Data Engineering and the TDM platform team on the foundational Fraud CoE data buildout, including summarized metric tables that standardize reporting across all fraud product lines

Data Modeling & Warehouse Optimization

- Model analytical data within Snowflake to support fraud operations reporting, agent performance scorecards, and fraud tagging quality monitoring
- Build and maintain dbt models that structure data for easy consumption by analysts and Tableau reporting layers
- Ensure query performance, data freshness, and reliability across all fraud data mart tables powering production dashboards and leadership reports

Analytics Enablement

- Partner closely with fraud analysts to understand data requirements and translate them into robust, reusable data structures
- Develop and maintain summarized metric tables that lock reporting logic centrally, ensuring consistency across reporting

Governance & Standards

- Establish and enforce data engineering standards, documentation practices, and pipeline design patterns for the Fraud CoE
- Ensure all data assets are properly documented, tested, and governed to support audit and compliance requirements
- Serve as the data engineering subject matter expert in cross-functional discussions with Fraud Strategy, Fraud Platform, Risk Infrastructure, and Data Engineering partners

## What We're Looking For

Required

- 4+ years of data engineering experience with strong hands-on expertise in SQL, Python, and cloud data warehouse platforms
- Proven experience building and maintaining production-grade data pipelines using modern data stack tools (dbt, Airflow, or equivalent)
- Strong data modeling skills — experience designing analytical data structures optimized for reporting and self-service consumption
- Ability to work closely with analytics and business stakeholders to translate requirements into scalable data solutions
- Strong documentation habits and commitment to data quality, testing, and pipeline reliability
- Exposure to dbt Cloud, Airflow/MWAA, or similar orchestration platforms

Strongly Preferred

- Experience in financial services, fraud, risk, or compliance data environments
- Familiarity with fraud operations data concepts — fraud tagging, loss attribution, dispute workflows, agent performance metrics, or alert queue management

## Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our [Benefits at SoFi](https://sofietyinfo.sofi.com/sofi-benefits) page!

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

[New York applicants: Notice of Employee Rights](https://dol.ny.gov/system/files/documents/2022/02/ls740_1.pdf)

SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.

We are unable to accommodate remote work from Hawaii, Alaska or Puerto Rico at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

## About SoFi

## Company Overview
- **One-liner**: SoFi is a next-generation fintech company using innovative, mobile-first technology to help 14.7 million members reach financial independence and “get their money right.”
- **Entity Type**: Public (Ticker: SOFI on Nasdaq)
- **Headquarters**: San Francisco, California, USA (with offices in Seattle, New York, Frisco, Cottonwood Heights, Helena, Murray, Greenville, Claymont, and more)
- **Founded**: 2011
- **Founders**: Founded by Stanford business school students (originally as Social Finance, Inc.) — specific names not listed in the provided sources.

## Core Business
- **Primary industry/industries**: Personal finance / financial services (banking, lending, investment, credit, insurance)
- **Target customers**: B2C (individual members seeking loans, banking, investing, credit cards, mortgages, travel rewards) and B2B (employer‑facing “SoFi at Work” benefits and financial wellness programs)
- **Mission**: “To help people reach financial independence to realize their ambitions.”

## Products & Services
- **[SoFi Checking & Savings](https://www.sofi.com/)**: FDIC‑insured checking and savings accounts with no fees, competitive APY, and early direct deposit.
- **[SoFi Invest](https://www.sofi.com/invest/)**: Commission‑free stock trading, crypto trading, automated investing, and IPO access.
- **[SoFi Personal Loans](https://www.sofi.com/personal-loans/)**: Unsecured personal loans for debt consolidation, home improvement, etc. (up to $100K).
- **[SoFi Student Loan Refinancing](https://www.sofi.com/student-loans/)**: Refinancing for federal and private student loans (the first company to offer this).
- **[SoFi Mortgages](https://www.sofi.com/mortgage/)**: Home purchase and refinance loans.
- **[SoFi Credit Card](https://www.sofi.com/credit-card/)**: 2% unlimited cash back rewards on all eligible purchases.
- **[SoFi Travel](https://www.sofi.com/travel/)**: Booking portal powered by Expedia, allowing members to save and earn rewards.
- **[SoFi Insurance](https://www.sofi.com/insurance/)**: Comparison and access to auto, home, renters, pet, and life insurance.
- **[SoFi at Work](https://www.sofi.com/at-work/)**: Employer‑sponsored financial wellness benefits, including student loan contributions and refinancing.
- **[Galileo](https://www.sofi.com/our-story/)**: Financial technology platform (API‑based) for card issuing and digital banking, operated as a subsidiary.

## Market Standing
- **Valuation/Market Cap**: Publicly traded on Nasdaq (SOFI). Current market cap is not directly provided in the sources; refer to SoFi’s latest SEC filings or financial data platforms.
- **Key Metrics**:
  - **14.7 million members** (as of 2025‑2026) — [sofi.com](https://www.sofi.com/)
  - **$117 billion+ in funded loans** — [sofi.com](https://www.sofi.com/)
  - **$34 billion+ in debt paid off by members** — [sofi.com/our-story](https://www.sofi.com/our-story/)
  - **$12.5 billion+ in rewards earned** — [sofi.com](https://www.sofi.com/)
  - **Annual Revenue**: See SoFi Technologies 2025 Annual Report (SEC filing) for latest financial results — [sec.gov](https://www.sec.gov/Archives/edgar/data/1818874/000181887426000034/sofitech2025ars.pdf)
- **Notable Investors/Partners**: Not detailed in provided sources; historically received a $1 billion funding round in 2016 (the first U.S. fintech to do so) — [sofi.com/our-story](https://www.sofi.com/our-story/)
- **Growth Signals**:
  - Received federal approval to become a national bank (2023) — [sofi.com/our-story](https://www.sofi.com/our-story/)
  - Reached 10 million members in 2022 and 14.7 million by early 2026 — [sofi.com](https://www.sofi.com/)
  - 121 open roles listed across 16 locations as of mid‑2026 — [sofi.com/careers](https://www.sofi.com/careers/)
  - Continuous product expansion (travel, credit card, bank, etc.)

## Competitive Advantages
- **All‑in‑one fintech ecosystem**: Banking, lending, investing, insurance, and travel in a single mobile‑first app — hard for single‑product fintechs to replicate.
- **SoFi National Bank**: FDIC‑insured checking and savings, giving SoFi a direct banking charter that reduces reliance on third‑party partners.
- **Galileo Platform**: Powers card issuing and digital banking for many fintechs, creating a network effect and deeper technology moat.
- **Member‑centric rewards**: SoFi Plus membership program bundles benefits (higher APY, bonus rewards, career coaching).
- **Student loan repayment as employee benefit**: Unique perk for attracting talent (as well as offering SoFi at Work to other employers).

## Strategic Focus
- **Deepen member engagement**: Cross‑sell more products within the single app to increase lifetime value.
- **Grow the bank**: Expand deposits, lending, and banking services under the national bank charter.
- **SoFi at Work**: Scale B2B benefits offering to acquire members through employers.
- **International/vertical expansion**: Potential for new product lines (e.g., SoFi Travel, insurance marketplace).
- **Maintain cost discipline**: Leverage technology to keep customer acquisition costs low while improving unit economics.

## Why Work Here
- **Culture**: Defined by “The SoFi Way” — act as a founder, relentless problem solver, and partner to members and colleagues. Emphasis on transparency, trust, and cross‑collaboration.
- **Flexible Work**: Some teams offer remote, hybrid, or full‑time in‑office based on role; managers help decide the best setting. SoFridays (no meetings after 2 p.m. local time) protect focus time.
- **Benefits**:
  - **$200/month student loan contribution** to help employees pay down debt — [sofi.com/careers](https://www.sofi.com/careers/)
  - Comprehensive health, vision, dental, life, disability; fertility & family planning options; flexible time off
  - Tuition reimbursement up to $5,250/year + regular training and leadership programs
  - **SoFi Gives**: 16 hours of paid volunteer time off per year
  - **SoFi Circles**: 8 Employee Resource Groups fostering inclusion and belonging — [sofietyinfo.sofi.com/why-sofi](https://sofietyinfo.sofi.com/why-sofi)
- **Learning & Development**: Career pathways, manager excellence framework, and mentorship programs.
- **Monthly All‑Hands with CEO** for direct transparency.
- **Locations**: Major hubs include San Francisco, Seattle, New York, and Frisco (Texas); remote work is not available from Hawaii or Alaska due to insurance coverage — [sofi.com/careers](https://www.sofi.com/careers/)

## Sources
1. [SoFi Careers Page](https://www.sofi.com/careers/) — benefits, culture, job openings, locations
2. [SoFi Homepage](https://www.sofi.com/) — member count, funded loans, key metrics
3. [SoFi Our Story / About](https://www.sofi.com/our-story/) — founding history, milestones, mission
4. [SoFi 2025 Annual Report (SEC)](https://www.sec.gov/Archives/edgar/data/1818874/000181887426000034/sofitech2025ars.pdf) — financials
5. [SoFi Candidate Resource Website (Why SoFi)](https://sofietyinfo.sofi.com/why-sofi) — flexible work, culture, SoFi Gives, learning programs, SoFridays

## Other roles at SoFi

- [Investment Specialist II](https://feeny.ai/job/investment-specialist-ii-sofi-cottonwoods-heights-e2862sa4qfb7) — Cottonwoods Heights, UT
- [Manager, Invest Operations](https://feeny.ai/job/manager-invest-operations-sofi-cottonwood-heights-fw0s76fe8gyn) — Cottonwood Heights, UT
- [Insurance Agent, Protect](https://feeny.ai/job/insurance-agent-protect-sofi-united-states-d5t5n3t4m1s7) — United States
- [Staff Data Analyst (Contract)](https://feeny.ai/job/staff-data-analyst-contract-sofi-san-francisco-6gs4jb7e3b0b) — San Francisco, CA / New York City, NY
- [Executive Assistant, Office of the CTO](https://feeny.ai/job/executive-assistant-office-of-the-cto-sofi-san-francisco-yjetvc17dd1f) — San Francisco, CA
- [Principal Software Engineer, Data Platform — Data Trust & AI Context](https://feeny.ai/job/principal-software-engineer-data-platform-data-trust-ai-context-sofi-seattle-hnv99x73a3zc) — Seattle, WA / Cottonwood Heights, UT / San Francisco, CA
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- [Interactive Designer (Contract)](https://feeny.ai/job/interactive-designer-contract-sofi-san-francisco-4a9tpjvt5g39) — San Francisco, CA
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