--- title: 'Senior Data Scientist, Organic Growth at Chime Financial, Inc' canonical: 'https://feeny.ai/job/senior-data-scientist-organic-growth-chime-financial-inc-san-francisco-e7fgp2hp0wtg' type: 'job' last_seen: '2026-09-16' --- # Senior Data Scientist, Organic Growth at Chime Financial, Inc - **Company:** Chime Financial, Inc - **Location:** San Francisco, CA - **Posted:** 2026-09-09 - **Last confirmed live:** 2026-09-16 - **Apply:** https://boards.greenhouse.io/chime/jobs/8790231002?gh_jid=8790231002 ## Job description ## About the role We are hiring a Sr. Data Scientist, Organic Growth to help us understand how our investment in search, app store, and content surfaces drives member acquisition and long-term value. Unlike paid channels, organic growth compounds over time, is mediated by ranking algorithms we don't control, and carries no click-level cost signal — requiring a distinct measurement lens that accounts for paid–organic cannibalization, branded vs. non-branded intent, lagged and compounding returns, and the self-selected high intent of organic traffic. As our Sr. Data Scientist, Organic Growth, you will partner closely with the Organic Growth team to measure, optimize, and scale investment across SEO, ASO, and content. You will bring expertise in opportunity sizing, operational planning, and channel forecasting, helping the team plan confidently and allocate resources — content production, technical engineering work, and app store optimization — effectively. You will bring rigor to how we evaluate incrementality, attribution, and efficiency, moving us to a defensible view of what our organic investment actually delivers. The base salary offered for this role and level of experience will begin at $133,000 and up to $185,000. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience. In this role, you can expect to - Partner with Organic Growth to define KPIs and measurement frameworks across surfaces — SEO landing pages, content hubs, app store listings — and audiences - Size and scope organic growth initiatives in partnership with marketing, product, engineering, and finance: translating acquisition goals into expected traffic, conversion, and member volume, and the investment required to get there, while supporting operational planning for content and technical roadmaps - Build and maintain forecasting models for the organic channel, projecting impressions, sessions, install and signup volume, and downstream LTV under different investment scenarios, seasonality assumptions, ranking trajectories, and algorithm volatility - Develop attribution approaches that reconcile platform-reported performance (Google Search Console, App Store Connect, Google Play Console, web and app analytics) with observed member behavior, accounting for dark and direct traffic, branded vs. non-branded intent, and paid–organic overlap - Design and analyze SEO split tests, app store listing experiments (Google Play Experiments, Apple Product Page Optimization), geo experiments, and paid search holdouts to quantify incremental lift, cannibalization, and true impact vs. correlation - Build and maintain dashboards that give clear visibility into rankings and impression share, traffic, funnel conversion, blended CAC, and downstream LTV by surface, keyword cluster, and content type - Collaborate with Data Engineering to improve tracking, data quality, and the pipelines behind crawl, ranking, session, and conversion data - Translate complex analyses into clear, actionable recommendations for cross-functional leadership To thrive in this role, you have - 5+ years of experience in organic growth channels (SEO, ASO, content) and in marketing, growth, or product analytics. Experience in FinTech preferred. - Experience with organic growth planning and opportunity sizing: comfortable working from business goals backward to estimate required investment, expected traffic and member volumes, and unit economics, with an understanding of how content and technical SEO/ASO work is operationally structured and executed - Forecasting experience for a marketing or growth channel: building models that project forward-looking performance and communicating forecast uncertainty and scenario sensitivity to cross-functional stakeholders - Strong experience designing and evaluating incrementality tests: SEO split tests, app store listing experiments, geo experiments, and paid holdouts - Working knowledge of causal inference methods including experiment design, holdout analysis, and techniques for separating incremental organic demand from cannibalized paid or brand-driven demand - Advanced SQL skills and proficiency in Python or R for analysis and modeling - Experience working with organic platform data sources (Google Search Console, App Store Connect, Google Play Console, third-party rank tracking or crawl tools) - Experience building dashboards (e.g., Looker, Tableau, or similar BI tools) that drive stakeholder decision-making - A strong understanding of attribution concepts and the challenges of measurement in a privacy-constrained, cross-device environment - The ability to communicate complex findings clearly to both technical and non-technical partners and influence decisions with data #LI-Hybrid #LI-AM1 A little about us At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential. We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members. We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress. We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential. Because if we don't—who will? *Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. What we offer for our full-time, regular employees - 🏢 Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates. - 💻 Benefits that support your work and life, including backup child, elder, and pet care and subsidized commuter benefits for eligible employees. - ✨ Comprehensive health, financial, and wellbeing benefits designed to support you at every stage of life. - 🏝 Generous vacation policy and company-wide paid days off - 🫂 1% of your time off to support local community organizations of your choice - 👟 Annual wellness stipend to use towards eligible wellness related expenses - 👶 Up to 22 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents - 👪 Access to family planning reimbursement - 💚 A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals. Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: accommodations@chime.com. To learn more about how Chime collects and uses your personal information during the application process, please see the [Chime Applicant Privacy Notice.](https://www.chime.com/careers/chime-applicant-privacy-notice/) ## About Chime Financial, Inc ## Company Overview - **One-liner**: Chime is a financial technology company that provides fee-free banking services—including checking, savings, credit building, and early wage access—designed to help everyday people spend, save, and build credit. - **Entity Type**: Private (venture-backed) - **Headquarters**: San Francisco, California, USA (with additional offices in Chicago, New York, Seattle, and Washington, D.C.) - **Founded**: 2012 - **Founders**: Chris Britt and Ryan King ## Core Business - **Primary industry**: Fintech / Consumer Digital Banking - **Target customers**: Primarily B2C (everyday consumers in the U.S.), with a recent B2B offering for employers (Chime Workplace) - **Mission statement**: “Unite everyday people to Unlock Financial Progress™” by delivering banking services that are helpful, easy, and free. ## Products & Services - **Chime Checking Account**: No monthly fees, fee-free overdraft via SpotMe, early direct deposit (up to 2 days early). - **SpotMe®**: Fee-free overdraft coverage up to $200 (no interest, no credit check). - **MyPay®**: Early access to up to $500 of earned wages (including government benefits) before payday, with no interest, no credit check, and no mandatory fees. - **Chime Savings Account**: High-yield savings (up to 3.75% APY with Chime Prime) with automatic savings features. - **Credit Builder**: A secured credit card that helps build credit history with no credit check and no annual fee, reporting to major credit bureaus. - **Chime Card™**: Debit/credit card that offers up to 5% cash back on a chosen category and helps build credit safely, with no interest or annual fees. - **Chime Prime**: Premium membership tier offering 5% cash back, 3.75% APY on savings, travel perks, 24/7 priority support (requires $3,000/month direct deposit). - **Chime Plus**: Additional membership tier with higher savings rates and exclusive benefits (requires qualifying direct deposit). - **Chime Workplace™**: Employer financial wellness suite (launched 2025) that combines Chime’s tools with workforce insights, at no cost to the employer. - **Banking partners**: The Bancorp Bank, N.A. and Stride Bank, N.A. (both FDIC-insured). Chime is the technology layer, not a bank. ## Market Standing - **Valuation**: Not publicly available from current search results (Chime was previously valued at $25B in a 2021 round; no updated figure provided). - **Key Metric**: Total headcount of approximately 1,500 employees (as of 2026), with ~750 in product and tech roles. - **Notable Investors/Partners**: Not explicitly listed in the provided sources; however, Chime is a well-known venture-backed fintech with backing from firms such as Sequoia, DST Global, etc. (Not confirmed from cited materials; treat as “Not publicly available in this search.”) - **Growth Signals**: - Expanded from core consumer products into employer wellness (Chime Workplace) and premium tiers (Prime, Plus). - Continued product launches (e.g., Chime Card, MyPay, Credit Builder) that address underserved needs. - Hybrid work model with three primary offices and a growing remote workforce. - Over 10 million people targeted for financial education by 2027 through Chime Scholars Foundation. ## Competitive Advantages - **Fee-free model**: Doesn’t rely on overdraft or monthly fees; revenue comes primarily from interchange fees (merchant card acceptance). This aligns incentives with members. - **Regulatory compliance**: Operates within a highly regulated environment, partnering with FDIC-insured banks; maintains strong in-house risk, compliance, and legal infrastructure. - **Innovation in credit & lending**: Pioneer in fee-free overdraft (SpotMe) and no-credit-check credit building (Credit Builder), forcing industry-wide changes. - **Member-first design**: Products built on direct member feedback; no minimum balance requirements, no hidden fees. - **Large user base & brand recognition**: One of the largest U.S. neobanks, with millions of members. ## Strategic Focus - **Deepening the product ecosystem**: Expanding premium memberships (Prime, Plus) and launching employer-facing solutions (Workplace) to increase revenue per member and loyalty. - **Financial inclusion**: Continuing to offer tools that help people with limited credit history or low balances access banking services without punitive fees. - **Regulatory leadership**: Investing in compliance and risk management to maintain strong relationships with regulators and partner banks. - **Artificial intelligence**: Active hiring in AI/ML roles (e.g., AI/ML Engineer) to improve personalization, fraud detection, and member support. ## Why Work Here - **Culture**: Grounded in core values of member-first, civic-minded innovation, and diversity, equity, and belonging. Chime emphasizes inclusivity and a welcoming environment for all perspectives. - **Work environment**: Hybrid work policy—employees typically spend 4 days on-site per week (with offices in San Francisco, Chicago, New York, Seattle, Washington, D.C.). Remote roles also available. - **Perks**: As a Pledge 1% member, Chime has committed 1% of its equity to the Chime Scholars Foundation (scholarships for college, apprenticeship, trade school). Financial education outreach is a core part of the company’s impact. - **Engineering culture**: Significant engineering presence (750 product+tech employees) with roles in data science, machine learning/AI, and software engineering. Focus on building scalable, compliant financial services. - **Mission-driven**: Employees describe working on products that “unlock financial progress” and directly improve the lives of millions. ## Sources 1. [chime.com](https://www.chime.com/) – Company overview and products 2. [chime.com/about](https://www.chime.com/chime-financial/) – About Us, leadership, history, and mission 3. [careers.chime.com](https://careers.chime.com/) – Careers page, culture, and locations 4. [careers.chime.com/en](https://careers.chime.com/en/) – Careers page with job listings and diversity info 5. [builtin.com/company/chime](https://builtin.com/company/chime) – Company profile, offices, headcount, and work policy ## Other roles at Chime Financial, Inc - [Senior Software Engineer, AI Enablement](https://feeny.ai/job/senior-software-engineer-ai-enablement-chime-financial-inc-san-francisco-7bswy3z2gvc2) — San Francisco, CA - [Sr. MarTech Manager, Paid Media](https://feeny.ai/job/sr-martech-manager-paid-media-chime-financial-inc-san-francisco-svkfx52z01jq) — San Francisco, CA - [Tech Lead Manager, Lending](https://feeny.ai/job/tech-lead-manager-lending-chime-financial-inc-chicago-jzh61p9r3ene) — Chicago, IL / New York, NY / San Francisco, CA - [Product Manager, Design Systems](https://feeny.ai/job/product-manager-design-systems-chime-financial-inc-san-francisco-xqqc4v5vjh6b) — San Francisco, CA - [Senior Software Engineer, Machine Learning Platform](https://feeny.ai/job/senior-software-engineer-machine-learning-platform-chime-financial-inc-san-qghqhhfxb1tj) — San Francisco, CA - [Senior Business Analyst, TPRM](https://feeny.ai/job/senior-business-analyst-tprm-chime-financial-inc-san-francisco-ke610j9rz47n) — San Francisco, CA - [Creative Director, Brand](https://feeny.ai/job/creative-director-brand-chime-financial-inc-new-york-2g5xx9bga372) — New York, NY / San Francisco, CA - [Sr. Program Manager, Member Experience](https://feeny.ai/job/sr-program-manager-member-experience-chime-financial-inc-united-states-yy765n8e5ttb) — United States - [Lead Analyst, Financial Crimes](https://feeny.ai/job/lead-analyst-financial-crimes-chime-financial-inc-chicago-jhhgrv8g8swg) — Chicago, IL - [Software Engineer, Growth](https://feeny.ai/job/software-engineer-growth-chime-financial-inc-san-francisco-42drwmr4qj9w) — San Francisco, CA