--- title: 'Senior Data Scientist at Shift' canonical: 'https://feeny.ai/job/senior-data-scientist-shift-sydney-epjwqm5wn05c' type: 'job' last_seen: '2026-11-11' --- # Senior Data Scientist at Shift - **Company:** Shift - **Location:** Sydney, Australia - **Employment:** full-time - **Work type:** hybrid - **Posted:** 2026-11-09 - **Last confirmed live:** 2026-11-11 - **Apply:** https://jobs.ashbyhq.com/shift/95df0757-e72e-4776-90e9-625fe69c2702 ## Job description Who is Shift? Shift provides business finance to small, established and corporate sized businesses in Australia, including Business Overdraft, Equipment Line, Asset Finance, Term Loan and Trade Account. Founded in 2014, Shift has funded more than 30,000 Australian businesses. At Shift, our unique approach to product innovation combined with our collaborative culture means you can build your career in a supportive environment. You’ll be joining a diverse team of over 300 people who are always looking to deliver better outcomes for Australian businesses. About the role: We’re building the credit risk model platform behind every lending decision at Shift. The goal is an always-on, confidence-rated view of risk for every customer, served straight to our Credit Decision Engine so models can make credit calls automatically and our people can focus on customers. Our team has deep statistical and research strength. What we need now is someone with real engineering rigour to take our models from prototype to production and make them scale. You’ll build predictive models and the deployment layer they run on. We use AI heavily in how we work: Claude sits beside us for coding and deployment, and Copilot helps review our PRs. What you’ll do: - Build and deploy machine learning models that predict credit risk (PD, LGD, EAD and expected loss), including how different types of security change our loss exposure - Turn our prototype model deployment layer into something scalable: versioned, monitored and reliable enough for automated decisions - Make sure every model can be trusted in production, with monitoring, data validation and documentation, so no model depends on the person who built it - Bring in new data sources, including customer insights from our AI-powered Customer Knowledge Engine - Lead projects from start to finish, then pass the knowledge on and lift the team’s engineering standards along the way - Work with Credit, Product, Risk and Technology to agree what the models need to deliver and explain the results in plain language What you’ll bring: - 5+ years building predictive models in a business setting, with a track record of getting them into production and keeping them there - Strong Python and SQL, with solid engineering habits: version control, CI/CD, testing and code review - Hands-on experience building model services or APIs, including serving, versioning and monitoring - Experience with Databricks or another distributed computing environment - A solid statistical foundation, including how to measure how confident a model is in its predictions - Experience in credit risk, lending or financial services is a plus, but not essential - The ability to explain complex work simply to senior stakeholders - Curiosity about using AI to work smarter, and the habit of fixing problems properly instead of patching them Key benefits: - Hybrid working: we’re headquartered in North Sydney with state-based workplaces and offer a hybrid work policy. Our offices have spaces for collaboration, socialising and focused work. - Parental leave: up to 26 weeks paid. - Strategy Week: twice a year the whole team comes together to hear the business strategy and product and technology roadmap first-hand, with fortnightly all-company business updates in between. - Flat structure: everyone can learn from each other and senior leaders across the business. - Wellbeing: benefits supporting your physical, psychological and financial wellbeing, from a day off on your birthday to end of trip facilities. Additional information: If you don’t meet all the qualifications or skills but think you’d be a great fit, please apply anyway. Learn more about working at Shift at [shift.com.au/careers](http://shift.com.au/careers). #LI-Hybrid ## About Shift ## Company Overview - **One-liner**: Shift provides Australian businesses with a range of credit and payment products—including working capital, asset finance, and trade credit—to help them manage cash flow, purchase equipment, and streamline trade terms. - **Entity Type**: Private (Series D, backed by Peak XV Partners) - **Headquarters**: North Sydney, New South Wales, Australia - **Founded**: 2014 - **Founders**: Not publicly listed on the company website or in major profiles; the company was originally founded as GetCapital and rebranded to Shift in 2021. ## Core Business - **Primary industry/industries**: Financial Services (Fintech) – specifically business lending, asset finance, and trade credit. - **Target customers**: B2B – established small and medium-sized enterprises (SMEs) in Australia with $1M–$10M annual revenue, as well as brokers and suppliers who serve those businesses. - **Mission or purpose statement**: “We’re for growing business” – Shift aims to provide financial certainty so businesses can operate and grow with ease, flexibility, and control. ## Products & Services - **BusinessOverdraft**: A working capital product that links to a business transaction account, allowing on-demand fund transfers for cash flow management. - **Equipment Line**: A single account to pay for equipment and fitout purchases (new or second-hand) in instalments. - **AssetFinance**: Financing for purchasing business assets (equipment, vehicles, machinery) without paying the full cost upfront. - **Trade Account**: A trade credit product that lets businesses pay invoices for materials, stock, and services with flexible repayment terms. - **Shift Trade (Supplier side)**: A platform for suppliers to minimise credit and payment risk, optimise order management, and grow sales. ## Market Standing - **Valuation/Market Cap**: Not publicly disclosed. - **Key Metric**: Total funding of approximately **USD $789.5M** across 9 rounds (including debt financing). Annual revenue estimated at **USD $400M** (source: LinkedIn company data). - **Notable Investors/Partners**: Peak XV Partners (lead investor in Series C and Series D), plus other institutional debt and equity investors. The company has also been recognised by the Commercial & Asset Finance Brokers Association of Australia (CAFBA), winning Fintech of the Year four consecutive years (2020–2023). - **Growth Signals**: - Has supported **over 30,000 Australian businesses** since founding. - 65% of customers have seen a 10%+ increase in compound annual growth rate (CAGR) since 2019. - Headcount of ~250–300 employees, with a 2.2% yearly growth rate. - Operates in 5 countries (Australia, India, New Zealand, Singapore, Canada). - Won KangaNews Australian Innovative Securitisation Deal of the Year 2025 for its A$200 million Shift Overdraft 2025-1 Trust transaction. ## Competitive Advantages - **Technology-enabled underwriting**: Uses real-time financial data to give businesses visibility of available credit and control over access, reducing lengthy approval processes. - **End-to-end product suite**: Offers a single platform for working capital, asset finance, and trade credit—covering the full lifecycle of business financial needs. - **Broker trust**: Voted Fintech of the Year by brokers for four consecutive years, indicating strong partner relationships and market credibility. - **Securitisation innovation**: The 2025 award for innovative securitisation demonstrates sophisticated funding capabilities that lower cost of capital. ## Strategic Focus - **Deepening the Australian SME market**: Continuing to grow the customer base of established SMEs and expand product adoption. - **Product innovation**: Building out the Shift Trade platform for suppliers and enhancing the digital experience for both businesses and brokers. - **International expansion**: Already operating in 5 countries, with a growing team in India (44 employees) and presence in New Zealand, Singapore, and Canada. - **Talent and culture**: Investing in a strong engineering and product team (13% of workforce in technical roles) to maintain a technology-led edge. ## Why Work Here - **Culture**: Values include “We solve problems,” “We deliver value,” “We are straightforward,” “Time is precious,” and “Shared success, shared learnings.” The company emphasises no fiefdoms, no politics, no egos—a single-team mentality. - **Work policy**: “Shift flex” embraces hybrid and remote working, recognising that there’s no one-size-fits-all approach. Some roles are on-site at the North Sydney HQ, while others offer flexibility. - **Parental leave**: 26 weeks paid leave for the primary carer and 6 weeks for secondary carers, regardless of gender. - **Office perks**: Premium office space in North Sydney with an in-building café, end-of-trip facilities, and a reflection room. Mix of meeting rooms and booths for collaboration. - **Compensation**: Competitive salaries and bonus schemes, plus a generous employee referral program. - **Engineering culture**: The tech stack includes React, .NET, and modern cloud infrastructure. Open roles include Full Stack Engineer, Senior Software Engineer, and Software Engineer (.NET/React.js), indicating a strong focus on building internal platforms. ## Sources 1. [shift.com.au – About Us](https://www.shift.com.au/about-us/) 2. [shift.com.au – Products](https://www.shift.com.au/) 3. [shift.com.au – Careers](https://www.shift.com.au/careers/) 4. [Built In – Shift Profile](https://builtin.com/company/shift-shiftcom) 5. [LinkedIn – Shift Company Page](https://au.linkedin.com/company/shiftfinancialau) ## Other roles at Shift - [Senior Data Engineer](https://feeny.ai/job/senior-data-engineer-shift-sydney-pz4pc4dhj5kq) — Sydney, Australia - [Credit Risk Manager](https://feeny.ai/job/credit-risk-manager-shift-sydney-gdxyd481zk7f) — Sydney, Australia - [DevOps Engineer](https://feeny.ai/job/devops-engineer-shift-sydney-mn6mcy9fhjd3) — Sydney, Australia - [Legal Counsel - Part time](https://feeny.ai/job/legal-counsel-part-time-shift-sydney-9vt8h87q2gqw) — Sydney, Australia - [Cloud Systems Administrator](https://feeny.ai/job/cloud-systems-administrator-shift-india-m693hjjyhys0) — India - [Data Analyst (Reporting, Analytics & Automation)](https://feeny.ai/job/data-analyst-reporting-analytics-automation-shift-india-1newpgwpk2ga) — India - [Senior Full Stack Engineer - .Net / React.js](https://feeny.ai/job/senior-full-stack-engineer-net-react-js-shift-sydney-6sgx2rezsjsa) — Sydney, Australia - [Senior Frontend Engineer - React.js](https://feeny.ai/job/senior-frontend-engineer-react-js-shift-sydney-3rb6jtvkpceq) — Sydney, Australia - [Collections Team Leader](https://feeny.ai/job/collections-team-leader-shift-sydney-7509p5m8a934) — Sydney, Australia - [Senior Software Engineer - .Net](https://feeny.ai/job/senior-software-engineer-net-shift-sydney-21487khk7b54) — Sydney, Australia