--- title: 'Senior Director of Global Tax at Monzo' canonical: 'https://feeny.ai/job/senior-director-of-global-tax-monzo-cardiff-london-or-b46bnctqf6qc' type: 'job' last_seen: '2026-11-04' --- # Senior Director of Global Tax at Monzo - **Company:** Monzo - **Location:** Cardiff London OR, United Kingdom - **Work type:** remote - **Posted:** 2026-10-28 - **Last confirmed live:** 2026-11-04 - **Apply:** https://job-boards.greenhouse.io/monzo/jobs/8330467 ## Job description 🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as [personal](https://monzo.com/current-account/personal) and [business](https://monzo.com/business-banking) bank accounts, we offer [joint accounts](https://monzo.com/current-account/joint-account), [accounts for 16-17 year olds](https://monzo.com/current-account/16-17), a [free kids account](https://monzo.com/current-account/under-16s) and [credit cards](https://monzo.com/flex) in the UK, with more exciting things to come beyond. Our UK customers can also [save](https://monzo.com/savings), [invest](https://monzo.com/investments)and [combine their pensions](https://monzo.com/pensions) with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ 📍London, Cardiff or Distributed | 💰 Dependant on experience + Incentive Awards tied to your performance + [Benefits](https://monzo.com/careers/) | [Hear from the team](https://www.youtube.com/watch?v=U62l09nB0M4) ⭐Our Tax team We're looking for an experienced, hands-on and enthusiastic Senior Director of Global Tax to lead the Global Tax team at Monzo, and our wider finance team. You’ll be leading our growing Tax team of 10+ individuals, and will be reporting into the Group Financial Controller (with a close partnership with the MBL Chief Financial Officer and wider Executive team). A large part of the role involves advising on the tax implications of all new business developments, ensuring we’re both set up for compliance and optimised wherever possible and appropriate. Given the stage Monzo is currently at in its growth journey, these will be many and wide ranging, from customer products to treasury strategies, group reorgs to mobility proposals, systems implementations to international expansion. 🔑 Key responsibilities of the role... - Global tax strategy: Defining how Monzo approaches tax across the UK, Europe, and future markets. You will set our tax risk appetite and prepare reporting for our Audit and Risk Committee. - International expansion: Structuring cross-border expansion across Europe and future regions, advising on market-entry structures, permanent establishment risks, and local compliance. - Transfer pricing: Establishing, documenting, and defending our global transfer pricing strategy and intragroup financing arrangements. - Total tax ownership: Overseeing group Direct Tax, Indirect Tax (VAT), Employment Tax, Transfer Pricing, and Operational Customer Taxes across all locations. - Tax authority relationships: Acting as the primary liaison with HMRC and international tax authorities, proactively managing tax audits, and overseeing statutory regimes including Senior Accounting Officer compliance. - Product and commercial advisory: Working directly with product managers, engineers, and treasury to understand what they want to build (from savings pots to complex lending products) and ensuring the tax treatment is clear from day one. - Leading the team: Mentoring and leading our tax team, fostering a culture of technical excellence, autonomy, and commercial focus. - AI and automation: Designing a tech-enabled tax operating model that embeds AI, workflow tools, and automation across our compliance, reconciliations, and contract reviews; scaling our output as volumes grow while keeping the team focused on high-judgement strategic work. 🤩We’d love to hear from you if... - You’re a qualified tax professional or accountant (CTA, ACA, ACCA, ADIT, or international equivalent). - You’ve led an in-house tax team at scale, ideally within banking, fintech, or a regulated multinational. - You’re an empathetic, effective people leader with a strong track record of coaching individuals and fostering a positive, high-performing environment. - You bring practical experience with cross-border tax issues, international structuring, and transfer pricing. - You understand operational and customer taxes common to financial services (such as FATCA/CRS, withholding taxes, and interest reporting). - You are excited by modern technology, data, and AI, with a clear view on how tools can automate workflows, reduce human error, and modernise routine tax tasks. - You can explain complex tax positions to non-tax stakeholders, including product leads, commercial teams, and auditors. - You’re comfortable with ambiguity: we move fast, build things that haven't been built before, and you’ll frequently make calls without a standard blueprint. - What we’re doing at Monzo excites you! 🙌 What’s in it for you 💰 Dependant on experience + Incentive Awards tied to your performance 📍This role can be based in our London or Cardiff offices. We're also open to distributed working within the UK (with the expectation of some travel to our London office). ⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team. 📚 £1,000 learning budget each year to use on books, training courses and conferences. 🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup. ➕ Plus lots more! [Read our full list of benefits](https://monzo.com/careers/). 🌈 The application journey has 3 key rounds: - Phone call with the Recruiter (30 mins) - Initial Interview with the Hiring Manager (45 min) - Role Specific, Technical, Leadership & Behavioural Interviews (x4 45 mins) Our average process takes around 4 - 5 weeks but we will always work around your availability. We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out. We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. You can read them [here](https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo). #LI-NZ1 #LI-Remote ## Equal opportunities for everyone Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our [blog](https://monzo.com/blog/diversity-and-inclusion), 2026 [Diversity and Inclusion Report](https://monzo.com/blog/our-2026-diversity-and-inclusion-report) and 2025 [Gender Pay Gap Report.](https://monzo.com/blog/gender-pay-gap-report-2025) We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊 ## About Monzo ## Company Overview - **One-liner**: Monzo is a UK-based digital bank offering personal and business current accounts, savings, loans, investments, and insurance through a mobile-first platform. - **Entity Type**: Private (Series I, unicorn) - **Headquarters**: London, United Kingdom (offices also in Cardiff, Dublin, and Barcelona) - **Founded**: 2015 - **Founders**: Tom Blomfield, Gary Dolman, Jonas Huckestein Templestein, Jason Bates, Paul Rippon (current co‑CEOs are Diana Layfield and Conor Walsh) ## Core Business - Primary industry/industries: Digital banking and financial services (consumer finance, payments, lending) - Target customers: B2C (personal banking) and B2B/SMB (business banking); primarily UK‑based, with growing EU presence - Mission or purpose statement: “Building a bank you’d be proud to use” – focused on solving problems, not selling financial products, and making money work for everyone. ## Products & Services - **Personal Current Account**: Mobile‑banking account with budgeting tools, spending insights, and automated savings. Features real‑time notifications, card controls, and biometric authentication. - **Business Current Account**: Separate account for small businesses with expense categorisation, invoicing, and integration with accounting software. - **Savings Pots**: Sub‑accounts inside the app to save toward goals; includes interest‑bearing options. - **Credit Cards & Loans**: Personal credit cards, overdrafts, and Flex (buy‑now‑pay‑later style borrowing). Also offers personal loans. - **Investments**: Share dealing and ISA products (introduced in 2024). - **Insurance**: Home, travel, and gadget insurance (underwritten by partners). - **Pension Management**: Tools to manage and consolidate pension pots within the app. ## Market Standing - **Valuation**: $5.2 B (current, per Tracxn; latest round Series I) - **Key Metric**: Annual revenue £1 B+ (as of 31 Mar 2025), total funding $1.81 B - **Notable Investors/Partners**: General Catalyst, Passion Capital, Accel (lead investors in previous rounds) - **Growth Signals**: 15 million+ personal and business customers; headcount of ~3,786 (YoY growth 26.8% per Revelio Labs); expansion into EU via Dublin office; launched investment and pension products in 2024; continued lending product innovation (Flex, credit cards). ## Competitive Advantages - **Community‑driven product development** – Customers actively suggest features, test the app, and give feedback, creating strong brand loyalty. - **Mobile‑first architecture** – Built from scratch as a digital‑only bank, offering a seamless user experience with real‑time budgeting and spending insights. - **Regulatory innovation** – One of the first UK challengers to obtain a full banking licence, enabling deposit‑taking and lending. - **Open‑source culture** – Engages with the engineering community through open‑source contributions and transparent development. ## Strategic Focus - **Product expansion**: Deepening lending and investment offerings, and building a wealth management suite. - **International growth**: Scaling in the European market (office in Barcelona, Dublin hub, and hiring for EU‑focused roles). - **Embedded finance**: Enabling third‑party services to use Monzo’s banking infrastructure. - **Operational efficiency**: Using AI/ML for risk management, fraud detection, and personalised financial recommendations. ## Why Work Here - **Culture**: Open, collaborative, and inclusive; regular community events, yoga, and lunch‑and‑learns; contributes to open‑source software. - **Remote/Hybrid**: Office‑based roles allow occasional remote work; distributed workers receive equipment budget. Roles in London, Cardiff, Dublin, Barcelona, or UK‑remote. - **Visas**: Monzo sponsors visas for tech, engineering, and product roles due to Home Office regulations. - **Learning**: £1,000 annual budget for books, courses, and conferences; regular knowledge‑sharing sessions. - **Compensation & Benefits**: Annual salary reviews; performance‑based incentive awards (cash/equity mix); pension (4% Monzo contribution, matching up to 6%); private healthcare; life insurance (4x salary); 26 days holiday + bank holidays (or opt‑out for 34 days); 8‑week sabbatical every 5 years; generous family leave (primary caregiver 26 weeks full pay, secondary 13 weeks full pay); paid sick leave; cycle‑to‑work scheme. - **Office Perks**: Free breakfast, hot lunches twice a week, snacks, and drinks in London office. ## Sources 1. [monzo.com/careers](https://monzo.com/careers) – Benefits, visa policy, flexible working, culture 2. [monzo.com/about](https://monzo.com/about) – Company overview, mission, customer count 3. [tracxn.com/d/companies/monzo](https://tracxn.com/d/companies/monzo/__HguZJzK7Q_qZsyIz1Y4VwV75H5fHjDMtGaXPelPAxpU) – Funding, valuation, revenue, employee count, founders, CEOs 4. [job-boards.greenhouse.io/monzo](https://job-boards.greenhouse.io/monzo/jobs/7963253) – Open roles, location details 5. [reveliolabs.com/companies/monzo-bank/employees](https://www.reveliolabs.com/companies/monzo-bank/employees/) – Headcount growth ## Other roles at Monzo - [Senior Financial Control Analyst](https://feeny.ai/job/senior-financial-control-analyst-monzo-cardiff-london-or-38kx8xewwd7d) — Cardiff London OR, United Kingdom - [Senior Fraud Investigator, Prevent](https://feeny.ai/job/senior-fraud-investigator-prevent-monzo-united-kingdom-rmdqap7wtsqc) — United Kingdom - [Information Security Manager](https://feeny.ai/job/information-security-manager-monzo-cardiff-london-or-06vbbxsmnpma) — Cardiff London OR, United Kingdom - [Senior Fraud Risk Manager](https://feeny.ai/job/senior-fraud-risk-manager-monzo-cardiff-london-or-dahvkqj7519s) — Cardiff London OR, United Kingdom - [Credit Model Validation Manager](https://feeny.ai/job/credit-model-validation-manager-monzo-cardiff-london-or-573n510pdv63) — Cardiff London OR, United Kingdom - [Prudential Risk Manager](https://feeny.ai/job/prudential-risk-manager-monzo-cardiff-london-or-30exnasb6vhd) — Cardiff London OR, United Kingdom - [Senior PR and Communications Manager (12 month fixed-term contract)](https://feeny.ai/job/senior-pr-and-communications-manager-12-month-fixed-term-contract-monzo-cardiff-an10zs1tsy9x) — Cardiff London OR, United Kingdom - [Model Validation Senior Manager](https://feeny.ai/job/model-validation-senior-manager-monzo-cardiff-london-or-ey09dn42893a) — Cardiff London OR, United Kingdom - [Sales Account Executive](https://feeny.ai/job/sales-account-executive-monzo-london-xnjbffrwstyr) — London, United Kingdom - [Credit Risk Manager](https://feeny.ai/job/credit-risk-manager-monzo-dublin-p9kqv916amzy) — Dublin, Ireland