---
title: 'Senior Director of Risk Assurance  (Monitoring Framework & Reporting) at Airwallex'
canonical: 'https://feeny.ai/job/senior-director-of-risk-assurance-monitoring-framework-reporting-airwallex-z6jtf0dm9x21'
type: 'job'
last_seen: '2026-09-16'
---

# Senior Director of Risk Assurance  (Monitoring Framework & Reporting) at Airwallex

- **Company:** [Airwallex](https://feeny.ai/companies/airwallex)
- **Location:** Amsterdam, Netherlands
- **Employment:** full-time
- **Posted:** 2026-05-21
- **Last confirmed live:** 2026-09-16
- **Apply:** https://jobs.ashbyhq.com/airwallex/004af48d-83e6-44c0-9ed0-493142195481/application

**Skills:** SQL, Python, BI tools, Automated workflows

> Lead the global second-line risk assurance capability, building a scalable monitoring and testing framework for fintech controls. Oversee independent validation of financial, operational, and regulatory risks while managing regulatory examinations and leading a high-performing team.

## Job description

## About Airwallex

Airwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software, we empower over 250,000 businesses worldwide – including Brex, Navan, Qantas, SHEIN and many more – with fully integrated solutions to manage everything from business accounts, payments, spend management and treasury, to embedded finance at a global scale. Proudly founded in Melbourne, we have a team of over 2,300 of the brightest and most innovative people in tech across 27 offices around the globe. Valued at US$11 billion and backed by world-leading investors including T. Rowe Price, Visa, Mastercard, Robinhood Ventures, Sequoia, Salesforce Ventures, DST Global, and Lone Pine Capital, Airwallex is leading the charge in building the global payments and financial platform of the future. If you’re ready to do the most ambitious work of your career, join us.

Attributes We Value We hire successful builders with founder-like energy who want real impact, accelerated learning, and true ownership. You bring strong role-related expertise and sharp thinking, and you’re motivated by our mission and [operating principles](https://www.airwallex.com/us/operating-principles). You move fast with good judgment, dig deep with curiosity, and make decisions from first principles, balancing speed and rigor. You're humble and collaborative; turn zero‑to‑one ideas into real products, and you “get stuff done” end-to-end. You use AI to work smarter and solve problems faster. Here, you’ll tackle complex, high‑visibility problems with exceptional teammates and grow your career as we build the future of global banking. If that sounds like you, let’s build what’s next.

## About the team

The Global Risk team at Airwallex plays a critical role in enabling the company’s growth by building a strong, scalable, and globally consistent approach to risk management. The team works across the business to define risk appetite, develop frameworks and policies, support strategic decision-making, and provide oversight of key risks as Airwallex expands across products, markets, and regulatory environments. You’ll be part of a highly collaborative group that partners closely with Product, Engineering, Operations, Commercial, Financial Crime Compliance, Regulatory Compliance, and Legal teams to help Airwallex grow responsibly and with confidence. This is a team where you’ll tackle complex, high-impact challenges, shape how risk is managed at a global fintech, and help build the foundations for long-term scale.

## What you’ll do

As Global Lead of Risk Assurance, you will build and lead Airwallex’s global second line risk assurance capability across the US and EMEA. This is a Senior Director role for someone who can combine the rigor of an elite auditor with the technical fluency needed to validate controls in a high-velocity fintech environment. You will act as Airwallex’s independent validator, ensuring that the controls the firm describes in policies, frameworks, and regulatory commitments are operating effectively in real systems, products, and workflows. You will work closely with Risk, Product, Engineering, Operations, Regulatory Compliance, Financial Crime Compliance, Treasury, and Legal to create a scalable assurance engine that strengthens decision-making, supports remediation, and stands up to regulatory and partner scrutiny. This role is based in the US or EMEA. Responsibilities:

- Build and lead Airwallex’s Global Risk Monitoring & Testing Programme, including the methodology, annual plan, testing universe, reporting standards, and evidence requirements for independent second line assurance across the business.
- Design a risk-based assurance framework that determines how, when, and why key controls are independently validated across financial risk, operational and technology risk, and non-financial crime regulatory obligations.
- Drive the evolution from point-in-time manual testing to continuous, data-enabled control validation using system logs, automated data extracts, dashboards, and internal risk tooling, in line with market expectations for modern fintech monitoring and testing leadership roles.
- Ensure assurance coverage keeps pace with business change, including new products, new markets, new entities, infrastructure changes, and new payment or banking partner arrangements.
- Oversee independent testing of complex financial risk controls, including areas such as FX, liquidity, capital, treasury, model governance, underwriting, and limit management where relevant to the business and control environment.
- Direct deep-dive testing of operational and product controls across technology and business processes, including platform resiliency, incident governance, cloud and data controls, third-party dependencies, automated decisioning, and critical operational workflows.
- Lead testing of non-FCC regulatory and partner-related obligations, including consumer protection, licensing commitments, conduct expectations, and other controls that must be demonstrably embedded in day-to-day operations.
- Establish clear standards for finding articulation, severity calibration, root cause analysis, and evidence quality so that control deficiencies are documented credibly and translated into actionable remediation plans.
- Partner with Enterprise Risk and first line leaders across Product, Engineering, and Operations to escalate material control gaps, enforce remediation accountability, and provide independent challenge when issues are not being resolved at the required pace or standard.
- Produce thematic reporting and trend analysis for senior leadership that surfaces systemic weaknesses, recurring failures, and areas where control maturity is not keeping pace with business growth.
- Build and maintain a regulator-ready and audit-ready repository of methodologies, testing records, workpapers, evidence, and closure rationale that can withstand scrutiny from Internal Audit, regulators, and financial partners. Internal discussions at Airwallex have also highlighted the need for stronger independent validation and sustainable testing program design beyond Internal Audit-owned issues.
- Serve as a senior lead during regulatory examinations, partner bank reviews, and other external assurance exercises by coordinating responses, presenting methodology and evidence, and defending the integrity of the control environment. Airwallex’s operating model involves direct engagement with regulators across many markets, and similar roles in market commonly include end-to-end exam management and central workpaper ownership.
- Build and lead a high-performing global team of assurance professionals with the ability to operate across disciplines and partner effectively with senior stakeholders in a fast-moving, high-ownership environment.

## Who you are

We're looking for people who meet the minimum requirements for this role. The preferred qualifications are great to have, but are not mandatory. Minimum qualifications:

- Bachelor’s degree in Accounting, Finance, Business Administration, Information Systems, Computer Science, or another relevant quantitative discipline.
- 12 to 15+ years of experience in Internal Audit, Compliance Monitoring, Risk Testing, Risk Assurance, or a related control function within fintech, payments, banking, remittance, or another highly regulated financial services environment.
- 5+ years of experience leading a global or multi-jurisdiction assurance, testing, monitoring, or control validation function at a senior level.
- Strong command of second or third line control testing methodologies, including risk-based planning, sampling, design and operating effectiveness assessment, issue writing, and remediation validation. Comparable fintech monitoring roles also emphasize sampling strategies and root cause analysis as core capabilities.
- Demonstrated experience overseeing assurance activity across multiple risk domains, including financial risk, operational risk, technology risk, and regulatory compliance obligations.
- Experience translating testing outcomes into clear, decision-useful reporting for senior executives, governance forums, regulators, auditors, or financial partners.
- Direct experience acting as a senior interface for regulatory exams, external audits, Internal Audit reviews, or partner bank assurance exercises in high-stakes environments.
- Strong executive presence, sound judgment, and the ability to challenge senior stakeholders constructively and independently.
- Comfort operating in a fast-paced environment with high standards, evolving priorities, and significant cross-functional collaboration, which is consistent with Airwallex’s broader job description guidance and company operating environment.

Preferred qualifications:

- Master’s degree in Enterprise Risk Management, Technology Risk, Business Administration, or another relevant field.
- Professional certifications such as CIA, CISA, CFA, FRM, CPA, or similar credentials spanning assurance, technology, and financial risk disciplines.
- Direct experience designing or scaling an assurance framework in a cloud-native, API-driven, high-volume fintech, payments, digital banking, or other modern financial infrastructure environment.
- Strong data literacy, including experience using SQL, Python, BI tools, or automated workflows to improve monitoring, testing, and control validation. Similar fintech roles increasingly call for data-enabled assurance and automated testing capability.
- Ability to work effectively with Product, Engineering, Data Science, Operations, Treasury, and Compliance teams to test how automated systems, models, and control logic perform in production.
- Experience operating across multiple regulatory jurisdictions, particularly the US, UK, Europe, and APAC.
- Experience supporting partner bank oversight, prudential reviews, licensing commitments, or regulator-driven remediation programmes in a payments or embedded finance model.

Applicant Safety Policy: Fraud and Third-Party Recruiters To protect you from recruitment scams, please be aware that Airwallex will not ask for bank details, sensitive ID numbers (i.e. passport), or any form of payment during the application or interview process. All official communication will come from an @[airwallex.com](http://airwallex.com) email address. Please apply only through [careers.airwallex.com](http://careers.airwallex.com) or our official LinkedIn page. Airwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary.

## Equal opportunity

Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don’t regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.

## About Airwallex

## Company Overview
- **One-liner**: Airwallex is a financial technology company building a unified global payments and banking platform that helps businesses manage cross-border payments, treasury, spend, and financial operations through proprietary infrastructure, software, and AI.
- **Entity Type**: Private (Series G)
- **Headquarters**: Dual headquarters in Singapore and San Francisco, USA; founded in Melbourne, Australia
- **Founded**: 2015
- **Founders**: Jack Zhang (CEO), Lucy Liu, Max Li, Xijing Dai, and Ron Li

## Core Business
- Primary industry: Financial Services / Payments / Fintech Infrastructure
- Target customers: B2B, primarily serving SMBs, scaling enterprises, digital platforms, and marketplaces globally
- Mission or purpose statement: "Build the future of global banking" — they aim to replace legacy, fragmented banking systems with a borderless, intelligent, real-time financial operating system for modern businesses.

## Products & Services
- **[Business Accounts]**: Multi-currency global accounts to receive, hold, and manage funds in 20+ currencies, with local account details for key markets.
- **[Payments]**: Global payment acceptance via 160+ local payment methods, low-code checkout, and programmatic payout capabilities to 200+ countries.
- **[Spend / Corporate Cards]**: Multi-currency corporate and employee cards with customisable spend controls, designed for global teams.
- **[Expense Management]**: A platform to track, control, and reconcile global business expenses, including employee reimbursements.
- **[Billing & Subscription Management]**: A billing platform for usage-based and subscription pricing models, supporting AI companies and complex revenue workflows.
- **[Platform APIs]**: API-first infrastructure enabling businesses to embed financial services (accounts, payments, FX, card issuing) into their own products.
- **[FX & Treasury]**: Interbank foreign exchange rates and tools to intelligently manage currency risk across markets.

## Market Standing
- **Valuation**: US$11 billion (latest valuation in 2025, following a fresh investment round).
- **Key Metric**: US$1.8 billion in total funding raised; Annual Recurring Revenue (ARR) surpassed US$1 billion by 2025.
- **Notable Investors/Partners**: Series G investors include prominent global venture capital firms (specific names not listed in source but backed by top-tier VCs); serves over 200,000 businesses including TikTok, Brex, Rippling, Navan, Qantas, and SHEIN.
- **Growth Signals**: 
  - US$287 billion in global payments processed (USD).
  - 92% of transfers settled same-day, 50% processed instantly.
  - Over 85 financial licenses and registrations globally.
  - Team of ~2,300 people across 27 offices internationally.
  - Dual-headquarters model (Singapore + San Francisco) adopted in 2025 to support next phase of growth.

## Competitive Advantages
- Proprietary, API-first infrastructure built from scratch (not riding legacy banking rails), enabling faster, cheaper, and more transparent cross-border transactions.
- Unified platform combining banking, payments, spend management, billing, and FX — reducing the need for multiple vendors.
- Deep AI integration across the platform to automate financial operations and provide intelligent insights.
- Extensive regulatory licensing (85+ licenses) across major markets, creating a high barrier to entry.
- Strong network effects: serves both direct businesses and platforms/marketplaces that embed Airwallex into their offerings.

## Strategic Focus
- Continue scaling the platform to support the rapid growth of AI-native companies and usage-based business models (highlighted by the launch of their global billing platform).
- Expand the dual-headquarters presence to tap into the largest tech talent markets (San Francisco and Singapore).
- Invest heavily in AI to build "interconnected, intelligent financial systems where money, data, and decisions move together."
- Deepen product capabilities to automate financial operations end-to-end for global businesses.

## Why Work Here
- High-growth, ambitious environment: described as "the most ambitious work of your career" by the company; founded in 2015 and already processing $287B in payments.
- Global impact and scale: work on infrastructure used by 200,000+ businesses, from startups to enterprises like TikTok and SHEIN.
- Hybrid/office culture: 27 offices globally (Melbourne, Singapore, San Francisco, London, Shanghai, Amsterdam, and more) offering opportunities to work across teams and locations.
- Engineering-driven culture: heavy emphasis on building proprietary technology, AI, and developer-first products.
- Notable perks: opportunity to work on a modern financial stack, exposure to cutting-edge AI/Fintech intersection, and a diverse, international team of "2,200 of the brightest and most innovative people in tech."

## Sources
1. [airwallex.com - Who We Are](https://www.airwallex.com/en-eu/who-we-are)
2. [airwallex.com - Global Platform](https://www.airwallex.com/global)
3. [careers.airwallex.com](https://careers.airwallex.com/)
4. [LinkedIn - Airwallex](https://www.linkedin.com/company/airwallex)
5. [jobs.ashbyhq.com - Airwallex](https://jobs.ashbyhq.com/airwallex)

## Other roles at Airwallex

- [Inbound Sales Representative, South Korea](https://feeny.ai/job/inbound-sales-representative-south-korea-airwallex-seoul-xevc3cgrh2yx) — Seoul, South Korea
- [Account Executive](https://feeny.ai/job/account-executive-airwallex-london-gkactyrcarh9) — London, United Kingdom
- [Account Executive](https://feeny.ai/job/account-executive-airwallex-london-pbppcjhzw6q4) — London, United Kingdom
- [Account Executive, Enterprise Payments - Benelux and Nordics](https://feeny.ai/job/account-executive-enterprise-payments-benelux-and-nordics-airwallex-amsterdam-fza0dddfda48) — Amsterdam, Netherlands
- [Enterprise Business Development Manager](https://feeny.ai/job/enterprise-business-development-manager-airwallex-tel-aviv-sxv4r9n00vmf) — Tel Aviv, Israel
- [Software Engineer, Quality](https://feeny.ai/job/software-engineer-quality-airwallex-singapore-yy0f0rcraj6m) — Singapore
- [Manager, Sales, SME & Growth](https://feeny.ai/job/manager-sales-sme-growth-airwallex-vilnius-pangf8jw6eht) — Vilnius, Lithuania
- [Associate Director, Technical Accounting](https://feeny.ai/job/associate-director-technical-accounting-airwallex-united-states-03kjr9f3sw7n) — United States
- [Senior Employment Counsel, Americas](https://feeny.ai/job/senior-employment-counsel-americas-airwallex-united-states-san-francisco-ca-jngy3177b71p) — United States / San Francisco, CA
- [Senior Account Manager, SME & Growth](https://feeny.ai/job/senior-account-manager-sme-growth-airwallex-london-epzcdt5m6s96) — London, United Kingdom