--- title: 'Senior Director, Product Management at Affirm' canonical: 'https://feeny.ai/job/senior-director-product-management-affirm-united-states-10ysj58zjrfj' type: 'job' last_seen: '2026-09-13' --- # Senior Director, Product Management at Affirm - **Company:** Affirm - **Location:** United States - **Work type:** remote - **Posted:** 2026-07-14 - **Last confirmed live:** 2026-09-13 - **Apply:** https://job-boards.greenhouse.io/affirm/jobs/7801336003 ## Job description At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most. ## About the Product team The Product team listens to our customers’ needs and translates those insights into a clear product vision. The team works closely with design, engineering, and analytics to build scalable financial products that empower people to manage their money with confidence. We rely on empathy, curiosity, and business sense to prioritize features and improve experiences. Our role is to lead with clarity, support cross-functional execution, and champion the user in every decision. ## About the role Affirm is building the next generation of consumer finance, and the Affirm Card sits at the center of that vision—blending debit, pay-over-time, and network-native experiences into a single product. We’re looking for a Senior Director of Product to lead the Affirm Card and Card Platform—owning both the end-user experience, the business outcomes of every card product, and the underlying platform that powers card issuance, authorization, servicing, and partner integrations. This is a pillar-level leadership role responsible for defining strategy, building a high-performing team, and delivering durable business outcomes across one of Affirm’s most strategic product areas. ## What you’ll do Own the Card domain end-to-end - Define and drive the multi-year vision for Affirm Card across consumer experience, growth, and economics, inclusive of new card products that complement the one we have in market today. - Lead the US direct to consumer card products (Affirm Cards, and in app virtual cards) - Oversee our Card Platform (authorization, ledgering, servicing, controls) which powers the D2C products both domestically and internationally, along with a number of merchant and partner integrations. - Translate company strategy into a coherent roadmap spanning multiple teams and systems Build and scale a high-performing product organization - Manage and develop a team of PMs and PM leaders - Establish product standards, operating cadence, and decision frameworks - Build a durable org that delivers high-quality outcomes without direct involvement in every decision Drive business outcomes at scale - Own GMV, engagement, unit economics, and credit outcomes for the Card domain - Shape investment strategy, tradeoffs, and resource allocation across multiple product areas - Partner with Finance and Credit to optimize profitability and risk Lead platform strategy and execution - Drive platform capabilities that unlock velocity across Affirm (APIs, controls, servicing systems) - Partner deeply with Engineering to make cost vs. value tradeoffs at the system level - Ensure the Card Platform scales reliably across use cases, geographies, and partners Operate as a cross-functional leader - Align senior stakeholders across Engineering, Design, Credit, Legal, Partnerships, and GTM - Build strong relationships with external partners (networks, processors, wallet providers) - Represent the Card domain in executive forums and company planning cycles ## What we look for Product leadership at scale - 15+ years in product management, with experience leading multi-team product areas or platforms - Track record of owning large domains or business lines with meaningful financial impact Org-building capability - Experience managing managers and building high-performing PM teams - Proven ability to create systems, processes, and culture that scale Strategic and systems thinker - Ability to operate at portfolio-level altitude—connecting product decisions to company strategy - Strong judgment across second- and third-order tradeoffs, especially in complex systems Platform + fintech depth - Experience in payments, cards, fintech, or adjacent infrastructure - Comfort working on both consumer-facing products and backend platforms Execution and influence - Ability to drive alignment across senior stakeholders and functions - Strong product instincts paired with rigorous, data-driven decision-making ## Why this role matters Affirm Card is one of the fastest-growing parts of the business and a key driver of long-term differentiation. This role will shape: - How Affirm shows up every day in consumers’ wallets - How we blend debit, credit, and pay-over-time into one experience - The platform foundation that enables future financial products Pay Grade - V Equity Grade - 21 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. For sales roles, the range provided is the role’s On Target Earnings ("OTE") range, which includes the annual base pay and the sales incentive target. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA On Target Earnings (CA, WA, NY, NJ, CT) per year: $391,000 - $431,250 USA On Target Earnings (all other U.S. states) per year: $350,750 - $391,000 #LI-Remote Remote-first with flexibility built in Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an Affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience. ## Benefits designed for you Our benefits reflect our commitment to care, transparency, and flexibility. Here are a few highlights: - Health coverage at no cost: We cover 100% of premiums for employees and their dependents. - Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you. - Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to. - Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount. We’re committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we’re happy to help. For positions based in San Francisco or Los Angeles: Affirm considers qualified applicants with arrest and conviction records, as required by law. By clicking "Submit Application," you acknowledge that you have read Affirm's [Global Candidate Privacy Notice](https://www.affirm.com/global-candidate-privacy-notice) and consent to the use of your personal information as described. ## About Affirm ## Company Overview - **One-liner**: Affirm is a financial technology company that offers transparent, flexible buy now, pay later (BNPL) installment loans, a debit card, and a savings account, enabling consumers to pay over time without hidden fees. - **Entity Type**: Public (NASDAQ: AFRM) - **Headquarters**: San Francisco, California, United States - **Founded**: 2012 - **Founders**: Max Levchin, Nathan Gettings, Jeffrey Kaditz, Alex Rampell ## Core Business - **Primary industry**: Financial services – point-of-sale lending, digital payments, consumer banking. - **Target customers**: B2C (consumers seeking flexible payment options) and B2B (merchants of all sizes, from SMBs to enterprise retailers). - **Mission or purpose statement**: To deliver honest financial products that improve lives, offering transparency with no late fees or hidden charges. ## Products & Services - **Adaptive Checkout**: An AI-powered checkout flow that optimizes payment options for each consumer. - **AdaptAI**: A suite of AI tools for merchants to personalize offers and manage risk. - **BoostAI**: An AI-driven feature that dynamically adjusts installment terms to increase approval rates. - **Split Pay**: A BNPL product that lets consumers split purchases into biweekly payments. - **Affirm Card**: A Visa debit card that allows cardholders to pay over time at any merchant that accepts Visa. - **Affirm Money Account**: A high-yield savings account and debit card, held with Cross River Bank, Member FDIC. ## Market Standing - **Valuation/Market Cap**: USD 5.17 billion (as of July 2026) - **Key Metric**: Annual Revenue – USD 3.22 billion (trailing twelve months as of Q3 FY2026). Total funding raised (including debt financing) – USD 9.57 billion. - **Notable Investors/Partners**: Partners include Bed Bath & Beyond, Royal Caribbean, Stripe (UK), Google, Costco, and Backcountry. Investors include Morgan Stanley, Sixth Street, and CPP Investments. - **Growth Signals**: Nearly 27 million active consumers, 515,000 active merchants, and over $46 billion in Gross Merchandise Volume (LTM as of March 31, 2026). Revenue grew to $3.22B, and the company achieved positive net income of $52M in FY2025. Headcount increased 1.1% YoY to 2,132 employees, with active job postings up 103.8% year-over-year. ## Competitive Advantages - **Transparency-first model**: No late fees, no compounding interest – a key differentiator in the BNPL space. - **Machine learning underwriting**: Proprietary risk models that evaluate each transaction in real-time, reducing defaults while maintaining high approval rates. - **Large merchant network**: 515,000+ active merchants, including major retailers, providing broad consumer reach. - **Integrated ecosystem**: The Affirm Card and Money Account create a sticky financial platform beyond just checkout loans. ## Strategic Focus - **International expansion**: Currently operating in the U.S., Canada, and the UK, with recent partnerships (e.g., Stripe in UK, Royal Caribbean in UK/Canada) signaling further global growth. - **AI & personalization**: Continued investment in AI tools (AdaptAI, BoostAI) to improve merchant conversion and consumer experience. - **Affirm Card growth**: Driving adoption of the card as a daily payment method, with 4.4 million card active consumers. - **Capital partnerships**: Renewing and expanding capital partnerships (e.g., CPP Investments) to fund loan origination. ## Why Work Here - **Remote-first culture**: Most roles are remote within the employee’s home country, with a simple, transparent compensation structure. - **Generous benefits**: 18 weeks of paid parental leave for birth and non-birth parents, plus a 4-week return-to-work transition at full pay. 20 company-wide paid days off (“Away Days”) to collectively recharge. Flexible time off, mental healthcare programs, and “spending wallets” for tech, food, lifestyle, and family planning. - **Learning & development**: Exciting learning programs to level up growth. - **Employee community**: Active employee resource groups and supportive communities. - **Compensation**: Transparent, flexible, remote-first structure. Example: Senior Software Engineer median salary ~$207,029/year. - **Workplace ratings**: 3.8/5 on LinkedIn (638 reviews), with compensation rated 4.4/5, culture 3.6/5, and work-life balance 3.6/5. - **Engineering culture**: Heavy technical team (29% of workforce in engineering/technical roles), with strong talent from PayPal, Amazon, Google, and Stripe. ## Sources 1. [affirm.com/careers](https://www.affirm.com/careers) 2. [linkedin.com/company/affirm](https://www.linkedin.com/company/affirm) 3. [investors.affirm.com/newsroom](https://investors.affirm.com/news-events/newsroom?page=1) ## Other roles at Affirm - [Software Engineer I, Frontend (Upfunnel)](https://feeny.ai/job/software-engineer-i-frontend-upfunnel-affirm-canada-x8ya29wvnfm0) — Canada - [Engineering Onboarding Manager](https://feeny.ai/job/engineering-onboarding-manager-affirm-united-states-742hxsgmgyw1) — United States - [Senior Software Engineer, Backend (Loan Origination and Reporting)](https://feeny.ai/job/senior-software-engineer-backend-loan-origination-and-reporting-affirm-united-d7dyd004mrr3) — United States - [Workplace Specialist II](https://feeny.ai/job/workplace-specialist-ii-affirm-san-francisco-california-t2mkv2nn7zey) — San Francisco California, United States - [Senior Software Engineer, Frontend (Auth Experiences)](https://feeny.ai/job/senior-software-engineer-frontend-auth-experiences-affirm-united-states-bz7jw6nywmyd) — United States - [Counsel II, Capital Markets](https://feeny.ai/job/counsel-ii-capital-markets-affirm-united-states-e1bd18rg0m9f) — United States - [Senior Counsel, Capital Markets](https://feeny.ai/job/senior-counsel-capital-markets-affirm-united-states-43hwszgg8e1h) — United States - [Client Success Lead](https://feeny.ai/job/client-success-lead-affirm-united-states-2hczksr9t007) — United States - [Senior Software Engineer, Frontend (Auth Experiences)](https://feeny.ai/job/senior-software-engineer-frontend-auth-experiences-affirm-canada-4mde3dhwkmm2) — Canada - [Senior Software Engineer, Backend (Partner Merchant Interface)](https://feeny.ai/job/senior-software-engineer-backend-partner-merchant-interface-affirm-canada-baq4vfbt7vky) — Canada