--- title: 'Senior Engineering Manager at Monzo' canonical: 'https://feeny.ai/job/senior-engineering-manager-monzo-cardiff-london-or-jq6ffa895ndc' type: 'job' last_seen: '2026-09-16' --- # Senior Engineering Manager at Monzo - **Company:** Monzo - **Location:** Cardiff London OR, United Kingdom - **Work type:** remote - **Posted:** 2024-11-15 - **Last confirmed live:** 2026-09-16 - **Apply:** https://job-boards.greenhouse.io/monzo/jobs/6394676 ## Job description 🚀 We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as [personal](https://monzo.com/current-account/personal) and [business](https://monzo.com/business-banking) bank accounts, we offer [joint accounts](https://monzo.com/current-account/joint-account), [accounts for 16-17 year olds](https://monzo.com/current-account/16-17), a [free kids account](https://monzo.com/current-account/under-16s) and [credit cards](https://monzo.com/flex) in the UK, with more exciting things to come beyond. Our UK customers can also [save](https://monzo.com/savings), [invest](https://monzo.com/investments)and [combine their pensions](https://monzo.com/pensions) with us. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products - we want to solve problems and change lives through Monzo ❤️ 📍London or Remote (UK) | 💰 £138,000 - £175,000 + Equity + [Benefits](https://monzo.com/careers/) ## About the Role This role is for a Senior Engineering Manager where you’ll be a manager of managers. You will be leading across multiple teams in an org of around 20-30 people. We’re expanding and your role as the Senior EM will be to grow and build new squads as needed. Your direct reports will include Tech Leads, Senior Engineers and 2-3 Engineering Managers. Senior Engineering Managers at Monzo are part of cross-functional, autonomous teams and groups. Our teams are mission driven, and typically include Product Managers, backend, web and mobile engineers as well as data scientists, designers and subject matter experts relevant to that mission. Teams are organised into groups, and then collectives - we aim to keep our line management structure as shallow as possible, and for teams to directly own decision making relevant to their work. Senior Engineering Managers are accountable for the technical and delivery outcomes for their area - that means supporting and developing best in class engineering talent, as well as creating an inclusive team environment for people to do their best work. You’ll be responsible for structuring, organising, supporting and challenging your team to deliver on their mission. You can read more on the expectations of Senior Engineering Managers in our [Progression Framework](https://monzo.com/documents/engineering-manager-framework-v2-0.pdf). Is this role right for you? While this is not a role which requires hands-on-coding, we are looking for an experienced manager who has a strong technical and delivery background and has worked as a software engineer in previous roles. We recognise that Senior Engineering Managers lead in different ways, we’re looking for someone who is adept at: - Delivery and Execution: Enjoys taking accountability for delivery across your squad(s), collaborating with the Technical Lead and Product Manager. - Engineering and Operational Excellence: Actively fosters a high bar for engineering excellence within your teams. You’re accountable for the technical outcomes your teams deliver alongside individual engineer performance and growth, so holding a high bar (and clearly articulating your expectations) is key. - People Leadership: Has experience directly managing at least 2-3 Engineering Managers and leading orgs of around ~20 engineers. You can support, coach and develop them through their career with regular 1:1s and continuous feedback. - Technical Influence: Partners with senior engineers to drive technical initiatives that raise the bar for our engineering practices. - Stakeholder Relationships: Builds strong stakeholder relationships with other teams, and creates a focus space for engineers to do their best work. - Organisational Wide Impact: Collaborates with the wider engineering organisation to contribute to company-wide best managerial and technical practices and standards. We consider your application across all open EM roles at Monzo independent of which role you've applied for, so if you've recently applied to a similar role at Monzo and have been unsuccessful, please wait 6 months before applying again. How we work 💻: Locations & Flexible Working : Our main tech hub is in London, but our engineers live everywhere in the UK— from Brighton to the Western Isles. We value meeting in person but there’s no pressure to come into the office, even if you're nearby. We believe you'll do your best work if you are where you want to be. If you live outside of London and we ask you to come into the office, Monzo will support you with the costs. ✨ Our offices are naturally social, especially Tuesdays, Wednesdays and Thursdays, which happen to line up with our twice-weekly Monzo lunches & treat Thursdays 🍽️. Teams also schedule time together often for work and play – in or around the office, or online. Set up a work schedule that delivers impact and fits your life. At Monzo, we value connections, flexibility, and wellbeing. We keep our meetings during core hours to stay connected and believe in maintaining work/life balance. You’ll be empowered to manage your work in a way that suits you and your team, giving you the freedom for children drop-offs and pick-ups, walking your dog or adventurous cat, avoiding peak commuting times or gym slots, appointments, or supporting your family in an emergency. 🕒✨ Work the way that works for you with Monzo! 💼 The interview process: After an initial informal recruiter call you go through two main stages - Initial Call (1 hour) You'll meet with one of our Senior Engineering Managers or Engineering Directors. They'll ask you about your previous experience, in particular people leadership, product delivery and technical leadership. They’ll ask example based questions (‘Tell me about a time when…’) - Loop Stage (3 hours 30 mins) The Loop stage consists of 3 x 60 min interviews that take place over 1-2 days (depending on your availability) and one 30 minute reverse interview (more details below). The Loop is one stage and the interviews in this stage are: - Team and Org Management (1 hour) An example based interview with 1-2 of our engineering leaders. They’re interested to hear examples from your previous experience on the teams you’ve led, how you’ve shaped and partnered with product, and the impact you had. - System Design (1 hour) You'll partner with a Staff or Principal Engineer on a technical whiteboarding exercise. - Behavioural (1 hour) Similar to Team and Org Management, this is an example based interview with 1-2 Engineering Leaders. This interview focuses on your people leadership style and core behaviours as an Engineering Manager. - Chat with an Engineering Leader (30 mins) At Monzo, we believe interviews are a two-way street. This will be your opportunity to ask us any questions about Monzo, engineering leadership or our teams – whatever’s on your mind. All things going well, you'll have completed the hiring process 🚀 Our average process takes around 3-4 weeks but we will always work around your availability. You’ll have the chance to speak to our recruitment team throughout the process. What’s in it for you: 💰 £138,000 - £175,000 + Equity + [Benefits](https://monzo.com/careers/) ✈️ We can help you relocate to the UK ✅ We can sponsor visas 📍This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London). ⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team. 📚Learning budget of £1,000 a year for books, training courses and conferences ➕And much more, see our full list of benefits[here](https://monzo.com/careers/) #LI-Remote #LI-AL1 ## Equal opportunities for everyone Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our [blog](https://monzo.com/blog/diversity-and-inclusion), 2026 [Diversity and Inclusion Report](https://monzo.com/blog/our-2026-diversity-and-inclusion-report) and 2025 [Gender Pay Gap Report.](https://monzo.com/blog/gender-pay-gap-report-2025) We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊 ## About Monzo ## Company Overview - **One-liner**: Monzo is a UK-based digital bank offering personal and business current accounts, savings, loans, investments, and insurance through a mobile-first platform. - **Entity Type**: Private (Series I, unicorn) - **Headquarters**: London, United Kingdom (offices also in Cardiff, Dublin, and Barcelona) - **Founded**: 2015 - **Founders**: Tom Blomfield, Gary Dolman, Jonas Huckestein Templestein, Jason Bates, Paul Rippon (current co‑CEOs are Diana Layfield and Conor Walsh) ## Core Business - Primary industry/industries: Digital banking and financial services (consumer finance, payments, lending) - Target customers: B2C (personal banking) and B2B/SMB (business banking); primarily UK‑based, with growing EU presence - Mission or purpose statement: “Building a bank you’d be proud to use” – focused on solving problems, not selling financial products, and making money work for everyone. ## Products & Services - **Personal Current Account**: Mobile‑banking account with budgeting tools, spending insights, and automated savings. Features real‑time notifications, card controls, and biometric authentication. - **Business Current Account**: Separate account for small businesses with expense categorisation, invoicing, and integration with accounting software. - **Savings Pots**: Sub‑accounts inside the app to save toward goals; includes interest‑bearing options. - **Credit Cards & Loans**: Personal credit cards, overdrafts, and Flex (buy‑now‑pay‑later style borrowing). Also offers personal loans. - **Investments**: Share dealing and ISA products (introduced in 2024). - **Insurance**: Home, travel, and gadget insurance (underwritten by partners). - **Pension Management**: Tools to manage and consolidate pension pots within the app. ## Market Standing - **Valuation**: $5.2 B (current, per Tracxn; latest round Series I) - **Key Metric**: Annual revenue £1 B+ (as of 31 Mar 2025), total funding $1.81 B - **Notable Investors/Partners**: General Catalyst, Passion Capital, Accel (lead investors in previous rounds) - **Growth Signals**: 15 million+ personal and business customers; headcount of ~3,786 (YoY growth 26.8% per Revelio Labs); expansion into EU via Dublin office; launched investment and pension products in 2024; continued lending product innovation (Flex, credit cards). ## Competitive Advantages - **Community‑driven product development** – Customers actively suggest features, test the app, and give feedback, creating strong brand loyalty. - **Mobile‑first architecture** – Built from scratch as a digital‑only bank, offering a seamless user experience with real‑time budgeting and spending insights. - **Regulatory innovation** – One of the first UK challengers to obtain a full banking licence, enabling deposit‑taking and lending. - **Open‑source culture** – Engages with the engineering community through open‑source contributions and transparent development. ## Strategic Focus - **Product expansion**: Deepening lending and investment offerings, and building a wealth management suite. - **International growth**: Scaling in the European market (office in Barcelona, Dublin hub, and hiring for EU‑focused roles). - **Embedded finance**: Enabling third‑party services to use Monzo’s banking infrastructure. - **Operational efficiency**: Using AI/ML for risk management, fraud detection, and personalised financial recommendations. ## Why Work Here - **Culture**: Open, collaborative, and inclusive; regular community events, yoga, and lunch‑and‑learns; contributes to open‑source software. - **Remote/Hybrid**: Office‑based roles allow occasional remote work; distributed workers receive equipment budget. Roles in London, Cardiff, Dublin, Barcelona, or UK‑remote. - **Visas**: Monzo sponsors visas for tech, engineering, and product roles due to Home Office regulations. - **Learning**: £1,000 annual budget for books, courses, and conferences; regular knowledge‑sharing sessions. - **Compensation & Benefits**: Annual salary reviews; performance‑based incentive awards (cash/equity mix); pension (4% Monzo contribution, matching up to 6%); private healthcare; life insurance (4x salary); 26 days holiday + bank holidays (or opt‑out for 34 days); 8‑week sabbatical every 5 years; generous family leave (primary caregiver 26 weeks full pay, secondary 13 weeks full pay); paid sick leave; cycle‑to‑work scheme. - **Office Perks**: Free breakfast, hot lunches twice a week, snacks, and drinks in London office. ## Sources 1. [monzo.com/careers](https://monzo.com/careers) – Benefits, visa policy, flexible working, culture 2. [monzo.com/about](https://monzo.com/about) – Company overview, mission, customer count 3. [tracxn.com/d/companies/monzo](https://tracxn.com/d/companies/monzo/__HguZJzK7Q_qZsyIz1Y4VwV75H5fHjDMtGaXPelPAxpU) – Funding, valuation, revenue, employee count, founders, CEOs 4. [job-boards.greenhouse.io/monzo](https://job-boards.greenhouse.io/monzo/jobs/7963253) – Open roles, location details 5. [reveliolabs.com/companies/monzo-bank/employees](https://www.reveliolabs.com/companies/monzo-bank/employees/) – Headcount growth ## Other roles at Monzo - [Senior Security Analyst](https://feeny.ai/job/senior-security-analyst-monzo-cardiff-london-or-jk8bp6aqacvt) — Cardiff London OR, United Kingdom - [Operational Tax, Senior Manager](https://feeny.ai/job/operational-tax-senior-manager-monzo-cardiff-london-or-jg7ns7mhvv70) — Cardiff London OR, United Kingdom - [Senior Director of People Operations](https://feeny.ai/job/senior-director-of-people-operations-monzo-cardiff-london-or-0wkbrdxj3vgq) — Cardiff London OR, United Kingdom - [Technical Recruiter](https://feeny.ai/job/technical-recruiter-monzo-cardiff-london-or-a2whdef5x6g5) — Cardiff London OR, United Kingdom - [Martech Specialist, AI Deployment](https://feeny.ai/job/martech-specialist-ai-deployment-monzo-london-kg0yfy9g31rs) — London, United Kingdom - [Senior Motion Designer](https://feeny.ai/job/senior-motion-designer-monzo-london-atfhqew7nsf1) — London, United Kingdom - [Lead Product Designer, Growth](https://feeny.ai/job/lead-product-designer-growth-monzo-cardiff-london-or-0tmtebtx8sjj) — Cardiff London OR, United Kingdom - [Graduate Credit Analyst](https://feeny.ai/job/graduate-credit-analyst-monzo-london-j3fr1e8ycv3n) — London, United Kingdom - [Senior Brand Designer, Fixed Term Contract](https://feeny.ai/job/senior-brand-designer-fixed-term-contract-monzo-london-pxcfk4f0v10f) — London, United Kingdom - [Financial Promotions Manager](https://feeny.ai/job/financial-promotions-manager-monzo-london-nbdwt3me88k4) — London, United Kingdom