--- title: 'Senior Engineering Manager, Risk Engineering at Imprint' canonical: 'https://feeny.ai/job/senior-engineering-manager-risk-engineering-imprint-new-york-d470tv07fcbc' type: 'job' last_seen: '2026-10-17' --- # Senior Engineering Manager, Risk Engineering at Imprint - **Company:** Imprint - **Location:** New York, NY - **Compensation:** $220k–$235k - **Employment:** full-time - **Work type:** hybrid - **Posted:** 2026-10-11 - **Last confirmed live:** 2026-10-17 - **Apply:** https://jobs.ashbyhq.com/imprint/39ec05c5-8d7e-42fc-9633-e62e0c3f2812 ## Job description ## Who We Are Imprint helps the world's best brands grow the lifetime value of their customers. We started with co-branded credit cards and rebuilt them to be smarter, more rewarding, and brand-first. We partner with companies like Crate & Barrel, Rakuten, [Booking.com](http://Booking.com), H-E-B, Fetch, and Shell to launch modern credit programs that deepen loyalty, unlock savings, and drive growth. But the card is just the beginning. We combine advanced payments infrastructure, intelligent underwriting, and deep customer data to create delightful and personalized experiences for members as well as efficient and profitable relationships for our brand partners. Our robust technology and world-class operations allow us and our brand partners to offer powerful financial products without becoming a bank. In the U.S., co-branded cards alone account for over $300 billion in annual spend, and most still run on decades-old legacy bank systems. Imprint is the modern alternative: flexible, embeddable, and built for how people actually pay today. Backed by Kleiner Perkins, Thrive Capital, Ribbit, and Khosla Ventures, we're building a world-class team to redefine how people pay and how brands grow. If you want to move fast, solve hard problems, and own real outcomes, we want to meet you. Risk Engineering owns the systems that execute Imprint's risk decisions in real time: transaction authorization and fraud scoring on every card swipe, the underwriting pipeline that evaluates every application, and the vendor integrations that power both. These are latency-sensitive, high-stakes distributed systems with a sprawling surface area and many stakeholders competing for the team's capacity. AI has made execution faster; the differentiator is the judgment to decide what to build, how to sequence it, and when to say no. That judgment, applied to a strong team and a hard domain, is what this Senior Engineering Manager owns. The Opportunity - Own real-time authorization and fraud decisioning: Every card swipe runs through systems your team builds. Decisions happen in milliseconds, failures are visible immediately, and a wrong answer costs real money in either direction: fraud losses on one side, declined good customers on the other. You set the bar for how these systems are designed, tested, and operated. - Own the underwriting pipeline: Every application Imprint receives is evaluated by the pipeline your team owns, spanning credit, fraud, identity, and compliance checks. As Imprint launches new brand partners and new products, the pipeline has to absorb new policies and new data sources without becoming brittle. - Make vendor decisions that hold up in production: Fraud scoring, identity verification, and bureau data all run through third-party integrations. You'll evaluate vendor capabilities, weigh build-versus-buy with real latency and cost numbers, and push back on approaches that won't survive production load. - Prioritize across a wide surface cross-functional surface area: Credit, Fraud, Product, and Compliance all have legitimate asks and compete for the same engineering capacity. You'll bring clarity to poorly-scoped platform problems, decide what the team does and does not take on, and make the reasoning legible to stakeholders who didn't get what they asked for. You define the roadmap and scope the work yourself; nothing is abstracted through organizational layers. - Lead with technical credibility, amplified by AI: AI has collapsed the distance between management and IC work. Managers at Imprint use AI tools to investigate codebases, assess the complexity and viability of work, and bring clarity to ambiguous asks. You don't need to be on the critical path writing code (though some managers are), but you need the technical judgment to evaluate design trade-offs on latency-sensitive distributed systems and the modern tools to exercise it. - Lead a strong team as a craft: You inherit a strong, psychologically safe team of senior engineers. The job is to keep it that way while raising the ceiling: hand ICs ownership of entire domains, hold the bar on how work is scoped and delivered, and give feedback that changes outcomes. You have a real philosophy on how to hire, develop, and retain strong engineers, and clear written and verbal communication is how you exercise it. ## Your Profile - 5+ years of engineering management experience, with a track record of building, developing, and retaining strong engineering teams - You've managed through periods of rapid growth, ambiguity, or significant technical change, and your teams came out stronger - A strong technical foundation: you were a strong engineer before moving into management, and you've maintained technical credibility through hands-on engagement or modern AI tools - You've managed Staff-level ICs and helped senior engineers grow into bigger roles - You've owned latency-sensitive, high-availability distributed systems in production, where the cost of a wrong decision is measured in real dollars - You communicate with clarity and directness in writing, in 1:1s, in rooms with executives, and in rooms with engineers - You drive delivery through your team, not around them. You know how to scope work, set priorities, and create the conditions for engineers to do their best work - Experience using AI tools to stay close to technical work (investigating codebases, assessing feasibility, bringing clarity to asks), or genuine enthusiasm to adopt them - Experience in risk, fraud, underwriting, or payments is a plus This is a backend team. We don't expect every candidate to match every bullet. If you're excited about what we're building and confident you can contribute, we'd love to talk. Stack Our backend runs on Go, MySQL, DynamoDB, Temporal, Kafka, Kubernetes, and AWS. Read more about how we build at Imprint on our [engineering blog](https://tech.imprint.co/). ## Perks & Benefits - Competitive compensation and equity packages - Leading configured work computers of your choice - Flexible paid time off - Fully covered, high-quality healthcare, including fully covered dependent coverage - Additional health coverage includes access to One Medical and the option to enroll in an FSA - 20 weeks of paid parental leave for the primary caregiver and 8 weeks for all new parents - Access to industry-leading technology across all of our business units, stemming from our philosophy that we should invest in resources for our team that foster innovation, optimization, and productivity Imprint is committed to a diverse and inclusive workplace. Imprint is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. Imprint welcomes talented individuals from all backgrounds who want to build the future of payments and rewards. If you are passionate about FinTech and eager to grow, let’s move the world forward, together. ## About Imprint ## Company Overview - **One-liner**: Imprint provides a modern platform for iconic brands to design, launch, and manage co-branded credit cards, deposit accounts, and installment loans. - **Entity Type**: Private (Series D) - **Headquarters**: New York, New York, United States - **Founded**: 2020 - **Founders**: Daragh Murphy (CEO) ## Core Business - **Primary industry**: Financial Services / Fintech - **Target customers**: B2B (enterprise brands like Shell, Rakuten, Booking.com) - **Mission or purpose statement**: "Change the way brands build loyalty" by creating co-branded financial products that are worthy of iconic partner brands and their customers. ## Products & Services - **Imprint Core**: A full-stack credit card platform handling sign-ups, transactions, rewards redemption, and everything in between. Designed to be tailored to each brand’s identity. - **Co-branded Credit Cards**: Bespoke credit card programs for partner brands, including rewards, underwriting, and customer engagement. - **Deposit Accounts & Installment Loans**: Additional financial products offered to partner brands to deepen customer loyalty. - **Predict, Insights, Marketing, Rewards**: A suite of tools for partner brands, including underwriting analytics, customer insights, marketing automation, and rewards management. ## Market Standing - **Valuation/Market Cap**: Not publicly disclosed (previously reported as a "billion valuation" by LinkedIn sources). - **Key Metric**: Total Funding of **$866 million** across 7 rounds, including a **$150 million Series D** (December 2025) led by Khosla Ventures. Annual revenue is estimated at **$35.6 million**. - **Notable Investors/Partners**: Thrive Capital, Kleiner Perkins, Ribbit Capital, Khosla Ventures, Hedosophia, Stripe, Silicon Valley Bank. Partners include Shell, Rakuten, and Booking.com. - **Growth Signals**: Headcount grew **46.6% YoY** to 181 employees. Recognized by Fast Company as one of the most innovative companies in finance (2025). Secured a $500 million credit facility with Mizuho, Truist, and HSBC. ## Competitive Advantages - **Modern, purpose-built platform**: Imprint built its own credit card platform from scratch, avoiding legacy tech stacks and enabling faster, more flexible product customization. - **Speed and reliability**: 3x faster application decisions than the industry average; 75% non-crash rate on mobile; 99.99% backend uptime; 24/7 on-call engineering. - **SOC 2 Type 2 & PCI DSS Certified**: Demonstrates enterprise-grade security and compliance, crucial for large brand partnerships. - **Strong brand partnerships**: Already serving iconic, everyday brands (Shell, Rakuten, Booking.com), providing a powerful network effect and credibility. - **Capital infrastructure**: Multiple credit facilities (Citibank, Mizuho, Truist, HSBC) totaling over $800 million, enabling scalable program growth. ## Strategic Focus - **Scale and modernize the co-branded financial space**: Targeting the massive, slow-to-modernize market of co-branded cards. - **Deepen brand partnerships**: Expanding product offerings (deposits, loans) and underwriting capabilities (e.g., partnership with Nova Credit for cash flow analytics). - **International expansion**: Presence in Brazil and Colombia, with a growing global team. - **Product velocity**: Continuing to build a high-efficiency engineering team to rapidly iterate on the platform. ## Why Work Here - **Culture**: Described as high-performance, ambitious, and collaborative. Values include "Lead with clarity," "Own a high bar," "Grow," and "Be humble together." Emphasis on direct feedback, ownership, and data-driven decision-making. - **Remote/Hybrid Policy**: Offers remote roles, though specific teams may require in-office presence in San Francisco, New York, or Bellevue (WA). - **Engineering & Technical Excellence**: Strong tech stack (TypeScript, React, Kubernetes, Python, Go, etc.). Engineering team is a core part of the business, with a focus on building reliable, scalable financial infrastructure. - **Growth Trajectory**: High-growth environment with significant funding and a rapidly expanding team. Opportunity to work on complex, high-impact problems in fintech. - **Compensation & Perks**: Employer rating of 3.4/5 on LinkedIn, with compensation rated 3.8/5 (higher than culture/work-life balance). Attracts talent from top companies (Capital One, Venmo, Amazon, PayPal, Klarna). - **Team Composition**: 57 technical staff (22% of workforce), with a flat-ish structure (17% specialists, 16% managers, 14% seniors). Active hiring with 33 open roles. ## Sources 1. [imprint.co](https://imprint.co/) 2. [imprint.co/about](https://imprint.co/about) 3. [imprint.co/careers](https://imprint.co/careers) 4. [linkedin.com/company/imprint-payments](https://www.linkedin.com/company/imprint-payments) 5. 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