---
title: 'Senior Fraud Investigator at Tamara'
canonical: 'https://feeny.ai/job/senior-fraud-investigator-tamara-riyadh-v0hm1jettp0q'
type: 'job'
last_seen: '2026-09-07'
---

# Senior Fraud Investigator at Tamara

- **Company:** Tamara
- **Location:** Riyadh, Saudi Arabia
- **Posted:** 2026-07-02
- **Last confirmed live:** 2026-09-07
- **Apply:** https://job-boards.eu.greenhouse.io/tamara/jobs/4895080101

## Job description

## About Us

Tamara is the leading fintech platform in Saudi Arabia and the wider GCC region with a mission to help people make their dreams come true by building the most customer-centric financial super-app on earth. The company serves millions of users in KSA, UAE and Kuwait, and partners with leading global and regional brands such as SHEIN, Jarir, noon, Amazon, IKEA, eXtra and Farfetch as well as small and medium businesses.

Tamara is Saudi’s first fintech unicorn and is backed by Sanabil Investments, SNB Capital, [Checkout.com](http://Checkout.com), amongst others, operating out of its headquarters in Riyadh, Saudi Arabia with other regional and global support offices.

## Your role

We're seeking a Senior Fraud Investigator for our Trust and Safety team. As a Senior Fraud Investigator, you will lead complex investigations, identify sophisticated fraud and financial crime patterns, and act as a key partner to cross-functional stakeholders to drive prevention, controls, and operational excellence.

You will be expected to demonstrate strong investigative judgment, influence outcomes through clear reporting, and proactively surface risks and insights that improve Tamara’s security posture. You will also mentor junior investigators and help refine investigation frameworks, SOPs, and quality standards.

## Your responsibilities

- Lead end-to-end investigations into high-risk or high-impact cases (fraud, AML/financial crime typologies, account misuse, merchant abuse, and other suspicious activity).
- Perform deep-dive analysis across multiple signals/sources to detect patterns, trends, and emerging threats.
- Produce high-quality investigation reports with clear timelines, evidence, conclusions, and recommended actions.
- Partner with Risk, Compliance, Product, Data, and Engineering teams to improve detection rules, controls, and tooling; translate investigation findings into scalable solutions.
- Provide coaching, case reviews, and guidance to other investigators; raise investigation quality and consistency.
- Define and iterate on SOPs, QA standards, and escalation criteria; help improve turnaround time and accuracy.
- Communicate with customers and merchants (in Arabic and English) to verify details and resolve complex cases.
- Work a flexible schedule/shift/work area, including weekends, nights, and/or holidays.

## Your expertise

- 3-5 years of fraud, risk operations, AML, transaction monitoring, or investigations experience.
- Strong analytical skills and attention to detail.
- Excellent verbal and written communication; ability to write clear, persuasive investigation narratives.
- Experience using fraud/risk tooling and case management tools (e.g., Groupe IB, Sardine, Focal/Mozn, SEON).
- Fluency in Arabic and English.
- Ability to work shifts and weekends.

## About Tamara

## Company Overview
- **One-liner**: Tamara is the leading fintech platform in Saudi Arabia and the GCC region, offering Sharia-compliant buy now, pay later (BNPL) and payment solutions through a customer-centric financial super-app.
- **Entity Type**: Private (Series? – Unicorn stage, backed by top investors)
- **Headquarters**: Riyadh, Saudi Arabia (King Abdullah Branch Road, King Salman District)
- **Founded**: 2020
- **Founders**: Not publicly available (company was founded in 2020 by a team; individual founder names not disclosed in provided sources)

## Core Business
- **Primary industry/industries**: Fintech (BNPL, payments, consumer finance)
- **Target customers**: B2C (consumers) and B2B (merchants, from SMBs to global brands)
- **Mission or purpose statement**: “To help people make their dreams come true by building the most customer-centric financial super-app on earth” (from Greenhouse careers page) / “Empower people in their daily lives and revolutionize how they shop, pay, and bank” (from docs.tamara.co)

## Products & Services
For each major offering:
- **Tamara Bundle**: Includes Pay in Full and Split in 2/3/4 payment products – flexible, transparent, no hidden fees or interest.
- **Split in Installments**: Allows customers to split purchase amounts into multiple installments (varies by retail category and ticket size).
- **Pay in Full**: Customers pay the total order value upfront via Tamara, with no added fees or interest.
- **Online & In-store Solutions**: Tamara’s payment methods work both for e-commerce and physical retail.
- **Merchant Services**: Boost conversion and AOV, reduce fraud/credit risk, receive upfront payment while customers pay over time, and manage transactions/returns via a dashboard.

## Market Standing
- **Valuation/Market Cap**: $2.107 billion (as of latest funding round – CB Insights lists valuation at $2.107B, making Tamara Saudi Arabia’s first fintech unicorn)
- **Key Metric**: Total funding raised = $2.107 billion (includes equity and lines of credit; latest round was a Line of Credit - II of $1.4B about 9 months ago)
- **Notable Investors/Partners**: Sanabil Investments (wholly owned by PIF), SNB Capital, Checkout.com, Goldman Sachs, Citi Alternative Investments, Apollo Global Management, W2 Investments, Shorooq Partners (22+ investors total). Key merchant partners: SHEIN, Jarir, noon, IKEA, Amazon.
- **Growth Signals**: Serves millions of users across Saudi Arabia, UAE, and Bahrain; expanding globally with offices in Riyadh, Dubai, Cairo, Vietnam, India, Germany, and remote; strong headcount growth visible in open roles across engineering, data, risk, product, and care.

## Competitive Advantages
- **First-mover & unicorn status** in Saudi Arabia’s fintech space.
- **100% Sharia-compliant** certification by Shariyah Review Bureau – a key differentiator in the region.
- **Strong backing** from PIF-linked investors and global financial institutions.
- **Deep merchant integrations** with top regional and global brands (SHEIN, IKEA, Amazon, etc.).
- **Customer-centric super-app vision** combining payments, shopping, and banking in one platform.

## Strategic Focus
- Build the most comprehensive financial super-app in the GCC, expanding product offerings beyond BNPL (e.g., banking, credit).
- Scale across the region (already in Saudi, UAE, Bahrain) and enter new markets.
- Invest in data, AI, and engineering talent to enhance risk management, personalization, and customer experience.
- Maintain Sharia compliance while innovating payment flexibility.

## Why Work Here
- **Culture highlights**: “Customer Obsessed”, “Ownership”, “Resilience”, “Curiosity”, “One Team, One Mission” – strong emphasis on trust, simplicity, and being “everywhere people need us.”
- **Work policy**: Hybrid/remote options available – offices in Saudi Arabia, UAE, Egypt, Vietnam, India, Germany, plus fully remote roles (per Greenhouse careers page).
- **Notable perks/engineering culture**: “We hire for human qualities, not just skills”; focus on continuous learning, data-informed decision-making, and building scalable systems; global team with diverse backgrounds; roles in engineering (backend, Flutter, QA), data science, risk, product design, and more.
- **Growth opportunity**: As a fast-growing unicorn, employees can have high impact and career acceleration.

## Sources
1. [Greenhouse – Jobs at Tamara](https://job-boards.eu.greenhouse.io/tamara)
2. [Tamara – Life at Tamara](https://tamara.co/en-kw/life-at-tamara)
3. [CB Insights – Tamara Profile](https://www.cbinsights.com/company/tamara)
4. [Tamara Docs – Introduction to Tamara](https://docs.tamara.co/docs/introduction-to-tamara)
5. [Tamara Careers Page](https://tamara.co/en-sa/careers)

## Other roles at Tamara

- [Head of Anti-Money Laundering (AML) - Saudi National](https://feeny.ai/job/head-of-anti-money-laundering-aml-saudi-national-tamara-riyadh-92ha4xeecaaz) — Riyadh, Saudi Arabia
- [People Business Partner](https://feeny.ai/job/people-business-partner-tamara-riyadh-q3jnh0p1j031) — Riyadh, Saudi Arabia
- [Public Engagement Lead](https://feeny.ai/job/public-engagement-lead-tamara-riyadh-1aq44577v06t) — Riyadh, Saudi Arabia
- [Data Governance Lead](https://feeny.ai/job/data-governance-lead-tamara-riyadh-tp7bt1398rqf) — Riyadh, Saudi Arabia
- [Customer Care Manager - UAE](https://feeny.ai/job/customer-care-manager-uae-tamara-cairo-ng0n39p5aqaq) — Cairo, Egypt
- [Quality Lead](https://feeny.ai/job/quality-lead-tamara-riyadh-gp6vmxakd3vr) — Riyadh, Saudi Arabia
- [People Operations Senior Associate](https://feeny.ai/job/people-operations-senior-associate-tamara-cairo-885465rvzj8c) — Cairo, Egypt
- [Real-Time Analyst (RTA)](https://feeny.ai/job/real-time-analyst-rta-tamara-riyadh-gkgzm74s0q9d) — Riyadh, Saudi Arabia
- [Money Laundering Reporting Officer](https://feeny.ai/job/money-laundering-reporting-officer-tamara-dubai-m8fv5aevfqnx) — Dubai, United Arab Emirates
- [Collections Operations Lead](https://feeny.ai/job/collections-operations-lead-tamara-dubai-4n3hyw14j6rj) — Dubai, United Arab Emirates