---
title: 'Senior iOS Engineer at Credit Genie'
canonical: 'https://feeny.ai/job/senior-ios-engineer-credit-genie-new-york-r03n92s0esr3'
type: 'job'
last_seen: '2026-09-08'
---

# Senior iOS Engineer at Credit Genie

- **Company:** Credit Genie
- **Location:** New York, NY
- **Compensation:** $150k–$250k
- **Employment:** full-time
- **Work type:** onsite
- **Posted:** 2026-08-25
- **Last confirmed live:** 2026-09-08
- **Apply:** https://jobs.ashbyhq.com/creditgenie/795942c9-50fc-4fcd-bdfd-7c0c46488beb/application

**Skills:** Swift, iOS, Mobile App Development, UX Design, Figma, Personal finance management (PFM) products, UX design concepts, Invision, Origami, Sketch, SwiftUI, Consumer credit risk

> Credit Genie seeks a Senior iOS Engineer to architect and develop mobile apps for its financial wellness platform. The role involves leading design and development, mentoring team members, and collaborating with cross-functional teams to ensure high-quality, scalable, and low-latency iOS applications.

## Job description

## COMPANY

Credit Genie is a mobile-first financial wellness platform designed to help individuals take control of their financial future. We leverage artificial intelligence to provide personalized insights and are building a financial ecosystem by offering tools and services that provide instant access to cash, and building credit. Our goal is to empower every customer to achieve long-term financial stability.

Founded in 2019 by Ed Harycki https://www.linkedin.com/in/ed-harycki/, former Swift Capital Founder (acquired by PayPal in 2017 https://techcrunch.com/2017/08/10/paypal-acquires-swift-financial/). Backed by Khosla Ventures and led by industry pioneers from companies such as; PayPal, Square, and Cash App, we are well positioned to build the future of inclusive finance through cutting-edge technology and customer-centric solutions.

We are looking for a Senior iOS Engineer to help architect our Mobile Apps for the next 2-3 years of growth. The ideal candidate should have experience leading the design and development of mobile apps with high quality, stability, and low latency.

Are you passionate about building high-quality iOS apps and excited by the challenge of adding new products and features? As a Senior iOS Engineer, you'll lead key components of our mobile app as we expand into brand new product areas. You'll collaborate closely with cross-functional teams to ensure our mobile app scales and evolves to meet the needs of millions of users.

## WHAT YOU'LL DO

- Collaborate with designers, product managers, and engineers to architect new products and define a compelling UX that functions well within an iOS mobile app
- Provide iOS mobile app expertise, helping improve the team's development practices, design patterns, deployment processes, and customer experience
- Work with stakeholders from product, marketing, etc. on initiatives aligning with our KPIs and business priorities
- Write code for app design, features, components, and integrations in a clean, readable, and reusable fashion
- Contribute to all phases of the development lifecycle
- Participate in standard engineering practices such as code reviews, stand-ups, planning meetings, and product/technology demos
- Stay abreast of emerging technologies and industry trends, evaluating their potential to enhance the Credit Genie product suite and maintain our competitive edge
- Mentor and develop other engineers on the team

## REQUIREMENTS

- 5+ years of professional mobile development
- Proficient in Swift (We use Swift 6)
- Deep understanding of mobile app UX best practices
- Experience leading large-scale projects and partnering directly with product, marketing, and engineering teams in a highly iterative environment
- Ability to propose, refine, implement, and update UX/product solutions to ensure they meet customer needs
- Proficiency in taking design mocks (including Figma files) and coding them in-app using Swift
- Strong analytical and problem-solving skills
- Excellent communication skills

## NICE TO HAVE

- Experience working on personal finance management (PFM) products.
- Understanding of UX design concepts (e.g. density, diversity) and the languages, systems, principles, and processes used in design creation
- Comfort using design prototyping tools (e.g. Figma, Invision, Origami, or Sketch)
- Ability to maintain a style guide, SwiftUI, and brand
- Familiarity with consumer credit risk and the customer life cycle

## BENEFITS AND PERKS

Our goal is to provide a comprehensive offering of benefits and perks that promote better financial, mental, and physical wellness.

We believe working alongside each other in person is the best way to build a great product and foster a strong company culture. Our expectation is that employees are in the office five days a week, allowing for optimal collaboration, inclusivity, and productivity. At the same time, we understand that life happens and recognize the importance of flexibility. We are committed to supporting our employees when circumstances arise that require remote work or adjusted schedules. Our goal is to ensure everyone can effectively balance personal and professional responsibilities while maintaining our collaborative and productive environment.

Here are some highlights of our benefits and perks offerings, feel free to ask your recruiting partner for more details on our comprehensive offering for employees.

- 100% company-paid medical, dental, and vision coverage for you and your dependents on your first day of employment.
- Receive up to $100 per month in fitness reimbursement or enjoy a complimentary full membership to LifeTime Fitness or Equinox.
- 401(k) with a 3.5% match and immediate vesting
- Meal program available for both lunch and dinner
- Pre-tax benefits, including a $1,000 HSA match
- Life and accidental insurance
- Flexible PTO

Your actual level and base salary will be determined on a case-by-case basis and may vary based on the following considerations: job-related knowledge and skills, education, and experience. Base salary is just one part of your total compensation and rewards package at Credit Genie. You may also be eligible to participate in the bonus and equity programs. You will also have access to comprehensive medical, vision, and dental coverage, a 401(k) retirement plan with company match, short & long term disability insurance, life insurance, and flexible PTO along with many other benefits and perks.

Credit Genie is a proud Equal Opportunity Employer where we welcome and celebrate differences. We are committed to providing a workspace that is safe and inclusive, where everyone feels supported, connected, and inspired to do their best work. If you require any accommodations to participate in our recruitment process, please inform us of your needs when we contact you to schedule an interview.

## About Credit Genie

## Company Overview
- **One-liner**: Credit Genie is a mobile-first financial wellness platform that provides instant cash advances, AI-powered spending insights, and tools to help users break the cycle of borrowing.
- **Entity Type**: Private (Series B; total funding ~$57M)
- **Headquarters**: Philadelphia (Conshohocken), Pennsylvania, United States
- **Founded**: 2019
- **Founders**: Ed Harycki (also founded Swift Capital, acquired by PayPal in 2017)

## Core Business
- Primary industry/industries: Financial Services, Personal Finance, Fintech
- Target customers: B2C – US residents 18+ seeking short-term cash advances and financial management tools
- Mission or purpose statement: "Empower every customer to achieve long-term financial stability" through accessible, interest-free cash and intelligent budgeting

## Products & Services
- **Cash Boost™**: Interest-free cash advance up to $150, with no credit check, no late fees, and funds available in minutes. (Service)
- **AskGenie**: AI-powered insights that analyze spending patterns, predict cash flow, and provide personalized financial guidance. (AI/SaaS feature)
- **Subscription Manager**: Auto-detects recurring charges, alerts users to fee increases, and helps cancel unwanted subscriptions. (Tool)
- **Budgeting & Tracking**: Real-time spending trackers, smart charts, and tailored visuals to help users stay ahead of their finances. (App feature)

## Market Standing
- **Valuation/Market Cap**: Not publicly available
- **Key Metric**: Total Funding — $56.98M (as of March 2025 round led by Fortress Investment Group; $47.8M per Tracxn). Annual Revenue reported as ~$700K (Tracxn estimate, likely a proxy or early figure).
- **Notable Investors/Partners**: Khosla Ventures (lead), Fortress Investment Group, Tippet Venture Partners; talent sourced from PayPal, Square, Cash App, Bloomberg.
- **Growth Signals**: Headcount grew 149% YoY (85 employees, up 73 people); monthly website traffic grew 6.1% (471K visits); 4.8★ on App Store (90K reviews), 4.1★ on Google Play (57K reviews); actively hiring 49 open roles across engineering, product, data, and people.

## Competitive Advantages
- **No-interest cash advances** – differentiates from payday lenders and many competitors that charge fees.
- **AI-first financial coaching** – AskGenie provides personalized, conversational insights not just transactional tools.
- **Bank-grade security** – 256-bit encryption, no storage of bank login credentials, and a strict no-data-selling policy.
- **Founder background** – Ed Harycki previously built and sold a company to PayPal, giving deep fintech and scaling expertise.

## Strategic Focus
- **Building financial ecosystem**: Expanding beyond advances into credit building, long-term stability, and subscription management.
- **AI acceleration**: Hiring an "AI Acceleration Lead" and growing AI/ML engineering team to deepen personalized insights.
- **Market penetration**: Growing user base (monthly visits up 676% YoY) and scaling engineering and product teams to support mobile-first growth.

## Why Work Here
- **Culture & Ratings**: Employer rating 4.9/5 (21 reviews on LinkedIn), with career development scored 5.0 and culture 4.9.
- **Compensation & Equity**: Roles typically offer base salaries ranging $130K–$275K, plus equity and bonuses (as per job postings).
- **Work Policy**: Primarily on-site at offices in Philadelphia (Plymouth Meeting/Conshohocken), New York, San Francisco, Pittsburgh, and Toronto. One remote position listed; most engineering roles are on-site.
- **Engineering Culture**: Built by industry pioneers from PayPal, Square, and Cash App; tech stack includes Python, React Native, Kotlin, Kubernetes, Snowflake, Databricks, OpenAI, and modern ML tools; strong focus on AI/ML and trust/safety.
- **People Investment**: Dedicated "People Science & Organizational Insights Lead" role; strong employee retention with alumni going to PayPal, Block, Antler, and TikTok.

## Sources
1. [creditgenie.com](https://www.creditgenie.com/)
2. [jobs.ashbyhq.com/creditgenie](https://jobs.ashbyhq.com/creditgenie)
3. [linkedin.com/company/creditgenieus](https://www.linkedin.com/company/creditgenieus)
4. [leadiq.com/c/credit-genie](https://leadiq.com/c/credit-genie/6013742d881cc9057f4e64e1)
5. [tracxn.com/d/companies/creditgenie](https://tracxn.com/d/companies/creditgenie/__Nt7sylmPKKNOba2aDYbKpcdvc4cuYVQ1ndOIiTpTGfs)

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