--- title: 'Senior Manager, AML/BSA Officer at Mission Lane' canonical: 'https://feeny.ai/job/senior-manager-aml-bsa-officer-mission-lane-united-states-dbce77f671ks' type: 'job' last_seen: '2026-10-17' --- # Senior Manager, AML/BSA Officer at Mission Lane - **Company:** Mission Lane - **Location:** United States - **Work type:** remote - **Posted:** 2026-09-14 - **Last confirmed live:** 2026-10-17 - **Apply:** https://job-boards.greenhouse.io/missionlane/jobs/8806865002 ## Job description Mission Lane is combining the power of data, technology, and exceptional service to pave a clear way forward for millions of people on the path to financial success. By attracting top talent and leveraging cutting-edge technology, we’re enabling people to unlock real financial progress. Sound like a mission you can get behind? We’re looking for a Senior Manager, AML/BSA Officer to own Mission Lane’s AML/BSA Program end to end as our designated AML/BSA Officer, reporting to the Chief Risk Officer. The impact you’ll make Behind every credit card account opened through a Mission Lane sponsor bank, including Mission Lane Bank, N.A. (Proposed), is our promise to protect it as carefully as the customer would themselves. It has to hold up against people actively trying to abuse the system. When that defense works, it's invisible: a customer never has to think twice about whether their account, or their identity, is safe, while they keep building toward what’s next. The Senior Manager, AML/BSA Officer is who makes sure it keeps working. You'll own the execution of the AML/BSA Program from day one. This is a build role: you'll be establishing Mission Lane's second-line AML/BSA function as our bank charter comes online. This is a step change from where we are today. You'll operate with independence, exercising judgment on when a risk needs to go to senior management or the Risk Committee of the Board, and you'll be the person examiners and regulators come to first. In this role, you’ll own - End-to-end execution of Mission Lane’s AML/BSA Program as our designated AML/BSA Officer - Suspicious activity investigations, escalations, and SAR filings - Independent, second-line judgment on AML/BSA risk, including direct escalation of material issues to senior management and the Risk Committee of the Board - AML/BSA risk assessments, and remediation tracked through to closure - Regular and ad hoc reporting to senior management and the Board on program effectiveness and SAR activity - The primary relationship with examiners and auditors on AML/BSA matters - Second-line oversight support for OFAC, fraud, and related financial crimes programs, in partnership with Customer Operations, Risk, and Legal You’ll thrive in this role if - You’ve built or matured an AML/BSA program before, and you know what it takes to earn credibility with examiners, regulators, and business partners at the same time. - You operate independently. You know when something needs to go to senior leadership or the Board, and you don’t need a lot of structure to get there. - You can turn dense regulatory requirements into guidance the business can actually act on. - You know how to be the person asking the hard question, in a way that builds trust instead of friction. - You’re motivated by standing up a program from the ground up, not by running one that already exists. ## Minimum Qualifications - 5+ years of AML/BSA experience, including 3+ years administering AML/BSA programs and interacting directly with regulators - Active CAMS certification - Strong knowledge of AML/BSA laws and regulations and financial services regulatory compliance frameworks, including second-line oversight and effective challenge expectations - Proven ability to independently manage investigations and SAR filings - Experience managing and developing a team of compliance or risk professionals - Strong written and verbal communication skills, including experience delivering executive-level reporting and presentations - Ability to manage multiple priorities in a fast-paced, highly regulated environment - Able to work remote, with required travel as needed, approximately ~6+ times per year ## Preferred Qualifications - Experience standing up or maturing an AML/BSA program at a de novo bank or newly chartered institution - Experience in a credit card or consumer lending environment - Familiarity with data visualization tools (e.g., Tableau) for regulatory and Board reporting - Experience supporting OFAC or broader financial crimes programs in addition to AML/BSA Compensation: Annual full-time starting base salary range: $140,000-$165,000 This role is eligible for additional compensation in the forms of participation in our annual incentive and equity programs. Pay is based on factors such as work experience, education, certification(s), training, skills, and competencies related to the role. Mission Lane also offers a comprehensive benefits plan, which includes paid time off, 401(k) match, a monthly wellness stipend, health/dental/vision insurance options, disability coverage, paid parental leave, flexible spending account (for childcare and healthcare), life insurance, and a remote-first work environment. About Mission Lane: Founded in December 2018, [Mission Lane](https://www.missionlane.com/about) is a purpose-driven fintech company based in the U.S., with headquarters in Richmond, Virginia. It all started with a realization:  nearly fifty percent of the adult population in the U.S. doesn’t have access to a clear line of credit. Most traditional credit card companies either overlook or overcharge this group because they have less-than-perfect credit scores or no scores at all. We decided this just wouldn’t do. In partnership with our sponsor banks, we offer credit cards under the Mission Lane brand name, with better, clearer terms, and a more refined customer experience than the alternatives available to people working hard to improve their credit. To date, over four million consumers have chosen Mission Lane, earning high customer ratings on Credit Karma for its market segment and industry leading Net Promoter scores. Mission Lane has cumulatively raised over $600 million of equity from leading investors, including Invus Opportunities, QED Investors, LL Funds, funds affiliated with Oaktree Capital Management, and other leading investors. Our commitment to a workplace built on respect and dignity is guided by our core value of Unity. We believe that everyone plays a vital role in our shared purpose, and we actively cultivate an environment where all individuals have the opportunity to do their best work. By fostering a culture of empathy and collaboration, we create a strong sense of belonging and support for every team member. Mission Lane is an equal opportunity employer. We do not discriminate on the basis of race, color, religion, sex (including pregnancy, sexual orientation, or gender identity), national origin, age, disability, genetic information, or any other protected status. Mission Lane provides reasonable accommodations to applicants who need them for medical or religious reasons, as required by law.  Applicants can initiate an accommodation request by contacting peopleexperience@missionlane.com. Mission Lane is not sponsoring new applicant employment authorization and please, no third-party recruiters. Application Integrity: Our cardholders trust us with their financial well-being, and this trust starts with the integrity of the people on our team. We're looking for team members who share our dedication to transparency and truth. Please verify that the information in your application is accurate and complete. Providing any information to Mission Lane that is not completely truthful at any point during the application or hiring process may result in removal from the hiring process, disqualification from future opportunities, withdrawal of an offer or other sanctions for candidates and, in addition for employees, disciplinary action, up to and including termination of employment. ## About Mission Lane ## Company Overview - **One-liner**: Mission Lane is a purpose-driven fintech company that provides credit cards and digital financial tools to help people with limited or less-than-perfect credit build or rebuild their credit and improve their financial lives. - **Entity Type**: Private (Privately held; total funding of over $1 billion across equity and debt) - **Headquarters**: Richmond, Virginia, United States - **Founded**: 2018 (spun off as an independent company in December 2018) - **Founders**: Not publicly available ## Core Business - **Primary industry**: Financial services – credit cards and consumer credit. - **Target customers**: B2C – individuals with less-than-perfect credit, limited credit history, or seeking to rebuild credit. - **Mission**: Empowering people to unlock financial progress. [missionlane.com/about](https://www.missionlane.com/about) ## Products & Services - **Mission Lane Credit Cards**: Branded credit cards issued through sponsor banks, designed for accessible credit building with transparent terms, no impact on credit score for pre-qualification, and responsible use tools. Over four million consumers have chosen Mission Lane. - **Digital Self-Service Tools**: Account management platform that allows customers to monitor their credit progress, pay bills, and receive proactive support. ## Market Standing - **Valuation/Market Cap**: Not disclosed - **Key Metric**: Annual revenue of $130 M (LinkedIn estimate); Total funding of $1.03 B (including equity rounds and debt financing). [linkedin.com/company/missionlane](https://www.linkedin.com/company/missionlane) - **Notable Investors/Partners**: Invus Opportunities, QED Investors, LL Funds, Oaktree Capital Management, Goldman Sachs. [linkedin.com/company/missionlane](https://www.linkedin.com/company/missionlane) - **Growth Signals**: Over 3 million people have trusted Mission Lane (stated on website); employee headcount of 319 (+2.7% YoY); acquisition of Honeydue in 2021; high customer ratings on Credit Karma for its market segment. ## Competitive Advantages - Uses advanced data analytics and machine learning to look beyond traditional credit scores, assessing real potential rather than just a single number. - Offers better and easier-to-understand terms than many alternatives for subprime consumers. - Strong financial backing from top-tier investors provides capital for growth and risk management. - Remote-first operational model allows access to a distributed talent pool. ## Strategic Focus - Continuously expand credit access for underserved consumers while maintaining responsible lending. - Enhance digital self-service tools and leverage data to deliver a more personalized, dignified customer experience. - Grow through product innovation and scaling operational capabilities (e.g., collections, fraud detection, marketing). ## Why Work Here - **Remote-first culture**: Mission Lane is a remote-first company with the option of a hybrid workspace (flexible on-site time). [missionlane.com/careers](https://www.missionlane.com/careers) - **Benefits**: Full health, dental, and vision insurance; FSA/HSA; mental health resources; 4.5% 401(k) company match; generous PTO; paid parental leave; $100 monthly wellness stipend; premium Calm app subscription. [missionlane.com/careers](https://www.missionlane.com/careers) - **Culture**: Values include Truth-Seeking, Responsibility, Unity, Stretching, and Transformation – with a strong emphasis on empathy, collaboration, and continuous growth. - **Employee sentiment**: 3.5/5 overall rating on LinkedIn (3.9 for work-life balance, 3.8 for culture). Common talent sources include Capital One, LendUp, and Wells Fargo. - **Current open roles** include Staff Data Analyst, Principal Data Scientist, Operations Manager, Senior Learning Experience Designer, and other technical and business positions. [job-boards.greenhouse.io/missionlane](https://job-boards.greenhouse.io/missionlane) ## Sources 1. [Mission Lane – Careers](https://www.missionlane.com/careers) 2. [Mission Lane – About Us](https://www.missionlane.com/about) 3. [Mission Lane – Greenhouse Jobs](https://job-boards.greenhouse.io/missionlane) 4. [Mission Lane – LinkedIn Company Profile](https://www.linkedin.com/company/missionlane) 5. [Built In – Mission Lane Perks & Culture](https://builtin.com/company/mission-lane) ## Other roles at Mission Lane - [Business Manager, Credit Line Increase Program](https://feeny.ai/job/business-manager-credit-line-increase-program-mission-lane-united-states-8vw4r3fhr14g) — United States - [Principal Delivery Manager, Portfolio](https://feeny.ai/job/principal-delivery-manager-portfolio-mission-lane-united-states-vs43xnrpgrrz) — United States - [Paralegal](https://feeny.ai/job/paralegal-mission-lane-united-states-ykcz6859w9qz) — United States - [Senior Director, Platform Prioritization & Delivery](https://feeny.ai/job/senior-director-platform-prioritization-delivery-mission-lane-united-states-sp8sawzbmxm7) — United States - [Operations Coordinator, Collections, Bilingual (Spanish-English)](https://feeny.ai/job/operations-coordinator-collections-bilingual-spanish-english-mission-lane-ar-az-8wm4m4n2cs66) — AR AZ FL KS GA MO NC SC TN TX UT, VA - [Senior Operations Lead, Fraud](https://feeny.ai/job/senior-operations-lead-fraud-mission-lane-united-states-exmw0emdqqtf) — United States - [Operations Coordinator, Collections](https://feeny.ai/job/operations-coordinator-collections-mission-lane-ar-az-fl-ks-ga-mo-nc-sc-tn-tx-ut-rfwx70bmg8rd) — AR AZ FL KS GA MO NC SC TN TX UT, VA - [Vice President, Corporate Development](https://feeny.ai/job/vice-president-corporate-development-mission-lane-united-states-cv6e7828p20e) — United States - [Senior Treasury Analyst](https://feeny.ai/job/senior-treasury-analyst-mission-lane-united-states-0nqrgfd3zkvj) — United States - [Principal Business Analyst, Portfolio Management](https://feeny.ai/job/principal-business-analyst-portfolio-management-mission-lane-united-states-ywnjmks72ebq) — United States