---
title: 'Senior Mobile Engineer (Android) at EarnIn'
canonical: 'https://feeny.ai/job/senior-mobile-engineer-android-earnin-canada-14ezqbcpx9yj'
type: 'job'
last_seen: '2026-09-06'
---

# Senior Mobile Engineer (Android) at EarnIn

- **Company:** EarnIn
- **Location:** Canada
- **Work type:** remote
- **Posted:** 2026-08-21
- **Last confirmed live:** 2026-09-06
- **Apply:** https://job-boards.greenhouse.io/earnin/jobs/8146282

## Job description

## About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

## POSITION SUMMARY

The Offers team helps our community members (CMs) find ways to save and earn more. We source and curate offers that put real money back in our CMs' pockets, and we work to surface the right offer at the right time with the right messaging—so what a CM sees is genuinely valuable to them: money they'd actually save, not a promotion they'll ignore. Getting that match right is equal parts engineering, product judgment, and experimentation. This is a full-stack team where most engineers work across stacks — either backend and frontend or two frontend platforms, such as Android and iOS. We're hiring an Android-strong engineer who's eager to work beyond a single platform: someone who can go deep on Android but is comfortable picking up iOS or backend work as the problem demands and as their own interests lead. We work closely with other backend and client engineers, product, design, and business development teams, as well as marketing and customer support teams, to create new product experiences for our customers. Our goal is to provide our customers with a seamless mobile experience that makes it easy to access their money.

We're looking for an engineer who thinks beyond the ticket — someone who cares as much about why we're building something as about how it gets built. You'll treat product outcomes as your own and use data to inform your product and engineering judgment. You must have a strong focus on user experience and be someone who can write specs and take an idea from concept to execution. The Canada-based salary range for this full-time position is $199,800 - $244,200, plus equity and benefits. Our salary ranges are determined by role, level, and location. This role is open to remote talent and may be hybrid, with two days a week in our Vancouver office, depending on the candidate's location.

## WHAT YOU'LL DO

- Partner with product and design from problem definition onward — shaping what we build and why, including writing up the spec, not just implementing finished ones.
- Build and refine the systems that source, match, and surface offers — deciding which to show, when to show them, and how to frame them — balancing CM value, relevance, and business outcomes.
- Work across the stack as needed — owning Android, but contributing to iOS or backend when that's where the problem lives.
- Work in an AI-native way — using AI coding tools and agents for cross-stack code generation, spec-driven development, and faster iteration across Android, iOS, and backend.
- Translate customer pain points and business goals into technical solutions, and push back when the data suggests a better path.
- Run and instrument experiments (A/B tests, targeting logic, funnels, retention) to validate that what we surface actually helps CMs save or earn more — and kill what doesn't.
- Design and implement new APIs in collaboration with our backend engineering counterparts to communicate with applications.
- Develop a scalable architecture that enables the organization to remain agile as it expands.
- Drive decisions on the strategies and methodologies used in app development and testing at EarnIn.
- Ship iteratively — prioritize ruthlessly, scope MVPs, and balance speed against quality to get value to CMs faster.
- Create Unit and Automation (UI) Tests to ensure new code doesn't break existing features and meets product requirements.
- Act as a tech lead — own outcomes and projects end-to-end, from spec through launch and iteration, while mentoring and partnering with junior engineers to raise the bar across the team.

## WHAT WE'RE LOOKING FOR

- Bachelor's (or higher, e.g., MS or PhD) in Computer Science or a related technical field or equivalent technical experience.
- 4+ years of industry experience building, shipping, and maintaining mobile applications at scale, with a strong focus on Android.
- A product mindset: you care about customer outcomes and business impact, are comfortable with ambiguity, and can take a high-level idea and shape it into a product spec.
- Tech lead experience — you've owned projects end-to-end and mentored or guided more junior engineers, raising the quality of the work around you.
- Willingness and curiosity to work across stacks — Android-strong, but ready to contribute on iOS or backend rather than staying boxed into one platform.
- Very comfortable with AI-native development workflows — using AI coding tools and agents as a core part of how you design, build, and ship.
- Genuine interest in personalization, targeting, and messaging — figuring out how to deliver the right offer to the right person at the right moment.
- Strong communication and cross-functional collaboration skills — you can engage product, design, marketing, and data partners as an equal, not just a downstream implementer.
- Fluency in Kotlin, with a strong grasp of reactive & functional paradigms (Coroutines/Flow, RxJava).
- Proven experience with modern Android app architectures (MVVM, MVI, MVP, Clean Architecture) and Jetpack components.
- Deep understanding of Android UI frameworks, including XML layouts and Jetpack Compose.
- Hands-on knowledge of software engineering best practices across the full SDLC: coding standards, code reviews, Git workflows, CI/CD pipelines, automated testing, and mobile release operations.
- Experience with mobile analytics and experimentation tooling (e.g., Amplitude, feature flags, A/B testing frameworks) is a strong plus
- Familiarity with identity verification, authentication, and authorization protocols.
- Familiarity with iOS development or backend development is a significant plus.

#LI-Hybrid At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

## About EarnIn

## Company Overview
- **One-liner**: EarnIn is a financial technology company that pioneered earned wage access, allowing people to access their pay as they earn it without mandatory fees, interest, or credit checks.
- **Entity Type**: Private (Series C, $415.1M total funding)
- **Headquarters**: Mountain View, California, United States
- **Founded**: 2012 (launched app in May 2014)
- **Founders**: Ram Palaniappan (CEO)

## Core Business
- **Primary industry**: Financial Services / Fintech (Earned Wage Access)
- **Target customers**: B2C (individuals living paycheck to paycheck) and B2B (employers via payroll integration)
- **Mission**: To make financial momentum accessible to everyone

## Products & Services
- **EarnIn Cash (formerly EarnIn)**: The core product allowing users to access up to $750 per pay period of their earned wages instantly, with no mandatory fees, no interest, and no credit check. Transfers typically take 1–2 business days, with an option for expedited transfers for a small fee.
- **Balance Shield**: An alert system that notifies users when their bank account balance is low, helping them avoid overdraft fees.
- **Credit Monitoring**: Free credit report monitoring service, launched as the first EWA provider to offer this.
- **Live Pay**: A real-time payroll integration product that allows employees to access wages as they are earned, directly through their employer.
- **EarnIn Payroll**: A B2B payroll service offering earned wage access as an employer benefit.

## Market Standing
- **Valuation/Market Cap**: Not publicly disclosed (private company)
- **Key Metric**: $415.1M in total funding; $85M annual revenue (LinkedIn estimate)
- **Notable Investors**: Andreessen Horowitz, Matrix Partners, DST Global, Spark Capital, Ribbit Capital, Felicis, Mitsubishi UFJ Financial Group
- **Growth Signals**: 463 employees (+17.5% YoY), operates in 14 countries, 202,933 LinkedIn followers (+9.5% YoY), winner of Inc. Magazine's 2023 Best In Business Award in Economic/Financial Equity

## Competitive Advantages
- **First-mover in EWA**: One of the earliest pioneers of earned wage access, giving them brand recognition and regulatory experience.
- **No mandatory fees model**: Differentiates from payday lenders and other fintechs by not charging interest, mandatory fees, or requiring credit checks.
- **Strong investor backing**: Backed by top-tier VCs (Andreessen Horowitz, Matrix, DST, Spark Capital) and a recent $75M debt facility from Mitsubishi UFJ Financial Group, signaling financial stability.
- **Healthy core business**: Described as having a "very healthy core business with a tremendous runway" by leadership.
- **Multi-product ecosystem**: Expanded beyond EWA into credit monitoring, savings, bill reminders, and payroll services, creating a sticky user base.

## Strategic Focus
- **International expansion**: Operating in 14 countries with engineering hubs in Mexico City, Bangalore, Vancouver, and Bangkok.
- **AI and Machine Learning**: Actively hiring for Head of Machine Learning, AI Builder, and Gen AI Software Engineer roles, indicating a push toward AI-powered financial products.
- **B2B growth**: Expanding EarnIn Payroll and Live Pay as employer-integrated solutions to drive enterprise adoption.
- **Product diversification**: Moving beyond core EWA into credit monitoring, savings tools, and broader financial wellness.

## Why Work Here
- **Culture**: Values include "Customer First," "Collaborative," "Creating Impact," and "Inventive." Strong emphasis on diversity and belonging with 6 active Employee Resource Groups (ERGs).
- **Work model**: Remote and hybrid teams across 14 countries, with hubs in Mountain View (HQ), Mexico City, Bangalore, Vancouver, and Bangkok.
- **Benefits**: Competitive medical/dental/vision, 401(K) and FSA plans, generous PTO, wellness funds, parental and caregiver leave, annual stipend for education and training, mentoring program.
- **Engineering culture**: Described as having "world-class talent" with a focus on building products that deliver real-time financial flexibility. Strong technical team with roles spanning ML, AI, DevOps, mobile, and platform engineering.
- **Growth trajectory**: 17.5% YoY headcount growth, operating in 14 countries, with a "very healthy core business" and "tremendous runway" according to leadership.
- **Employer rating**: 4.2/5 on LinkedIn, with compensation rated 4.3/5.

## Sources
1. [earnin.com](https://www.earnin.com/)
2. [earnin.com/careers](https://www.earnin.com/careers)
3. [boards.greenhouse.io/earnin](https://boards.greenhouse.io/earnin)
4. [linkedin.com/company/earnin](https://www.linkedin.com/company/earnin)
5. [earnin.com/press](https://www.earnin.com/press)

## Other roles at EarnIn

- [People Programs, Strategy, & Operations Director](https://feeny.ai/job/people-programs-strategy-operations-director-earnin-united-states-q4ct2j32qqhq) — United States
- [Senior Data Platform Engineer](https://feeny.ai/job/senior-data-platform-engineer-earnin-bengaluru-ff26v2bfahcn) — Bengaluru, India
- [AI Builder](https://feeny.ai/job/ai-builder-earnin-mountain-view-0dz25xwepa0f) — Mountain View, CA
- [Senior Front End Engineer](https://feeny.ai/job/senior-front-end-engineer-earnin-vancouver-pv9k2xa6n9fx) — Vancouver, Canada
- [Senior Staff Software Engineer](https://feeny.ai/job/senior-staff-software-engineer-earnin-mountain-view-a5cvwww364xt) — Mountain View, CA
- [Senior Product Manager, Core UX](https://feeny.ai/job/senior-product-manager-core-ux-earnin-mountain-view-xje8qe2pvdqh) — Mountain View, CA
- [Manager, Software Engineering](https://feeny.ai/job/manager-software-engineering-earnin-bengaluru-sjkgx20tj4m3) — Bengaluru, India
- [Senior Mobile Engineer (iOS)](https://feeny.ai/job/senior-mobile-engineer-ios-earnin-canada-w05y935b9ty3) — Canada
- [Manager, Software Engineering](https://feeny.ai/job/manager-software-engineering-earnin-mountain-view-q15jvgv1h7gd) — Mountain View, CA
- [Customer Solutions Specialist](https://feeny.ai/job/customer-solutions-specialist-earnin-united-states-szvzz573nbnq) — United States