---
title: 'Senior Mobile Engineer (iOS) at EarnIn'
canonical: 'https://feeny.ai/job/senior-mobile-engineer-ios-earnin-canada-w05y935b9ty3'
type: 'job'
last_seen: '2026-09-06'
---

# Senior Mobile Engineer (iOS) at EarnIn

- **Company:** EarnIn
- **Location:** Canada
- **Work type:** remote
- **Posted:** 2026-08-17
- **Last confirmed live:** 2026-09-06
- **Apply:** https://job-boards.greenhouse.io/earnin/jobs/8133779

## Job description

## About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

## POSITION SUMMARY

We are seeking a Senior iOS Engineer to lead the development and scaling of new and existing product experiences. You will drive feature development, serve as an architect, optimize performance, and ensure a seamless user experience, bringing innovative ideas to life in a fast-paced environment. The Canada-based salary range for this full-time position is $199,000- $244,000, plus equity and benefits. This position will be hybrid from our Vancouver, Canada office as part of our expanding site, with two days a week in the office required, though a remote arrangement within Canada is also possible. EarnIn offers excellent employee benefits, including healthcare, internet and cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View headquarters. Our salary ranges are determined by role, level, and location.

## WHAT YOU'LL DO

- Drive the development and implementation of complex product features that significantly impact customer experience and business outcomes.
- Potentially architect, lead, and optimize mobile infrastructure, ensuring exceptional scalability, performance, and reliability to support the organization's strategic growth.
- Lead collaborative efforts with backend engineers to define and evolve robust, efficient, and well-documented APIs for seamless mobile-to-server communication.
- Champion and enforce engineering best practices across teams, raising the standards for code quality, system design, and operational excellence.
- Proactively identify and drive strategic technical initiatives, providing clear vision, architectural guidance, and effective problem-solving for complex challenges.
- Potentially architect and oversee the development of comprehensive unit, integration, and UI automation testing strategies to guarantee the quality and stability of new features and the resilience of existing functionalities.
- Define and analyze key performance indicators using advanced analytics to measure feature effectiveness, identify areas for improvement, and drive data-informed decisions for future product enhancements.

## WHAT WE'RE LOOKING FOR

- Bachelor’s degree (or higher) in Computer Science or a related field, or equivalent practical experience.
- 4+ years of relevant industry experience, with a significant portion focused on mobile development and a track record of leading complex projects.
- Expert-level proficiency in Swift, with deep expertise in modern iOS paradigms (Combine, Swift Concurrency, SwiftUI, etc).
- Extensive and nuanced understanding of iOS application architectures (MVVM, MVP, VIPER, etc.) and their trade-offs.
- Proven ability to architect scalable and maintainable mobile solutions.
- Some experience in mentoring and guiding other engineers, fostering technical growth within the team.
- Familiarity with Android development and cross-platform technologies is a strong plus.
- Active participation in the broader iOS development community (e.g., open-source contributions, conference presentations) is a plus.
- Experience using AI-assisted development tools (e.g., Copilot, Cursor, LLMs)

#LI-Hybrid At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

## About EarnIn

## Company Overview
- **One-liner**: EarnIn is a financial technology company that pioneered earned wage access, allowing people to access their pay as they earn it without mandatory fees, interest, or credit checks.
- **Entity Type**: Private (Series C, $415.1M total funding)
- **Headquarters**: Mountain View, California, United States
- **Founded**: 2012 (launched app in May 2014)
- **Founders**: Ram Palaniappan (CEO)

## Core Business
- **Primary industry**: Financial Services / Fintech (Earned Wage Access)
- **Target customers**: B2C (individuals living paycheck to paycheck) and B2B (employers via payroll integration)
- **Mission**: To make financial momentum accessible to everyone

## Products & Services
- **EarnIn Cash (formerly EarnIn)**: The core product allowing users to access up to $750 per pay period of their earned wages instantly, with no mandatory fees, no interest, and no credit check. Transfers typically take 1–2 business days, with an option for expedited transfers for a small fee.
- **Balance Shield**: An alert system that notifies users when their bank account balance is low, helping them avoid overdraft fees.
- **Credit Monitoring**: Free credit report monitoring service, launched as the first EWA provider to offer this.
- **Live Pay**: A real-time payroll integration product that allows employees to access wages as they are earned, directly through their employer.
- **EarnIn Payroll**: A B2B payroll service offering earned wage access as an employer benefit.

## Market Standing
- **Valuation/Market Cap**: Not publicly disclosed (private company)
- **Key Metric**: $415.1M in total funding; $85M annual revenue (LinkedIn estimate)
- **Notable Investors**: Andreessen Horowitz, Matrix Partners, DST Global, Spark Capital, Ribbit Capital, Felicis, Mitsubishi UFJ Financial Group
- **Growth Signals**: 463 employees (+17.5% YoY), operates in 14 countries, 202,933 LinkedIn followers (+9.5% YoY), winner of Inc. Magazine's 2023 Best In Business Award in Economic/Financial Equity

## Competitive Advantages
- **First-mover in EWA**: One of the earliest pioneers of earned wage access, giving them brand recognition and regulatory experience.
- **No mandatory fees model**: Differentiates from payday lenders and other fintechs by not charging interest, mandatory fees, or requiring credit checks.
- **Strong investor backing**: Backed by top-tier VCs (Andreessen Horowitz, Matrix, DST, Spark Capital) and a recent $75M debt facility from Mitsubishi UFJ Financial Group, signaling financial stability.
- **Healthy core business**: Described as having a "very healthy core business with a tremendous runway" by leadership.
- **Multi-product ecosystem**: Expanded beyond EWA into credit monitoring, savings, bill reminders, and payroll services, creating a sticky user base.

## Strategic Focus
- **International expansion**: Operating in 14 countries with engineering hubs in Mexico City, Bangalore, Vancouver, and Bangkok.
- **AI and Machine Learning**: Actively hiring for Head of Machine Learning, AI Builder, and Gen AI Software Engineer roles, indicating a push toward AI-powered financial products.
- **B2B growth**: Expanding EarnIn Payroll and Live Pay as employer-integrated solutions to drive enterprise adoption.
- **Product diversification**: Moving beyond core EWA into credit monitoring, savings tools, and broader financial wellness.

## Why Work Here
- **Culture**: Values include "Customer First," "Collaborative," "Creating Impact," and "Inventive." Strong emphasis on diversity and belonging with 6 active Employee Resource Groups (ERGs).
- **Work model**: Remote and hybrid teams across 14 countries, with hubs in Mountain View (HQ), Mexico City, Bangalore, Vancouver, and Bangkok.
- **Benefits**: Competitive medical/dental/vision, 401(K) and FSA plans, generous PTO, wellness funds, parental and caregiver leave, annual stipend for education and training, mentoring program.
- **Engineering culture**: Described as having "world-class talent" with a focus on building products that deliver real-time financial flexibility. Strong technical team with roles spanning ML, AI, DevOps, mobile, and platform engineering.
- **Growth trajectory**: 17.5% YoY headcount growth, operating in 14 countries, with a "very healthy core business" and "tremendous runway" according to leadership.
- **Employer rating**: 4.2/5 on LinkedIn, with compensation rated 4.3/5.

## Sources
1. [earnin.com](https://www.earnin.com/)
2. [earnin.com/careers](https://www.earnin.com/careers)
3. [boards.greenhouse.io/earnin](https://boards.greenhouse.io/earnin)
4. [linkedin.com/company/earnin](https://www.linkedin.com/company/earnin)
5. [earnin.com/press](https://www.earnin.com/press)

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