--- title: 'Senior Motor Fleet Underwriter at Flock' canonical: 'https://feeny.ai/job/senior-motor-fleet-underwriter-flock-london-dg5mac5dm6y3' type: 'job' last_seen: '2026-09-04' --- # Senior Motor Fleet Underwriter at Flock - **Company:** Flock - **Location:** London, United Kingdom - **Employment:** full-time - **Work type:** hybrid - **Posted:** 2026-09-04 - **Last confirmed live:** 2026-09-04 - **Apply:** https://jobs.ashbyhq.com/flock/15da0291-d377-4639-929f-91f6cfb0d78c ## Job description ## ABOUT FLOCK Road accidents kill and injure people, damage vehicles, and cost businesses fortunes. But traditional insurance does nothing to prevent them - it just pays out claims when they happen. At Flock, we’re changing that. Using telematics, AI, and real-time data, we proactively help our fleet customers prevent crashes. We obsessively focus on keeping drivers safe, and we put our money where our mouth is - paying out millions of pounds per year to fleets that get safer over time. We were acquired by Admiral in May 2026. Now we combine the backing of the UK’s leading motor insurer with startup energy and speed. We’re growing fast with bigger plans than ever, and we’re hugely optimistic that our approach will save many more lives in the decade ahead. We’re on a mission to make the world quantifiably safer. Join us! We’re an AI-first business, so whatever the role, we want people who reach for AI by default, stay curious about what it can do, and use it to work faster and think bigger. ## THE ROLE At Flock, we’re transforming the motor fleet insurance landscape with cutting-edge technology and data-driven insights. As a Senior Motor Fleet Underwriter, you’ll play a pivotal role in our mission to deliver smarter, safer, and more cost-effective insurance solutions. You’ll leverage advanced analytics and AI to assess risk, optimise underwriting processes, and create tailored policies that meet the unique needs of our clients. Your expertise will drive our growth, helping us build a future where innovation and excellence in insurance are the norm. If you’re passionate about making an impact, thrive in a dynamic startup environment, and are ready to lead the charge in redefining fleet insurance, we want you on our team! WHAT WE THINK IS MOST EXCITING ABOUT THE ROLE: You’ll have the autonomy to manage and develop a large business portfolio, mentor junior team members, and significantly contribute to team targets. You’ll help unlock growth into new market segments, offering insurance solutions for emerging mobility trends, and support our ambition to become one of the UK’s largest fleet MGAs. Your expertise will drive growth and innovation, positioning us at the forefront of the fleet insurance industry. You’ll also work with AI in the underwriting process itself, using it to pull risk data out of submissions and triage cases faster, which leaves your time for the judgement calls that need an experienced underwriter. ## WHAT YOU’LL BRING TO FLOCK ## ESSENTIAL - Extensive experience underwriting motor fleet insurance - Track record of building strong and supportive relationships with insurance brokers - The ability to collate data and provide support to our Head of Underwriting to enable them to monitor and analyse the portfolio - Provide feedback and continuously improve the process for gathering risk information from our clients, in order to ensure frictionless quoting and onboarding for all clients and brokers - Identify and surface to our Underwriting Manager areas where we can improve our policy wording and coverage - Follow rapidly evolving market trends, continuously refurbishing your knowledge of cutting-edge products and services in the Motor Fleet - Actively train and develop members of the Underwriting and operations teams and to help promote Underwriting knowledge across Flock - Comfortable using AI in underwriting work, for example extracting and checking risk information or speeding up quoting, while keeping your own judgement on every decision ## PREFERABLE - Experience in dealing with large corporate customers - ACII qualified or working towards - Experience of working closely with product teams to ensure product, process and customer journey enhancements are included within the product roadmap WHAT WE OFFER (in addition to a competitive salary) - 25 days of holiday (+ Bank Holidays) 🏖 - Share Incentive Plan 📈 - Workplace Pension 💰 - Private Medical Insurance 🏥 (including Dental 🦷 Optical 👓 & Mental Health 💆‍♀️ support options) - Various Salary Sacrifice Schemes - Holiday Purchase, Tech, Gym, Cycle to Work, Electric Vehicle, Private Medical Insurance for families 💵 - Enhanced Parental Leave and Pay 🐣 - £1000 toward relevant professional qualifications 🎓 - £500 per annum towards learning and development 🌱 - 3 days paid leave for L&D purposes 🌻 At Flock, we typically follow a hybrid working model involving a minimum of 3 days per week spent in the office, which is based in Central London, a few minutes walk from Moorgate and Liverpool Street. Please note if your role involves visit to client sites and broker offices, then this can be substituted for office days. ONE LAST THING.. Authenticity is important to us. We value the unique qualities and experiences you bring. So if you apply, just be your genuine self. It’s who we want! ## About Flock ## Company Overview - **One-liner**: Flock is a UK-based fleet insurance company that uses data-driven technology to provide connected commercial motor insurance, rewarding safer driving with lower premiums. - **Entity Type**: Private (Series B; acquired by Admiral Group Plc) - **Headquarters**: London, United Kingdom - **Founded**: 2015 - **Founders**: Ed Leon Klinger (CEO) ## Core Business - **Primary industry**: Insurtech / Commercial Motor Fleet Insurance - **Target customers**: B2B — fleet owners and managers of commercial vehicles, including courier, haulage, taxi & PCO, short-term rental, own goods, and trades fleets. - **Mission or purpose**: "To make the world quantifiably safer." ## Products & Services - **Fleet Insurance**: A fully digital commercial motor insurance product for a wide range of fleet types (courier, haulage, taxi, rental, own goods, etc.). Policies are backed by top underwriters and distributed through brokers. - **Digital Policy Management Portal**: A self-serve platform for policy administration, vehicle management (add/remove vehicles in three clicks), claims reporting (via QR code, portal, or 24/7 hotline), and instant access to insurance documents. - **Safety & Risk Management Tools**: Real-time driver safety leaderboards, trip-by-trip analysis, and quarterly safety review meetings with Flock’s safety team to improve fleet safety scores. - **Premium Rebates**: Safer fleets can earn up to 10% premium rebates based on driving behaviour and claims performance. Excess reduction incentives for prompt claims reporting. ## Market Standing - **Valuation/Market Cap**: Not publicly disclosed (as a private company acquired by Admiral Group). - **Key Metrics**: - **Annual Revenue**: ~$4.0M (estimated) [linkedin.com] - **Total Funding**: ~$59.7M raised across multiple rounds (Seed, Grant, Series A, Series B) [linkedin.com] - **Employees**: ~64 (as of mid-2025), with +8.3% YoY growth [linkedin.com] - **Notable Investors/Partners**: - Investors: Octopus Ventures (lead, Series B), Social Capital (lead, Series A), Downing Ventures [linkedin.com] - Parent Company: Admiral Group Plc (acquired Flock) [linkedin.com] - Partners/Brokers: Acorn, Admiral (insurance partnerships) [flockcover.com] - Customers: Virtuo, Onto, Jaguar Land Rover’s leasing arm ‘The Out’ [linkedin.com] - **Growth Signals**: - Expanded from drones into commercial motor fleets in 2020, growing 10x in a single year (2021) [flockcover.com] - Launched new insurance partnerships with Acorn and Admiral in 2023/2024 [flockcover.com] - Launched Haulage Fleet Insurance backed by Admiral [flockcover.com] - Moved into a new London office and continues to hire [flockcover.com] ## Competitive Advantages - **Data-Driven Safety Model**: Flock uses real-time telematics and risk analytics to price insurance based on actual driving behaviour, not just historical data. This creates a virtuous cycle where safer driving directly reduces costs. - **Digital-First Experience**: Fully digital policy management, claims reporting, and vehicle administration — saving fleet managers significant time compared to traditional insurers. - **Incentivised Safety**: The premium rebate model (up to 10%) directly rewards safer fleets, aligning the insurer’s and customer’s incentives. - **Strong Backing**: Backed by Admiral Group, a major UK insurer, providing financial stability and underwriting capacity. - **Multi-Award Winning**: CNBC’s Global Top 35 Digital Insurer, Insurance Times’ MGA Challenger of the Year [linkedin.com] ## Strategic Focus - **Product Expansion**: Continuing to expand into new fleet segments (e.g., haulage, taxi, rental) and deepen existing partnerships. - **Safety & Risk Management**: Developing more sophisticated safety tools and analytics to further differentiate their product and reduce claims. - **Growth & Scale**: Leveraging the Admiral partnership to scale distribution and reach more fleet customers across the UK and potentially internationally. - **Talent Acquisition**: Actively hiring across engineering, product, data, and commercial roles to support growth [jobs.ashbyhq.com]. ## Why Work Here - **Culture & Values**: Flock emphasises a high-performance, meritocratic culture built on principles: Customer First, Work as a Team, Focus and Bias for Action, Think Outside the Box, Take Ownership, and Simplify. They are committed to Diversity, Meritocracy, and Inclusion (DMI) [flockcover.com]. - **Compensation**: Pays at the 75th percentile for every role, using real-time market data to ensure competitive salaries [flockcover.com]. - **Benefits**: - Private healthcare - 3 paid Learning & Development days per year - £1,000 for professional qualifications - £500 for other L&D expenses - Enhanced maternity and paternity leave - Flexible working (in-office, hybrid, remote options; flexible hours) - Regular socials, company offsites, team lunches, sports days, run club [flockcover.com] - **Work Environment**: Small, high-agency team (~64 people) with a flat structure. Employees are expected to take ownership and act like owners of the business. The team is highly talented and hard-working, with a shared mission [flockcover.com]. - **Hiring Process**: Structured process including an intro call with talent team, hiring manager interview, competency/skills-based interview with a practical challenge, and a final interview with the CEO [flockcover.com]. Promotions are strictly meritocratic [flockcover.com]. ## Sources 1. [flockcover.com - Careers Page](https://flockcover.com/careers) 2. [flockcover.com - Main Site](https://flockcover.com/) 3. [linkedin.com - Flock Company Profile](https://uk.linkedin.com/company/flockmotor) 4. [builtin.com - Flock Profile](https://builtin.com/company/flock-0) 5. [apply.workable.com - Flock Openings](https://apply.workable.com/flockcover/) 6. [jobs.ashbyhq.com - Flock Careers](https://jobs.ashbyhq.com/flock) ## Other roles at Flock - [Broker Development Manager](https://feeny.ai/job/broker-development-manager-flock-leeds-8zerdj6yacqa) — Leeds, United Kingdom - [People Operations Lead](https://feeny.ai/job/people-operations-lead-flock-london-6sdbgmkykpyk) — London, United Kingdom - [Broker Development Manager](https://feeny.ai/job/broker-development-manager-flock-manchester-wk62hkc0tnfc) — Manchester, United Kingdom - [Marketing Manager](https://feeny.ai/job/marketing-manager-flock-london-63aa6qbzwszc) — London, United Kingdom - [Engineering Lead](https://feeny.ai/job/engineering-lead-flock-london-yccnr9ce52aa) — London, United Kingdom - [Broker Development Manager](https://feeny.ai/job/broker-development-manager-flock-bristol-g9n3pge57b0z) — Bristol, United Kingdom - [Customer Success Associate](https://feeny.ai/job/customer-success-associate-flock-london-v3tryrckvr1k) — London, United Kingdom