---
title: 'Senior Payments Specialist at Teya'
canonical: 'https://feeny.ai/job/senior-payments-specialist-teya-london-0xhk4b843wf2'
type: 'job'
last_seen: '2026-09-13'
---

# Senior Payments Specialist at Teya

- **Company:** [Teya](https://feeny.ai/companies/teya)
- **Location:** London, United Kingdom
- **Employment:** full-time
- **Posted:** 2026-04-16
- **Last confirmed live:** 2026-09-13
- **Apply:** https://jobs.ashbyhq.com/teya/bc67ea0a-577d-4be2-b710-dbf622218fa4/application

**Skills:** Payments, UK Payment Schemes, European Payment Schemes, Faster Payments, CHAPS, SEPA, BACS, SWIFT, ISO 20022, MT/MX Message Standards, CBPR+, T2 RTGS, Functional Specifications, HLD Documentation, LLD Documentation, Stakeholder Management, Regulatory Compliance, UK New payments Architecture (NPA), Open Banking, Tokenised Payments

> The Senior Payments Specialist leads Teya's participation in European and UK payment schemes, driving ISO 20022 migration and ensuring compliance with regulatory standards. This senior individual contributor role involves defining functional requirements, managing cross-functional stakeholder engagement, and support...

## Job description

Hello. We’re Teya. Teya was founded on a simple belief: local businesses deserve better. They are the cafés, restaurants, salons, shops and entrepreneurs that bring character to our high streets, create jobs and keep communities moving. Yet for too long, financial services has made life harder for them - with clunky tools, poor support and complexity that gets in the way of running a business. Teya exists to change that. We’re building a financial platform for local businesses across Europe - one built around simple tools, thoughtful design and real human support. Our Members rely on us to help them run their business with confidence, and that responsibility shapes the way we work. We move fast. We care about quality. We stay close to the detail. And we believe great performance and genuine hospitality should go hand in hand. If you want to build meaningful products, solve real problems and make a genuine difference for local businesses, we’d love to hear from you

## Your Mission

We are looking for a Payments Specialist to join our Financial Services team in London. This is a senior individual contributor role sitting at the intersection of product, operations, and scheme compliance. You will own Teya's participation in European and UK payment schemes — driving new connections, maintaining scheme compliance, and supporting the build-out of our payments infrastructure as we scale. The ideal candidate brings deep functional expertise across domestic and cross-border payment rails, has operated in or alongside tier-1 banks or payment networks, and can work across technical and commercial stakeholders to drive outcomes

## Key Responsibilities

- Lead Teya’s direct and indirect participation in UK and European payment schemes, including Faster Payments, CHAPS, SEPA Credit Transfer, SEPA Direct Debit, and BACS.
- Drive ISO 20022 migration activity — including MT to MX message mapping, scheme compliance, and tecEuropehnical implementation with engineering partners.
- Own scheme rulebook adherence across , monitoring regulatory and standards changes from SWIFT, EBA, Vocalink, and the Bank of England.
- Define and document functional requirements for payments platform changes, working alongside product managers and engineers.
- Represent Teya in external sessions with schemes, central banks, and infrastructure partners (e.g. our banking infrastructure partner, Vocalink, SWIFT).
- Conduct market research and support new product development across acquiring settlements, treasury, and real-time payments.
- Support the build-out of Teya’s acquiring and banking settlement infrastructure, including reconciliation, exception handling, and payment operations tooling.
- Provide subject matter expertise on cross-border payment flows, SWIFT GPI, FX payment frameworks, and high-value clearing systems.

Required Skills & Experience Essential

- 8+ years in payments, with hands-on experience across multiple UK and European payment schemes (Faster Payments, CHAPS, SEPA, BACS, SWIFT).
- Strong working knowledge of ISO 20022 — MT/MX message standards, CBPR+, and T2 RTGS migration.
- Experience leading or contributing to direct scheme participation projects, including regulatory approvals and technical implementation.
- Proven ability to write high-quality functional specifications and HLD/LLD documentation.
- Strong stakeholder management skills — comfortable engaging with scheme bodies, central banks, and C-suite internally.
- Fintech or financial services background, ideally with exposure to both banking infrastructure and merchant-facing or acquiring products.

## Nice to Have

- Experience with the UK New Payments Architecture (NPA) and evolving Open Banking infrastructure.
- Familiarity with tokenised payments, blockchain-based settlement, or digital currency frameworks.
- Exposure to acquiring settlement flows, merchant reconciliation, or embedded finance products.
- Background in quality engineering or testing within a payments context (e.g. SWIFT, SIT, UAT across core banking changes).

The Perks

- Physical and mental health support through our partnership with GymPass giving free access to over 1,500 gyms in the UK, 1-1 therapy, meditation sessions, digital fitness, and nutrition apps
- Our company offers extended and improved maternity and paternity leave choices, giving employees more flexibility and support
- Cycle-to-Work Scheme
- Health and Life Insurance
- Pension Scheme
- 25 days of Annual Leave (+ Bank Holidays)
- Office snacks every day
- Friendly, comfortable, and informal office environment in Central London

Teya is proud to be an equal opportunity employer. We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all. If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other parts of the application—we encourage you to let us know. We are committed to ensuring that every candidate has a fair and accessible experience with us.

## About Teya

## Company Overview
- **One-liner**: Teya provides integrated payment processing, business accounts, and funding solutions to help small, local businesses across Europe manage, grow, and thrive.
- **Entity Type**: Private (Series Unknown; $1.1B in total funding)
- **Headquarters**: London, United Kingdom
- **Founded**: 2019
- **Founders**: Not publicly available (formerly known as SaltPay)

## Core Business
- **Primary industry/industries**: Financial Services, Fintech, Payment Processing
- **Target customers**: Small and local businesses (B2B, SMB)
- **Mission or purpose statement**: "Proud to serve small, local businesses" — Teya exists to make business smoother, simpler, and more rewarding for the people who keep communities alive.

## Products & Services
- **Card Machines & Terminals**: In-person payment terminals with industry-leading transaction speeds, lifetime warranty (covering theft and water damage), and integration with 50+ EPOS systems.
- **Teya Tap**: A software point-of-sale solution that turns a smartphone into a card machine, enabling contactless payments via Apple Pay, Google Pay, and major cards.
- **Teya Business Account**: A free e-money business account with no account fees, domestic transfers, direct debit setup, a debit card with 0.5% cashback on all spending, and instant settlement options.
- **Pay by Link**: A remote payment solution allowing businesses to send payment links to customers.
- **Cash Advance**: Flexible, transparent funding for businesses, repaid directly from card machine sales.
- **Teya App & Web Portal**: Real-time sales tracking, expense management, and transaction monitoring tools.

## Market Standing
- **Valuation/Market Cap**: Not publicly available (private company)
- **Key Metric**: Total Funding of **$1.1B** across 4 rounds; Annual Revenue estimated at **$100M** [linkedin.com](https://uk.linkedin.com/company/teya-global)
- **Notable Investors/Partners**: Not publicly detailed, but the company has raised $1.1B in total funding [cbinsights.com](https://www.cbinsights.com/company/teya)
- **Growth Signals**: Over **75,000 active members**; processed over **609 million transactions** in 2025; provided over **£68 million in cash advances**; operates in **27 countries** across Europe; employs **~1,000 people** total with **400+ in Product & Tech** [teya.com](https://www.teya.com/) [builtin.com](https://builtin.com/company/teya)

## Competitive Advantages
- **All-in-one platform**: Combines card machines, a business account, cash advances, and expense management in a single, integrated solution — reducing the need for multiple vendors.
- **Fair and transparent pricing**: No hidden fees, simple rates, and a free business account with 0.5% unlimited cashback.
- **Lifetime warranty on hardware**: Covers theft and water damage, a strong differentiator in the physical terminal market.
- **Speed and reliability**: Industry-leading transaction speeds and instant settlement options.
- **Deep focus on small, local businesses**: A clear, mission-driven niche that differentiates them from generalist fintechs and large banks.

## Strategic Focus
- **European expansion**: Already operating in 27 countries, Teya is focused on deepening its presence across Europe.
- **Product ecosystem growth**: Moving beyond payments into a full suite of business management tools (business accounts, cash advances, expense tracking, EPOS integrations).
- **Customer-centric innovation**: Building features like instant settlements, tipping, split payments, and integrated calculators directly requested by small business owners.
- **Talent acquisition**: Actively hiring across Sales, Engineering, Product, Data, and Operations to scale the platform and customer base.

## Why Work Here
- **Mission-driven culture**: Teya is deeply focused on supporting small, local businesses, which gives employees a strong sense of purpose.
- **Hybrid work model**: Encourages at least three days a week in the office to foster collaboration, with flexibility to work from home [builtin.com](https://builtin.com/company/teya).
- **Global, diverse team**: 1,000 total employees across 15+ offices in 27 countries, including London, Lisbon, Bratislava, Budapest, Prague, Reykjavik, Porto, and Braga [builtin.com](https://builtin.com/company/teya).
- **Strong engineering culture**: 400+ Product & Tech employees; technology stack includes modern tools; hosts Lunch and Learns and supports employee-driven initiatives [builtin.com](https://builtin.com/company/teya).
- **Perks and benefits**: Pension plan, paid holidays, free snacks and drinks, quarterly engagement surveys, promotion from within, and resources for team camaraderie [builtin.com](https://builtin.com/company/teya).
- **Work environment**: Hybrid model (3 days in-office per week); offices in London, Bratislava, Lisbon, Budapest, Prague, Reykjavik, Porto, Braga, and more [builtin.com](https://builtin.com/company/teya).

## Sources
1. [teya.com](https://www.teya.com/)
2. [teya.com/careers](https://www.teya.com/careers)
3. [builtin.com](https://builtin.com/company/teya)
4. [linkedin.com](https://uk.linkedin.com/company/teya-global)
5. [cbinsights.com](https://www.cbinsights.com/company/teya)

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