--- title: 'Senior Product and Regulatory Counsel (APAC & Middle East) at Nium' canonical: 'https://feeny.ai/job/senior-product-and-regulatory-counsel-apac-middle-east-nium-singapore-g04qn4ffq05b' type: 'job' last_seen: '2026-11-12' --- # Senior Product and Regulatory Counsel (APAC & Middle East) at Nium - **Company:** Nium - **Location:** Singapore - **Employment:** full-time - **Work type:** hybrid - **Posted:** 2026-11-05 - **Last confirmed live:** 2026-11-12 - **Apply:** https://jobs.lever.co/nium/5dc59ff4-a0f5-430c-a567-d7a3b998d12c ## Job description Nium, Global Leader in Payments Nium, the global leader in real-time, cross-border payments, was founded on the mission to deliver the global payments infrastructure of tomorrow, today. With the onset of the global economy, its payments infrastructure is shaping how banks, fintechs, and businesses everywhere collect, convert, and disburse funds instantly across borders. Its payout network supports 100 currencies and spans 220+ markets, 100 of which in real-time. Funds can be disbursed to accounts, wallets, and cards and collected locally in 35 markets. Nium's growing card issuance business is already available in 34 countries. Nium holds regulatory licenses and authorizations in more than 40 countries, enabling seamless onboarding, rapid integration, and compliance – independent of geography. The company is co-headquartered in San Francisco and Singapore. Where do you come into the picture? Nium’s Global Legal Team works at the intersection of financial technology and the law. Our work helps Nium build delightful and innovative products, understand and manage risks, and creatively navigate complexity and challenges, both external and internal. We’re looking for a Senior Product and Regulatory Counsel (APAC & Middle East), based in our Singapore office, with deep familiarity with payments, digital assets, banking, and financial services laws. You will be the Lead Counsel covering the APAC & Middle East regions and will be a deeply embedded and strategic advisor to many teams across Nium. You’ll help design and build new payments products and services, provide strategic advice about Nium’s legal and regulatory obligations, and help drive our expansion into new markets. What would a day in your life @ Nium look like? - You'll partner closely with our global product, engineering and business teams to advise on financial services regulations, payments, digital assets, market expansion and licensing, data privacy and intellectual property. - You’ll be the Lead Counsel covering the APAC & Middle East regions, and advise on our engagement with key regulators, including, MAS in Singapore; HKMA and C&ED in Hong Kong; JFSA and KLFB in Japan; the RBI in India, and others. - You’ll drive our market expansion and licensing efforts, across Singapore, Indonesia, Malayasia, Philippines, Japan, and the Middle East. - You’ll be a leader on Nium’s Global Legal Team and will work collaboratively to support Nium’s legal and regulatory structure, strategic partnerships, and client agreements. - You’ll help build scalable and effective processes, using AI and legal technology, to accelerate legal review. What we’re looking for? - You have 8 years of experience as a qualified lawyer in an in-house legal team, top law firm and/or government agency. - You have deep familiarity with payments, fintech, digital assets, or financial services laws and regulations, especially throughout APAC, including demonstrated experienced dealing with key payments and financial services regulators in the region. - You’re highly collaborative, are inquisitive and solutions-oriented, and have prior experience advising on product development at fast-moving technology companies. - You’re biased towards action and impact, and no task is too big or too small for you; you can roll up your sleeves and get things done. - You have exceptional verbal and interpersonal communication skills, can build strong relationships with business colleagues, and can simplify legal concepts and communicate them in easy-to-understand language. - You exhibit genuine curiosity, are passionate about your work, and enjoy a fast-paced working environment. - You’re humble with low-ego, have a strong desire to grow and learn, and have a deep commitment to your teammates. For more information visit [www.nium.com](http://www.nium.com/) Depending on your location, the General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA) may regulate the way we manage the data of job candidates. Please review our Candidate Privacy Notice for more information. Candidate Privacy Notice: https://www.nium.com/privacy/candidate-privacy-notice ## What we offer at Nium We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work. We Care: The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible hybrid working environment (3 days per week in the office). We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend. We Constantly Innovate: Since our inception, Nium has received constant recognition and awards for how we approach both our business and talent opportunities. Check out CNBC World’s Top Fintech Companies 2024. We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more! We Thrive With Diversity: Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone. For more detailed region-specific benefits:  https://www.nium.com/careers#careers-perks For more information, visit www.nium.com. Depending on your location, certain laws may regulate the way Nium manages the data of candidates. By submitting your job application, you are agreeing and acknowledging that you have read and understand our Candidate Privacy Notice located at www.nium.com/privacy/candidate-privacy-notice. Nium provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, disability, or veteran status. In addition to federal law requirements, Nium complies with applicable state and local laws governing non-discrimination in employment in every location in which the company operates. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. Nium expressly prohibits any form of workplace harassment based on race, color, religion, gender, sexual orientation, national origin, age, disability, or veteran status. ## About Nium ## Company Overview - **One-liner**: Nium provides a global real-time payments infrastructure that enables businesses to collect, convert, and disburse funds across borders instantly. - **Entity Type**: Private (Series E, $314M total funding) - **Headquarters**: San Francisco, California, United States - **Founded**: 2016 - **Founders**: Prajit Nanu (CEO) ## Core Business - **Primary industry/industries**: Financial Services, Fintech, Cross-Border Payments, Card Issuance - **Target customers**: B2B – banks, fintechs, payroll providers, travel companies, marketplaces, AI platforms, and other businesses needing global payment capabilities. - **Mission**: "To build the first global infrastructure for real-time payments." - **Vision**: "A world where money moves instantly to everyone, everywhere." ## Products & Services - **Multi-Currency Accounts**: Manage, hold, and convert funds in multiple currencies from a single platform. - **Global Payouts**: Deliver funds to bank accounts, cards, or wallets across 190+ countries, with real-time capability in over 100 markets. - **Nium Verify**: Instant bank account verification across 50+ countries to reduce failed payments. - **Global Card Issuing**: Issue physical and virtual cards in 34+ countries, processing 41+ million card tokens annually. - **Stablecoin-Backed Cards**: An end-to-end suite connecting digital assets to real-world payments. - **Nium API**: A powerful, easy-to-use API for automation and growth, with comprehensive documentation and code snippets. ## Market Standing - **Valuation**: Not publicly disclosed (last raised a $50M Series E extension in September 2024, per reports). - **Key Metric**: Total Funding of $314M. - **Notable Investors/Partners**: Investors include Visa, Bpifrance, Global Founders Capital, Vertex Ventures, and others. Partners include leading names in banking, travel, payroll, and blockchain. - **Growth Signals**: Processes $60B+ in annual transaction volume. Named to CNBC's World's Top Fintech Companies 2024 and Forbes Fintech 50 for two consecutive years. Increased headcount by 6.7% YoY (639 employees). Secured a Type 1 Funds Transfer License from Japan's FSA and was approved as a Registered Financial Service Provider in New Zealand in 2024. Serves 1,000+ customers. ## Competitive Advantages - **Regulatory Moat**: Holds licenses and authorizations in 40+ countries, a significant barrier to entry for competitors. - **Broad Reach**: Payout network spans 190+ markets in 100+ currencies, with 100+ real-time markets. - **One-Stop Platform**: Combines multi-currency accounts, payouts, card issuing, and verification in a single API, replacing multiple legacy systems. - **First-Mover in Digital Assets**: Pioneered stablecoin-backed cards and a full suite connecting digital assets to real-world payments. ## Strategic Focus - **Current priorities**: Expanding regulatory footprint (e.g., Japan, New Zealand, Australia), deepening stablecoin/blockchain infrastructure, and scaling its card issuance business. The company is focusing on enabling on-demand payments for the new workforce (gig workers, creators) and embedding compliance as a competitive advantage. ## Why Work Here - **Culture**: Emphasizes three core values: "Keep It Simple," "Make It Better," and "Win It Together." Has a strong "Women @ Nium" community and a stated commitment to diversity and inclusion. - **Work policy**: Hybrid – most team members are in the office 3 days per week globally. - **Perks & Benefits**: Competitive salary and bonus plans, comprehensive benefits, generous parental leave, global socials and team-building events, year-end company-wide time off, peer and company recognition programs, and a learning and development stipend. - **Global Environment**: A workforce distributed across 26 countries with offices in San Francisco, Singapore, the UK, the Netherlands, India, Malta, and more. Opportunities for global career mobility. - **Engineering & Product Focus**: CEO Prajit Nanu leads product strategy, and the company is building next-generation payments infrastructure at scale, offering the chance to work on high-impact, real-time systems. ## Sources 1. [nium.com](https://www.nium.com/about-us) 2. [nium.com](https://www.nium.com/) 3. [nium.com](https://www.nium.com/careers) 4. [linkedin.com](https://www.linkedin.com/company/nium-global) 5. [jobs.lever.co](https://jobs.lever.co/nium) 6. [crunchbase.com](https://www.crunchbase.com/organization/nium) (implied via funding data) 7. [forbes.com](https://www.forbes.com) (cited as "Forbes Fintech 50") 8. [cnbc.com](https://www.cnbc.com) (cited as "CNBC's World's Top Fintech Companies") ## Other roles at Nium - [Senior Analyst - Compliance Analytics](https://feeny.ai/job/senior-analyst-compliance-analytics-nium-mumbai-08ex5yemgsk3) — Mumbai, India - [Consultant - Financial Reconciliation](https://feeny.ai/job/consultant-financial-reconciliation-nium-mumbai-9z1yfhcbg1tj) — Mumbai, India - [Director, Product Management (Card Issuing)](https://feeny.ai/job/director-product-management-card-issuing-nium-malta-4ffzqkmxfjeh) — Malta - [Senior Analyst - Compliance Analytics](https://feeny.ai/job/senior-analyst-compliance-analytics-nium-singapore-djvy9nwgg8vx) — Singapore - [Card Program Manager (Director level)](https://feeny.ai/job/card-program-manager-director-level-nium-singapore-bjm6jhz72v2j) — Singapore - [Lead Analyst - Portfolio Intelligence & Fraud Analytics](https://feeny.ai/job/lead-analyst-portfolio-intelligence-fraud-analytics-nium-bengaluru-ykkphfvdzh0a) — Bengaluru, India - [Consultant - Payment Operations](https://feeny.ai/job/consultant-payment-operations-nium-mumbai-4mj3serbzyt3) — Mumbai, India - [Lead - Partner Onboarding & Due Diligence](https://feeny.ai/job/lead-partner-onboarding-due-diligence-nium-mumbai-dyad9w0n4vsb) — Mumbai, India - [Associate - Business Development & GTM](https://feeny.ai/job/associate-business-development-gtm-nium-sao-paulo-0xvwk2mmn25v) — São Paulo, Brazil - [Associate - Business Development & GTM](https://feeny.ai/job/associate-business-development-gtm-nium-san-francisco-m5sqm3why2d5) — San Francisco, CA