---
title: 'Senior Product Designer at Credit Genie'
canonical: 'https://feeny.ai/job/senior-product-designer-credit-genie-new-york-vpmaznbg9r5b'
type: 'job'
last_seen: '2026-09-08'
---

# Senior Product Designer at Credit Genie

- **Company:** Credit Genie
- **Location:** New York, NY
- **Compensation:** $180k–$220k
- **Employment:** full-time
- **Work type:** onsite
- **Posted:** 2026-09-02
- **Last confirmed live:** 2026-09-08
- **Apply:** https://jobs.ashbyhq.com/creditgenie/5d8b66c3-9c1c-4eb1-a1f3-fda2d5334938

## Job description

## COMPANY

Credit Genie is a mobile-first financial wellness platform designed to help individuals take control of their financial future. We leverage artificial intelligence to provide personalized insights and are building a financial ecosystem by offering tools and services that provide instant access to cash, and building credit. Our goal is to empower every customer to achieve long-term financial stability.

Founded in 2019 by Ed Harycki https://www.linkedin.com/in/ed-harycki/, former Swift Capital Founder (acquired by PayPal in 2017 https://techcrunch.com/2017/08/10/paypal-acquires-swift-financial/). Backed by Khosla Ventures and led by industry pioneers from companies such as; PayPal, Square, and Cash App, we are well positioned to build the future of inclusive finance through cutting-edge technology and customer-centric solutions.

## OVERVIEW

We're hiring a Senior Product Designer to own a product space end-to-end. Not screens against someone else's brief - a space: the problems in it, the sequence you'd tackle them in, the system it's built on, and what ships.

You'll be the fourth product designer on a small, senior design team working alongside a Staff Product Designer, a Product Designer, brand designers, and an embedded UX researcher, reporting to the Director of Product Design. You'll partner directly with PM, engineering, brand, and research leads, and your work will be visible to the executive team on a regular cadence.

This is a role for someone who has already been the most senior designer in the room and wants to do it somewhere the decisions still matter.

## WHAT YOU'LL DO

- Own a product space end-to-end. Take an ambiguous, large area spanning multiple features discovery through ship through post-launch iteration and drive it with minimal supervision.
- Decompose ambiguity into a plan. Turn open-ended problems into a sequenced set of bets the team can actually execute against, and get alignment on the problem before the solution.
- Set the craft bar. Make the call between "good enough for now" and "needs to be right" and say which one you're choosing and why, out loud, so the team can calibrate.
- Shape the system, not just the screens. Identify patterns to promote, unify, or deprecate across the product, and partner on shipping new components and retiring old ones. We're building a design system from scratch for our new brand while maintaining one for Credit Genie.
- Bring the right methodology. Scrappy when speed and learning matter; thorough when quality and stakes are high. In a regulated fintech, knowing which mode a problem calls for is the skill.
- Influence the roadmap. Help shape what the team takes on. Connect design choices to business strategy and make the case for design-led opportunities rather than waiting to be assigned them.
- Be a trusted advisor cross-functionally. Build alignment across competing perspectives before they become blockers, so stakeholders are never surprised by a design decision.
- Tell the story. Write and present crisp narratives that move work forward with peers and with leadership. Make complex work legible.
- Mentor with intent. Invest deliberately in mid-level designers, real feedback, real growth and model the standards you expect from others.
- Improve how we work. Crits, kickoffs, retros, onboarding, and hiring. If a ritual has friction, fix it rather than working around it.
- Build leverage. Create the docs, frameworks, and processes that make other designers measurably faster and better, not just your own output.

## WHAT WE'RE LOOKING FOR

- 6+ years designing consumer digital products, with clear examples of owning an entire product space, not just features within one.
- A portfolio that shows craft and reasoning: what the problem was, what you explored and discarded, what you traded off, and what happened after launch.
- Real design systems experience: building, evolving, or deprecating patterns at scale, and partnering with engineering to actually ship them.
- Range across visual, interaction, and content design. Native mobile experience matters here; both our products are mobile-first.
- Evidence you've raised the bar for people around you: mentorship, critique leadership, or process you introduced that others adopted.
- Strong written communication. A lot of alignment here happens in docs and async, not in meetings.
- Comfort with genuine ambiguity and a fast pace, and the judgment to know when "fast" is the wrong answer.
- Fluency with AI in your actual workflow, prototyping, exploration, production plus the discernment to know when not to use it. This team ships this way daily.

## NICE TO HAVE

- Fintech, lending, credit, or another regulated consumer domain or evidence you can design well inside hard constraints.
- Experience designing for a multi-brand portfolio, or standing up a second product alongside an existing one.
- Motion, prototyping, or front-end literacy deep enough to make handoff conversations shorter.
- Having worked closely with an embedded UX researcher.

## BENEFITS AND PERKS

Our goal is to provide a comprehensive offering of benefits and perks that promote better financial, mental, and physical wellness.

We believe working alongside each other in person is the best way to build a great product and foster a strong company culture. Our expectation is that employees are in the office five days a week, allowing for optimal collaboration, inclusivity, and productivity. At the same time, we understand that life happens and recognize the importance of flexibility. We are committed to supporting our employees when circumstances arise that require remote work or adjusted schedules. Our goal is to ensure everyone can effectively balance personal and professional responsibilities while maintaining our collaborative and productive environment.

Here are some highlights of our benefits and perks offerings, feel free to ask your recruiting partner for more details on our comprehensive offering for employees.

- 100% company-paid medical, dental, and vision coverage for you and your dependents on your first day of employment.
- Receive up to $100 per month in fitness reimbursement or enjoy a complimentary full membership to LifeTime Fitness or Equinox.
- 401(k) with a 3.5% match and immediate vesting
- Meal program available for both lunch and dinner
- Pre-tax benefits, including a $1,000 HSA match
- Life and accidental insurance
- Flexible PTO

Your actual level and base salary will be determined on a case-by-case basis and may vary based on the following considerations: job-related knowledge and skills, education, and experience. Base salary is just one part of your total compensation and rewards package at Credit Genie. You may also be eligible to participate in the bonus and equity programs. You will also have access to comprehensive medical, vision, and dental coverage, a 401(k) retirement plan with company match, short & long term disability insurance, life insurance, and flexible PTO along with many other benefits and perks.

Credit Genie is a proud Equal Opportunity Employer where we welcome and celebrate differences. We are committed to providing a workspace that is safe and inclusive, where everyone feels supported, connected, and inspired to do their best work. If you require any accommodations to participate in our recruitment process, please inform us of your needs when we contact you to schedule an interview.

## About Credit Genie

## Company Overview
- **One-liner**: Credit Genie is a mobile-first financial wellness platform that provides instant cash advances, AI-powered spending insights, and tools to help users break the cycle of borrowing.
- **Entity Type**: Private (Series B; total funding ~$57M)
- **Headquarters**: Philadelphia (Conshohocken), Pennsylvania, United States
- **Founded**: 2019
- **Founders**: Ed Harycki (also founded Swift Capital, acquired by PayPal in 2017)

## Core Business
- Primary industry/industries: Financial Services, Personal Finance, Fintech
- Target customers: B2C – US residents 18+ seeking short-term cash advances and financial management tools
- Mission or purpose statement: "Empower every customer to achieve long-term financial stability" through accessible, interest-free cash and intelligent budgeting

## Products & Services
- **Cash Boost™**: Interest-free cash advance up to $150, with no credit check, no late fees, and funds available in minutes. (Service)
- **AskGenie**: AI-powered insights that analyze spending patterns, predict cash flow, and provide personalized financial guidance. (AI/SaaS feature)
- **Subscription Manager**: Auto-detects recurring charges, alerts users to fee increases, and helps cancel unwanted subscriptions. (Tool)
- **Budgeting & Tracking**: Real-time spending trackers, smart charts, and tailored visuals to help users stay ahead of their finances. (App feature)

## Market Standing
- **Valuation/Market Cap**: Not publicly available
- **Key Metric**: Total Funding — $56.98M (as of March 2025 round led by Fortress Investment Group; $47.8M per Tracxn). Annual Revenue reported as ~$700K (Tracxn estimate, likely a proxy or early figure).
- **Notable Investors/Partners**: Khosla Ventures (lead), Fortress Investment Group, Tippet Venture Partners; talent sourced from PayPal, Square, Cash App, Bloomberg.
- **Growth Signals**: Headcount grew 149% YoY (85 employees, up 73 people); monthly website traffic grew 6.1% (471K visits); 4.8★ on App Store (90K reviews), 4.1★ on Google Play (57K reviews); actively hiring 49 open roles across engineering, product, data, and people.

## Competitive Advantages
- **No-interest cash advances** – differentiates from payday lenders and many competitors that charge fees.
- **AI-first financial coaching** – AskGenie provides personalized, conversational insights not just transactional tools.
- **Bank-grade security** – 256-bit encryption, no storage of bank login credentials, and a strict no-data-selling policy.
- **Founder background** – Ed Harycki previously built and sold a company to PayPal, giving deep fintech and scaling expertise.

## Strategic Focus
- **Building financial ecosystem**: Expanding beyond advances into credit building, long-term stability, and subscription management.
- **AI acceleration**: Hiring an "AI Acceleration Lead" and growing AI/ML engineering team to deepen personalized insights.
- **Market penetration**: Growing user base (monthly visits up 676% YoY) and scaling engineering and product teams to support mobile-first growth.

## Why Work Here
- **Culture & Ratings**: Employer rating 4.9/5 (21 reviews on LinkedIn), with career development scored 5.0 and culture 4.9.
- **Compensation & Equity**: Roles typically offer base salaries ranging $130K–$275K, plus equity and bonuses (as per job postings).
- **Work Policy**: Primarily on-site at offices in Philadelphia (Plymouth Meeting/Conshohocken), New York, San Francisco, Pittsburgh, and Toronto. One remote position listed; most engineering roles are on-site.
- **Engineering Culture**: Built by industry pioneers from PayPal, Square, and Cash App; tech stack includes Python, React Native, Kotlin, Kubernetes, Snowflake, Databricks, OpenAI, and modern ML tools; strong focus on AI/ML and trust/safety.
- **People Investment**: Dedicated "People Science & Organizational Insights Lead" role; strong employee retention with alumni going to PayPal, Block, Antler, and TikTok.

## Sources
1. [creditgenie.com](https://www.creditgenie.com/)
2. [jobs.ashbyhq.com/creditgenie](https://jobs.ashbyhq.com/creditgenie)
3. [linkedin.com/company/creditgenieus](https://www.linkedin.com/company/creditgenieus)
4. [leadiq.com/c/credit-genie](https://leadiq.com/c/credit-genie/6013742d881cc9057f4e64e1)
5. [tracxn.com/d/companies/creditgenie](https://tracxn.com/d/companies/creditgenie/__Nt7sylmPKKNOba2aDYbKpcdvc4cuYVQ1ndOIiTpTGfs)

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