--- title: 'Senior Product Engineer at Trovy' canonical: 'https://feeny.ai/job/senior-product-engineer-trovy-new-york-m6xv3r84182w' type: 'job' last_seen: '2026-09-09' --- # Senior Product Engineer at Trovy - **Company:** Trovy - **Location:** New York, NY - **Employment:** full-time - **Work type:** onsite - **Posted:** 2026-08-28 - **Last confirmed live:** 2026-09-09 - **Apply:** https://jobs.ashbyhq.com/trovy/d1246fde-c273-4a20-9247-e5e3e1586255 ## Job description ## About Us Trovy is building the financial home base for America's 86 million homeowners — the go-to platform for managing your home and accessing low-rate credit, because life is expensive and unpredictable. We believe your biggest asset should unlock your best financial options: bypass the myriad of expensive, rigid credit products and replace them with one simple, powerful solution built around your home equity. Backed by top-tier venture capital, Trovy is led by a team of proven fintech innovators on a mission to make homeownership and personal finances more manageable. Don't own a home without it. ## Role Overview We're looking for a Senior Product Engineer who is a builder and an operator, someone who takes a problem from an ops thread or a customer complaint all the way to production, using AI agents as a core part of how they work rather than an occasional assist. This isn't a siloed frontend or backend role: you'll work across our backend services, frontend, and infrastructure, with strong technical fundamentals across modern backend and frontend systems. You don't need prior experience with any of it — we care that you get productive in an unfamiliar codebase fast, and that you know when to trust what an agent hands you and when to dig in yourself. ## What you’ll do - Own features end to end, from architecture decisions all the way to rollout. - Work across frontend, backend services, and infra. We don’t have a backend team and frontend team; instead we have engineers who ship. - Talk directly to users and internal teams to find the real problem before you scope the fix Sit in the alert channels, understanding the problems that arise and fixing them. - Push for engineering excellence through performance tuning, best practices, and continuous improvement. - Collaborate extensively with design to bring features to life. - Define what success looks like for what you ship, and use post-launch data to decide what to do next. - Use Claude Code, Cursor, and similar tools as a daily driver, with a focus on harness engineering to drive team-wide improvements.. - Spot high-impact opportunities where AI can improve internal workflows and drive it from a rough prototype to something real users depend on. ## What you’ll need - 4+ years of professional software development. We weigh what you've shipped and operated over years or titles. - Strong product instincts: you think holistically about UX, API design, and system correctness, and you shape what gets built rather than just executing a spec handed to you. - Systems thinking across REST APIs, microservices, event-driven systems, and databases (SQL/NoSQL), with patterns for scaling backend systems. - An intuition for financial systems, or a strong desire to build one. - Fluency with AI coding tools in real production work. You use them to move faster while still holding the line on correctness, reliability, and maintainability, and you have an opinion about where they help, where they mislead, and how to keep them honest. - A strong sense of ownership and comfort with ambiguity. You lead complex projects end-to-end, thrive working independently in a fast-paced environment, and see things through from idea to launch. - Excellent communication and collaboration skills. You work well with cross-functional partners and in a workflow of pull requests, design discussions, and code reviews. - Care about craft and deep technical knowledge, with a track record of shipping high-quality software. You love solving real-world problems over polishing for perfection. You are a Good Fit if - You are product driven. You care about the user experience. - You have an operator instinct. You read the channels and understand the issue before a well groomed ticket comes across. - You have a strong bias to action. You want to ship features quickly. Why Join Us? - Compensation: Base Salary: $155,000 - $180,000 + Equity. - Market Opportunity: Join a team tackling the $30T home equity market. - Early Impact: Help shape our operations from the ground up. - Ownership: Competitive salary, meaningful equity, and room to grow. - Location: On-site, New York City. - Benefits: 401K account, company-paid dental, medical, vision and life insurance, flexible time off, Friday lunches, and more. ## About Trovy ## Core Business - **Primary industry**: Financial Services – Home equity lending and consumer finance - **Target customers**: B2C – Homeowners seeking low-cost access to their home equity for debt consolidation, home improvements, or everyday expenses - **Mission/purpose**: “Your home is your greatest asset. Trovy helps you use it that way.” ## Products & Services - **Trovy HELOC (Home Equity Line of Credit)**: A digital-first HELOC offering up to $250k with variable rates starting at 5.99% APR. Key features include no upfront draw on loans ≤$100k, funding in as few as 4 days, and a linked Trovy Card (Mastercard) for instant access. Borrowers can choose variable or fixed rates (via FixedPay feature) and can draw, repay, and redraw repeatedly. No application, appraisal, or annual fees; 2% cash back on home purchases and 1% on everything else when using the Trovy Card (no interest on purchases if paid monthly in full). ## Market Standing - **Valuation/Market Cap**: Not publicly available - **Key Metric**: Headcount of 15 employees (as of mid-2026), with +214.3% year-over-year growth and +22.2% monthly growth. LinkedIn followers: 1,703 (yearly growth +782.4%). - **Notable Investors/Partners**: Not disclosed on the website or LinkedIn. The company is privately held and does not list investors publicly. - **Growth Signals**: Expanded to 20 licensed states (including California) within the first year; featured in NerdWallet (May 2026); rapid headcount growth; alumni from companies like Figure, DocGo, Azibo. ## Competitive Advantages - **Speed & convenience**: 100% online application, remote notary, and funding in as few as 4 days (vs. traditional HELOC timelines of weeks). - **Flexibility**: No minimum upfront draw for loans ≤$100k; ability to switch between variable and fixed rates on individual balances; card-based access anywhere Mastercard is accepted. - **Low cost**: Rates comparable to mortgages, significantly lower than credit cards or personal loans; minimal fees (no application, appraisal, or annual fees; no draw fee when using the Trovy Card for purchases). - **Modern user experience**: Digital-first, with a focus on eliminating friction (no checks, no in-person meetings). ## Strategic Focus - **Platform expansion**: Trovy aims to become the standard “homeowner platform,” extending beyond HELOCs into a suite of products that help homeowners manage equity, access credit, and optimize their finances over a lifetime. - **Geographic growth**: Currently licensed in 20 states, with plans to expand nationwide. - **Product innovation**: Continued development of the Trovy Card, FixedPay feature, and integration of home equity into everyday spending. ## Why Work Here - **Culture & mission**: Trovy is a mission-driven fintech startup reimagining home equity access. The team is described as “#Teamgold” – collaborative, fast-moving, and focused on solving a real consumer pain point. - **Work environment**: Primary office in Manhattan (1460 Broadway, overlooking Bryant Park) with an operations center in Salt Lake City, Utah. The company is early-stage (15 employees), offering significant ownership and impact from day one. - **Growth opportunity**: Rapid headcount growth (+214% YoY) and a young company (founded 2024) mean early employees can shape the product and culture. Technical roles make up 23% of the team. - **Perks**: White-glove customer service ethos, modern fintech stack, and a focus on building a category-defining product. The careers page (via Ashby) lists open roles; the company values transparency and speed. ## Sources 1. [trovy.com](https://trovy.com/) 2. [trovy.com/company](https://trovy.com/company/) 3. [trovy.com/careers](https://trovy.com/careers/) 4. [LinkedIn – Trovy Technologies](https://www.linkedin.com/company/trovy-technologies-inc) 5. [Ashby Careers Page](https://jobs.ashbyhq.com/trovy) ## Other roles at Trovy - [Customer Success Associate (Mortgage Loan Originator)](https://feeny.ai/job/customer-success-associate-mortgage-loan-originator-trovy-salt-lake-city-x7esbz5a46c2) — Salt Lake City, UT - [Customer Success Associate](https://feeny.ai/job/customer-success-associate-trovy-salt-lake-city-c7eqcf65xr87) — Salt Lake City, UT - [Director of Affiliate Marketing & Partnerships](https://feeny.ai/job/director-of-affiliate-marketing-partnerships-trovy-new-york-kft7qaeks1h1) — New York, NY - [Customer Success Representative](https://feeny.ai/job/customer-success-representative-trovy-salt-lake-city-gd61c330d0e0) — Salt Lake City, UT - [Design Engineer](https://feeny.ai/job/design-engineer-trovy-new-york-3ndws4a9260m) — New York, NY - [Senior Director of Growth](https://feeny.ai/job/senior-director-of-growth-trovy-new-york-jn9bs49de955) — New York, NY - [Director of Credit](https://feeny.ai/job/director-of-credit-trovy-new-york-dff0m8y0k8q8) — New York, NY - [Senior Product Engineer](https://feeny.ai/job/senior-product-engineer-conveo-ai-antwerp-s83hhhecxkp2) — Antwerp, Belgium - [Senior Product Engineer](https://feeny.ai/job/senior-product-engineer-orbital-london-886hx4r7bv2b) — London, United Kingdom - [Senior Product Engineer](https://feeny.ai/job/senior-product-engineer-beam-london-ab704ampbk5c) — London, United Kingdom