---
title: 'Senior Product Manager - Compliance at Rain'
canonical: 'https://feeny.ai/job/senior-product-manager-compliance-rain-new-york-4xbq7mn0yzgt'
type: 'job'
last_seen: '2026-10-18'
---

# Senior Product Manager - Compliance at Rain

- **Company:** Rain
- **Location:** New York, NY
- **Compensation:** $200k–$250k
- **Employment:** full-time
- **Work type:** hybrid
- **Posted:** 2026-09-24
- **Last confirmed live:** 2026-10-18
- **Apply:** https://jobs.ashbyhq.com/rain/e783bc49-3255-4e63-ad3e-3cb7a3c117a9

## Job description

## About the Company

Rain is the global stablecoin payments platform for enterprises, neobanks, platforms, developers, and AI agents. Our technology allows partners to move, store, and use stablecoins instantly and compliantly through global payment cards, rewards, on/offramps, wallets, and cross-border rails. As both a Visa and Mastercard Principal Member, Rain issues cards that work at more than 175 million merchant locations in over 220 countries and territories. Built natively for stablecoins and trusted by more than 100 organizations worldwide, Rain delivers secure, scalable infrastructure that makes money move freely and instantly around the world. You will have the opportunity to deliver massive impact at a hypergrowth company backed by some of the top investors in fintech, crypto, and SaaS. In January 2026, we closed a $250M Series C led by ICONIQ, valuing Rain at $1.95B, with Sapphire Ventures, Dragonfly, Bessemer Venture Partners, Galaxy Ventures, FirstMark, Lightspeed, Norwest, and Endeavor Catalyst also participating. If you're curious, bold, and excited to help shape a borderless financial future, we'd love to talk.

Our Ethos We believe in an open and flat structure. You will be able to grow into the role that most aligns with your goals. Our team members at all levels have the freedom to explore ideas and impact the roadmap and vision of our company.

## About the Role

Compliance is an intentional product surface at Rain. Every card we issue, every wallet we open, and every dollar that moves across our rails depends on controls that are correct, auditable, and fast enough not to be felt. We are hiring a Senior Product Manager to own that surface end to end. You will own the compliance product area across four connected domains: financial crime (KYC/KYB, sanctions, transaction monitoring), licensing and regulatory readiness, card network and issuing-bank obligations, and the compliance tooling our enterprise partners use to run their own programs. As Rain continues to expand its product suite, you will ensure our compliance product serves our customers’ needs with these new products as well. You will work daily with Compliance, Legal, Risk, Engineering, and Partnerships, and you will be in the room with bank partners, network representatives, and our largest customers' compliance teams. This is an individual contributor role with real scope to grow.

## What you'll do

- Own the KYC and KYB onboarding experience for consumers and businesses in every market we operate in, tracking and optimizing metrics such as conversion, accuracy, and cost per verified user are all yours.
- Build and tune sanctions screening, PEP and adverse media checks, and transaction monitoring, including blockchain analytics for wallet screening and source-of-funds signals.
- Drive down false positives and analyst review time without weakening detection, and define the metrics that prove it.
- Ship the case management, escalation, and SAR/STR workflows our compliance analysts live in every day.
- Translate obligations - state money transmission licensing, EMI and MiCA in the EU, VASP regimes, stablecoin-issuer requirements, Travel Rule, and local equivalents - into requirements engineers can build against.
- Partner with Legal and Compliance to make new-market launches a repeatable motion instead of a one-off scramble: jurisdictional configuration, disclosures, data residency, and reporting.
- Run regulatory change management as a product process, so a rule change becomes a tracked roadmap item rather than a fire drill.
- Own conformance with Visa and Mastercard rules across the programs we run and sponsor - BIN controls, MCC and merchant restrictions, program registration, and network reporting.
- Build the controls, evidence, and attestation tooling our issuing banks and BIN sponsors require, and make audits boring.
- Partner with Risk on disputes, chargebacks, fraud rules, and authorization-time controls where compliance and fraud overlap.
- Turn internal compliance capability into products our partners can use: APIs, dashboards, configurable rule sets, audit logs, and reporting they can hand to their own regulators.
- Serve as the product voice in partner compliance diligence, security reviews, and bank onboarding - and feed what you learn there back into the roadmap.
- Define how much control a partner gets and where Rain holds the line, clearly enough that sales can sell it and engineers can build it.
- Write the strategy and roadmap for compliance product, and defend the sequencing to the exec team.
- Specify precisely. In this domain, an ambiguous requirement is a regulatory finding waiting to happen.
- Instrument everything - pass rates, decision latency, alert volume, review throughput, escalation outcomes - and use it to make the case for what comes next.

You’ll likely succeed if you have

- 8+ years in product management, including at least three years owning compliance, risk, identity, or payments products in a regulated environment.
- Working fluency in AML/CFT: you can hold your own on KYC and KYB standards, sanctions screening logic, monitoring typologies, and SAR workflows without needing a translator.
- Direct experience with card issuing, payments infrastructure, or banking-as-a-service - you understand what an issuing bank, a BIN sponsor, and a network each expect from a program.
- A track record of shipping systems where correctness matters more than a fast demo, and the technical depth to design data models and APIs with engineers rather than around them.
- Comfort with genuine ambiguity. The regulatory picture for stablecoins is still being written, and you will often decide with incomplete information.
- Clear, precise writing. Most of your leverage here comes from documents other people can act on.

Bonus Attributes

- Experience with stablecoins, digital assets, or onchain settlement, including blockchain analytics tools.
- Multi-jurisdiction launch experience across LATAM, APAC, EU, or EMEA.
- Time spent inside a compliance, financial crime, or regulatory function — or a hands-on partnership with one.
- Familiarity with SOC 2, PCI DSS, or similar control and audit frameworks.

Things that enable a fulfilling, healthy and happy experience at Rain: Unlimited time off 🌴 Unlimited vacation can be daunting, so we require Rainmakers to take 10 days minimum for themselves. Flexible working ☕ We support a flexible workplace – work from home, come into an office, or both. We want everyone to work in an environment where they're their most confident and productive selves. New Rainmakers receive a stipend to set up a comfortable home workspace. Easy to access benefits 🧠 For US Rainmakers, we cover 95% of your health, dental, and vision plan costs and 90% for your dependents, plus a 100% company-subsidized life insurance plan. Retirement goals💡 Plan for the future with confidence. We offer a 401(k) with a 4% company match. Equity plan 📦 Every Rainmaker gets an equity option plan so we all benefit from our success. Health and Wellness 📚 High performance begins from within. Rainmakers receive a monthly stipend to be used for eligible health and wellness spending like gym memberships/fitness classes, massages, acupuncture - whatever recharges you! In-office meals 🍜 Rainmakers working from the office enjoy lunch and dinner on us, covered with a DoorDash credit. Team summits ✨ Summits play an important role at Rain. Time together helps us build relationships and a common destiny. Expect team and company offsites, both domestic and international.

## About Rain

## Core Business
- **Primary industries**: Financial Services, Payments, Stablecoin Infrastructure
- **Target customers**: B2B – enterprises, fintechs, platforms, and institutions needing compliant card programs and cross-border payment rails
- **Mission**: Build the infrastructure that turns stablecoins into usable financial products, enabling tokenized money to move at internet speed while delivering familiar user experiences

## Products & Services
- **Cards**: Launch prepaid or credit card programs (virtual and physical) powered by stablecoin infrastructure, accepted at 175M+ merchant locations worldwide. Includes scoped virtual cards for agentic payments.
- **Wallets**: Store stablecoins with flexible, secure setups; offer branded wallet-in-a-box for digital dollar access in underbanked regions.
- **Money Movement**: Send and receive fiat and stablecoin payments globally, with daily onchain settlement to card networks.
- **Accounts**: Virtual accounts with static routing details to send and receive funds.
- **Onramps/Offramps**: Convert fiat into stablecoins and stablecoins into local currency.
- **Rewards**: Card-native rewards programs that drive usage and revenue.
- **Agent Control Layer**: Guardrails for controlled agentic payments, allowing agents to spend and move money safely.

## Market Standing
- **Valuation**: $1.95 billion (as of Series C, January 2026)
- **Key Metric**: Total funding of $338M+ (Series C: $250M led by ICONIQ Capital, January 2026)
- **Notable Investors/Partners**: ICONIQ Capital, Lightspeed Venture Partners, Norwest Venture Partners, Sapphire Ventures, Dragonfly, Galaxy, Khosla Ventures, Coinbase Ventures, Circle Ventures, Uniswap, FirstMark, Vinyl, Thayer, BDMI, CompoSecure, Canonical Crypto, Hard Yaka, Samsung Next, Goldcrest Capital, Endeavor Catalyst, Mischief. Mastercard Principal Member and Visa Principal Member.
- **Growth Signals**: 107 employees (+421% YoY); operates in 12 countries; trusted by hundreds of partners moving billions in transaction volume annually; became a Mastercard Principal Member in 2026; launched Agent Control Layer.

## Competitive Advantages
- **Stablecoin-native by design**: Built from the ground up for onchain money movement, not legacy rails with crypto added later.
- **Daily onchain settlement**: Settles card transactions with networks daily using stablecoins, improving capital efficiency and speed.
- **Principal membership with Visa and Mastercard**: Direct issuing without intermediaries, enabling global acceptance and compliance.
- **Unified API**: Combines accounts, cards, ramps, rewards, and money movement in one platform, reducing vendor fragmentation.
- **Full-stack compliance**: Compliance, risk, and program operations built into the platform with hands-on support from design through launch.

## Strategic Focus
- **Geographic expansion**: Scaling stablecoin payment infrastructure to APAC and beyond, with existing presence in US, LATAM, EU, and EMEA.
- **Agentic payments**: Enabling controlled, autonomous spending through the Agent Control Layer for AI agents and automated workflows.
- **Deepening enterprise adoption**: Winning large institutions and platforms by offering a complete, compliant stablecoin payments stack.
- **Growing card programs**: Expanding prepaid and credit card issuance for global HNWIs, cross-border B2B payments, and branded wallet-in-a-box solutions.

## Why Work Here
- **Culture**: “Rainmakers” are described as bold builders shaping how money moves for the next generation. Emphasis on high performance, intentional investment in team, and long-term mindset.
- **Work model**: Hybrid setup with a Flatiron office (NYC) for local teammates; flexible remote options for other locations.
- **Perks**: Equity ownership for every team member; $1,000 home office stipend; $350/month wellness support (fitness, therapy, personal well-being); 95% of medical, dental, and vision premiums covered; unlimited PTO; 401(k) with matching; regular team events, offsites, and dinners.
- **Engineering culture**: Strong technical team (33% of staff in technical roles), modern stack (EVM, fullstack, Android), and opportunities to work on cutting-edge stablecoin infrastructure.

## Sources
1. [rain.xyz/careers](https://www.rain.xyz/careers)
2. [rain.xyz/](https://www.rain.xyz/)
3. [rain.xyz/about-us](https://www.rain.xyz/about-us)
4. [linkedin.com/company/rainxyz](https://www.linkedin.com/company/rainxyz)
5. [rain.xyz/media-kit](https://www.rain.xyz/media-kit)

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