---
title: 'Senior Product Manager, Financial Data Intelligence at Dave'
canonical: 'https://feeny.ai/job/senior-product-manager-financial-data-intelligence-dave-united-states-zcmyvmeeva5d'
type: 'job'
last_seen: '2026-10-14'
---

# Senior Product Manager, Financial Data Intelligence at Dave

- **Company:** Dave
- **Location:** United States
- **Compensation:** $150k–$200k
- **Employment:** full-time
- **Work type:** remote
- **Posted:** 2026-10-05
- **Last confirmed live:** 2026-10-14
- **Apply:** https://jobs.ashbyhq.com/dave/53589f14-86f2-4c8e-b064-0b2aa5854fec

## Job description

Dave vs. Goliath. We’re Dave. Dave is a financial app on a mission to build products that level the financial playing field. It is redefining the financial landscape by leveraging technology to create an affordable, transparent, and user-centric access to liquidity for millions of Americans. As a leading innovator in the U.S. financial services sector, Dave’s digital financial platform offers products designed to meet the credit needs of those underserved by traditional financial institutions. Dave’s offerings include its flagship ExtraCash product, providing members up to $500 within minutes. The company is on track to launch several new product offerings in 2026, including a Buy Now Pay Later (BNPL) option.

Dave is focused on serving Americans who are financially vulnerable or living paycheck to paycheck. Dave is leading the charge in creating a new era of credit products that prioritizes speed, affordability, and accessibility, making it the go-to financial partner for those who need it most.

Every credit decision Dave makes starts with data. It includes how much a member earns, when they get paid, and how they spend and repay. Our Financial Data Intelligence team builds and runs the financial data layer behind underwriting, collections, and the member experience across ExtraCash, Flex card, and the credit products we launch next. As our Senior Product Manager, Financial Data Intelligence, you'll own the strategy and roadmap for that platform. You'll turn raw bank transactions, account aggregation, and third-party data into trusted signals that help us say yes to more members and get those decisions right. You'll report to our Director of Product Management and work closely with Engineering, Data Science, Growth/Marketing, and Compliance.

## What you’ll build and own

- Own the platform roadmap: Define and drive a multi-quarter roadmap for the financial data platform. That covers vendor integration, ingestion, normalization, storage, and access for downstream use cases.
- Unlock smarter decisions: Partner with Data Science and Engineering to build data products and signals, such as income detection, cash-flow features, and repayment indicators, that improve underwriting and repayment prediction.
- Expand our data advantage: Lead discovery and evaluation of new financial data sources, APIs, and partnerships beyond core bank data. Take the best of them from pilot to production.
- Manage key partners: Own relationships with data aggregators and third-party data providers, balancing coverage, cost, and performance.
- Raise the bar on data quality: Set standards and monitoring for data accuracy, coverage, latency, and compliance, so every team that relies on this data can trust it.
- Own the numbers: Define and report on platform KPIs, and tie data improvements directly to business outcomes like approval rates, loss rates, and member retention.
- Shape what's next: Drive opportunities where financial data can unlock new credit products, features, and member experiences.

The impact The data you deliver sits underneath every credit decision Dave makes. Better, faster, more reliable financial data means more members get access to money when they need it, and Dave makes smarter decisions with less risk. Your work will directly shape how Dave scales credit access to millions of Americans.

## What we’re looking for

- 5+ years of product management experience, including 2+ years in fintech, lending, or financial data products.
- Strong understanding of financial data systems, such as transaction data, account aggregation, credit bureau data, or payments infrastructure.
- A proven track record of building data platforms, APIs, or decisioning systems in a regulated environment.
- Experience managing external vendors and data partners, from evaluation and contracting input through integration and ongoing performance management.
- Strong analytical skills. You're comfortable using SQL and BI tools such as Mode, Looker, or Tableau to inform decisions.
- Excellent communication skills, with the ability to translate complex data and risk requirements into clear product specs and bring Engineering, Data Science, and business teams along with you.
- A strong sense of urgency. You act like a business owner and move quickly to test, validate, and ship without cutting corners on data quality.
- Proven ability to use AI tools to speed up data analysis, product discovery, and execution.
- Bachelor's degree in a quantitative field such as Statistics, Economics, Science, or Engineering, or equivalent practical experience.

Nice-to-have

- Experience with cash advance, credit, or lending products.
- Knowledge of underwriting, repayment prediction, or risk modeling.
- Familiarity with Plaid, MX, Finicity, or similar data aggregation platforms.
- Hands-on familiarity with data pipelines, data modeling, or ML feature engineering.
- Experience running A/B tests or champion/challenger experiments to measure the impact of new data or model changes.

What to expect This is a high-ownership role in a fast-moving credit environment, where you will set direction, make trade-offs, and turn complex financial data into products teams can rely on. Priorities will evolve as Dave learns from data, members, and new product opportunities, so success requires comfort with ambiguity and a practical, metrics-driven approach to deciding what to build next.

## Why join Dave

- Connect your work directly to Dave’s mission of expanding access to affordable financial products for people living paycheck to paycheck.
- Own a platform roadmap with broad influence across underwriting, collections, member experience, ExtraCash, Flex card, and future credit products.
- Partner closely with Engineering, Data Science, Growth/Marketing, and Compliance to move from data insight to measurable member and business outcomes.
- Solve meaningful challenges at the intersection of data quality, responsible credit access, risk, and product innovation.

Ready to build for the underdog? Reports to: Director of Product Management

Don’t let imposter syndrome get in the way of an incredible opportunity. We’re looking for people who can help us achieve our mission and vision, not just check off the boxes. If you’re excited about this role, we encourage you to apply. You may just be the right candidate for this or other roles.

Why you’ll love working here: At Dave, our people are just as important as our product. Our culture reflects the values that guide who we are, how we work, and what we aspire to be. Daves are member-centric, helpful, transparent, persistent, and better together. We strive to create an environment where all Daves feel valued, heard, and empowered to do their best work. As a virtual-first company, team members can live and work anywhere in the United States, except Hawaii.

A few of our benefits & perks: 💚 Opportunity to tackle tough challenges, learn and grow from fellow top talent, and help millions of people reach their personal financial goals 💻 Flexible hours and virtual-first work culture with a home office stipend 🏥 Premium Medical, Dental, and Vision Insurance plans 👶 Generous paid parental and caregiver leave 💰 401(k) savings plan with matching contributions 📈 Financial advisor and financial wellness support 🏖️ Flexible PTO and generous company holidays, including Juneteenth and Winter Break 🎉 All-company in-person events once or twice a year and virtual events throughout to connect with your team members and leadership team

Dave Operating LLC is proud to be an Equal Employment Opportunity employer and is dedicated to cultivating a diverse and inclusive workplace. We will consider for employment all qualified applicants and do not discriminate on any basis protected by federal, state, or local law, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance relating to an applicant's criminal history.

## #LI-REMOTE

## About Dave

## Company Overview
- **One-liner**: Dave is a US neobank building AI-powered financial products that provide short-term liquidity and cash flow management tools for everyday Americans.
- **Entity Type**: Public (Ticker: DAVE on Nasdaq)
- **Headquarters**: Los Angeles, California, USA
- **Founded**: 2017
- **Founders**: Jason Wilk

## Core Business
- **Primary industry/industries**: Consumer fintech, neobanking, short-term credit, AI-powered underwriting
- **Target customers**: 185 million Americans who regularly need help covering basic necessities between paychecks; primarily B2C with a focus on underbanked and credit-challenged consumers
- **Mission or purpose statement**: To level the financial playing field for Americans who need it most

## Products & Services
- **ExtraCash®**: Flagship product; cash advance of up to $500 between paychecks with no credit check, no late fees, and no compound interest. Clear pricing at $5 per $100 borrowed. Uses CashAI™ for underwriting.
- **CashAI™**: Proprietary AI underwriting model that analyzes cash flow (not credit scores) across 180+ data points including income, bank balance, spending patterns, and transaction history. Processes billions of data points to deliver high credit limits and low loss rates.
- **DaveGPT**: Generative AI assistant integrated into the app for real-time member support, handling account management, direct deposit setup, ExtraCash management, and general questions.
- **Pay In Four Card (forthcoming)**: A short-term credit product aimed at disrupting subprime credit cards with no credit check, late fees, or compound interest, expected to launch in future.

## Market Standing
- **Valuation/Market Cap**: ~$555.9 million market cap as of 2025
- **Key Metric**: Over 14 million members; CashAI has originated more than 180 million transactions; loss rates declined to nearly 1% while originations per user grew triple digits; customer acquisition cost under $20 (vs. incumbents spending hundreds)
- **Notable Investors/Partners**: Publicly traded; leadership team includes Jason Wilk (Co-Founder & CEO), Kyle Beilman (CFO & COO), Kevin Frisch (CMO), Joan Aristei (CLO)
- **Growth Signals**: 30% of new members join via word of mouth; triple-digit growth in originations per user; loss rates declining to near 1%; developing next-generation Pay In Four card; mission-driven growth narrative

## Competitive Advantages
- **CashAI moat**: Proprietary cash-flow underwriting engine that delivers better outcomes for short-duration liquidity than traditional FICO scoring, leading to higher credit limits and lower loss rates
- **Member-centric, transparent pricing**: Flat fee structure ($5 per $100) with no hidden terms, no compound interest, and no debt sent to collections
- **Low-cost customer acquisition**: Word-of-mouth referrals drive 30% of new members at a fraction of incumbent marketing costs (<$20 vs. hundreds of dollars)
- **Speed to value**: Members can be approved for up to $500 within minutes of joining, creating a strong conversion funnel

## Strategic Focus
- **Scale the flagship**: Continue growing ExtraCash membership and transaction volume, leveraging word-of-mouth flywheel and AI-driven underwriting
- **Build next-generation credit**: Develop the Pay In Four card as a new product line aimed at subprime credit card replacement
- **Deepen AI capabilities**: Continue refining CashAI and DaveGPT as core infrastructure for underwriting and member support
- **Operating efficiency**: Maintain low operating costs to pass savings to members and sustain competitive pricing

## Why Work Here
- **Fully remote-first**: Dave is a fully virtual company; team members can work from anywhere in the U.S. (except Hawaii for now); company brings the team together 1–2 times per year plus team offsites [dave.com](https://dave.com/careers)
- **Same competitive pay regardless of location**: Compensation is not differentiated by employee work location [dave.com](https://dave.com/careers)
- **Culture values**: Member-centric, helpful, transparent, persistent, "better together" [dave.com](https://dave.com/about)
- **Benefits**: 401(k) with company match, free financial advising, generous parental and caregiver leave, comprehensive health/dental/vision/disability/life insurance, flexible PTO, Juneteenth and winter break off [dave.com](https://dave.com/careers)
- **Open roles**: Active hiring in Software Engineering, Data Analytics, Machine Learning Platform Engineering, Product Management, Security & IT (9 current openings) [jobs.ashbyhq.com](https://jobs.ashbyhq.com/dave)
- **Mission-driven**: Focus on building products that level the financial playing field for everyday Americans [dave.com](https://dave.com/about)

## Sources
1. [dave.com - About Page](https://dave.com/about)
2. [dave.com - Careers Page](https://dave.com/careers)
3. [investors.dave.com - Our Story](https://investors.dave.com/our-story)
4. [jobs.ashbyhq.com - Dave Jobs](https://jobs.ashbyhq.com/dave)
5. [linkedin.com - Dave Jobs](https://www.linkedin.com/company/dave-com/jobs)

## Other roles at Dave

- [Organic Growth & Discovery Lead (SEO/AEO)](https://feeny.ai/job/organic-growth-discovery-lead-seo-aeo-dave-united-states-y74ak7epe73b) — United States
- [Lead Technical Program Manager](https://feeny.ai/job/lead-technical-program-manager-dave-united-states-38swcv0rf5e9) — United States
- [Marketing Operations Project Manager](https://feeny.ai/job/marketing-operations-project-manager-dave-united-states-z17az8wq8jpc) — United States
- [Lead GRC & Security Governance](https://feeny.ai/job/lead-grc-security-governance-dave-united-states-8dza0wtd8yfq) — United States
- [Sr Director, Assistant General Counsel, Product & Regulatory](https://feeny.ai/job/sr-director-assistant-general-counsel-product-regulatory-dave-united-states-t2g2xmq9sn06) — United States
- [Lead User Acquisition Manager](https://feeny.ai/job/lead-user-acquisition-manager-dave-united-states-cx0yvpkmy4vw) — United States
- [Sr. Member Experience Manager](https://feeny.ai/job/sr-member-experience-manager-dave-united-states-f1zazfz8sas9) — United States