---
title: 'Senior Product Manager - US Payments at Form3 - External'
canonical: 'https://feeny.ai/job/senior-product-manager-us-payments-form3-external-united-states-canada-e651w811b03b'
type: 'job'
last_seen: '2026-09-07'
---

# Senior Product Manager - US Payments at Form3 - External

- **Company:** Form3 - External
- **Location:** United States / Canada
- **Work type:** remote
- **Posted:** 2026-07-02
- **Last confirmed live:** 2026-09-07
- **Apply:** https://www.form3.tech/careers/vacancies/8613954002?gh_jid=8613954002

## Job description

## THE ROLE 📝

This is an exciting opportunity to join Form3's growing US Product team as a Senior Product Manager, helping shape our US Account-to-Account (A2A) payments proposition.

You'll own products across the full lifecycle, from discovery and strategy through to delivery, launch, and commercialisation. While you'll contribute across our US A2A portfolio, your initial focus will be on building and scaling new payment capabilities, particularly Wire and ACH and supporting existing capability like RTP and FedNow.

Key Responsibilities:

- Define and execute the product strategy and roadmap for your US payment products, delivering measurable customer and commercial outcomes.
- Bring new payment capabilities to market, leading products from discovery through launch and ongoing optimisation.
- Partner with Engineering and Business Analysis to deliver scalable, high-quality products that meet customer and market needs.
- Build strong relationships with banks and financial institutions to uncover customer challenges and translate them into valuable product capabilities.
- Enable commercial success by supporting customer engagements, go-to-market initiatives and strategic sales opportunities.
- Shape product pricing, positioning and competitive differentiation to maximise market adoption.
- Ensure products remain compliant, competitive and aligned with evolving payment scheme and regulatory requirements.
- Work collaboratively across Product, Engineering and Commercial teams to deliver exceptional customer experiences and business growth.

## WE ARE LOOKING FOR 🔍

We're looking for a Senior Product Manager with experience building account-to-account payment products for banks and financial institutions. You'll combine deep knowledge of the US payments landscape with strong product leadership, commercial acumen and the ability to deliver products that solve customer problems and drive business growth.

Essential:

- 5+ years' Product Management experience.
- Strong knowledge of the US account-to-account payments landscape, in particular Wire, ACH and ideally RTP/FedNow.
- Experience building products for banks or financial institutions, either within a bank or a technology provider.
- Proven ability to take products from concept through launch and into live operation.
- Strong commercial mindset, with experience supporting pricing, go-to-market strategy and customer engagement.
- Knowledge of the competitive landscape for payment infrastructure,
- Comfortable working closely with Engineering to translate customer needs into scalable products.
- Excellent stakeholder management and communication skills, with the ability to influence across technical and commercial teams.

Desirable:

- Experience building API-first and cloud-native products.
- Has worked in a high-growth startup or scaleup environment

## INTERVIEW PROCESS ✍️

Stage One: Talent Team Interviews

Stage Two: Hiring Manager Interview

Stage Three: US Team Interview & Technical Assessment

Stage Four: Executive Interview - CPO

We always aim to stick to the above process; however, there may be occasions when an additional interview stage is required for us to be sure we are hiring the right person!

## HIRING LOCATIONS 📍

We're currently able to consider applications from candidates based in Ontario (Canada) and the following US states: Connecticut, Florida, New Jersey, New York and North Carolina.

This is a fully remote role. You'll be expected to travel occasionally for team and customer meetings, primarily to New York, with occasional travel to the UK.

## BENEFITS 🏝️

Form3 are a 100% remote, flexible business and are able to offer part-time working arrangements. We believe this enables our people to achieve amazing things with a healthy work-life balance.

For further information on what it’s like to work here, and for more information on our full benefits package, visit our [careers page](https://www.form3.tech/careers). If you have any other questions, we’d be happy to discuss these with your during the interview process.

## ABOUT FORM3 💭

At Form3, we're building the technology that powers the future of account-to-account payments, helping banks and financial institutions deliver faster, smarter and more resilient payment experiences. We're committed to creating a flexible, inclusive workplace where people can do their best work. As a remote-first company, we support flexible working patterns and offer part-time opportunities where possible. We continually invest in our people through a competitive benefits package, although these vary by location. Speak to our Talent Team to learn what's available where you are.

For more information about life at Form3, check out the following pages:

[What we do](https://vimeo.com/465419215) | [Life at Form3](https://www.form3.tech/culture) | [Benefits](https://www.form3.tech/careers) | [Flexa-verified employer](https://flexa.careers/companies/form3) | [Podcasts](https://podcast.form3.tech/)

## OUR DEI&B COMMITMENT

We hire talented people from a variety of backgrounds and experiences and are committed to a work environment based on diversity, open-mindedness and curiosity. We’re united by our company values (we even created them together!) and we celebrate our unique differences.

Our employee lifecycle processes are designed to embrace equal opportunity and prevent discrimination against our people regardless of personal characteristics. It is our strong belief that the more inclusive and belonging we are as a business, the better our work will be.

As an inclusive employer, we guarantee to interview all neurodiverse and physically disabled applicants who meet the minimum criteria for this role. We also encourage candidates to notify us of any reasonable adjustments that may be required during the recruitment process. This includes providing job adverts in alternative, accessible formats or adjustments required at interview stage.

If you consider yourself to be neurodiverse or physically disabled under the UN definition of disability and would like to be considered under this scheme and/or require any reasonable adjustments please let us know by sending an email to careers@form3.tech clearly stating your consent for us to process this data.

For more information please refer to our [Recruitment Data Policy](https://www.form3.tech/legal/recruitment-data-policy).

## About Form3 - External

## Company Overview
- **One-liner**: Form3 provides a cloud-native, real-time account-to-account payment technology platform for financial institutions, replacing legacy payments infrastructure.
- **Entity Type**: Private
- **Headquarters**: London, United Kingdom
- **Founded**: 2016
- **Founders**: Four banking and technology leaders (names not publicly disclosed)

## Core Business
- **Primary industry**: Financial technology (Payments)
- **Target customers**: B2B – financial institutions (banks, fintechs, payment service providers)
- **Mission**: To become the world’s most trusted provider of payment technology, transforming outdated, complex and costly payments infrastructure to a modern, cloud-native, real-time Payments-as-a-Service.

## Products & Services
- **[Form3 Payment Platform](https://www.form3.tech/platform)**: A multi-cloud (AWS, GCP, Azure), microservices-based platform for processing payments. Supports real-time payments, ACH, SEPA, and other schemes. Offers On-Us payment routing, payment orchestration, and direct non-settling model for SEPA. All data encrypted in transit and at rest per NIST standards.

## Market Standing
- **Valuation/Market Cap**: Not publicly available
- **Key Metric**: Total funding amount not disclosed in available sources; company is a scale‑up backed by venture capital.
- **Notable Investors/Partners**: Not explicitly listed in provided materials; partners include cloud providers (AWS, GCP, Azure). Accredited by HM Treasury as a Women in Finance Charter signatory and a Living Wage Employer.
- **Growth Signals**: Won “Team of the Year” award; active in multiple cloud providers with active-active-active architecture; expanding US ACH and real-time clearing services; published open source contributions as a Cloud Native Computing Foundation (CNCF) End User Supporter.

## Competitive Advantages
- **Multi-cloud active-active-active architecture** – ensures continuous availability and removes vendor concentration risk.
- **Built for scale** – on-demand scalability with microservices and cloud-native design.
- **High security & compliance** – fully accredited, NIST-standard encryption, request signing for confidentiality and non-repudiation.
- **Single integration** – one API connects to multiple payment schemes and value-added services.

## Strategic Focus
- Expanding geographic coverage (e.g., US real-time payments and ACH).
- Enabling regulatory compliance (e.g., upcoming regulation for real-time payments).
- Building complementary payment solutions like On-Us and orchestration.
- Strengthening partnerships with cloud providers and financial institutions.
- Contributing to open source via CNCF.

## Why Work Here
- **Remote-first culture** – fully flexible working; manage your own schedule; supportive of part-time and job sharing.
- **Generous time off** – 30 days annual leave plus summer hours.
- **Primary caregiver leave** – 3 months paid leave (additional month per year of tenure after 3 years).
- **Learning & Development** – annual L&D allowance plus up to 6 paid learning days per year.
- **Home office** – equipment allowance and DSE assessment.
- **Mental health support** – access to Spill (therapy) included.
- **Long-term incentives** – Employee Incentive Plan and equity (Long Term Incentive Plans).
- **Inclusive environment** – Living Wage Employer, Women in Finance Charter signatory, EcoVadis Bronze rating.
- **Company offsites** – regular gatherings to connect and collaborate.
- **“Everyone matters” philosophy** – transparent, high-standards, collaborative culture.

## Sources
1. [form3.tech – Platform](https://www.form3.tech/platform)
2. [form3.tech – Culture](https://www.form3.tech/culture)
3. [form3.tech – Careers](https://www.form3.tech/careers)
4. [form3.tech – Our Story](https://www.form3.tech/en-us/about/our-story)
5. [form3.tech – Engineering](https://www.form3.tech/en-us/engineering)

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