---
title: 'Senior Quality Engineer - Underwriting at Bestow'
canonical: 'https://feeny.ai/job/senior-quality-engineer-underwriting-bestow-united-states-sjmyshs8z64j'
type: 'job'
last_seen: '2026-09-26'
---

# Senior Quality Engineer - Underwriting at Bestow

- **Company:** Bestow
- **Location:** United States
- **Employment:** full-time
- **Work type:** remote
- **Posted:** 2026-09-23
- **Last confirmed live:** 2026-09-26
- **Apply:** https://jobs.ashbyhq.com/bestow/7ebe719a-3d9c-423b-b4cd-81a65772650c

## Job description

## ABOUT BESTOW

Life insurance is one of the world's most important products. It's also one of the hardest to build, distribute, and modernize. Bestow exists to change that. Bestow is a leading vertical technology platform serving some of the largest and most innovative life insurers. Our platform unifies the fragmented, legacy value chain, enabling carriers to launch products in weeks instead of years. Carriers choose us to scale and operate at unprecedented speed, powered by AI and automation. Bestow isn't selling policies. We're building the infrastructure that helps an entire industry move faster, reach more people, and deliver on its promise. Backed by leading investors (Goldman Sachs, Hedosophia, NEA, Valar, 8VC) and trusted by major carriers, Bestow is powered by a team that moves with precision, purpose, and heart. If you want to help reimagine a centuries-old industry with lasting impact, join us. Bestow offers flexible remote/hybrid work, meaningful benefits, equity, and substantial growth opportunities. Bestow uses E-Verify to confirm the employment eligibility of all newly hired employees. To learn more about E-Verify, including your rights and responsibilities, please visit [E-Verify.gov](http://e-verify.gov).

## ABOUT THE TEAM

The Quality Engineering (QE) team makes sure the decisions Bestow's platform produces for carrier partners are correct, not just technically functional. This role is our reference authority on underwriting correctness. You'll partner with underwriters, actuaries, product, and engineering to make sure every rule change, evidence integration, and risk classification holds up before it reaches a carrier. We're hiring a senior individual contributor whose main qualification is deep life insurance underwriting expertise. You've spent years working in or testing underwriting operations and systems, and you can look at a decision output and know whether it's right before anyone writes a defect report. Domain depth is the requirement. Test automation skill is highly valued, but we can train it. If you're an expert automation engineer with light insurance exposure, this probably isn't the right fit. If you're an underwriting systems expert, underwriting business analyst, or QA specialist who has lived inside rules engines and evidence workflows and wants to grow your engineering skills, then you are on the right path. Reports to the Quality Engineering Director.

## WHAT YOU'LL DO

- Own test strategy and quality signal for underwriting decisioning, including rules changes, evidence ingestion, risk classification, and case outcomes.
- Design test scenarios that reflect real underwriting complexity: combinations of impairments, evidence sources, table ratings, and edge cases that generic test coverage misses.
- Validate rules engine behavior across releases, running regression on decision outcomes and not just API contracts.
- Translate underwriting requirements into testable acceptance criteria with underwriters, actuaries, and product before code is written.
- Build and extend API-level and data-level automated checks with the core QE team, growing toward full ownership of automation for the underwriting domain.
- Investigate production underwriting discrepancies and take them from root cause analysis through defect prevention.
- Serve as the QE organization's go-to authority on underwriting correctness.

## WHO YOU ARE

- 7+ years in life insurance, with substantial time in or directly adjacent to underwriting: underwriting operations, underwriting systems analysis, new business, or testing underwriting platforms.
- Working fluency with underwriting evidence and process, including application Part 1 and Part 2, Medical Information Bureau (MIB), prescription (Rx) and motor vehicle record (MVR) data, attending physician statement (APS) handling, table ratings, not in good order (NIGO) workflows, and accelerated or automated underwriting programs.
- Hands-on experience configuring, analyzing, or testing at least one underwriting rules engine or decisioning platform (for example AURA, Magnum, FAST, or a carrier-built engine).
- SQL skills strong enough to independently verify data outcomes.
- Experience writing structured test cases or acceptance criteria and defending quality judgments to engineering and business stakeholders.
- Nice to have (we'll help you grow here): test automation in code (JavaScript/TypeScript, Playwright, pytest, or similar), API testing tools and CI/CD familiarity, and annuities exposure such as suitability review, 1035 exchanges, and income rider mechanics.

## WHAT TO EXPECT

A few honest notes so nobody is surprised in month two. This is a senior IC role, not a pure automation role and not a management role. Your leverage comes from domain judgment first and tooling second. Some of the systems you'll test integrate with legacy carrier and vendor platforms, so the work includes ambiguity, incomplete documentation, and some archaeology. You'll also be the deepest underwriting expert on the QE team, which means real influence and sometimes being the only person in the room who can answer the question.

## TOTAL REWARDS

At Bestow, we’re proud to be awarded for our team members, innovative products, and culture. Our standard benefits for full-time employees include:

- Competitive salary and equity based on role
- Policies and managers that support work/life balance, like our flexible paid time off and parental leave programs
- 100% paid-premium option for medical, dental, and vision insurance
- Lifestyle stipend to support your physical, emotional, and financial wellbeing
- Flexible work-from-home policy and open to remote
- Remote and WFH options, as well as a beautiful, state-of-the-art office in Dallas’ Deep Ellum, for those who prefer an office setting
- Employee-led diversity, equity, and inclusion initiatives

Recent Employer Awards include:

- Best Place for Working Parents 2023 + 2024 + 2025
- Great Place to Work Certified, 2022 + 2023 + 2024 + 2025
- Built In Best Places to Work, 2022 + 2023 + 2025
- Fortune’s Best Workplaces in Texas 2022 + 2023
- Fortune’s Best Workplaces in Financial Services and Insurance 2022 + 2023 + 2024

We value diversity at Bestow. The company will hire, recruit, and promote regardless of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, pregnancy or maternity, veteran status, or any other status protected by applicable law. We understand the importance of creating a safe and comfortable work environment and encourage individualism and authenticity in every team member. Thanks for considering a job at Bestow!

## About Bestow

## Company Overview
- **One-liner**: Bestow provides a leading SaaS platform for life insurance carriers to modernize their new business, underwriting, and administration workflows.
- **Entity Type**: Private (Series D)
- **Headquarters**: Dallas, Texas, United States
- **Founded**: 2017
- **Founders**: Melbourne O'Banion (CEO) and Jonathan Abelmann (President)

## Core Business
- **Primary Industry**: Insurtech / Life Insurance Software
- **Target Customers**: B2B – Life insurance carriers looking to digitize and streamline their operations (new business, underwriting, administration).
- **Mission/Purpose**: To modernize the life insurance industry by providing cutting-edge technology and data solutions that reduce costs, maximize efficiency, and drive growth for carriers.

## Products & Services
- **Bestow Platform (End-to-End Solution)**: A comprehensive SaaS suite for life carriers covering digital quote, illustration, and application journeys; a sophisticated underwriting engine and workbench; payment, billing, and policy delivery services; and customer/support portal experiences. Supports term life, final expense, IUL, and more.
- **Modular Solutions**: Carriers can implement individual components (e.g., just the underwriting engine or just the administration portal) to modernize specific parts of their business.
- **TPA Services**: Full third-party administration services trusted by top carriers.
- **Recommendation Engine**: An AI-driven tool to drive underwriting efficiency and cost reduction.

## Market Standing
- **Valuation**: Not publicly disclosed.
- **Key Metric (Total Funding)**: $422.5M total funding across 8 rounds, including a $120M Series D in 2021 from Goldman Sachs and Smith Point Capital, and a $50M debt financing round in 2025.
- **Key Metric (Annual Revenue)**: Estimated at $145.9M.
- **Notable Investors/Partners**: Goldman Sachs, Smith Point Capital, Hedosophia, New Enterprise Associates (NEA).
- **Growth Signals**: 31.9% year-over-year headcount growth (207 employees); active international presence in Pakistan and Colombia; recently sold its direct-to-consumer carrier (Bestow Life Insurance Company) to Sammons Financial Group in 2024 to focus entirely on the B2B SaaS platform.

## Competitive Advantages
- **Speed & Efficiency**: Promises to bring new life insurance products to market in months, not years, and to reduce carriers' cost to acquire a customer by as much as 45%.
- **Deep Insurance Expertise**: Combines top tech talent with a leadership team that has deep experience in insurance and financial services.
- **Proven Track Record**: Has a live, white-labeled platform trusted by top carriers, with a track record of rapid implementation (as fast as 4 months).
- **Modularity & Flexibility**: Offers both end-to-end and modular solutions, allowing carriers to modernize at their own pace and focus on their biggest pain points.

## Strategic Focus
- **B2B SaaS Pivot**: Following the sale of its own insurance carrier, Bestow is now purely a technology partner for other carriers.
- **Product Expansion**: Continuing to build out its platform to support more product types (IUL, final expense) and distribution channels (agent portals).
- **Cost & Efficiency Leadership**: Emphasizing its ability to lower carriers' costs and improve underwriting efficiency through automation and data-driven decision-making.
- **International Growth**: Expanding its workforce and likely its client base internationally, with offices in Pakistan and Colombia.

## Why Work Here
- **Remote-First Culture**: Bestow is a "remote-first, results-first" company, allowing employees to work where they work best. There is also an office in Dallas for those who prefer an in-person setting.
- **Comprehensive Benefits**: 100% coverage of healthcare premiums (medical, dental, vision) for employees, dependents, and domestic partners; flexible PTO; equity and bonus opportunities for all employees; pre-tax retirement and FSA programs; scholarships for education and enrichment.
- **Award-Winning Workplace**: Recognized as an award-winning workplace with a strong emphasis on employee well-being and work-life balance.
- **High-Growth Environment**: With 31.9% YoY headcount growth and a recent strategic pivot, the company offers significant opportunities for impact and career growth.
- **Strong Engineering Culture**: Emphasizes modern tech stacks and a test-and-learn approach; actively hiring for engineering roles (Golang, Full Stack).

## Sources
1. [bestow.com](https://www.bestow.com/)
2. [bestow.com/careers](https://www.bestow.com/careers)
3. [bestow.com/about](https://www.bestow.com/about)
4. [linkedin.com/company/bestowtech](https://www.linkedin.com/company/bestowtech)
5. [jobs.ashbyhq.com/bestow](https://jobs.ashbyhq.com/bestow)

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