---
title: 'Senior Regulatory Counsel, Americas at Airwallex'
canonical: 'https://feeny.ai/job/senior-regulatory-counsel-americas-airwallex-united-states-san-francisco-ca-hw23m9xs1c0p'
type: 'job'
last_seen: '2026-09-09'
---

# Senior Regulatory Counsel, Americas at Airwallex

- **Company:** [Airwallex](https://feeny.ai/companies/airwallex)
- **Location:** United States / San Francisco, CA
- **Compensation:** $200k–$280k
- **Employment:** full-time
- **Work type:** hybrid
- **Posted:** 2026-08-26
- **Last confirmed live:** 2026-09-09
- **Apply:** https://jobs.ashbyhq.com/airwallex/742c9126-c528-4f57-8e5f-e081d626e8b8/application

**Skills:** Regulatory compliance, Financial services regulation, Payments regulation, Money transmission, FX regulation, Remittance regulations, Card issuing regulations, Regulatory submissions, Regulatory strategy, Stakeholder management, Private practice experience, In-house experience, RegTech, LegalTech, AI tools, Canadian payment processing, RPAA, Fintrac, State money transmitter licensing (MTL), Reg E

> The Senior Regulatory Counsel serves as a senior advisor to business and control functions in the Americas, focusing on regulatory matters related to payments, financial services, and licensing. The role involves advising on regulatory submissions, monitoring policy trends, and partnering with cross-functional teams...

## Job description

## ABOUT AIRWALLEX

Airwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software, we empower over 250,000 businesses worldwide – including Brex, Navan, Qantas, SHEIN and many more – with fully integrated solutions to manage everything from business accounts, payments, spend management and treasury, to embedded finance at a global scale.

Proudly founded in Melbourne, we have a team of over 2,300 of the brightest and most innovative people in tech across 27 offices around the globe. Valued at US$11 billion and backed by world-leading investors including T. Rowe Price, Visa, Mastercard, Robinhood Ventures, Sequoia, Salesforce Ventures, DST Global, and Lone Pine Capital, Airwallex is leading the charge in building the global payments and financial platform of the future. If you’re ready to do the most ambitious work of your career, join us.

## ATTRIBUTES WE VALUE

We hire successful builders with founder-like energy who want real impact, accelerated learning, and true ownership. You bring strong role-related expertise and sharp thinking, and you’re motivated by our mission and operating principles https://www.airwallex.com/us/operating-principles. You move fast with good judgment, dig deep with curiosity, and make decisions from first principles, balancing speed and rigor.

You're humble and collaborative; turn zero‑to‑one ideas into real products, and you “get stuff done” end-to-end. You use AI to work smarter and solve problems faster. Here, you’ll tackle complex, high‑visibility problems with exceptional teammates and grow your career as we build the future of global banking. If that sounds like you, let’s build what’s next.

## ABOUT THE TEAM

The Legal, Risk & Compliance (LRC) team at Airwallex is a collaborative group of legal minds and risk management experts. We're passionate about safeguarding Airwallex's operations, fostering a culture of compliance and ethical conduct, and ensuring we navigate the global financial landscape with integrity. We provide expert guidance and support to all areas of the business, proactively identifying, mitigating, and managing legal, compliance and financial risks.

## What you'll do

You will be primarily responsible for regulatory matters across the Americas region. This role will have a strong focus on advising on complex regulatory issues relating to payments and financial services, including licensing, money transmission and related requirements, and supporting cross-border product offerings. You will be responsible for supporting our licensing, registration and ongoing compliance obligations in relevant Americas markets by helping to design and implement appropriate measures and controls, and by partnering closely with Regulatory Compliance and other control functions.

As a Senior Regulatory Counsel, you will serve as a senior advisor to the business and control functions in the Americas, owning complex regulatory workstreams, leading engagements with regulators in key jurisdictions, and contributing to the development of regional regulatory strategy.

You will be a valuable member of the global legal and compliance team and will have the opportunity to support a rapidly growing business and the management team to navigate an increasingly complex regulatory landscape. This dynamic role is ideal for someone who enjoys wearing multiple hats and solving complex issues and blockers for our clients, is detail-oriented, willing to take on challenges and changes, obsessively curious and intellectually honest, thrives on taking actions and delivering impactful results, and aims to inspire and be inspired.

This role is based in San Francisco or New York.

Responsibilities:

- Be responsible for handling regulatory legal issues relating to our business across the Americas, and for providing strategic advice to cross-functional stakeholders relating to our existing licenses/registrations and potential future licence applications in the region, to ensure Airwallex can successfully scale in the Americas.
- Monitor, report, and influence trends and developments in payments and financial services regulation in the Americas, actively identifying and anticipating changes that may impact business operations or strategic objectives.
- Partner closely with Product Legal, Regulatory Compliance, Risk and Financial Crime Compliance teams to ensure robust compliance with applicable laws and regulations, including money transmission, stored value, FX, remittance and card issuing rules in relevant markets.
- Support local and global Product, Strategy, and Management teams and regional Commercial teams on new market entry and expansion of regulatory licence(s) in the Americas, providing regulatory mapping and licensing advice for new products and features.
- Liaise with senior Airwallex stakeholders globally, providing timely, pragmatic regulatory legal advice and risk assessments on various business initiatives impacting the Americas region.
- Manage external legal counsel and consultants in the Americas, ensuring high-quality, cost-effective support aligned with Airwallex's business drivers and risk appetite.
- Leverage AI and other tooling to enhance the scale, efficiency and effectiveness of the Regulatory Legal team.
- Provide legal advice on Airwallex's regulatory compliance obligations with respect to ongoing regulatory compliance and submission of regulatory reports and filings in relevant Americas jurisdictions, partnering with the Regulatory Compliance team to ensure timely and accurate filings.
- Support government relations outreach to legislators and regulatory agencies in key Americas markets, helping to shape policy and regulatory approaches relevant to the business.

## Who you are

We're looking for people who meet the minimum requirements for this role. The preferred qualifications are great to have, but are not mandatory.

Minimum qualifications:

- Qualified lawyer with 8 years of relevant post-qualification experience.
- Strong regulatory experience gained in the fintech industry, reputable law firms and/or financial institutions, ideally with exposure to payments, e-money, FX, remittances and/or card issuing in the Americas region.
- Deep experience and demonstrated success advising on regulatory matters and handling regulatory submissions, filings and regulatory strategy in financial services or payments, ideally including direct engagement with regulators in key Americas markets (e.g. federal and state/provincial regulators).
- Strong understanding of the financial services regulatory environment in the Americas, particularly as relates to payments, remittance, FX, issuing and digital financial services.
- Strong stakeholder management skills, with the ability to work cross-functionally and build trust with business, legal, compliance and external counsel stakeholders.
- Proactive, results-driven, and ownership-oriented, with a clear track record of managing multiple priorities and deadlines.
- Ability to influence, explain complex legal topics to non-lawyers, and frame business-relevant solutions.
- Collaborative team player, embraces managing ambiguity, and thriving in fast-paced, evolving environments.

Preferred qualifications:

- A mix of private practice and in-house experience.
- Experience supporting expansion into new markets and launching new regulatory licences in the fintech, payments, or financial services sectors.
- Experience advising on consumer and commercial regulatory matters, including state money transmitter licensing (MTL) requirements and oversight by federal prudential regulators, with familiarity in regulations such as Reg E, UDAAP, and TILA.
- Experience using, deploying or developing RegTech, LegalTech or AI tools to enhance the legal function.
- Canadian payment processing and money services business experience including familiarity with RPAA, Fintrac and provincial financial licensing.

## APPLICANT SAFETY POLICY: FRAUD AND THIRD-PARTY RECRUITERS

To protect you from recruitment scams, please be aware that Airwallex will not ask for bank details, sensitive ID numbers (i.e. passport), or any form of payment during the application or interview process. All official communication will come from an @airwallex.com http://airwallex.com email address. Please apply only through careers.airwallex.com http://careers.airwallex.com or our official LinkedIn page.

Airwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary.

## EQUAL OPPORTUNITY

Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don’t regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.

## About Airwallex

## Company Overview
- **One-liner**: Airwallex is a financial technology company building a unified global payments and banking platform that helps businesses manage cross-border payments, treasury, spend, and financial operations through proprietary infrastructure, software, and AI.
- **Entity Type**: Private (Series G)
- **Headquarters**: Dual headquarters in Singapore and San Francisco, USA; founded in Melbourne, Australia
- **Founded**: 2015
- **Founders**: Jack Zhang (CEO), Lucy Liu, Max Li, Xijing Dai, and Ron Li

## Core Business
- Primary industry: Financial Services / Payments / Fintech Infrastructure
- Target customers: B2B, primarily serving SMBs, scaling enterprises, digital platforms, and marketplaces globally
- Mission or purpose statement: "Build the future of global banking" — they aim to replace legacy, fragmented banking systems with a borderless, intelligent, real-time financial operating system for modern businesses.

## Products & Services
- **[Business Accounts]**: Multi-currency global accounts to receive, hold, and manage funds in 20+ currencies, with local account details for key markets.
- **[Payments]**: Global payment acceptance via 160+ local payment methods, low-code checkout, and programmatic payout capabilities to 200+ countries.
- **[Spend / Corporate Cards]**: Multi-currency corporate and employee cards with customisable spend controls, designed for global teams.
- **[Expense Management]**: A platform to track, control, and reconcile global business expenses, including employee reimbursements.
- **[Billing & Subscription Management]**: A billing platform for usage-based and subscription pricing models, supporting AI companies and complex revenue workflows.
- **[Platform APIs]**: API-first infrastructure enabling businesses to embed financial services (accounts, payments, FX, card issuing) into their own products.
- **[FX & Treasury]**: Interbank foreign exchange rates and tools to intelligently manage currency risk across markets.

## Market Standing
- **Valuation**: US$11 billion (latest valuation in 2025, following a fresh investment round).
- **Key Metric**: US$1.8 billion in total funding raised; Annual Recurring Revenue (ARR) surpassed US$1 billion by 2025.
- **Notable Investors/Partners**: Series G investors include prominent global venture capital firms (specific names not listed in source but backed by top-tier VCs); serves over 200,000 businesses including TikTok, Brex, Rippling, Navan, Qantas, and SHEIN.
- **Growth Signals**: 
  - US$287 billion in global payments processed (USD).
  - 92% of transfers settled same-day, 50% processed instantly.
  - Over 85 financial licenses and registrations globally.
  - Team of ~2,300 people across 27 offices internationally.
  - Dual-headquarters model (Singapore + San Francisco) adopted in 2025 to support next phase of growth.

## Competitive Advantages
- Proprietary, API-first infrastructure built from scratch (not riding legacy banking rails), enabling faster, cheaper, and more transparent cross-border transactions.
- Unified platform combining banking, payments, spend management, billing, and FX — reducing the need for multiple vendors.
- Deep AI integration across the platform to automate financial operations and provide intelligent insights.
- Extensive regulatory licensing (85+ licenses) across major markets, creating a high barrier to entry.
- Strong network effects: serves both direct businesses and platforms/marketplaces that embed Airwallex into their offerings.

## Strategic Focus
- Continue scaling the platform to support the rapid growth of AI-native companies and usage-based business models (highlighted by the launch of their global billing platform).
- Expand the dual-headquarters presence to tap into the largest tech talent markets (San Francisco and Singapore).
- Invest heavily in AI to build "interconnected, intelligent financial systems where money, data, and decisions move together."
- Deepen product capabilities to automate financial operations end-to-end for global businesses.

## Why Work Here
- High-growth, ambitious environment: described as "the most ambitious work of your career" by the company; founded in 2015 and already processing $287B in payments.
- Global impact and scale: work on infrastructure used by 200,000+ businesses, from startups to enterprises like TikTok and SHEIN.
- Hybrid/office culture: 27 offices globally (Melbourne, Singapore, San Francisco, London, Shanghai, Amsterdam, and more) offering opportunities to work across teams and locations.
- Engineering-driven culture: heavy emphasis on building proprietary technology, AI, and developer-first products.
- Notable perks: opportunity to work on a modern financial stack, exposure to cutting-edge AI/Fintech intersection, and a diverse, international team of "2,200 of the brightest and most innovative people in tech."

## Sources
1. [airwallex.com - Who We Are](https://www.airwallex.com/en-eu/who-we-are)
2. [airwallex.com - Global Platform](https://www.airwallex.com/global)
3. [careers.airwallex.com](https://careers.airwallex.com/)
4. [LinkedIn - Airwallex](https://www.linkedin.com/company/airwallex)
5. [jobs.ashbyhq.com - Airwallex](https://jobs.ashbyhq.com/airwallex)

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