--- title: 'Senior Risk Officer at Inpay' canonical: 'https://feeny.ai/job/senior-risk-officer-inpay-copenhagen-8n6a3whgpgyg' type: 'job' last_seen: '2026-11-07' --- # Senior Risk Officer at Inpay - **Company:** Inpay - **Location:** Copenhagen, Denmark - **Employment:** full-time - **Work type:** onsite - **Posted:** 2026-11-05 - **Last confirmed live:** 2026-11-07 - **Apply:** https://jobs.lever.co/inpay-2/a7b85d9f-f75a-4f1e-9773-22489e148fe9 ## Job description Inpay is hiring a Senior Risk Officer, in a senior role reporting directly to the Chief Risk Officer, to be the right hand of the CRO: the person who owns our senior stakeholder relationships on risk, builds our AI framework for risk, and runs business-wide risk assessments that leadership can act on. You bring 7 to 9 years of hands-on, banking-grade risk experience, work autonomously, and make the call when it matters. You support the Risk Committee and share your expertise freely with our most senior leaders. ## What you will do Own senior stakeholder management on risk - Be the trusted risk counterpart to your colleagues, thethe executive team, the board and business leaders - Translate risk into clear decisions, options and recommendations, not just findings Architect our AI framework for risk - Design and own the framework for how AI is used in risk management, with governance and controls built in - Model risk using AI, turning data into early warnings and better decisions Run business-wide risk assessments - Conduct risk assessments across the whole business, covering a broad variety of risk types - Define, monitor and report Key Risk Indicators (KRIs) that show where we are heading, not only where we have been Be the CRO’s right hand - Deputise for and support the Chief Risk Officer on day-to-day and strategic risk topics - Support and help running Take an active seat on the Risk Committee and bring proposals, not just problems Share your expertise at the top - Share your know-how openly with the Chief Risk & Compliance OfficerRisk Officer and Chief Compliance Officer, bringing practical, hands-on experience they can learn from - Strengthen governance maturity across the organisation ## What you bring - 7 to 9 years of experience in risk, with a banking background - Real hands-on experience: you have done the work, not only overseen it - Knowledge of a wide variety of risks, such as credit, operational, compliance, financial crime, third-party and technology risk - Proven ability to model risk using AI and to put that into practice - Experience designing and running business-wide risk assessments with KRIs - Governance maturity: you know how to build, run and challenge risk committees, policies and controls - Deep expertise, and a genuine willingness to share it with senior risk and compliance leaders - Strong senior stakeholder skills, from the executive team to the board ## How you work Customer focused - You ask whether a risk decision solves a real human problem, and keep customer outcomes in view Decision maker -  You weigh the facts, make the call and own the result Solution giver - You bring suggestions and solutions to every risk you raise Action oriented - You take initiative, and when something stalls you ask why and find a way around it Autonomous and a team player  - You work independently, and you share credit and learning across Risk, Compliance and the business Knowledge sharer - You know your stuff, happily share it, and lift the standard around you ## What we offer From competitive salaries and flexible working hours, to professional development and health insurance, we strive to offer one of the best working environments around. But check out our careers page to find out even more. At Inpay, our core values drive our success. We seek individuals who embody these values: Customer First: You demonstrate professionalism, prioritize customer satisfaction, and deliver high-quality results. Raise the Bar: You maintain a positive attitude, foster resilience and adaptability, and strive for continuous improvement. Accountability: You take responsibility for tasks, show initiative in problem-solving, and meet commitments. Fearless Innovation: You embrace a growth mindset, seek learning opportunities, and drive innovation. Together We Can: You build positive relationships, collaborate effectively, and support team success. Action: You are proactive, action-oriented, and committed to delivering results. If these values resonate with you - and you’re based in Copenhagen or within commuting distance  - we would love to hear from you. What we offer: From flexible working hours to social events, professional development, and health insurance, we strive to offer one of the best working environments around. Our smart technology, innovative products, robust compliance, and in-house experts from 45+ countries solve complex payment challenges with an industry-leading 99% transaction success rate. We are regulated by the Danish Financial Supervisory Authority. Our headquarters are in the royal quarter of central Copenhagen You can see a snapshot of what working life looks like here. Find out more about Inpay here. ## About Inpay ## Company Overview - **One-liner**: Inpay provides cross-border payments and open banking solutions for businesses in financial services, iGaming, corporate, and NGO sectors. - **Entity Type**: Private (Bootstrapped/Privately Held) - **Headquarters**: Copenhagen, Denmark (Toldbodgade 55B, 1253 Copenhagen) - **Founded**: 2008 - **Founders**: Jacob Tackmann Thomsen ## Core Business - **Primary industry**: Financial Services / Fintech – Cross-Border Payments - **Target customers**: B2B; serving Financial Services, iGaming, Crypto, Corporate sectors, and NGOs - **Mission or purpose statement**: To connect organisations and communities globally to the network they need to thrive, making money move at speed with compliance and trust. ## Products & Services - **Money Out**: A global payout solution supporting 90+ currencies via SEPA Instant, SEPA, and SWIFT. Enables 24/7/365 cross-border payments with a customer portal for live monitoring. Processes 1M+ transactions per month. - **Money In**: An Open Banking pay-in solution offering a cardless, frictionless experience with 3-click payments, 0% chargeback exposure, 99% transaction success rate, and significant cost savings vs. cards. ## Market Standing - **Valuation/Market Cap**: Not publicly available (private company) - **Key Metric**: Annual Revenue of approximately **$52M** (USD 51,962,204) and **Total Funding**: Bootstrapped (no external funding rounds publicly disclosed) - **Notable Investors/Partners**: Not applicable (privately owned); Regulated by the Danish Financial Supervisory Authority (Danish FSA) - **Growth Signals**: Named Denmark’s fastest-growing company and Europe’s 6th fastest-growing Fintech. Headcount has grown to over 180 employees (+2.3% YoY from 142). Expanded team across Copenhagen and London. Processes over 1 million transactions per month. ## Competitive Advantages - **Compliance-first heritage**: Regulated by the Danish FSA since founding, with a strong risk and compliance framework led by a Chief Risk & Compliance Officer with Ph.Ds in law. - **Proprietary banking network**: A resilient global network spanning 90+ countries built over 18 years, offering high reliability (99.6% transaction success rate). - **Open Banking innovation**: Cardless pay-in solution eliminates chargeback exposure and reduces costs, differentiating from traditional card-based payment providers. - **Sector focus**: Deep expertise in demanding, high-volume sectors (iGaming, crypto, financial services) that require speed and certainty. ## Strategic Focus - **Scaling the banking network**: Actively hiring a Network Relationship Director to expand partnerships with banks and financial institutions globally. - **Product expansion**: Continuing to grow both Money Out (payouts) and Money In (Open Banking) capabilities, with a focus on real-time, 24/7/365 service. - **Operational excellence**: Investing in compliance, risk management, and a customer portal with rich data analytics and reporting to serve enterprise clients. ## Why Work Here - **Culture**: Described as "dedicated, diverse, and globally-minded" – employees from 49+ countries, with a strong emphasis on inclusion and varied backgrounds. - **Work Model**: Offers flexible hours and work-from-home options. Offices in Copenhagen and London are stylish and modern with free refreshments, breakfasts, and lunches. - **Compensation & Benefits**: Competitive salary, health insurance, and professional development opportunities. - **Engineering Culture**: Led by CTO Ami Klein (25+ years experience, one of the first employees), the tech team focuses on agile development, secure and scalable systems, and the KISS principle. - **Growth Trajectory**: Part of a fast-growing European fintech that has been recognized for rapid scaling, offering employees the chance to shape the future of cross-border payments. ## Sources 1. [inpay.com](https://www.inpay.com/) 2. [inpay.com/careers](https://www.inpay.com/careers/) 3. [inpay.com/about-us](https://www.inpay.com/about-us/) 4. [linkedin.com/company/inpay-com](https://linkedin.com/company/inpay-com) 5. [jobs.lever.co/inpay-2](https://jobs.lever.co/inpay-2) ## Other roles at Inpay - [Financial Crime Prevention Specialist](https://feeny.ai/job/financial-crime-prevention-specialist-inpay-copenhagen-6dfc0en28646) — Copenhagen, Denmark - [Financial Crime Prevention Subject Matter Expert](https://feeny.ai/job/financial-crime-prevention-subject-matter-expert-inpay-copenhagen-h0b6qtp6bchh) — Copenhagen, Denmark - [Senior KYC Specialist](https://feeny.ai/job/senior-kyc-specialist-inpay-copenhagen-2fwztv72adtx) — Copenhagen, Denmark