---
title: 'Senior Security Analyst at Monzo'
canonical: 'https://feeny.ai/job/senior-security-analyst-monzo-cardiff-london-or-jk8bp6aqacvt'
type: 'job'
last_seen: '2026-09-16'
---

# Senior Security Analyst at Monzo

- **Company:** Monzo
- **Location:** Cardiff London OR, United Kingdom
- **Work type:** remote
- **Posted:** 2026-09-15
- **Last confirmed live:** 2026-09-16
- **Apply:** https://job-boards.greenhouse.io/monzo/jobs/8204229

## Job description

🚀 We’re on a mission to make money work for everyone.

We’re waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as [personal](https://monzo.com/current-account/personal) and [business](https://monzo.com/business-banking) bank accounts, we offer [joint accounts](https://monzo.com/current-account/joint-account), [accounts for 16-17 year olds](https://monzo.com/current-account/16-17), a [free kids account](https://monzo.com/current-account/under-16s) and [credit cards](https://monzo.com/flex) in the UK, with more exciting things to come beyond. Our UK customers can also [save](https://monzo.com/savings), [invest](https://monzo.com/investments)and [combine their pensions](https://monzo.com/pensions) with us.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

📍London/Cardiff/UK Remote | 💰£57,000 - £70,000 + Incentive Awards tied to your performance + [Benefits](https://monzo.com/careers/)  ✨

At Monzo our mission is to make money work for everyone. Central to this is making sure the bank is safe and secure for our customers. We’re always keen to hear from people who believe in our mission and want to join us on this journey.

We’re looking for a proactive, curious, technically-minded and organised Senior Security Analyst to join Monzo's Security team.

Our team is Monzo’s front door to Security, helping the whole business operate securely. This means you’ll get exposure to a wide range of business context and a broad mix of information security work. One day you might be assessing the security of a new supplier; the next you could be supporting an audit or assurance review, assessing the risks of a new product or technology change, updating a policy, or helping a team turn regulatory requirements into practical action.

You’ll work closely with security specialists, engineers, product teams, third party risk, procurement, and colleagues from across Monzo to solve interesting problems and strengthen how we effectively manage security risk as we grow.

We want security to protect Monzo without creating unnecessary friction or compromising user experience. You’ll have the opportunity to make a notable impact in an environment where security is both a priority and an opportunity for innovation!

🔑 You’ll play a key role by...

- Delivering third party security and supplier security assurance: assess new and existing suppliers, reviewing questionnaires, certifications, and other evidence to understand their security posture. Use your judgement to identify risks, translate technical findings into recommendations, and work with teams across Monzo to manage them throughout the supplier lifecycle. Help us build a more effective, scalable and industry-leading third party security capability as Monzo grows!
- Delivering security assurance activities: lead and contribute to control testing, PCI DSS assessments, regulatory reviews, and internal and external audits. Evaluate evidence, identify gaps and work with teams across Monzo to see findings and remediation through to completion.
- Strengthening our governance: improve security policies, procedures and controls so they’re practical, proportionate, and reflect how things work in reality.
- Supporting our Security Front Door: work alongside our other analysts to respond to security questions and requests from across Monzo, bringing in specialists when needed and finding ways to make the experience better for other Monzonauts.
- Taking ownership and running with it: turn loosely defined security problems into clear outcomes, work out the best way forward, and bring in the right people to make it happen.
- Helping teams build and change safely: work with engineers, product teams and other colleagues to understand what they’re trying to achieve. Review new products and technology or business changes, identify security risks and control gaps, and turn security and regulatory expectations into requirements that work in practice.
- Improving how we work: use data, automation and AI to make our processes simpler and more scalable, while exploring new ways technology can help us work smarter.
- Raising the bar for security: bring fresh perspectives to real-world security challenges, keep developing your own skills and knowledge, and help less experienced analysts grow.

🤩 We’d love to hear from you if…

- You understand security risk: you’re comfortable identifying and assessing security risks, and can recommend proportionate ways to manage them. Experience in third party security or supplier security assurance would be a bonus!
- You can evaluate security evidence: you can review supplier questionnaires, security policies, penetration test reports and assurance evidence, and know when to dig deeper.
- You have strong security fundamentals and technical curiosity: you understand core security concepts and good practice, are comfortable getting into technical detail, and ask thoughtful questions to get to the heart of a problem.
- You think beyond the task in front of you: you look for patterns and root causes, use evidence and data to prioritise and look for ways to make things work better.
- You’re proactive: you can make progress independently, seek out the information you need, and are comfortable challenging assumptions to move things forward.
- You can manage competing priorities: you can juggle different pieces of work, keep people informed, and make sensible decisions about what needs attention or escalation.
- You’re a clear communicator: you can explain security risks and recommendations to technical and non-technical audiences in a way that works for them.
- You enjoy collaborating: you like working with people across different disciplines, building strong relationships, and helping make security easier to do well.
- You’re passionate about security: you’re excited by the challenges and opportunities in cyber security, keep up with an evolving industry, and are motivated to continue developing your knowledge and skills.

🙏 It would be great if…

- You’ve worked in financial services, fintech, or another highly regulated environment.
- You’ve supported PCI DSS, ISO 27001, SOC 2 or NIST-aligned assurance, regulatory reviews, or internal and external audits.

Not ticking every box? That’s totally okay! Studies show that women and people of colour might hesitate to apply unless they meet every single requirement. At Monzo, we’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything that's listed just yet. Drop us your application, we’d love to hear from you!

🙌 What’s in it for you

💰 £57,000 - £70,000 ➕Incentive Awards tied to your performance.

📍This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London)

⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.

📚 £1,000 learning budget each year to use on books, training courses and conferences.

🏡 We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.

➕ Plus lots more! [Read our full list of benefits](https://monzo.com/careers/).

🌈 The application journey has 3 key steps

- Intro call with the recruiter
- 30 min call with the hiring manager
- 2 hours of technical and behavioural interviews

This process should take around 4-5 weeks - your schedule is really important to us, so we promise to be as flexible as possible!

We have some guidelines on using Artificial Intelligence (AI) to ace an application and interview at Monzo. [You can read them here.](https://monzo.com/blog/the-ultimate-guide-on-using-ai-to-ace-an-interview-at-monzo)

We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.

## #LI-OS1 #LI-REMOTE

## Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our [blog](https://monzo.com/blog/diversity-and-inclusion), 2026 [Diversity and Inclusion Report](https://monzo.com/blog/our-2026-diversity-and-inclusion-report) and 2025 [Gender Pay Gap Report.](https://monzo.com/blog/gender-pay-gap-report-2025)

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊

## About Monzo

## Company Overview
- **One-liner**: Monzo is a UK-based digital bank offering personal and business current accounts, savings, loans, investments, and insurance through a mobile-first platform.
- **Entity Type**: Private (Series I, unicorn)
- **Headquarters**: London, United Kingdom (offices also in Cardiff, Dublin, and Barcelona)
- **Founded**: 2015
- **Founders**: Tom Blomfield, Gary Dolman, Jonas Huckestein Templestein, Jason Bates, Paul Rippon (current co‑CEOs are Diana Layfield and Conor Walsh)

## Core Business
- Primary industry/industries: Digital banking and financial services (consumer finance, payments, lending)
- Target customers: B2C (personal banking) and B2B/SMB (business banking); primarily UK‑based, with growing EU presence
- Mission or purpose statement: “Building a bank you’d be proud to use” – focused on solving problems, not selling financial products, and making money work for everyone.

## Products & Services
- **Personal Current Account**: Mobile‑banking account with budgeting tools, spending insights, and automated savings. Features real‑time notifications, card controls, and biometric authentication.
- **Business Current Account**: Separate account for small businesses with expense categorisation, invoicing, and integration with accounting software.
- **Savings Pots**: Sub‑accounts inside the app to save toward goals; includes interest‑bearing options.
- **Credit Cards & Loans**: Personal credit cards, overdrafts, and Flex (buy‑now‑pay‑later style borrowing). Also offers personal loans.
- **Investments**: Share dealing and ISA products (introduced in 2024).
- **Insurance**: Home, travel, and gadget insurance (underwritten by partners).
- **Pension Management**: Tools to manage and consolidate pension pots within the app.

## Market Standing
- **Valuation**: $5.2 B (current, per Tracxn; latest round Series I)
- **Key Metric**: Annual revenue £1 B+ (as of 31 Mar 2025), total funding $1.81 B
- **Notable Investors/Partners**: General Catalyst, Passion Capital, Accel (lead investors in previous rounds)
- **Growth Signals**: 15 million+ personal and business customers; headcount of ~3,786 (YoY growth 26.8% per Revelio Labs); expansion into EU via Dublin office; launched investment and pension products in 2024; continued lending product innovation (Flex, credit cards).

## Competitive Advantages
- **Community‑driven product development** – Customers actively suggest features, test the app, and give feedback, creating strong brand loyalty.
- **Mobile‑first architecture** – Built from scratch as a digital‑only bank, offering a seamless user experience with real‑time budgeting and spending insights.
- **Regulatory innovation** – One of the first UK challengers to obtain a full banking licence, enabling deposit‑taking and lending.
- **Open‑source culture** – Engages with the engineering community through open‑source contributions and transparent development.

## Strategic Focus
- **Product expansion**: Deepening lending and investment offerings, and building a wealth management suite.
- **International growth**: Scaling in the European market (office in Barcelona, Dublin hub, and hiring for EU‑focused roles).
- **Embedded finance**: Enabling third‑party services to use Monzo’s banking infrastructure.
- **Operational efficiency**: Using AI/ML for risk management, fraud detection, and personalised financial recommendations.

## Why Work Here
- **Culture**: Open, collaborative, and inclusive; regular community events, yoga, and lunch‑and‑learns; contributes to open‑source software.
- **Remote/Hybrid**: Office‑based roles allow occasional remote work; distributed workers receive equipment budget. Roles in London, Cardiff, Dublin, Barcelona, or UK‑remote.
- **Visas**: Monzo sponsors visas for tech, engineering, and product roles due to Home Office regulations.
- **Learning**: £1,000 annual budget for books, courses, and conferences; regular knowledge‑sharing sessions.
- **Compensation & Benefits**: Annual salary reviews; performance‑based incentive awards (cash/equity mix); pension (4% Monzo contribution, matching up to 6%); private healthcare; life insurance (4x salary); 26 days holiday + bank holidays (or opt‑out for 34 days); 8‑week sabbatical every 5 years; generous family leave (primary caregiver 26 weeks full pay, secondary 13 weeks full pay); paid sick leave; cycle‑to‑work scheme.
- **Office Perks**: Free breakfast, hot lunches twice a week, snacks, and drinks in London office.

## Sources
1. [monzo.com/careers](https://monzo.com/careers) – Benefits, visa policy, flexible working, culture
2. [monzo.com/about](https://monzo.com/about) – Company overview, mission, customer count
3. [tracxn.com/d/companies/monzo](https://tracxn.com/d/companies/monzo/__HguZJzK7Q_qZsyIz1Y4VwV75H5fHjDMtGaXPelPAxpU) – Funding, valuation, revenue, employee count, founders, CEOs
4. [job-boards.greenhouse.io/monzo](https://job-boards.greenhouse.io/monzo/jobs/7963253) – Open roles, location details
5. [reveliolabs.com/companies/monzo-bank/employees](https://www.reveliolabs.com/companies/monzo-bank/employees/) – Headcount growth

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