---
title: 'Senior Software Engineer - AI Tooling at Plaid'
canonical: 'https://feeny.ai/job/senior-software-engineer-ai-tooling-plaid-san-francisco-9zvzq85v278e'
type: 'job'
last_seen: '2026-09-10'
---

# Senior Software Engineer - AI Tooling at Plaid

- **Company:** [Plaid](https://feeny.ai/companies/plaid)
- **Location:** San Francisco, CA
- **Compensation:** $191k–$263k
- **Employment:** full-time
- **Work type:** hybrid
- **Posted:** 2026-07-10
- **Last confirmed live:** 2026-09-10
- **Apply:** https://jobs.ashbyhq.com/plaid/3f7a4b9f-50b9-4adf-8475-4a4e6b8f0893

## Job description

We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Seattle, Washington D.C., Raleigh, London, and Amsterdam.

Team: Plaid is becoming an AI-first company, and Intelligent Tooling builds internal platforms and tools to lead the transformation. Our biggest opportunity isn't just better tools for engineers, it's extending AI-native internal tooling to the rest of Plaid. Tools built for engineers assume things non-engineers don't have: local toolchains, monorepos, engineer credentials, PR-based workflows. That mismatch means Ops, Support, and other teams can't easily inherit what we build for engineering. They need their own path and we're building that path.

Role: As a Senior Software Engineer on Intelligent Tooling, you will build and operate internal systems that empower non engineering teams to automate their workflows with AI. You will own the product and platform layer for internal tools, including the constraints and infrastructure that keep those tools safe and maintainable.

There's no existing playbook for this at Plaid. You will define what the right non-eng AI surface looks like, ship its first durable versions, and partner closely with internal users to make sure it solves real problems. You will act as the engineering point of contact embedded with non-engineering teams, running discovery and translating their operational needs into shipped software. What you build here becomes how non-engineering teams at Plaid work with AI.

Responsibilities:

- Design, build, and operate internal tools and platform capabilities for high-leverage non-engineering workflows
- Translate ambiguous internal pain points into simple, durable software products
- Define platform constraints for auth, runtime, storage, deployment, and maintenance so internal tools are safe for broader use
- Build with strong product judgment, balancing flexibility with clear boundaries between what belongs in Retool, Scaffold, and a new AI-native internal tool surface
- Partner with Security, Infrastructure, and internal stakeholder teams to ship systems that are reliable in production
- Own systems end-to-end, including implementation, rollout, support, and iterative improvement

Qualifications: Must have:

- 5+ years of professional software engineering experience
- Strong experience building and operating production systems
- Experience building internal tools, platforms, or workflow software
- Strong product judgment and communication in ambiguous spaces
- Hands-on experience using AI-powered development tools, agents, or automation
- Strong builder mindset; comfortable creating the first version of a product surface that does not yet have a clear industry template

Nice to have:

- Experience with developer tooling, internal platforms, or infra-adjacent systems
- Experience with auth, service accounts, constrained runtimes, or internal security boundaries
- Experience building products for non-engineering users
- Exposure to agentic workflows, automation, or AI-enabled internal applications

Our mission at Plaid is to unlock financial freedom for everyone. To support that mission, we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesn't fully match the job description. We are always looking for team members that will bring something unique to Plaid!

Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race, color, national origin, ethnicity, religion or religious belief, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, military or veteran status, disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state, and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability, please let us know at accommodations@plaid.com.

Please review our Candidate Privacy Notice [here](https://plaid.com/legal/#candidate-privacy-notice).

Additional compensation in the form(s) of equity and/or commission are dependent on the position offered. Plaid provides a comprehensive benefit plan, including medical, dental, vision, and 401(k). Pay is based on factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience and skillset, and location. Pay and benefits are subject to change at any time, consistent with the terms of any applicable compensation or benefit plans.

## About Plaid

## Company Overview
- **One-liner**: Plaid provides a data transfer network and technology platform that powers fintech and digital finance products by enabling applications to securely connect with users' bank accounts.
- **Entity Type**: Private (Series D, late-stage)
- **Headquarters**: San Francisco, California, United States
- **Founded**: 2013
- **Founders**: Zach Perret, William Hockey

## Core Business
- **Primary industry**: Financial Technology (Fintech) / Software Development
- **Target customers**: B2B — fintech companies, digital financial services, banks, and developers (over 9,000 fintech partners)
- **Mission or purpose statement**: "Make digital finance possible" and build a financial system that works for everyone.

## Products & Services
- **[Account Linking & Auth]**: The gold standard in account linking with built-in fraud signals, identity verification, and high conversion rates.
- **[Transactions, Balance, Identity, Assets, Investments, Liabilities]**: Enriched financial data products for building financial management experiences — categorized transactions, real-time balances, and merchant data.
- **[Income & Employment]**: Verification and cash flow data for lending decisions.
- **[Payment Initiation (Pay by Bank, Recurring, Payouts)]**: Bank payment solutions built for fintechs that move money at scale.
- **[Monitor & Fraud Signals]**: Ongoing risk monitoring and identity verification tools.

## Market Standing
- **Valuation/Market Cap**: Not publicly disclosed; raised $1.3B in total funding.
- **Key Metric**: Total Funding of $1.3 billion; Annual Revenue estimated at $170M (per LinkedIn).
- **Notable Investors/Partners**: Spark Capital (Seed lead), Index Ventures, Kleiner Perkins (Series C leads), Goldman Sachs Investment Partners (Series B lead). Partners with 12,000+ financial institutions across 20 countries.
- **Growth Signals**:
    - 150M+ global users on the Plaid network.
    - 1M new daily connections across thousands of apps.
    - 55% YoY European customer growth.
    - Recognized on Time100 Most Influential Companies 2025.
    - Named on Forbes Fintech 50 for nine consecutive years.
    - Listed on Forbes Cloud 100.
    - Headcount grew 5.7% YoY to ~1,089 employees.

## Competitive Advantages
- **Massive Network Effect**: Over 12,000 financial institutions and 9,000+ fintech partners create a powerful ecosystem that is difficult to replicate.
- **Developer-First Platform**: High-quality APIs with 99.99% uptime, making Plaid the default infrastructure layer for fintech.
- **Global Infrastructure**: Coverage across 20 countries (US, Canada, UK, France, Spain, Ireland, Netherlands, and more) with local expertise.
- **Data Moat**: Access to enriched, real-time financial data (transactions, income, balances) that improves lending and fraud decisions.

## Strategic Focus
- **European Expansion**: Strong emphasis on growing across Europe, with dedicated local teams and regulatory compliance.
- **Payments & Money Movement**: Doubling down on bank payments (Pay by Bank, Payouts) to compete with card networks.
- **AI & Engineering Velocity**: Investing in AI coding adoption and developer tooling to accelerate product delivery.
- **Platform Expansion**: Moving beyond account linking into lending, identity, and fraud prevention.

## Why Work Here
- **Engineering Culture**: Emphasizes a "growth mindset," bottoms-up innovation, and "all-in or nothing" commitment to long-term initiatives. Engineers are empowered to identify opportunities and ship quickly.
- **Work Environment**: Vibrant offices in San Francisco (HQ), NYC, Raleigh-Durham, Seattle, and London. Offers catered meals, happy hours, and clubs. Remote options available in the US.
- **Benefits**: Competitive pay, comprehensive health benefits (fertility, mental health, parental leave), home office stipends, daycare support, commuting benefits (CitiBike, Lyft).
- **Team & Impact**: Over 900 team members across 6 offices globally. Described as a late-stage company that still operates like a startup — high autonomy and fast iteration.
- **Growth**: Internship programs available; strong focus on career development and internal mobility.

## Sources
1. [plaid.com](https://plaid.com/) — Official website
2. [plaid.com/careers](https://plaid.com/careers/) — Careers page with benefits and culture
3. [plaid.com/company](https://plaid.com/company/) — About us / mission page
4. [plaid.com/engineering](https://plaid.com/engineering/) — Engineering culture page
5. [linkedin.com/company/plaid-](https://www.linkedin.com/company/plaid-) — LinkedIn profile with financials and headcount
6. [jobs.ashbyhq.com/plaid](https://jobs.ashbyhq.com/plaid) — Official job board

## Other roles at Plaid

- [Corporate Counsel, Governance and Financial](https://feeny.ai/job/corporate-counsel-governance-and-financial-plaid-san-francisco-m1njc52y7b57) — San Francisco, CA
- [Staff Product Manager, Credit](https://feeny.ai/job/staff-product-manager-credit-plaid-new-york-c10256rf054t) — New York, NY
- [Senior Data Engineer - Data Engineering](https://feeny.ai/job/senior-data-engineer-data-engineering-plaid-san-francisco-npfse6fjchyj) — San Francisco, CA
- [Technical Support Engineer](https://feeny.ai/job/technical-support-engineer-plaid-london-s5wrw6d3fjzf) — London, United Kingdom
- [Senior Data Engineer](https://feeny.ai/job/senior-data-engineer-plaid-new-york-3d4bppdb194r) — New York, NY
- [Revenue Enablement Leader](https://feeny.ai/job/revenue-enablement-leader-plaid-united-states-evakrqxr5mrb) — United States
- [Senior Product Manager, Consumer](https://feeny.ai/job/senior-product-manager-consumer-plaid-san-francisco-jh39arek688r) — San Francisco, CA
- [Revenue Operations Accountant](https://feeny.ai/job/revenue-operations-accountant-plaid-san-francisco-ehpj09gh3acf) — San Francisco, CA
- [Enterprise Account Management Leader](https://feeny.ai/job/enterprise-account-management-leader-plaid-new-york-87yh5hg07c3n) — New York, NY
- [Software Engineer, Full Stack](https://feeny.ai/job/software-engineer-full-stack-plaid-seattle-m83d415g9yfx) — Seattle, WA