---
title: 'Senior Software Engineer, Backend (Payments) at Swile'
canonical: 'https://feeny.ai/job/senior-software-engineer-backend-payments-swile-brasil-szp69td1nd84'
type: 'job'
last_seen: '2026-09-09'
---

# Senior Software Engineer, Backend (Payments) at Swile

- **Company:** Swile
- **Location:** Brasil
- **Work type:** remote
- **Posted:** 2026-06-05
- **Last confirmed live:** 2026-09-09
- **Apply:** https://jobs.lever.co/swile/ba335751-9ae3-4d18-a5c8-b47596d577de

## Job description

## About us

At Swile, we believe that good products can help reduce friction in daily professional life and boost employee satisfaction. Today, we provide innovative solutions in various areas such as Fintech, Travel, HR, and Employee Benefits to more than 5.5 million users in 85,000 companies in France and Brazil.

## About the role

We are looking for a Senior Software Engineer to join our Payments Platform team, responsible for building and evolving a large-scale financial infrastructure serving millions of users. You will work on core payment and banking capabilities, including accounts, wallets, balances, payment authorization, card lifecycle management, compliance integrations, and reporting services. The platform is primarily built in Ruby, and you will contribute to its evolution in a highly autonomous and product-driven environment. As part of a global engineering organization, you will collaborate closely with teammates across Brazil and France, partnering with Product and Engineering leaders to deliver reliable, scalable, and user-centric solutions. We are looking for engineers who combine strong technical fundamentals with product thinking, business awareness, and a high level of ownership. As a Senior Software Engineer, your mission will be to: Design, build, test, deploy, and monitor backend services in production environments. Contribute to the evolution of a large-scale payments platform supporting millions of users. Work primarily with Ruby-based backend systems, evolving and maintaining core services. Collaborate closely with Product, Engineering, and cross-functional stakeholders to solve real business problems. Translate product requirements into pragmatic and scalable technical solutions. Drive architectural discussions and contribute to technical decision-making. Improve system reliability, observability, performance, and security. Lead projects end-to-end, ensuring high-quality execution and delivery. Participate in code reviews and promote engineering best practices. Mentor other engineers and contribute to the technical growth of the team. Facilitate communication and alignment across distributed teams. What We're Looking For: Significant experience building and operating backend systems in production. Strong understanding of software design, distributed systems, and scalable architectures. Experience with relational and non-relational databases. Experience with messaging and event-driven systems such as Kafka, RabbitMQ, or similar technologies. Ability to work autonomously and take ownership of complex problems from discovery to delivery. Strong analytical and problem-solving skills. Product mindset and ability to understand business context when making technical decisions. Clear communication skills and ability to collaborate in a global environment. Fluent/Advanced English proficiency (C1-C2 Level). Nice to Have: Experience in fintech, payments, banking, or other regulated industries. Experience with compliance, KYC, or financial reporting systems. Previous experience working in international and distributed teams. Why Join Us? You'll have the opportunity to shape critical payment infrastructure, solve complex engineering challenges at scale, and work alongside a highly autonomous team that values ownership, collaboration, simplicity, and continuous improvement.

## About Swile

## Company Overview
- **One-liner**: Swile is a French worktech company that provides an all-in-one employee benefits platform through a smart card and mobile app designed to simplify and digitize salary-linked benefits like meal vouchers, gift cards, mobility, and culture checks.
- **Entity Type**: Private (Unicorn, achieved profitability)
- **Headquarters**: Montpellier, France
- **Founded**: 2018
- **Founders**: Loïc Soubeyrand

## Core Business
- **Primary industry/industries**: Worktech (Employee Benefits, Fintech, HR Tech)
- **Target customers**: B2B, serving companies of all sizes (from SMBs to large enterprises) in France and Brazil, including clients like Carrefour, Le Monde, JCDecaux, PSG, Airbnb, Spotify, and TikTok.
- **Mission or purpose statement**: To reinforce employee engagement and spread smiles at work by offering a unified, personalized, and modern experience that meets everyone's needs.

## Products & Services
- **[Swile Card]**: A physical and digital smart card that consolidates all employee salary benefits (meal vouchers, gift cards, mobility allowances, culture checks) into a single payment method. Backed by proprietary "Smartcard" technology.
- **[Swile App]**: A mobile application that allows employees to manage their benefits, view transactions, and personalize their experience. High user ratings (4.7/5 on Google Play, 4.7/5 on Trustpilot, NPS of +65).

## Market Standing
- **Valuation/Market Cap**: Achieved unicorn status (valuation over €1 billion). Recent valuation not publicly disclosed as a private company.
- **Key Metric**: Achieved centaur status (over €100 million in annual recurring revenue) following the acquisition of Bimpli in December 2022. The company is now profitable.
- **Notable Investors/Partners**: Raised multiple funding rounds from leading investors (specific names not detailed in the provided sources, but described as "first-rank investors").
- **Growth Signals**: 
  - 1 out of every 3 meal voucher card transactions in France is made with a Swile card.
  - Successful acquisition and integration of Bimpli, pushing ARR over €100M and enabling profitability.
  - Expansion into the Brazilian market.

## Competitive Advantages
- **Proprietary Smartcard Technology**: An exclusive innovation that powers the unified benefits experience.
- **Unified Platform**: Swile aggregates all common employee benefits (meal, gift, mobility, culture) into one card and app, simplifying administration for companies and usage for employees.
- **Strong Brand and Trust**: Very high user ratings across app stores and review platforms, indicating high employee satisfaction.
- **Market Leadership in France**: Dominant position in the French meal voucher market with significant market share.

## Strategic Focus
- **International Expansion**: Operating in both France and Brazil, with ambitions to grow further.
- **Product Ecosystem Expansion**: Continuing to enhance the unified platform with new features and benefits categories.
- **Profitability and Sustainable Growth**: Having reached profitability, the focus is on maintaining healthy financials while scaling.
- **Responsible Business (RSE)**: Pursuing B Corp certification, committed to the Science-Based Target Initiative (SBTi), and holding an Ecovadis Silver Medal. Their strategy "Sustainable Swile 2025" drives environmental and social impact.

## Why Work Here
- **Culture**: Described as both "profoundly benevolent and extremely demanding," valuing autonomy and initiative-taking. Core values include "We are team players," "We are doers," "We move fast," "We are ambassadors," and "We stay hungry."
- **Remote/Hybrid Policy**: The company has both on-site roles (e.g., São Paulo) and roles with remote potential. Specific policy details would depend on the role and team.
- **Notable Perks**: An employee benefits package that starts with their own product—the Swile Card and App. The company strongly emphasizes professional equality (gender equality index score of 90/100), diversity, equity, and inclusion.
- **Engineering Culture**: A focus on "moving fast," testing, learning from failure, and high ambition without boundaries. The recruitment process for technical roles includes a practical test and multiple team interviews.

## Sources
1. [Swile Careers Page](https://jobs.lever.co/swile/)
2. [Swile Corporate - About Us](https://www.swile.co/a-propos-de-swile)
3. [Swile Product Page](https://www.swile.co/)
4. [Welcome to the Jungle - Swile Jobs](https://www.welcometothejungle.com/en/companies/swile/jobs)

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