---
title: 'Senior Software Engineer at EarnIn'
canonical: 'https://feeny.ai/job/senior-software-engineer-earnin-mexico-city-yx5sk9me171k'
type: 'job'
last_seen: '2026-09-06'
---

# Senior Software Engineer at EarnIn

- **Company:** EarnIn
- **Location:** Mexico City, Mexico
- **Work type:** remote
- **Posted:** 2026-06-03
- **Last confirmed live:** 2026-09-06
- **Apply:** https://job-boards.greenhouse.io/earnin/jobs/7977264

## Job description

## About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

## POSITION SUMMARY

Join our DevelSoper Experience team to design and ship AI-native tooling and agentic workflows that meaningfully accelerate the way EarnIn engineers build, ship, and operate software, and help set a new bar for what engineering productivity looks like. This is a remote position, though it could also be a hybrid role from our Mexico City office as part of our expanding site. EarnIn offers excellent benefits for our employees, including healthcare, internet and cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View headquarters. Our salary ranges are determined by role, level, and location. We are unable to provide visa sponsorship or immigration support for this position.

## WHAT YOU'LL DO

- Draw on firsthand experience with the friction, toil, and frustrations that slow engineering teams down and use that empathy to build tools and automation that actually solve the right problems.
- Drive the design, development, and implementation of tools, systems, and processes that accelerate engineering velocity, reduce manual effort, and raise the quality bar for software delivery.
- Use the latest AI capabilities LLM APIs, agentic workflows, MCP patterns, and AI-assisted development environments to fundamentally rethink what a high-productivity engineering team looks like.
- Architect and operate multi-step agentic systems with well-defined inputs, outputs, validation checkpoints, and human-in-the-loop guardrails that run reliably at scale.
- Embed AI-assisted capabilities into CI/CD pipelines and GitHub Actions workflows to improve build reliability, code quality feedback loops, and developer toil reduction.
- Guide and advise product engineering teams on best practices for building observable, scalable systems acting as a force multiplier across the org, not just within DevX.
- Partner directly with engineering teams to identify high-friction workflows, translate them into structured AI-assisted automation, and measure impact against defined success metrics.
- Instrument AI-powered features with end-to-end logging, monitoring, evaluation, and their lifecycle from pilot through iteration or retirement.
- Document patterns, usage guidance, and best practices so proven workflows can be consistently adopted and extended across the org.

## WHAT WE'RE LOOKING FOR

- 4+ years of professional software engineering experience, including 3+ years building infrastructure or internal tooling for developer teams; fluency in Python or Go.
- Firsthand experience with the tools, workflows, and pain points of software engineering teams; you've felt the friction yourself and know how to fix it.
- Hands-on experience building and deploying agentic or LLM-powered systems in production, including practical familiarity with MCP patterns, tool-augmented workflows, or multi-step agent architectures.
- Some experience integrating with LLM APIs (Anthropic Claude, OpenAI, or equivalent) and an understanding of tradeoffs around context management, latency, cost, and safety.
- Experience with GitHub Actions or similar CI/CD platforms, including building custom workflows, reusable actions, or automation that operates on code or pull requests.
- Daily use of AI-assisted development tools (Cursor, Claude Code, Copilot, or equivalent); treat these as core to how you work, not a nice-to-have.
- Ability to define meaningful metrics for AI-assisted tooling and run time-bound experiments to validate impact.
- Clear written and verbal communication skills, comfortable advising and influencing partner engineering teams in a distributed environment.
- Experience using AI-assisted development tools (e.g., Copilot, Cursor, LLMs)

#LI-Remote #LI-Hybrid At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

## About EarnIn

## Company Overview
- **One-liner**: EarnIn is a financial technology company that pioneered earned wage access, allowing people to access their pay as they earn it without mandatory fees, interest, or credit checks.
- **Entity Type**: Private (Series C, $415.1M total funding)
- **Headquarters**: Mountain View, California, United States
- **Founded**: 2012 (launched app in May 2014)
- **Founders**: Ram Palaniappan (CEO)

## Core Business
- **Primary industry**: Financial Services / Fintech (Earned Wage Access)
- **Target customers**: B2C (individuals living paycheck to paycheck) and B2B (employers via payroll integration)
- **Mission**: To make financial momentum accessible to everyone

## Products & Services
- **EarnIn Cash (formerly EarnIn)**: The core product allowing users to access up to $750 per pay period of their earned wages instantly, with no mandatory fees, no interest, and no credit check. Transfers typically take 1–2 business days, with an option for expedited transfers for a small fee.
- **Balance Shield**: An alert system that notifies users when their bank account balance is low, helping them avoid overdraft fees.
- **Credit Monitoring**: Free credit report monitoring service, launched as the first EWA provider to offer this.
- **Live Pay**: A real-time payroll integration product that allows employees to access wages as they are earned, directly through their employer.
- **EarnIn Payroll**: A B2B payroll service offering earned wage access as an employer benefit.

## Market Standing
- **Valuation/Market Cap**: Not publicly disclosed (private company)
- **Key Metric**: $415.1M in total funding; $85M annual revenue (LinkedIn estimate)
- **Notable Investors**: Andreessen Horowitz, Matrix Partners, DST Global, Spark Capital, Ribbit Capital, Felicis, Mitsubishi UFJ Financial Group
- **Growth Signals**: 463 employees (+17.5% YoY), operates in 14 countries, 202,933 LinkedIn followers (+9.5% YoY), winner of Inc. Magazine's 2023 Best In Business Award in Economic/Financial Equity

## Competitive Advantages
- **First-mover in EWA**: One of the earliest pioneers of earned wage access, giving them brand recognition and regulatory experience.
- **No mandatory fees model**: Differentiates from payday lenders and other fintechs by not charging interest, mandatory fees, or requiring credit checks.
- **Strong investor backing**: Backed by top-tier VCs (Andreessen Horowitz, Matrix, DST, Spark Capital) and a recent $75M debt facility from Mitsubishi UFJ Financial Group, signaling financial stability.
- **Healthy core business**: Described as having a "very healthy core business with a tremendous runway" by leadership.
- **Multi-product ecosystem**: Expanded beyond EWA into credit monitoring, savings, bill reminders, and payroll services, creating a sticky user base.

## Strategic Focus
- **International expansion**: Operating in 14 countries with engineering hubs in Mexico City, Bangalore, Vancouver, and Bangkok.
- **AI and Machine Learning**: Actively hiring for Head of Machine Learning, AI Builder, and Gen AI Software Engineer roles, indicating a push toward AI-powered financial products.
- **B2B growth**: Expanding EarnIn Payroll and Live Pay as employer-integrated solutions to drive enterprise adoption.
- **Product diversification**: Moving beyond core EWA into credit monitoring, savings tools, and broader financial wellness.

## Why Work Here
- **Culture**: Values include "Customer First," "Collaborative," "Creating Impact," and "Inventive." Strong emphasis on diversity and belonging with 6 active Employee Resource Groups (ERGs).
- **Work model**: Remote and hybrid teams across 14 countries, with hubs in Mountain View (HQ), Mexico City, Bangalore, Vancouver, and Bangkok.
- **Benefits**: Competitive medical/dental/vision, 401(K) and FSA plans, generous PTO, wellness funds, parental and caregiver leave, annual stipend for education and training, mentoring program.
- **Engineering culture**: Described as having "world-class talent" with a focus on building products that deliver real-time financial flexibility. Strong technical team with roles spanning ML, AI, DevOps, mobile, and platform engineering.
- **Growth trajectory**: 17.5% YoY headcount growth, operating in 14 countries, with a "very healthy core business" and "tremendous runway" according to leadership.
- **Employer rating**: 4.2/5 on LinkedIn, with compensation rated 4.3/5.

## Sources
1. [earnin.com](https://www.earnin.com/)
2. [earnin.com/careers](https://www.earnin.com/careers)
3. [boards.greenhouse.io/earnin](https://boards.greenhouse.io/earnin)
4. [linkedin.com/company/earnin](https://www.linkedin.com/company/earnin)
5. [earnin.com/press](https://www.earnin.com/press)

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