--- title: 'Senior Software Engineer - Full Stack (Dublin, CA) at SavvyMoney' canonical: 'https://feeny.ai/job/senior-software-engineer-full-stack-dublin-ca-savvymoney-dublin-8cgegpdqdsvh' type: 'job' last_seen: '2026-09-05' --- # Senior Software Engineer - Full Stack (Dublin, CA) at SavvyMoney - **Company:** SavvyMoney - **Location:** Dublin, Ireland - **Employment:** full-time - **Work type:** hybrid - **Posted:** 2026-09-04 - **Last confirmed live:** 2026-09-05 - **Apply:** https://jobs.ashbyhq.com/savvymoney/71388610-93d4-4c09-b0cc-435e7c1f7073 ## Job description **To be considered for this position, candidates must be legally authorized to work in the United States on a full-time basis without the need for employer sponsorship now or in the future. SavvyMoney is a leading San Francisco East Bay fintech company. We provide integrated credit score and personal finance solutions to 1,600 + bank and credit union partners nationally. The SavvyMoney solutions integrate with more than 43 digital banking platforms. SavvyMoney was recently recognized by the San Francisco Business Times and the Silicon Valley Journal as one of the "Top 25 Places to Work in the San Francisco Bay Area" and is an Inc. 5000 Fastest Growing Company. Our corporate offices are in Dublin, CA and we offer a hybrid work environment with some days at the corporate office and some days working from home. We are growing our team and looking for a Senior Software Engineer - Full Stack. Working closely with our Chief Architect, responsibilities will include - - Develop high-performing, scalable, and available backend infrastructure. - Contribute to and continually improve our site architecture, feature components, development process, and SDLC tools, and system design. - Translate product requirements and technical designs into well-engineered, low-defect, robust code. - Research new technologies or methodologies that can improve the architecture, user experience, or development process. - Participate in code reviews, listening to feedback while sharing your knowledge with other members of the team. - Collaborate with product, sales, customer-support, and other departments to implement new growth initiatives. - Identify performance bottlenecks while proposing and implementing effective solutions - Participate in architectural and software development activities - Good experience working in managing complex releases and code management - Conduct software analysis, testing, programming, and debugging. - Well versed with usage of any Static code analysis tools to implement Web best practices and standards - Mentor team to debug and assist in resolving technical spikes - Work with offshore teams and guide them on development of the product. Education and Experience - - BS/BA in a technical field such as Computer Science or equivalent experience - Relevant Experience of 8 years designing and implementing Java applications across various phases. - Experience building backend services and distributed systems. - Experience building microservices using Spring Framework. - Experience in using other java libraries to support reactive programming, redis API,AWS SDK, Localstack, is a plus. - Solid Experience in working with AWS Cloud Environment. Understanding and experience working on a broad range of AWS Cloud Services like ECS, Load Balancers, Fargate, S3, IAM Roles, Aurora RDS, Dynamo DB, Lambda, Glue, etc. - Understanding how to use Terraform for IAC is a plus. - Solid grasp of software engineering fundamentals and their practical applications - Ability to collaborate across multiple teams, on and offshore, and be willing to roll up your sleeves and execute! - Exposure to Containerization with tools like Docker and Kubernetes is required. - Experience with APIs (REST) - Understanding of client-side JavaScript frameworks - Knowledge of Agile development practices Base Salary The Annual Base salary for this position will be between $190,000.00 - $200,000.00 based upon experience. Additionally we provide - Equity Compensation Package - Flexible Time Off (FTO) - take time off as needed to rest and recharge. - Medical, Dental, Vision – 100% premium paid for employee - Disability/Life Insurance - Opportunity for learning and career growth with a top Bay Area technology company - Reimbursement for remote work setup - Monthly stipend for phone and internet - Team building events, culture activities, all hands events - Paid time off to volunteer and serve the community - Half day Fridays - 401k matching contribution - Beautiful California East Bay offices in Dublin, CA SavvyMoney’s EEO Statement SavvyMoney relies on diversity of culture and thought to deliver on our goal of Creative People, Practical solutions serving our client needs, and ensures nondiscrimination in all programs and activities. We continuously seek talented, qualified employees in our operations regardless of race, color, sex/gender, including gender identity and expression, sexual orientation, pregnancy, national origin, religion, disability, age, marital status, citizen status, protected veteran status, or any other protected classification under country or local law. SavvyMoney is proud to be an Equal Employment Opportunity/ Affirmative Action Employer. We are committed to protecting your data. To learn more, please review the SavvyMoney Employee Privacy Policy Notice here https://www.savvymoney.com/employee-privacy-policy/ ## About SavvyMoney ## Company Overview - **One-liner**: SavvyMoney provides a financial wellness and credit score platform that helps banks, credit unions, and fintechs engage consumers with personalized credit insights, monitoring, and pre-qualified offers. - **Entity Type**: Private (Growth Equity – last round raised $225M in ~March 2025, total raised $273.78M) - **Headquarters**: Dublin, California, United States - **Founded**: 2009 (originally as GoalSpring Financial) - **Founders**: Not publicly named on the company website; the leadership page lists President & CEO JB Orecchia as the current leader, but founder identity is not disclosed. ## Core Business - **Primary industry**: Financial Services / Fintech – Credit Scoring, Financial Wellness, Embedded Finance - **Target customers**: B2B – Banks, Credit Unions, and Fintech companies (over 1,600 financial institution partners) - **Mission**: “Empower financial well-being through innovation and partnership.” - **Vision**: “Financial Freedom for All.” ## Products & Services - **Credit Score & Monitoring Platform (SaaS)**: Provides consumers with free daily credit score access, full credit report, real-time monitoring alerts, and personalized financial tips. Integrates with 35+ digital banking platforms. - **Personalized Pre-qualified Offers (SaaS)**: Uses credit insights to surface relevant loan and deposit offers (e.g., credit cards, personal loans) within the institution’s digital channels, aiming to increase funded accounts. - **Account Opening Solution**: A streamlined, multi-channel account opening workflow for online, mobile, and in-branch environments. - **Data & Analytics Dashboard**: Provides financial institutions with behavioral insights, wallet-share gaps, and performance metrics to measure engagement and ROI. - **Financial Checkup & Credit Goals**: Interactive tools that help consumers set goals and track progress toward better financial health. ## Market Standing - **Valuation**: Not publicly disclosed. - **Key Metric**: Total funding raised – $273.78M (latest round: Growth Equity of $225M, reported March 2025 on CB Insights). - **Notable Investors/Partners**: Board members include representatives from **Spectrum Equity** (Managing Director) and **PSG** (Managing Director). Advisory board includes Jean Chatzky (personal finance expert) and former Fiserv Group President. No named lead investor for the latest round in the provided sources. - **Growth Signals**: - Ranked No. 1976 on the **2024 Inc. 5000** list of fastest-growing private companies (#109 in Financial Services, #77 in San Francisco area). - Named **Best Embedded Finance Solution** at the 2026 Banking Tech Awards USA. - Over 1,600 financial institution partners. - Headcount is not precisely stated, but the careers page lists 12 open positions across Engineering, Product, Business Intelligence, Sales, and Operations. ## Competitive Advantages - **Platform Integration**: Deeply embedded within the digital banking experience via integration with 35+ major banking platforms, making it sticky for institutions. - **White-glove Marketing Support**: Not just a technology provider – SavvyMoney offers marketing services to help FIs drive engagement and adoption. - **Award-Winning Innovation**: Recognized for embedded finance capabilities (2026 Banking Tech Award), indicating strong product differentiation. - **Patented Technology**: Has filed at least one patent for “Automated user matching using dynamic product parameters,” suggesting a proprietary matching algorithm for offers. ## Strategic Focus - **Deepening embedded finance capabilities** – seamlessly moving consumers from insight (credit score) to action (pre-qualified offer) within the same digital channel. - **Expanding analytics** – using data to help FIs identify wallet-share gaps and measure ROI, driving deposit and loan growth. - **Growing partner ecosystem** – continuing to build integrations and relationships with credit unions, banks, and fintechs. - **Product innovation** – recently launched “Credit Score Action Plan,” “Credit Goals,” and “Financial Checkup” to enhance consumer engagement. ## Why Work Here - **Culture & Values**: Guided by the “SavvySeven” core values (Love What You Do, Think Smart, Break Barriers, Trust in the Team, Live Your Truth, Listen & Learn, Be Amazing). Described as “work hard, play hard” with a focus on collaboration and innovation. - **Recognition**: Named a **Best Place to Work** (Bay Area top 25), plus inc.5000 fastest-growing list – signals a growing, well-regarded employer. - **Remote & Hybrid Flexibility**: Workforce spans the entire US and also has an office in India. Open positions are listed as either Hybrid (Dublin, CA) or Fully Remote (US Remote). Company states: “Do you prefer to work from home or in an office? We have both!” - **Engineering & Product Culture**: Active hiring for Senior Software Engineers, Data Scientists (AI/ML), Product Owners, and Business Intelligence analysts. Technology roles emphasize backend (Java, React, data science) and fintech domain expertise. - **Notable Perks**: Not explicitly detailed in provided sources, but the careers page implies a collaborative environment with growth opportunities. ## Sources 1. [savvymoney.com](https://www.savvymoney.com/) – Company homepage, product descriptions, mission/vision. 2. [savvymoney.com/careers](https://www.savvymoney.com/careers/) – Careers page with culture, values, remote/hybrid policy, award recognitions. 3. [savvymoney.com/company/about-us](https://www.savvymoney.com/company/about-us/) – Leadership team, board, history, Inc. 5000 ranking. 4. [cbinsights.com](https://www.cbinsights.com/company/savvymoney) – Funding details, total raised, patent info, headquarters, founding year. 5. [jobs.ashbyhq.com/savvymoney](https://jobs.ashbyhq.com/savvymoney) – Current open positions, departments, locations. ## Other roles at SavvyMoney - [Sales Executive (Dublin, CA or USA Remote)](https://feeny.ai/job/sales-executive-dublin-ca-or-usa-remote-savvymoney-dublin-3j7b9rbhn67d) — Dublin, Ireland - [Senior Sales Executive (Dublin, CA or USA Remote)](https://feeny.ai/job/senior-sales-executive-dublin-ca-or-usa-remote-savvymoney-united-states-znw94p5h49vh) — United States - [Sales Enablement Manager (Dublin, CA or USA Remote)](https://feeny.ai/job/sales-enablement-manager-dublin-ca-or-usa-remote-savvymoney-united-states-bzjafq5j05m3) — United States - [Lead, AI Engineer (Dublin, CA or USA Remote)](https://feeny.ai/job/lead-ai-engineer-dublin-ca-or-usa-remote-savvymoney-united-states-ztchq3b59t9j) — United States - [Lead ML/AI Platform Engineer (EU, EMEA Remote)](https://feeny.ai/job/lead-ml-ai-platform-engineer-eu-emea-remote-savvymoney-europe-rbg28jve0xfx) — Europe - [Senior Solution Architect (Dublin, CA or USA Remote)](https://feeny.ai/job/senior-solution-architect-dublin-ca-or-usa-remote-savvymoney-dublin-4fmd3yjcg15j) — Dublin, Ireland - [Senior Software Development Engineer in Test (SDET) (India)](https://feeny.ai/job/senior-software-development-engineer-in-test-sdet-india-savvymoney-india-nk2kt6wtmahr) — India - [Program Manager, Enterprise AI Adoption (Dublin, CA or USA Remote)](https://feeny.ai/job/program-manager-enterprise-ai-adoption-dublin-ca-or-usa-remote-savvymoney-dublin-qf6xctbtetp7) — Dublin, Ireland - [Senior Implementation Manager (Dublin, CA or USA Remote)](https://feeny.ai/job/senior-implementation-manager-dublin-ca-or-usa-remote-savvymoney-dublin-0ga7s24hpdgv) — Dublin, Ireland - [Product Owner II - Offer Marketing (Dublin, CA or USA Remote)](https://feeny.ai/job/product-owner-ii-offer-marketing-dublin-ca-or-usa-remote-savvymoney-united-vz0dtqmazv7f) — United States