---
title: 'Senior Software Engineer, Fullstack at Perpay - Career''s Page'
canonical: 'https://feeny.ai/job/senior-software-engineer-fullstack-perpay-career-s-page-philadelphia-4g14a6v4me1c'
type: 'job'
last_seen: '2026-09-12'
---

# Senior Software Engineer, Fullstack at Perpay - Career's Page

- **Company:** Perpay - Career's Page
- **Location:** Philadelphia Pennsylvania, United States
- **Posted:** 2023-07-07
- **Last confirmed live:** 2026-09-12
- **Apply:** https://job-boards.greenhouse.io/perpay/jobs/4034548007

## Job description

About Us:

Perpay is a certified B Corp and Philadelphia’s most impactful growth-stage startup. We are driven by a mission to significantly improve the financial stability of everyday Americans. For the past decade, we have established strong product-market fit and a profitable, efficient operating model across a suite of products, positioning Perpay as the premier financial partner for consumers with subprime credit.

With over 500,000 customers who have utilized more than $1 billion in spending power, we are at a pivotal moment. We are scaling our operations, building new offerings, and deepening our impact. We are looking for teammates eager to join us on this journey.

Our venture partners include First Round Capital and L Catterton.

Products we’ve built to make an impact:

- Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.
- Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.
- Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.

Our team thrives on in-person collaboration, operating from our unique center-city Philadelphia office. This comfortable "home away from home" space offers river views and fosters rapid product development, strong relationships, and career growth. The energy from achieving big wins is palpable here. While we primarily work in the office, we offer sensible flexibility for personal needs, such as sick children or urgent errands, and coordinate official remote weeks around major holidays. If you are passionate about a meaningful mission, collaboration, equity, and generous perks, Perpay is the best place to be in Philadelphia right now.

About the Role:

We’re searching for an experienced and owner-minded Software Engineer to join Perpay and contribute to our culture of technical excellence. You will lead large-scale projects from start-to-finish, working across multiple teams (analytics, commerce, product, design, operations) while providing guidance to junior-level engineers. As we’re a growing engineering team, you’ll also have the opportunity to make an impact on our tech and our team. Given our people-first approach, your elevated level of contribution will strengthen our culture of inclusion, mentorship, and continuous learning.

As a leader of Perpay’s engineering team, you’ll collaborate with stakeholders ranging from entry-level contributors to senior-level executives. This opportunity is both unique and pivotal, as it offers the chance to provide leadership to a rapidly growing team. Our tech stack: Typescript, Javascript, React, Redux, Python, Django, Flask, Kubernetes, AWS, Docker and more

Our greatest strength is our people and we’d love for you to be one of them!

We highly value product-mindset, experience building production web apps for real users, and ability to coach and support junior engineers. An ownership mentality is a must, along with empathy and low ego. We’re building to win, and are eager to find more team members to help us get there.

You Will:

- Be a leader our team looks to as a model of execution, accountability, and technical expertise
- Lead the implementation of large scale features for our customers and our internal finance, operations, and risk teams
- Develop technical requirements alongside our Product team
- Solve problems that span multiple interconnected systems with distributed architectures and scaling systems
- Execute on the full lifecycle of new features with fellow engineers
- Continue to improve how we build, test, and deliver software

## What You’ll Bring

- 5+ years of experience building web applications at scale in at least one modern language / framework (Python/Django, React/Typescript, Rails, etc.)
- 2+ years of experience leading technical teams and large, complex projects
- Experience working on consumer-facing products and demonstrating empathy for end-users
- Excellent at unblocking yourself and those around you, and an ability to design, analyze, and debug distributed systems and services.
- Significant experience with operating large scale services with AWS, Docker, and/or Kubernetes
- Excellent communication skills, including the ability to explain highly technical subject matter to a nontechnical audience

NYC-level total cash-comp (base $160k into the $200’s, plus equity and a discretionary cash bonus)

We know not everybody checks all the boxes, so if you’re interested, please apply because you could be just what we’re looking for! What We’ll Bring to Full-time Team Members:

- Meaningful compensation and equity
- Premium medical benefits (fully paid base plan, and very reasonable premium for the buy-up option)
- 5% employer 401k match
- Unlimited PTO policy
- ​​Remote weeks around major holidays + extra holiday on weekends like MDW and LDW
- High quality catered lunch by local chefs, 4 days / week
- Gym subsidy
- Paid cell phone + plan
- Student loan repayment match program
- Family savings match program
- Relocation assistance
- Generous team member discounts

This is not a remote opportunity; it is 100% onsite (#LI-Onsite) (#LI-TH1) (#LI-AK1)

Perpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, sex (including pregnancy), marital status, political affiliation, age, veteran status, disability status or other non-merit factor. Please contact us at careers@perpay.com to request accommodation.

## About Perpay - Career's Page

## Company Overview
- **One-liner**: Perpay offers simple, inclusive financial products that help underserved consumers build credit and access interest-free payments through payroll-linked spending.
- **Entity Type**: Private (funding stage: Series A)
- **Headquarters**: Philadelphia, Pennsylvania, United States
- **Founded**: 2016
- **Founders**: Chris DiMarco (Founder & CEO)

## Core Business
- **Primary industry**: Financial Services (consumer finance / credit & payments)
- **Target customers**: B2C – primarily underserved consumers who want to build credit and access interest‑free payment options through their paycheck.
- **Mission or purpose statement**: "Improve quality of life through simple, inclusive, and transparent financial products."

## Products & Services
- **Perpay Marketplace**: An e‑commerce platform that lets members spend based on their income and pay over time using automatic payroll deductions – interest‑free.
- **Perpay+**: A credit‑building service that reports Marketplace repayment behavior to all three major credit bureaus, helping members monitor and improve their credit scores.
- **Perpay Credit Card**: A World Mastercard that removes common barriers like high security deposits and low approval odds, with automatic payroll payments.

## Market Standing
- **Valuation/Market Cap**: Not disclosed
- **Key Metric (Private)**: Annual Revenue of $22.5 M (LinkedIn estimate); Total Funding $2.5 M (across seed, angel, and Series A rounds)
- **Notable Investors/Partners**: First Round Capital (seed lead), L Catterton (Series A lead), JP Morgan (backer); also listed as a B Corp and holds an A+ rating with the Better Business Bureau.
- **Growth Signals**: 
  - $500 million in spending power used by members
  - Members see an average credit score increase of 32 points within the first three months of using Perpay+
  - 95 team members (with ~28% in technical roles) and 13 active job postings
  - LinkedIn follower growth of +43% year‑over‑year

## Competitive Advantages
- **Payroll‑linked model**: Automatic deductions from paychecks reduce risk and enable interest‑free credit for consumers who often lack access to traditional credit.
- **Built‑in credit building**: Reporting to credit bureaus directly through the platform helps members establish credit history without extra steps.
- **B Corp certification**: Commitment to social impact and transparent, inclusive financial products differentiates from traditional lenders.
- **Integrated product suite**: Marketplace + credit builder + credit card creates a closed‑loop ecosystem that encourages healthy financial habits.

## Strategic Focus
- Expand the Perpay Credit Card to reach more consumers and deepen engagement.
- Continue building out the credit‑building and financial wellness features (Perpay+).
- Scale the team (especially in engineering, data, and product) to support product growth and new market entries.
- Leverage the Philadelphia office culture and remote‑friendly policies to attract mission‑driven talent.

## Why Work Here
- **Culture**: Mission‑driven team focused on "drawing your own map," demonstrating grit, being curious, and building good habits – with a strong emphasis on collaboration and impact.
- **Location**: Brand‑new riverfront office in Center City Philadelphia; a "home away from home" environment that fosters creativity.
- **Benefits**: Fully subsidized health benefits, 401(k) with company match, company equity, up to $2,000 match for student loan payments, unlimited PTO.
- **Career Development**: "Super Day Series" – an invite‑only one‑day hiring experience for early‑career talent; rotational programs for Business Operations.
- **Team**: 95 employees with growing technical, data, and product teams; open roles across Engineering, Data, Analytics, Product, Marketing, Operations, and Finance.

## Sources
1. [Greenhouse Jobs Board](https://boards.greenhouse.io/perpay)
2. [Perpay Careers Page](https://perpay.com/careers)
3. [Perpay About Page](https://perpay.com/about-us)
4. [LinkedIn Company Profile](https://www.linkedin.com/company/perpay-inc)
5. [Perpay Careers (try.perpay.com)](https://try.perpay.com/careers)

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