--- title: 'Senior Software Engineer (Java) at ARQ' canonical: 'https://feeny.ai/job/senior-software-engineer-java-arq-new-york-tbxt5hnpargx' type: 'job' last_seen: '2026-09-04' --- # Senior Software Engineer (Java) at ARQ - **Company:** ARQ - **Location:** New York, NY - **Employment:** full-time - **Work type:** hybrid - **Posted:** 2026-07-15 - **Last confirmed live:** 2026-09-04 - **Apply:** https://jobs.ashbyhq.com/arq/433d8cb9-5a19-4ca2-9218-940d4e008ed9 ## Job description ## ABOUT ARQ ARQ is one of the fastest-growing fintechs in the world. Our mission is to redefine how people interact with money across borders, building the infrastructure to move value seamlessly. We’re still early in our journey, which means every person who joins shapes the future of our product, culture, and growth. If you’re excited by big challenges, global impact, and the chance to grow fast with a world-class team, ARQ is the place to do it. ## WHAT WE'RE LOOKING FOR As a Backend Engineer, you’ll design, develop, and maintain scalable, secure, and high-performing backend systems that power our innovative products. You’ll collaborate with a talented team to create solutions that drive financial inclusion and transform the way people manage their money. ## WHAT YOU'LL BE DOING - The work will focus on greenfield development and improvement of existing systems - Projects will include building REST APIs, engineering microservices and evolving a number of systems that our business depends on (e.g. card payments, treasury management, transactions booking, crypto liquidity) - Our technology stack is based predominantly on Java 25 on the backend with Postgres database - We rely on Spring Boot for quick and quality delivery - We have a pragmatic approach to develop our business logic, focusing on clean code, with emphasis on maintainability and fast turnaround with TDD, DDD and continuous integration & delivery ## WHAT YOU'LL NEED - Demonstrable experience in Backend development, with fluency in Java - Bachelor's Degree (or above) in Computer Science, Mathematics, Physics, or other Engineering / Science disciplines - Quick learner with an ambitious and results driven personality, with excellent communication skills (english fluency, verbal and written) - Track record of building complex products that millions of people use in hypergrowth startups ## BENEFITS - Competitive salary and benefits - Stock options, so you own part of what you build - Discretionary performance bonus - The latest tools and technology - A world-class team that will challenge and grow your skills - The opportunity to help build the best fintech app in Latin America - Office Policy: 3-4 days a week in-office ## About ARQ ## Company Overview - **One-liner**: ARQ (formerly DolarApp) is a global fintech platform that provides multi-currency accounts, real-time currency conversion, and investment access to US stocks and ETFs for individuals across the Americas. - **Entity Type**: Private (funding stage not disclosed; raised tens of millions from top-tier investors) - **Headquarters**: Not publicly available (serves the Americas; localized sites for Argentina and Mexico) - **Founded**: 2021 - **Founders**: Not publicly available ## Core Business - **Primary industry**: Fintech – cross‑border banking, payments, wealth management - **Target customers**: B2C – travelers, investors, professionals, and global citizens in Latin America and beyond - **Mission**: “Modern finance for the global era” – to give customers control over their money with faster, cheaper, and more transparent financial rails. ## Products & Services - **ARQ Multi‑Currency Account**: A digital account supporting USD, EUR, and local currencies (e.g., Argentine peso, Mexican peso). Users can convert between currencies at real market rates with no hidden fees. - **ARQ Debit Card**: A Mastercard (inferred) for spending at leading conversion rates with zero commission or hidden charges. - **ARQ Investments**: Access to US stocks and ETFs directly from the ARQ account, enabling long‑term wealth building. - **Payment Rails**: US and European local account details to receive and send payments globally. ## Market Standing - **Valuation**: Not publicly available - **Key Metric (Private)**: Total funding – “tens of millions of dollars” from renowned investors; 2 million users as of 2026-07-01 - **Notable Investors**: Sequoia Capital, Founders Fund, Brevan Howard Digital, Y Combinator, Kaszek Ventures - **Growth Signals**: Rebranded from DolarApp to ARQ in 2024 (per Sequoia partnership date); rapid user growth (2M people); expansion across the Americas; product diversification into investing. ## Competitive Advantages - **Transparent pricing**: Real market conversion rates, no hidden fees – a stark contrast to traditional banks - **Global accounts**: Users get US and EU bank details and a debit card usable worldwide - **World‑class backing**: Sequoia, Founders Fund, YC, etc. provide credibility and strategic support - **Elite team**: Small, high‑caliber team with experience at Revolut, Uber, Amazon, Block, and UBS, enabling fast execution - **Vertical integration**: Combining payments, currency exchange, and investing in one app ## Strategic Focus - **Build the financial system of the next century** – replace legacy banking middleware with direct, customer‑owned rails - **Scale across the Americas** – starting in Argentina and Mexico, then expanding to other markets - **Deepen wealth management** – add more asset classes and long‑term savings tools - **Maintain a lean, high‑impact team** – “small teams with the best talent outcompete massive companies” ## Why Work Here - **Culture**: “Long‑term ambition and absolute conviction”; “nimble, but ambitious” – the careers page describes a mission‑driven, execution‑focused environment - **Team & autonomy**: Small teams own meaningful product areas; high ownership and rapid iteration - **Remote/office**: Not explicitly stated, but likely hybrid or remote‑friendly given the global nature of the business - **Notable**: Founders and early employees have built profitable products at iconic companies; strong emphasis on “world‑class in everything we do” - **Perks**: Not publicly disclosed, but likely competitive compensation and equity in a high‑growth fintech ## Sources 1. [arqfinance.com](https://www.arqfinance.com/en-AR) 2. [jobs.ashbyhq.com/arq](https://jobs.ashbyhq.com/arq) 3. [sequoiacap.com/companies/arq/](https://sequoiacap.com/companies/arq/) 4. [arqfinance.com/en-AR/careers](https://www.arqfinance.com/en-AR/careers) ## Other roles at ARQ - [FinCrime Analyst](https://feeny.ai/job/fincrime-analyst-arq-sao-paulo-rgjevd8p5d35) — São Paulo, Brazil - [Security Engineer, Lead](https://feeny.ai/job/security-engineer-lead-arq-sao-paulo-jzhmcvf1dgav) — São Paulo, Brazil - [Security Engineer, Mid](https://feeny.ai/job/security-engineer-mid-arq-sao-paulo-7j2xyvshyt5b) — São Paulo, Brazil - [Security Engineer, Senior](https://feeny.ai/job/security-engineer-senior-arq-sao-paulo-5vx7d91sfhz1) — São Paulo, Brazil - [Senior Software Engineer (Java)](https://feeny.ai/job/senior-software-engineer-java-arq-london-10w3fhekrghq) — London, United Kingdom - [Senior Software Engineer (Java)](https://feeny.ai/job/senior-software-engineer-java-arq-krakow-derkp7j6xmf2) — Krakow, Poland - [Software Engineer (Java)](https://feeny.ai/job/software-engineer-java-arq-london-6qhd3aecj6c9) — London, United Kingdom - [Software Engineer (Java)](https://feeny.ai/job/software-engineer-java-arq-krakow-g35heqd49k67) — Krakow, Poland - [Customer Support Agent](https://feeny.ai/job/customer-support-agent-arq-sao-paulo-nd6xmzs83g58) — São Paulo, Brazil - [Lead Software Engineer(Java)](https://feeny.ai/job/lead-software-engineer-java-arq-london-qy851s2dapfv) — London, United Kingdom