--- title: 'Senior Software Engineer, Processing at Lithic' canonical: 'https://feeny.ai/job/senior-software-engineer-processing-lithic-remote-0v3km1g1mjq1' type: 'job' last_seen: '2026-09-17' --- # Senior Software Engineer, Processing at Lithic - **Company:** Lithic - **Location:** Remote - **Work type:** remote - **Posted:** 2026-09-17 - **Last confirmed live:** 2026-09-17 - **Apply:** https://job-boards.greenhouse.io/lithic/jobs/6196777004 ## Job description Lithic is the modern card issuing and processing platform empowering ambitious financial companies to build the future of payments. Our infrastructure powers card programs for 100+ innovative clients, from fintechs reimagining credit and digital banking to platforms transforming disbursements and spend management. Companies like Mercury, Flex, and Novo rely on Lithic's developer-friendly APIs, direct network connections, and flawless reconciliation to launch and scale card programs in weeks, not years. We're building a future where access to better financial products materially improves people's lives, free from the constraints of 30-year-old mainframes and legacy processors. We're proud to be backed by world-class investors who share that vision, including Bessemer Venture Partners, Index Ventures, Spark Capital, Stripes, and Mastercard, along with many others. We're a team of 170+ across 26 states and 7 countries, headquartered in New York City. Position: Senior Software Engineer, Processing Location: Remote We are hiring a Senior Software Engineer for our Processing team to lead Lithic’s next phase of growth. The Processing team builds and maintains the real-time interfaces between Lithic and external payment networks. Every card authorization, clearing message, and settlement file flows through systems this team owns. The team manages both online and batch transaction flows across Mastercard, Visa, and Amex, along with transaction enrichment, disputes processing, and network compliance. The systems we maintain have strict latency and uptime requirements, because they sit on the critical path for every card transaction. The team also manages the physical network peering with card network partners, so infrastructure and networking expertise are important. The team primarily uses Java, Python, and Kotlin on AWS. What You'll Do: - Ensure high reliability, low latency, and correctness for Lithic's transaction processing interfaces and related services - Develop new capabilities across authorization, clearing/settlement, disputes, and network integration surfaces - Ensure that the team is delivering reliable, secure, and scalable code with minimal tech debt - Evolve the infrastructure supporting physical network peering with card network partners, ensuring connectivity, failover, and capacity meet reliability requirements - Own initiatives from planning to launch, keeping stakeholders informed and aligned along the way - Participate in the team on-call rotation - Lead efforts to improve systems and processes both within the team and across engineering - Help drive strategic planning in collaboration with the engineering manager and product manager What You Bring: - 8+ years experience shipping code in fast paced production environments - Advanced distributed system instincts and design skills - Experience driving large cross-functional projects across engineering, product, and operations teams - A proven commitment to empathy and inclusion - Excellent communication skills - Growth mindset and continuous desire to learn and improve is a must - An interest in fintech and the payments space is preferred The annual US salary range for this role is $160,000 - $200,000 plus equity. This salary range may be inclusive of several career levels at Lithic and will be narrowed during the interview process based on the candidate’s experience and qualifications. This is a remote position. However, candidates must be located in the United States, Canada (Ontario or British Columbia), Netherlands, Poland, or Czech Republic. We do not offer visa sponsorship or assistance. This is a hybrid position. Candidates must be located within a commutable distance to our NYC office in Soho. We do not offer visa sponsorship or assistance. Crack the code A hidden code is tucked into this application. Find it and enter it below to continue. 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 Benefits for Full-Time US Employees: - Unlimited PTO - 12-weeks fully paid parental leave - 4-Week Fully Paid Sabbatical (earned at your 5-year anniversary) - Work From Anywhere: work from anywhere in the world 4-weeks each year - 3% cashback on card purchases with your complimentary [Privacy.com](http://Privacy.com) employee account - Health, vision, and dental insurance; HSA Contribution Match - 401(k) match - Voluntary Life Insurance and STD/LTD NYC-based employees work from our SoHo office three days a week. Tuesdays and Thursdays are our core days, and you'll choose a third day that works for your schedule and team needs. In-office employees receive: - Commuter benefit - Catered lunch every Tuesday and Thursday ## About Lithic ## Company Overview - **One-liner**: Lithic provides a modern, developer-friendly card issuing and money movement platform that enables fintechs, banks, and software companies to launch and scale debit, credit, and prepaid card programs. - **Entity Type**: Private (Series C, $115.4M total funding) - **Headquarters**: New York, New York, United States - **Founded**: 2014 (as Privacy.com); Lithic spun out in 2021 - **Founders**: Bo Jiang (CEO), David Nichols (CDO), Jason Kruse (CTO) ## Core Business - Primary industry: Payments infrastructure / Card issuing processing - Target customers: B2B – fintech companies, digital banks, software companies, and enterprises launching card programs - Mission: “Access to better financial products materially improves people’s lives.” Focus on replacing legacy issuer processors with a modern, API-first stack. ## Products & Services - **Card Issuing Platform**: Programmable APIs for issuing debit, credit, and prepaid cards (virtual and physical) with features like instant issuance, tokenization, and custom card printing. - **Money Movement**: ACH and wire transfers, multi-currency support, precise debit/credit ledgers, and settlement APIs. - **Risk & Fraud Mitigation**: End-to-end disputes and chargeback resolution, identity verification, tokenization control, and configurable fraud rules. - **Compliance & Program Management**: SOC 1 Type 1, SOC 2 Type 2, PCI DSS, and ISO 27001 certified; optional managed services for bank/network/regulatory compliance. - **Developer Tools**: Well-documented APIs, sandbox environment, and dashboard for real-time monitoring and configuration. ## Market Standing - **Valuation**: Not publicly disclosed - **Key Metric**: $115.4M total funding (Seed, Series A, B, C); annual revenue estimated at $10M (LinkedIn, as of 2025) - **Notable Investors**: Index Ventures (seed lead), Teamworthy Ventures (Series A lead), Bessemer Venture Partners (Series B lead), Stripes (Series C lead) - **Growth Signals**: 130 employees (+19.3% YoY), 100+ clients processing billions in transactions, recognition on CB Insights Fintech 250 (2022), Tearsheet Embedded Awards Best Card Issuing Platform (2022), GGV Capital Fintech Innovation Top 50 (2023 & 2024) ## Competitive Advantages - **Developer-first API**: Built by engineers who experienced legacy processor pain; focus on speed-to-market, no scheduled downtime, and 99.99%+ uptime. - **Direct network connections**: Direct links to card networks and Federal Reserve, enabling flawless reconciliation and reliability. - **Modular service options**: Clients can choose full program management or a self-service “Processor Client” model, retaining their own bank relationships. - **Security & compliance**: SOC/PCI/ISO certifications with no scheduled downtime – rare in payments infrastructure. ## Strategic Focus - Scale globally by expanding into new geographies and multi-currency capabilities. - Deepen integrations with banks and networks to offer more flexibility (e.g., Visa’s latest API for faster cardholder upgrades). - Continue building out the platform to handle higher transaction volumes and more complex use cases (credit, disbursements, digital banking). ## Why Work Here - **Culture**: Values include “Iterate,” “Customer Centricity,” “Deliver Excellence,” and “Act Like an Owner.” High autonomy and ownership expected. - **Remote-friendly**: Remote-first policy with a strong Slack culture (1,000+ custom emojis). Offices in New York and Ontario, Canada. - **Benefits**: 12 weeks paid family leave, full vision/dental/health insurance, competitive compensation with equity, 401k matching, flexible PTO, and 3% cash back on Privacy.com cards. - **Engineering culture**: Mission-critical infrastructure work; high standards and ambitious goals. Teams are small and leverage-driven. - **Growth**: 80% YoY increase in job postings; recent openings include Engineering Manager, Senior Software Engineer, Product Delivery Specialist, and Risk/Compliance roles. ## Sources 1. [lithic.com](https://www.lithic.com/) 2. [lithic.com/about](https://www.lithic.com/about) 3. [lithic.com/about/careers](https://www.lithic.com/about/careers) 4. [linkedin.com](https://www.linkedin.com/company/lithic) 5. 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